ACM

What ACM does

ACM Limited is a privately held wealth management and investment advisory firm founded in 2019 and headquartered in the Abu Dhabi Global Market (ADGM) free zone in the United Arab Emirates. The firm targets high net worth individuals with a minimum investment of AED 350,000 (~$95,000), offering both discretionary portfolio management and transaction-based investment advisory services across a suite of nine investment strategies — including Money Market USD/AED, Fixed Income, Balanced (Risk Parity), Abu Dhabi Falcon (ADX equities), China Technology, Technology Growth, and the newly launched Ni-to-ryu long-short US tech strategy — plus the Perfect 10 special situation fund. ACM manages over $2.5 billion in client assets across geographies spanning the UAE, North America, Asia Pacific, Europe, and the broader Middle East.

The platform is built on Modern Portfolio Theory with tiered management fees ranging from 0.07% to 0.35% of AUM depending on asset tier, and 0.10% advisory fees per trade with $25–65 minimums. ACM distributes through direct relationship management (Zoom, in-person at Abu Dhabi office, DocuSign onboarding) and a proprietary ACM Investments mobile app on iOS and Android featuring portfolio tracking, trading, and an Advisory recommendation engine. The compliance stack uses Refinitiv World Check and Media Check for KYC, Sumsub for identity verification, and the firm holds ADGM FSRA Financial Services Permission FSP No. 180022, ISO 37301:2021 certification from Bureau Veritas, and FATCA Model 1b IGA registration. Technology partners and counterparties include First Abu Dhabi Bank, Emirates NBD, Goldman Sachs, State Street, KPMG (external audit), Al Tamimi & Co. (legal), and ACAMS for AML training.

Revenue is generated primarily through recurring management fees on AUM supplemented by transaction-based advisory fees. The firm is independently owned with no disclosed institutional investors or parent company, led by CEO Maxim Kuzyakin, Senior Compliance Officer Dimitrios Kanias, and Chief Business Officer Yaroslav Podsevatkin. ACM operates with 11–50 employees from its Al Maqam Tower headquarters and reports active product expansion through 2025–2026.

Name

ACM

Legal name

ACM Limited

Website

https://acmgroup.ae

Company type

Private

Founded year

2019

Operating status

Operating

Headcount range

11–50 employees

Short description

ACM Limited is an ADGM-regulated wealth management firm managing $2.5B+ in client assets for high net worth individuals, offering nine investment strategies and the Perfect 10 fund across global markets via direct advisory and a proprietary mobile app.

Ownership category

akta.pro rank

Product category

Wealth Management

NAICS

Portfolio Management and Investment Advice (52394), Portfolio Management and Investment Advice (523940)

SIC

Investment Advice (6282), Security Brokers, Dealers & Flotation Companies (6211)

akta.pro primary industry

Sustainable/ESG Equity (Active) (FSAAAIAM)

akta.pro secondary industry

Equity Capital Markets Advisory (Equity Issuance Strategy & Readiness) (FSACAAAI)

Keywords

• Wealth management services
• Asset management strategies
• Investment advisory
• Portfolio management
• Global investment funds

Headquarters

HQ city

Abu Dhabi

HQ country

United Arab Emirates

HQ region

Middle East

Offices1 record

Markets served

GTM type

B2C

Offering type

Services

Cost components

Personnel, Technology or R&D, Operations, Marketing or Sales, Infrastructure

Revenue model

1. Management Fees: Annual management fees charged as percentage of assets under management, ranging from 0.35% for assets $1M+ to 0.07% for assets $7M+, providing recurring revenue based on client portfolio values.
2. Advisory Fees: Transaction-based advisory fees of 0.10% per trade with minimum $25-65 per transaction, generating revenue tied to trading activity and client turnover.

Pricing tiers

Go-to-market motion2 records

Distribution channels3 records

Marketing channels4 records

Core offering

ACM Limited is a wealth management company providing discretionary asset management and investment advisory services through nine investment strategies (Money Market USD/AED, Ni-to-ryu, Fixed Income, Balanced, Abu Dhabi Falcon, China Technology, Technology Growth), the RIZQ multi-profile framework, and the Perfect 10 Special Situation Fund. The platform is accessible via a proprietary mobile app offering portfolio tracking, trading, and Advisory features, managing $2.5+ billion in client assets under ADGM FSRA regulation.

Product overview

ACM Limited offers a comprehensive wealth management platform consisting of nine core investment strategies (Money Market USD, Money Market AED, Ni-to-ryu, Fixed Income, Balanced, Abu Dhabi Falcon, China Technology, Technology Growth) and one special situation fund (Perfect 10), complemented by the RIZQ multi-profile strategy framework. The platform is accessible via the ACM Investments mobile app for iOS and Android, which provides portfolio management, trading execution, and the Advisory feature for personalized investment recommendations. All services are regulated by ADGM FSRA and headquartered in Abu Dhabi.

Differentiator

Problem solved

Functional benefit

Brands

• Perfect 10: A Special Situation Fund regulated by ADGM FSRA, built on futures with flexibility to profit from both rising and falling prices and a risk management system structured to maximize profit while keeping losses under control.
• RIZQ

Products and services

• Money Market USD USD-denominated money market strategy investing in US Treasury bills, offering historically high yields with low risk and high liquidity for HNW clients. Minimum investment AED 350,000 with 0.2% management fee.
• Money Market AED AED-denominated money market strategy investing in UAE money market instruments with short-term 1-month deposits, offering 3.25% net expected annual return for HNW clients.
• Ni-to-ryu Long/Short equity strategy investing in US stocks with active management, hedging as protection, and capitalizing on opportunities from US market uncertainty. Targeting 10% net expected annual return with up to 10% possible drawdown.
• Fixed Income Bond-focused strategy offering favorable market environment with attractive yields and active management of interest rate and credit risks. Targeting 6% net expected annual return with up to 8% possible drawdown.
• Balanced Risk Parity approach strategy with long-term focus and wide diversification across stocks, bonds, commodities, and inflation hedges with flexible portfolio adjustments. Targeting 8% net expected annual return with up to 12% possible drawdown.
• Abu Dhabi Falcon Equity strategy focusing on shares listed on Abu Dhabi Securities Exchange, offering growth potential, IPO participation opportunities, and local infrastructure. Targeting 12% net expected annual return with up to 17% possible drawdown.
• China Technology Strategy investing in Chinese technology companies, focusing on leading innovative companies with high growth potential. Targeting 15% net expected annual return with up to 40% possible drawdown.
• Technology Growth Growth-focused strategy investing in stocks from promising technology sectors, identifying potential new sector leaders. Targeting 15% net expected annual return with up to 45% possible drawdown.
• Perfect 10 Fund Special Situation Fund regulated by ADGM FSRA, built on futures with strict risk management system designed to profit from both rising and falling prices. Performance independent of single market or currency. Targeting 20% net expected annual return with monthly subscription/redemption at NAV.
• RIZQ Strategies Multi-strategy portfolio approach with four risk/return profiles (R for capital preservation, I for income/balanced, Z for growth, Q for maximizing equity opportunities) based on Modern Portfolio Theory.
• ACM Investments Mobile App Mobile application for iOS and Android enabling portfolio tracking, strategy exploration, real-time transactions, chat with traders, and detailed report generation with IRR-based return calculations.

Quantifiable outcome

• Money Market USD strategy delivers 3.4% net expected annual return with low risk
• +3 more outcomes

Segments2 records

Ideal customer profiles1 record

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

AI capability2 records

Feature3 records

Partnerships

Seven partnerships are on record, tiered core and minor.

• Bureau VeritascoreOthers · 10 June 2025Bureau Veritas, an independent third-party accredited certification body, awarded ACM Limited the ISO 37301:2021 certification for compliance management systems.
• ACAMS (Association of Certified Anti-Money Laundering Specialists)coreStrategic or Co-development Partner · 1 May 2024ACM Limited partnered with ACAMS in May 2024, a leading organization specializing in anti-money laundering training and certification. This partnership enhances ACM's compliance capabilities and staff training in AML/CFT procedures.
• Refinitiv (London Stock Exchange Group)coreTechnology or IntegrationACM uses Refinitiv's World Check and Media Check tools for KYC due diligence procedures, providing comprehensive risk intelligence data for customer screening and AML compliance.
• J. Awan & PartnersminorOthersInternal audit services provided by J. Awan & Partners.
• KPMGminorOthersExternal audit services provided by KPMG.
• Legal Advisors (Al Tamimi & Co, Morgan & Lewis, Deloitte)minorOthersACM maintains relationships with major international law firms for legal advisory services including Al Tamimi & Company, Morgan & Lewis, and Deloitte.
• MEIMA (Middle East Investment Management Association)minorOthersACM Limited is a member of MEIMA, the Middle East Investment Management Association.

Scale indicators6 records

Recent moves6 records

Expansion highlights5 records

Direct peers

• StashAway: Singapore-headquartered digital wealth manager with regional operations across the Middle East and Asia, offering diversified portfolios via a proprietary tech platform. Directly comparable on digital-first wealth management model and multi-currency product structure.
• Wealthsimple: Canada-based digital wealth platform with managed portfolios, advisory services, and self-directed trading. Comparable to ACM in combining human advisory with a proprietary mobile platform and tiered management fees, though operating in a different geography.
• Wahed Invest: UAE-headquartered digital wealth platform specializing in Shariah-compliant and ESG investing for retail and HNW clients. Comparable to ACM as a regional digital wealth manager with similar fee-based model, though focused on Islamic finance mandates.
• Sarwa: UAE-based digital wealth management platform offering diversified portfolios with low minimums and a mobile-first experience. Directly comparable to ACM in target market (Middle East HNWIs), product structure (managed portfolios), and distribution model (app + advisory).
• Al Mal Capital: UAE-based investment firm offering asset management, brokerage, and advisory services for regional clients. Comparable to ACM as a UAE-licensed wealth and asset manager with similar managed-portfolio and equity-advisory offerings for HNW and institutional clients.
• Emirates Investment Bank: Abu Dhabi-based private bank offering wealth management, advisory, and investment services to HNWIs in the GCC. Directly comparable as a UAE-headquartered wealth manager serving the same client segment with similar product breadth (managed portfolios + advisory).

Broad incumbents

• Charles Schwab: US-headquartered wealth manager offering managed portfolios, advisory, and execution across global markets at scale. Comparable on the hybrid advisory-plus-platform model, though operating in different geographies and at significantly larger scale.
• Interactive Brokers: Global electronic brokerage offering execution, custody, and wealth advisory tools across global markets. Comparable as a provider of multi-asset execution infrastructure that ACM clients could use as an alternative, though operating at much larger scale and broader scope.
• Julius Baer: Swiss-headquartered global wealth manager serving HNW and UHNW clients worldwide, with established Middle East operations. Comparable as a wealth manager competing for the same HNWI segment in the GCC, though with global scale and broader service offering.

Regional players

• Bank of Singapore: Singapore-based private bank (OCBC subsidiary) serving HNW clients across Asia, including the Middle East. Comparable as a private-bank competitor targeting internationally mobile HNW clients in the same wealth corridor ACM serves.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat4 records

Key risks7 records

Key highlights7 records

Customer concentration

• Facebookfacebook.com/acmlimited.ae

Compliance1 record

Revenue estimate

Valuation estimate

Number of profiles

Profiles3 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about ACM