QINV

What QINV does

QINV (legal entity QINV Consultoria de Valores Mobiliários LTDA) is a Brazilian fintech that offers AI-managed automated cryptocurrency portfolios to retail investors through a self-serve mobile application. Users deposit funds via PIX starting at R$50, select from conservative, balanced, or aggressive Smart Portfolios, and the company's algorithm selects assets, monitors the market, and performs monthly rebalancing without user intervention. All client assets are held in segregated accounts in the customer's name at Foxbit, one of Brazil's oldest crypto exchanges (active since 2014, with over R$21 billion negotiated), so QINV itself does not custody assets.

The technology stack centers on a quantitative AI algorithm reportedly developed over 8 years by a team of PhDs in quantitative finance. It analyzes historical prices, trading volume, technical indicators, social media sentiment, and blockchain on-chain metrics to produce systematic portfolio allocations and Bullish/Bearish asset recommendations with confidence percentages. Layered on top are a generative conversational assistant (Wealth Copilot) for natural-language portfolio queries and trade execution, an Asset Analysis module with RSI and Sharpe Ratio metrics for paying subscribers, and a content hub (QINV Insights) aggregating CoinTelegraph and CoinDesk news, QINV-produced video analysis, and daily Giro Bitcoin podcasts. A separate Web3 platform at qinv.ai offers tokenized portfolios on Base Network (Ethereum Layer 2) for global users.

QINV monetizes via a freemium subscription model (QINV Plus unlocks premium analytics and Wealth Copilot), a referral cashback program (up to R$20 per successful referral), and broker rebates from partner exchanges on transactions executed through the platform. The company is regulated by CVM (Comissão de Valores Mobiliários) as a Securities Advisory firm and is LGPD-compliant. Distribution is mobile-first (iOS and Android) with content marketing, Instagram, Telegram, and earned media from CoinTelegraph, Exame, and InfoMoney driving top-of-funnel acquisition. No external funding rounds, revenue figures, or active user counts were disclosed.

Name

QINV

Legal name

QINV Consultoria de Valores Mobiliários LTDA

Website

https://qinv.com.br

Company type

Private

Founded year

2024

Operating status

Operating

Headcount range

11–50 employees

Short description

QINV is a CVM-regulated Brazilian fintech that offers retail investors AI-managed cryptocurrency Smart Portfolios via a mobile app, with automated monthly rebalancing, a conversational Wealth Copilot, and asset custody provided by Foxbit.

Ownership category

akta.pro rank

Product category

Crypto Investment Platform

NAICS

Portfolio Management and Investment Advice (523940), Portfolio Management and Investment Advice (52394)

SIC

Investment Advice (6282), Security & Commodity Brokers, Dealers, Exchanges & Services (6200)

akta.pro primary industry

Portfolio Management Systems (PMS), Rebalancing & Analytics (Crypto) (FSADAHAE)

akta.pro secondary industries

Copy Trading, Social Trading & Automated Trading Platforms (FSADAAAK), Financial Services Personalization (Banking, Investing, Insurance) (HDAAAGAH)

Keywords

• AI crypto investing
• Automated crypto portfolios
• Algorithmic wealth management
• Smart portfolio rebalancing
• Conversational finance assistant

Headquarters

HQ city

Nova Lima

HQ country

Brazil

HQ region

Latin America

Offices1 record

Markets served

GTM type

B2C

Offering type

Software

Cost components

Technology or R&D, Personnel, Operations, Marketing or Sales, Infrastructure

Revenue model

1. QINV Plus Premium Subscription: Monthly subscription model providing access to premium features including the Wealth Copilot conversational AI, deep asset analysis with RSI and Sharpe Ratio metrics, curated Twitter feed, and real-time sentiment analysis. Subscription is processed through Apple App Store or Google Play Store.
2. Broker Transaction Fees (Rebate Model): QINV receives rebates from partner brokers/exchanges (1% fee charged on each transaction executed through the platform). This applies to initial purchases, redemptions, and monthly portfolio rebalancing operations performed on behalf of users.
3. Referral Program Cashback: Users generate unique referral codes and share with friends. When someone creates an account with the code and makes their first investment, both referrer and referee receive cashback proportional to the invested amount (up to R$20 per referral), credited within 1 business day.

Pricing tiers

Go-to-market motion1 record

Distribution channels2 records

Marketing channels5 records

Core offering

QINV operates a Brazilian mobile fintech application that delivers AI-managed cryptocurrency investment portfolios to retail investors. Users deposit via PIX starting at R$50, select a Smart Portfolio (conservative, balanced, or aggressive), and the proprietary AI algorithm selects assets, executes trades, and automatically rebalances the portfolio monthly without user intervention. A premium QINV Plus subscription unlocks a conversational AI assistant (Wealth Copilot), deep asset analysis with RSI and Sharpe Ratio metrics, and real-time sentiment analysis, while all assets are custodied by the Foxbit exchange under segregated accounts.

Product overview

QINV is a Brazilian fintech platform offering AI-managed automated cryptocurrency investment services through a mobile app. The core product is the QINV App, where users deposit via PIX and select AI-managed Smart Portfolios. Additional features include Wealth Copilot (conversational AI for natural language investment queries and operations), Asset Analysis (bullish/bearish AI recommendations with technical metrics), and QINV Insights (aggregated news/video/podcast content). QINV Plus is a premium subscription unlocking advanced analytics and the full Wealth Copilot. A separate global Web3 platform operates on Base Network. All assets are custodied by Foxbit exchange.

Differentiator

Problem solved

Functional benefit

Brands

• QINV Plus: Premium subscription plan offering deep asset analysis, curated tweet feed, real-time sentiment analysis, and Wealth Copilot access.
• Wealth Copilot
• QINV Insights

Products and services

• QINV App Brazilian mobile fintech application (iOS and Android) for automated cryptocurrency investing via AI-managed Smart Portfolios. Users deposit via PIX starting from R$50, select a portfolio (conservative, balanced, or aggressive), and the AI handles asset selection, monitoring, and monthly rebalancing. Custody is provided by the Foxbit exchange under segregated accounts.
• Carteiras Inteligentes (Smart Portfolios) AI-managed cryptocurrency portfolios pre-assembled and dynamically rebalanced monthly by QINV's algorithm. Available in conservative, balanced, and aggressive risk profiles. Users select a portfolio rather than individual assets, and the AI handles selection, monitoring, and rebalancing without user intervention.
• QINV Plus Premium monthly subscription plan unlocking advanced asset analysis (RSI, Sharpe Ratio, trends, momentum), curated Twitter/X market feed, real-time sentiment analysis, and access to the Wealth Copilot conversational AI. Free tier includes basic portfolio investing, price charts, and AI Bullish/Bearish recommendations.
• Wealth Copilot AI conversational assistant integrated into the QINV app that allows users to query portfolio data, request market analysis, and execute buy/sell operations using natural-language Portuguese commands. Operates 24/7 and is available exclusively to QINV Plus subscribers.
• Análise de Ativos (Asset Analysis) AI-powered asset analysis feature providing interactive price charts and a Bullish/Bearish gauge showing algorithmic sentiment (e.g., 62% Bullish) for any cryptocurrency. QINV Plus unlocks deep analysis with RSI, Sharpe Ratio metrics, and curated social media feed.
• QINV Insights Content aggregation hub within the QINV app combining short-form video market analysis produced by QINV, real-time news from CoinTelegraph and CoinDesk, and daily podcasts produced in partnership with Giro Bitcoin.
• QINV Web3 Platform Global Web3 platform accessible at qinv.ai featuring tokenized portfolios on Base Network (Ethereum Layer 2), targeting international crypto investors beyond the Brazilian market served by the mobile app.

Quantifiable outcome

• Monthly automatic portfolio rebalancing without user intervention
• +2 more outcomes

Segments1 record

Ideal customer profiles1 record

Technology focussed Yes

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

AI capability8 records

Feature4 records

Partnerships

Six partnerships are on record, tiered core and minor.

• FoxbitcoreTechnology or Integration · 1 January 2014Foxbit serves as QINV's official custody partner, holding all customer assets in individual accounts in the customer's name. As one of Brazil's largest and oldest crypto exchanges (active since 2014 with R$21 billion+ negotiated), Foxbit provides institutional-grade custody infrastructure including bank-level encryption, rigorous KYC/AML compliance, and regulatory adherence. QINV handles strategy while Foxbit guards assets. If QINV ceases operations, customer assets remain safe with Foxbit.
• CoinTelegraphminorGTM or Marketing PartnerQINV has received media coverage from CoinTelegraph, a leading global cryptocurrency news outlet. QINV Insights also aggregates real-time CoinTelegraph news within the app.
• ExameminorGTM or Marketing PartnerQINV has been featured in Exame, a major Brazilian business magazine and news outlet, providing earned media coverage.
• InfoMoneyminorGTM or Marketing PartnerQINV has been covered by InfoMoney, a leading Brazilian financial news and education platform, providing earned media credibility.
• CoinDeskminorGTM or Marketing PartnerCoinDesk content is integrated into QINV Insights, aggregating cryptocurrency news and analysis within the QINV app alongside CoinTelegraph coverage.
• Giro BitcoinminorStrategic or Co-development PartnerGiro Bitcoin produces daily podcasts that are aggregated within QINV Insights, providing audio market analysis and crypto news to users directly within the app.

Scale indicators3 records

Recent moves6 records

Expansion highlights6 records

Broad incumbents

• Hashdex: Brazilian crypto asset manager best known for crypto ETFs listed on B3. Comparable as a CVM-regulated crypto investment manager serving Brazilian investors, but with institutional focus rather than retail mobile-first distribution.
• eToro: Global social trading and multi-asset platform offering CopyTrader, managed portfolios, and crypto exposure. Comparable as an AI/copy-trading-enabled investment platform with retail focus, though broader in asset classes and global in reach.
• Wealthfront: US robo-advisor offering automated portfolio management with AI-driven tax-loss harvesting and personalization. Comparable as an AI-driven automated portfolio management platform for retail investors, though traditional-finance focused and US-only.
• Binance Brasil: Global crypto exchange with strong Brazilian operations, offering spot trading, staking, and increasingly automated portfolio products. Comparable in serving Brazilian retail crypto investors with managed offerings, but vastly larger scale and broader product suite.

Direct peers

• Ripio: Latin American crypto platform spanning Argentina, Brazil, and other markets, offering trading and yield products. Comparable as a regional retail crypto investment app targeting Latin American consumers with mobile-first distribution.
• Lemon Cash: Latin American crypto fintech app offering trading, payments, and yield to retail users in Argentina and expanding region-wide. Comparable as a mobile-first LatAm crypto investment platform with similar retail demographic and product breadth.
• Foxbit: QINV's custody and execution partner, also one of Brazil's largest crypto exchanges since 2014. Comparable as a Brazilian retail crypto investment platform; the relationship is both cooperative and competitive since Foxbit could launch its own AI advisory product.
• Novadax: Brazilian crypto exchange offering trading, staking, and tokenized products to retail and institutional clients. Comparable as a Brazilian retail-focused crypto investment platform with similar regulatory positioning and product breadth.
• Mercado Bitcoin: Brazil's largest crypto exchange, offering trading, staking, and increasingly managed portfolio products. Directly comparable as a Brazilian retail crypto platform expanding into AI-assisted investing, with much larger scale and brand.

Regional players

• Bitpreco: Brazilian crypto exchange and price-tracking platform serving retail investors. Comparable as a Brazilian crypto investment platform with focus on retail accessibility and BRL onramps, though less product depth than QINV.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat5 records

Key risks7 records

Key highlights7 records

Customer concentration

• Instagraminstagram.com/qinvapp
• Xx.com/qinvapp
• Facebookfacebook.com/qinvapp

Compliance2 records

Revenue estimate

Valuation estimate

Number of profiles

Profiles1 record

Funding overview

Funding rounds1 record

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about QINV