What BridgePay Network Solutions does

BridgePay Network Solutions is a privately held payment gateway company founded in 2012 and headquartered in Maitland, Florida, that provides processor-agnostic transaction processing infrastructure to merchants, Independent Software Vendors (ISVs), Independent Sales Organizations (ISOs), and reseller partners. The company's core BridgePay Gateway connects to 20+ processing partners including Fiserv, Global Payments, Heartland, Chase Paymentech, and Valutec, and supports acceptance across all major card networks (Visa, Mastercard, Discover, American Express, JCB, China Union Pay, Diners Club). The platform serves retail, restaurant, eCommerce, government/municipal, healthcare, field services, parking, ticketing, and property management verticals, with hundreds of municipal governments among its customer base. BridgePay maintains PCI DSS Level 1 Service Provider certification continuously since 2012, is listed on Visa's Global Registry and Mastercard's Compliant Service Provider List, holds HIPAA and GDPR compliance attestations, and offers a PCI-validated P2PE solution.

The product architecture is modular, centered on the core Gateway and extended through specialized offerings: PayGuardian Cloud (cloud-based EMV middleware that offloads certification complexity for ISV POS integrations across Android, iOS, and cloud platforms); TokenPay.js and Hosted Payment Page (PCI scope-reducing eCommerce solutions with tokenization and public/private key authentication, including Mastercard Click to Pay); MyBridgePay (EMV-ready virtual terminal with recurring billing and merchant boarding tools for resellers); YIPPIE (standalone payment application for PAX devices targeting SMBs via PAXStore); MobileLINK (Android mobile payment app); PCI Validated P2PE (point-to-point encryption reducing merchant PCI scope via ~34-question SAQ eligibility); Recurring Billing with Card Account Updater for subscription management. Developer integration is supported via Java SDK, .NET assembly, and Public JSON REST API through an Atlassian-hosted Developer Center.

Revenue is generated primarily through per-transaction gateway fees tied to processing volume, supplemented by recurring subscription revenue from MyBridgePay portal access and recurring billing modules, managed services revenue from PCI Validated P2PE device management (in partnership with Vault CPS/Ingram Micro), and hardware-related integration revenue from EMV device deployments. Go-to-market is predominantly channel-based through ISV integration partners and ISO/reseller networks, complemented by API-first developer self-service and direct enterprise sales for government accounts. On February 6, 2026, the company experienced a ransomware attack that caused nationwide service outages affecting hundreds of municipalities, enterprise customers including Lightspeed Commerce, and integrator partners, prompting FBI and U.S. Secret Service investigation; initial forensics indicated no payment card data was compromised.

Name

BridgePay Network Solutions

Legal name

BridgePay Network Solutions, LLC

Website

https://bridgepaynetwork.com

Company type

Private

Founded year

2012

Operating status

Operating

Headcount range

11–50 employees

Short description

BridgePay Network Solutions is a PCI-compliant payment gateway provider serving merchants, ISVs, ISOs, and government entities with processor-agnostic transaction processing, EMV middleware, PCI-validated P2PE, and eCommerce payment solutions. Founded in 2012 and headquartered in Maitland, Florida.

Ownership category

akta.pro rank

Headquarters

HQ city

Altamonte Springs

HQ country

United States

HQ region

North America

Offices1 record

Markets served

GTM type

B2B

Offering type

Software

Cost components

Technology or R&D, Personnel, Operations, Infrastructure, Marketing or Sales, Supply Chain

Revenue model

1. Gateway Transaction Processing: Revenue generated from processing credit and debit card transactions through the BridgePay Gateway. Payment is typically per transaction or as a percentage of transaction volume, with fees varying by payment type (card-present vs. card-not-present), card brand, and processing volume.
2. Virtual Terminal & Reporting Services: Revenue from MyBridgePay portal access providing virtual terminal payments, pre-settlement modifications, and detailed reporting for merchants and resellers.
3. Recurring Billing & Subscription Management: Fees for managing recurring billing, subscriptions, membership dues, and installment payments through BridgePay's billing module.
4. PCI Validated P2PE Solutions: Revenue from PCI-validated Point-to-Point Encryption solutions including device management and chain of custody services.
5. EMV Device & Mobile Solutions: Integration and support services for EMV-capable devices including PayGuardian Cloud deployments for Android and iOS platforms.

Pricing tiers

Go-to-market motion3 records

Distribution channels4 records

Marketing channels5 records

Core offering

BridgePay Network Solutions provides a processor-agnostic transaction payment gateway that enables merchants, ISVs, ISOs, and resellers to accept and process card-present and card-not-present payments across POS, mobile, and eCommerce channels. The core BridgePay Gateway is complemented by EMV middleware (PayGuardian Cloud), eCommerce solutions (TokenPay.js, Hosted Payment Page), a virtual terminal portal (MyBridgePay), mobile and standalone payment applications (MobileLINK, YIPPIE), PCI Validated P2PE, recurring billing, and Card Account Updater services.

Product overview

BridgePay Network Solutions offers a unified payment gateway platform with modular add-on solutions. The core BridgePay Gateway provides processor-agnostic payment processing connecting merchants and integrators across POS, ecommerce, and mobile channels. The platform is complemented by specialized modules including PayGuardian Cloud (cloud-based EMV middleware for POS integration), TokenPay.js and Hosted Payment Page (secure ecommerce payment solutions), MyBridgePay (virtual terminal and reporting portal), YIPPIE (standalone payment application for PAX devices), MobileLINK (Android mobile payment app), PCI Validated P2PE (point-to-point encryption), Recurring Billing (subscription management), and Card Account Updater (automatic card data updates). The company maintains vendor and processor neutrality, supporting integration with multiple processing partners and hardware device manufacturers including PAX and Ingenico.

Differentiator

Problem solved

Functional benefit

Brands

• PayGuardian Cloud: Cloud-based EMV payment solution for point-of-sale integration supporting Android, iOS, and cloud platforms
• YIPPIE!
• MyBridgePay
• TokenPay.js
• Hosted Payment Page
• MobileLINK

Products and services

• BridgePay Gateway Core transaction payment gateway providing processor-agnostic payment processing for merchants and integrators. Supports EMV card-present, mobile payments, and secure eCommerce transactions with tokenization and encryption.
• PayGuardian Cloud Cloud-based EMV middleware solution for point-of-sale integration that handles collection and transmission of sensitive payment information, offloading certification responsibility from merchants and integrators. Platform-independent with support for Android, iOS, and cloud deployments.
• TokenPay.js JavaScript-based eCommerce payment solution that enables secure collection of sensitive payment data while maintaining the merchant's website design. Uses tokenization and public/private key authentication, allowing merchants to complete SAQ A for PCI compliance.
• Hosted Payment Page Customizable hosted payment page solution for eCommerce that can be integrated via redirect or iframe, with mobile-responsive design and brand customization options. Keeps cardholder data off merchant systems for simplified PCI compliance.
• MyBridgePay Virtual Terminal & Reporting Portal EMV-ready virtual terminal, reporting suite, and merchant boarding tool portal. Combines virtual terminal, recurring billing module, and detailed reporting including sales, declines, errors, batch summary, and batch detail across single or multi-location environments.
• YIPPIE Standalone Payment Application Standalone payment application for small businesses with no traditional POS requirement. Installed via PAXStore on PAX A-Series devices, supports retail and restaurant industries with fast deployment, minimal training, and full BridgePay Gateway functionality.
• MobileLINK Mobile Payment Application EMV-ready mobile payment application for Android devices enabling merchants to process payments from anywhere. Features white label branding, customizable receipts, multiple device support, and reseller management portal for omnichannel payment needs.
• PCI Validated P2PE (Point-to-Point Encryption) PCI-validated Point-to-Point Encryption solution that encrypts credit and debit card data within PCI-approved point-of-entry devices, preventing clear-text cardholder data exposure. Reduces merchant PCI DSS scope significantly with approximately 34-question SAQ eligibility.
• Recurring Billing Module Billing module for managing one-time payments and subscription-based recurring billing. Supports customer profiles, multiple payment options, custom billing schedules, custom templates, and email notifications with reporting for approvals, declines, and retries.
• Card Account Updater (CAU) Automated service that receives updated credit card information from card issuers for merchants storing cards on file. Increases customer satisfaction and retention by automatically updating expired or replaced card data for recurring and installment payments.
• EMV Solutions (Contact and Contactless Processing) Comprehensive EMV payment solutions including PayGuardian Cloud for POS integration, support for EMV Contact and Contactless payments, NFC support for Apple Pay and Google Pay, and integration with Ingenico Tetra and PAX Android payment devices.

Quantifiable outcome

• PCI costs reduced by over 70% with P2PE solution implementation through reduction in penetration testing, vulnerability scans, and compliance assessments
• +2 more outcomes

Named customers6 records

Segments9 records

Ideal customer profiles5 records

Technology focussed Yes

API detail

Has API

Yes

API docs

API detail

Core technology

AI maturity

App detail

Integration8 records

Feature10 records

Partnerships

17 partnerships are on record, tiered core and supporting.

• FiservcoreTechnology or IntegrationFiserv is listed as a certified processing partner on BridgePay's website, enabling merchants to process transactions through Fiserv payment networks. Fiserv is a major global provider of financial services technology.
• Global PaymentscoreTechnology or IntegrationGlobal Payments is listed as a certified processing partner, allowing BridgePay merchants to utilize Global Payments' processing infrastructure for card transactions.
• VisacoreTechnology or IntegrationVisa is a certified card network partner with BridgePay listed on Visa's Global Registry of Service Providers as a compliant payment gateway provider.
• MastercardcoreTechnology or IntegrationMastercard is a certified card network partner with BridgePay listed on Mastercard's Compliant Service Provider List, enabling acceptance of Mastercard payments.
• DiscovercoreTechnology or IntegrationDiscover is listed as a certified processing partner enabling BridgePay merchants to accept Discover card payments.
• American ExpresscoreTechnology or IntegrationAmerican Express is listed as a certified card network partner, allowing BridgePay merchants to accept American Express cards.
• Heartland Payment SystemssupportingTechnology or IntegrationHeartland Payment Systems is listed as a certified processing partner enabling payment processing through their network.
• Chase PaymentechsupportingTechnology or IntegrationChase Paymentech is listed as a certified processing partner for payment transaction processing.
• ValutecsupportingTechnology or IntegrationValutec is listed as a processing partner, primarily serving the automotive, retail, and hospitality industries.
• IngenicocoreTechnology or IntegrationIngenico Tetra devices (Lane/3600, Lane/7000, Lane/8000, Move/5000, Self/2500) are certified for use with BridgePay's PayGuardian solutions, enabling EMV payment acceptance.
• PAXcoreTechnology or IntegrationPAX Android-based devices (A920, A80, A800, A77, A35) are certified for BridgePay Gateway integration with custom BroadPOS BridgePay app available in PAXStore.
• ID TechsupportingTechnology or IntegrationID Tech products are certified for use with BridgePay payment solutions.
• Dejavo SystemssupportingTechnology or IntegrationDejavo Systems is listed as a product partner with certified devices for BridgePay integration.
• Vault CPS/Ingram MicrocoreChannel Partner/ Reseller/ DistributorVault CPS/Ingram Micro oversees the chain of custody for PCI Validated P2PE devices as BridgePay's primary partner for ordering and managing validated encryption hardware.
• JCBsupportingTechnology or IntegrationJCB is listed as a certified processing partner enabling acceptance of JCB card payments for BridgePay merchants.
• China Union PaysupportingTechnology or IntegrationChina Union Pay is listed as a certified processing partner enabling international card acceptance.
• Diners ClubsupportingTechnology or IntegrationDiners Club is listed as a certified card network partner.

Scale indicators3 records

Recent moves6 records

Expansion highlights6 records

Direct peers

• NMI: NMI is a payment gateway provider focused on ISVs and ISOs, offering a processor-agnostic platform with similar developer APIs and partner-driven distribution. Closely comparable to BridgePay in target customer, business model, and feature set.
• USAePay: USAePay is a payment gateway serving merchants and developers with REST APIs, hosted payment pages, EMV support, and recurring billing. Competes head-to-head with BridgePay in the SMB and mid-market gateway segment.
• PayJunction: PayJunction is a payment gateway and virtual terminal provider with no long-term contract pricing and direct-to-merchant plus partner distribution, similar in product mix to BridgePay's MyBridgePay and Gateway offerings.
• EBizCharge: EBizCharge provides payment gateway and processing services with strong recurring billing and ERP/accounting integrations, directly competing with BridgePay in mid-market and vertical-specific gateway sales.

Broad incumbents

• Authorize.Net (a Visa solution): Authorize.Net is one of the longest-standing payment gateway brands, now owned by Visa. It overlaps with BridgePay in hosted checkout, API connectivity, and recurring billing, but operates at significantly larger scale and brand recognition.
• Stripe: Stripe is a global payments platform offering gateway, orchestration, and a deep developer ecosystem. While not a direct SMB/integrator competitor, Stripe competes for the same ISV integrations and increasingly for gateway and routing workloads that BridgePay targets.
• Block (Square): Block owns Square and competing payment infrastructure, including gateway and POS software. It competes with BridgePay at the merchant and developer layer through bundled hardware, software, and processing.
• Fiserv (Clover/First Data): Fiserv is a large payments and financial technology provider, both a BridgePay processing partner and a competitor through Clover POS and gateway services. Comparable as an incumbent with overlapping gateway and POS offerings.

Emerging players

• Stax (formerly Fattmerchant): Stax is a subscription-based payment processing and gateway provider focused on SMBs and ISVs. Comparable in targeting SMB/mid-market merchants with integrated gateway and software features, though with a different pricing model.
• BlueSnap: BlueSnap offers a global payment gateway with hosted payment pages, API connectivity, and recurring billing, overlapping with BridgePay's eCommerce and subscription use cases particularly in cross-border and SaaS verticals.

Market position

Strengths4 records

Weaknesses4 records

Competitive moat5 records

Key risks5 records

Key highlights6 records

Customer concentration

• Xx.com/bridgepayns
• YouTubeyoutube.com/channel/UC_R4lfN6QJM8FR8y6Go9LEg
• LinkedInlinkedin.com/company/bridgepay-network-solutions

Compliance4 records

Revenue estimate

Valuation estimate

Number of profiles

Profiles2 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about BridgePay Network Solutions