PropertyRate
PropertyRate is a privately held, nationwide residential Appraisal Management Company (AMC) that manages the full appraisal lifecycle — order intake, appraiser assignment, QC, and compliance — for mortgage lenders, brokers, and licensed appraisers across all 50 U.S. states plus DC, generating revenue on a transaction-fee basis through its proprietary Operations Management platform.
- Company typePrivate
- Founded2004
- HeadquartersOrange, United States
- Headcount51–100
- GTM typeB2B
- OfferingServices
What PropertyRate does
PropertyRate is a nationwide residential real estate Appraisal Management Company (AMC) headquartered in Orange, California, founded in April 2004 by Dexter Go. The firm operates as an intermediary between mortgage lenders, brokers, and a panel of licensed residential appraisers across all 50 U.S. states and Washington DC, managing the full appraisal lifecycle — order intake, appraiser assignment, fee negotiation, scheduling, quality control, compliance validation, and report delivery — so that lender and broker clients can focus on loan origination. PropertyRate's primary customer segments are lenders and mortgage brokers (business-to-business) with a secondary network of licensed appraisers receiving assignments through the platform.
The company's core asset is the proprietary "PropertyRate Operations Management and Integrated Service Execution Platform," described as built from-the-ground-up for appraisal management and protected as a trade secret. The platform integrates with 28+ Loan Origination Systems (Encompass, Cotality, MeridianLink, Mercury Network, AppraisalPort/FNC, RealEC, Reggora, Calyx Point, LendingPad, Black Knight FS, Simplenexus, Origence, Byte, GlobalDMS, Closing Corp, Valuepad, and others), government compliance portals (UCDP, EAD, HUD, Appraisal Subcommittee, SAM/GSA, OFAC), and a wide ecosystem of data, payment, and infrastructure providers (Veros, Zillow, Clearcapital, Asteroom, Melissa Data, Stripe, Plaid, AWS, Google Cloud). PropertyRate offers 100+ appraisal product SKUs spanning Conventional (1004, 1073, 1025, 1004C, Desktop, Homestyle), FHA and FHA 203K, USDA, Jumbo, Reverse Mortgage (Equity Elite, EquityIQ, EquityPower, Homesafe, Platinum, Jumbo Reverse, HomeForLife), AVM and AVM+PCR, ACE+PDR (Freddie Mac), Value Acceptance+PDC, Broker Price Opinions, Commercial, Short-Term Rental analysis, and Disaster Area Inspection Reports.
Revenue is generated on a transaction-fee basis — per appraisal order — with pricing not publicly disclosed and quotes provided through a sales-led and self-serve hybrid GTM motion. Distribution runs through a 24/7 online self-serve portal at propertyrate.com plus a live customer service department (7 AM–7 PM PT Mon–Fri) at 877-777-7283 with dedicated sales, order status, QC, and compliance extensions. PropertyRate LLC is a privately held, founder-owned LLC with no institutional venture capital or private equity backing disclosed in the source data; no funding rounds, M&A activity, or leadership changes outside the founder are documented. The brand "PropertyRate®" is a registered trademark and the firm holds AICPA, AIR HVCC, UCDP, and Promise Platform affiliations per website footer logos.
PropertyRate firmographics
Firmographics- Name
- PropertyRate
- Legal name
- PropertyRate LLC
- Website
- https://propertyrate.com
- Company type
- Private
- Founded year
- 2004
- Operating status
- Operating
- Headcount range
- 51–100 employees
- Short description
- PropertyRate is a privately held, nationwide residential Appraisal Management Company (AMC) that manages the full appraisal lifecycle — order intake, appraiser assignment, QC, and compliance — for mortgage lenders, brokers, and licensed appraisers across all 50 U.S. states plus DC, generating revenue on a transaction-fee basis through its proprietary Operations Management platform.
- Ownership category
- akta.pro rank
PropertyRate industry classification
Industry- Product category
- Residential Appraisal Management Services
- NAICS
- Offices of Real Estate Appraisers (53132)
- SIC
- Real Estate Agents & Managers (For Others) (6531)
- akta.pro primary industry
- Property Valuation: Appraisal Management (AMC) & Appraiser Networks (FSALALAI)
- akta.pro secondary industries
- Residential Property Appraisal (BPAJAKAA), Real Estate Valuation & Appraisal (commercial/residential) (FSAEAHAJ)
Keywords
Where PropertyRate is headquartered
LocationHeadquarters
- HQ city
- Orange
- HQ country
- United States
- HQ region
- North America
Offices1 record
Markets served
PropertyRate business model
Business model- GTM type
- B2B
- Offering type
- Services
- Cost components
- Personnel, Technology or R&D, Operations, Marketing or Sales, Infrastructure, Supply Chain
Revenue model
- Appraisal Management Services: PropertyRate operates as an Appraisal Management Company (AMC) providing turn-key appraisal management and residential property valuation solutions to lenders and brokers. Revenue is generated through transaction fees on appraisal orders placed by lenders and brokers.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Transaction based/ take rate | Pay-as-you-go | Quote-based pricing for appraisal management services |
Go-to-market motion2 records
Distribution channels3 records
Marketing channels2 records
PropertyRate product offering
Product offeringCore offering
PropertyRate operates as a nationwide residential real estate Appraisal Management Company (AMC), providing turn-key appraisal management services to lenders, mortgage brokers and loan officers across all 50 US states and DC. The company manages the entire appraisal lifecycle—appraiser assignment, scheduling, fee negotiation, quality control, compliance monitoring, and report delivery—through a proprietary Operations Management and Integrated Service Execution Platform with 28+ Loan Origination System integrations and direct government compliance portal connections.
Product overview
PropertyRate is an appraisal management company offering a proprietary Operations Management and Integrated Service Execution Platform that serves as a centralized hub for managing residential real estate appraisals. The product portfolio encompasses over 100 distinct appraisal products organized across multiple loan type categories: Conventional products (1004 Single Family, 1073 Condo, 1004C Manufactured Home, 1025 Multifamily, Homestyle Renovation, Desktop, AIV/ARV variants); FHA products (single-family, condo, manufactured home, 203K renovation); USDA products; and Jumbo and Reverse Mortgage specialty products. Add-on modules include Automated Valuation Models (AVM), Broker Price Opinions (BPO), Desk and Field Reviews for quality control, and specialized inspection reports (Disaster Area, Occupancy, Compliance). The platform integrates with major LOS/LMS systems and government GSE portals for compliant data submission, serving lenders and appraisers nationwide.
Differentiator
Problem solved
Functional benefit
Products and services
- Residential Appraisal Management Services
- Conventional Appraisal Products (1004, 1073, 1004C, 1025)
- FHA Appraisal Products (1004, 1073, 1004C, 1025, 203K)
- USDA Appraisal Products (1004, 1073, 1025)
- Jumbo Loan Appraisal Products
- Broker Price Opinion (BPO) Services
- Desktop and Field Review Services
- Commercial Appraisal Services
- PropertyRate Operations Management and Integrated Service Execution Platform
Companies that use PropertyRate
Customer profileSegments2 records
Ideal customer profiles2 records
PropertyRate technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Integration69 records
Feature4 records
PropertyRate partnerships and signals
Strategic signalPartnerships
21 partnerships are on record, tiered core.
- EncompasscoreLoan Origination System integration partner enabling seamless appraisal order transmission between Encompass and PropertyRate platform
- CotalitycoreLoan Origination System integration partner for appraisal order management
- Mercury NetworkcoreAppraisal management platform integration for order and report management
- AppraisalPort / FNCcoreAppraisal technology platform integration for appraisal ordering and delivery
- RealEC ExchangecoreElectronic exchange integration for appraisal data and document transmission
- ReggoracoreAppraisal management platform integration partner
- MeridianLinkcoreLoan origination system integration for appraisal workflow automation
- ValuelinkcoreIntegration partner for valuation and appraisal order management
- LenderXcoreLOS integration for lender appraisal ordering
- Uniform Collateral Data Portal (UCDP)coreGovernment partner for submitting appraisal data to Fannie Mae and Freddie Mac through the UCDP
- Electronic Appraisal Delivery (EAD)coreGovernment integration for electronic appraisal delivery and compliance
- US HUDcoreGovernment partnership for FHA appraisal compliance and reporting
- Appraisal SubcommitteecoreGovernment partner for appraiser licensing database validation (ASC)
- VeroscoreProperty valuation data and analytics partner for enhanced appraisal accuracy
- ZillowcoreData services partner providing property data and comparables for valuations
- ClearcapitalcoreReal estate data and analytics partner for property valuation support
- Amazon Web Services (AWS)coreCloud infrastructure provider for PropertyRate's operations platform
- Google CloudcoreCloud services partner including Google Cloud Vision, Google Maps, and Azure Maps for property imaging and location services
- StripecorePayment processing partner for financial transactions
- Wells FargocoreFinancial partner and jumbo loan product integration for reverse mortgages and jumbo products
- Hubspot CRMcoreCRM integration for customer relationship management (in-progress)
Scale indicators2 records
Recent moves6 records
Expansion highlights6 records
PropertyRate competitors and assessment
Company assessmentEmerging players
- Veros: Provider of automated valuation technology and collateral risk analytics used by lenders and AMCs (and integrated by PropertyRate). Emerging competitor/partner in AVM-driven valuation workflows that could displace traditional appraisals.
Direct peers
- Clear Capital: Residential and commercial valuation provider offering appraisal management, AVMs, and BPOs. Directly competes with PropertyRate's residential appraisal and AVM product lines for lender business.
- Property Science: Residential AMC serving lenders with appraisal management services nationwide. Smaller, similarly-positioned direct competitor with comparable product breadth (conventional, FHA, USDA, VA, jumbo).
- AMC Bridge (a la mode): Appraisal management company affiliated with a la mode, a long-standing appraisal technology vendor. Directly comparable AMC competitor with similar lender relationships and nationwide order management.
- Reggora: Modern, API-driven appraisal management platform serving lenders and AMCs. Competes with PropertyRate on technology-forward appraisal order management and integrations, though more software-platform than pure AMC.
- Solidifi (a Stewart company): National residential appraisal management company owned by Stewart Information Services. Competes head-to-head with PropertyRate for lender appraisal orders with similar LOS integrations and nationwide coverage.
- Class Valuation: One of the largest U.S. residential appraisal management companies, serving lenders and AMCs nationwide. Directly comparable to PropertyRate in core AMC service, nationwide coverage, and lender-focused GTM.
Broad incumbents
- ICE Mortgage Technology (formerly Black Knight): Major mortgage technology provider (Encompass LOS, Empower LOS) that competes indirectly by offering integrated valuation and appraisal workflow capabilities inside lender LOS, influencing PropertyRate's integration partners and potentially disintermediating AMCs.
- Cotality (formerly CoreLogic): Large property data, analytics, and valuation workflow provider that competes broadly with PropertyRate in appraisal ordering, valuation, and collateral risk, especially with lenders seeking bundled data-plus-AMC offerings.
- Mercury Network (a la mode): Appraisal management and vendor management platform used across the mortgage industry. Provides the underlying technology many AMCs (including PropertyRate) integrate with, and offers competing AMC services to lenders.
Market position
Strengths4 records
Weaknesses4 records
Competitive moat5 records
Key risks6 records
Key highlights6 records
Customer concentration
PropertyRate social profiles
Digital presencePropertyRate financial estimates
Financial estimateRevenue estimate
Valuation estimate
PropertyRate leadership team
Management profileNumber of profiles
Profiles1 record
PropertyRate funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
PropertyRate M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about PropertyRate
What does PropertyRate do?
PropertyRate operates as a nationwide residential real estate Appraisal Management Company (AMC), providing turn-key appraisal management services to lenders, mortgage brokers and loan officers across all 50 US states and DC. The company manages the entire appraisal lifecycle—appraiser assignment, scheduling, fee negotiation, quality control, compliance monitoring, and report delivery—through a proprietary Operations Management and Integrated Service Execution Platform with 28+ Loan Origination System integrations and direct government compliance portal connections.
Is PropertyRate a public or private company?
PropertyRate is a private company. It is classified as founder individual operated bootstrapped and is currently operating.
When was PropertyRate founded?
PropertyRate was founded in 2004. It employs 51 to 100 people.
Where is PropertyRate based?
PropertyRate is headquartered in Orange, United States, in the North America region.
How does PropertyRate make money?
One revenue line is on record: appraisal Management Services.
Who are PropertyRate's main competitors?
Veros is listed as an emerging player. Direct peers are Clear Capital, Property Science, AMC Bridge (a la mode), Reggora, Solidifi (a Stewart company) and Class Valuation. Broad incumbents are ICE Mortgage Technology (formerly Black Knight), Cotality (formerly CoreLogic) and Mercury Network (a la mode).
Does PropertyRate have an API?
No public API is recorded for PropertyRate.
What industry is PropertyRate in?
PropertyRate's product category is Residential Appraisal Management Services. Its primary akta.pro industry code is FSALALAI, Property Valuation: Appraisal Management (AMC) & Appraiser Networks, with a secondary code of BPAJAKAA, Residential Property Appraisal. Its NAICS code is 53132 and its SIC code is 6531.