VANDERBILT
Vanderbilt Properties Insurance Brokerage is a privately held insurance brokerage and program manager founded in 1998 that specializes in real estate insurance for residential and commercial property owners, managers, and developers across the United States.
- Company typePrivate
- Founded1998
- HeadquartersNew York, United States
- Headcount11–50
- GTM typeB2B and B2C
- OfferingServices
What VANDERBILT does
Vanderbilt Properties Insurance Brokerage LLC is a privately held, full-service insurance brokerage, program manager, and program developer founded in 1998 and headquartered at 770 Lexington Avenue in New York City. The company specializes exclusively in real estate insurance, serving residential and commercial property owners, managers, and developers. Its product portfolio is organized into three lines: Personal Lines (homeowners, 1-2 family townhouses, brownstones, condo/co-op, renters, and automobile insurance distributed directly to consumers in NY/NJ/CT), Commercial Lines (commercial property, general liability, boiler and machinery, crime/fidelity, cyber liability, workers compensation, and D&O for non-profits such as HOAs and co-ops), and Umbrella/Excess Liability (limits from $5M to $200M written through a Risk Purchasing Group under the Federal Risk Retention Act of 1986).
The core technical platform is the Risk Purchasing Group (RPG) structure, which is a regulatory framework — not a software product — that allows Vanderbilt to aggregate unrelated real estate entities with similar liability exposures to purchase insurance collectively from A-rated or better carriers (The Hartford, Fireman's Fund, Navigators, ACE/Chubb, Travelers, Allianz) while maintaining separate member limits and coverages. Group purchasing power enables broader coverage terms, higher limits, and lower pricing than members could obtain individually. The RPG is administered by David Rosen as Program Administrator alongside the broader executive team.
The company operates a dual go-to-market model: direct-to-consumer for personal lines via phone and email, and a wholesale distribution model for commercial and excess products made available nationally (excluding TX, AK, VT) to retail brokers on a selective basis. Revenue is generated through insurance brokerage commissions and program management fees, with pricing quote-based and not publicly disclosed. The company has approximately 11-50 employees, no disclosed external funding or M&A activity, and operates as an independently held LLC under founder and CEO David Rosen.
VANDERBILT firmographics
Firmographics- Name
- VANDERBILT
- Legal name
- Vanderbilt Properties Insurance Brokerage LLC
- Website
- https://vanderbiltprograms.com
- Company type
- Private
- Founded year
- 1998
- Operating status
- Operating
- Headcount range
- 11–50 employees
- Short description
- Vanderbilt Properties Insurance Brokerage is a privately held insurance brokerage and program manager founded in 1998 that specializes in real estate insurance for residential and commercial property owners, managers, and developers across the United States.
- Ownership category
- akta.pro rank
VANDERBILT industry classification
Industry- Product category
- Insurance Brokerage
- NAICS
- Agencies, Brokerages, and Other Insurance Related Activities (5242), Insurance Agencies and Brokerages (52421)
- SIC
- Insurance Agents, Brokers & Service (6411)
- akta.pro primary industry
- Real Estate / Lessors Risk BOP (FSAJAFAI)
- akta.pro secondary industry
- Retail (Personal Lines) Insurance Brokerage (FSAEADAA)
Keywords
Where VANDERBILT is headquartered
LocationHeadquarters
- HQ city
- New York
- HQ country
- United States
- HQ region
- North America
Offices1 record
Markets served
VANDERBILT business model
Business model- GTM type
- B2B and B2C
- Offering type
- Services
- Cost components
- Personnel, Operations, Marketing or Sales, Technology or R&D, Others
Revenue model
- Insurance Brokerage & Commissions: Earns commissions from insurance carriers for placing business. Operates as a wholesale/program manager placing real estate insurance products through retail brokerage community.
- Program Management Fees: Program administration fees from managing insurance programs for real estate industry clients, including commercial property, general liability, umbrella, and specialty coverages.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Other | Annual | Umbrella Excess Liability - $5M to $200M limits |
Go-to-market motion2 records
Distribution channels2 records
Marketing channels3 records
VANDERBILT product offering
Product offeringCore offering
Vanderbilt Properties Insurance Brokerage LLC is a full-service insurance brokerage, program manager, and program developer specializing in real estate. The company delivers personal lines (homeowners, co-op, condo, renters, automobile), commercial lines (commercial property, general liability, boiler & machinery, crime/fidelity, cyber liability, workers compensation, and D&O), and high-limit umbrella/excess liability through a Risk Purchasing Group under the Federal Risk Retention Act of 1986.
Product overview
Vanderbilt Properties Insurance Brokerage LLC operates as a single unified insurance brokerage platform offering three main product lines: Personal Lines, Commercial Lines, and Umbrella/Excess Liability. Personal Lines includes Homeowners, Cooperative/Condominium, Renters, and Automobile Insurance products. Commercial Lines encompasses Commercial Property Insurance, Commercial General Liability, Boiler & Machinery, Crime/Fidelity, Cyber Liability, Workers Compensation, and Directors & Officers Liability coverage. The Umbrella/Excess Liability program provides high-limit coverage ($10MM-$200MM) through a Risk Purchasing Group structure for residential and commercial properties nationwide. The company was founded in 1998 and serves residential and commercial real estate owners, managers, and developers throughout the country.
Differentiator
Problem solved
Functional benefit
Products and services
- Personal Lines Insurance Insurance products for individual consumers in New York, NJ, and CT including homeowners (1-2 family townhouses, brownstones), co-op, condo, and renters coverage delivered as a deluxe package policy on a replacement cost basis.
- Commercial Lines Insurance Insurance programs for residential and commercial real estate owners, managers, and developers providing the broadest coverage terms and limits at competitive prices, including property, general liability, boiler & machinery, crime/fidelity, cyber liability, workers compensation, and D&O.
- Umbrella / Excess Liability Program Nationwide excess liability insurance program for high-end co-op, condominium buildings, and commercial real estate exposures, providing limits from $10MM to $200MM through a Risk Purchasing Group under the Federal Risk Retention Act of 1986.
- Homeowners Insurance Deluxe package policy providing coverage for personal residences including property (home, other buildings, furniture, clothing, appliances, personal belongings), additional living expenses, identity theft protection, and optional coverage for valuables like jewelry and computers.
- Cooperative/Condominium Insurance Customized insurance solutions for condo and co-op owners addressing special insurance needs not served by traditional homeowner's policies.
- Automobile Insurance Personal automobile insurance coverage with discounts for safe drivers, good students, safe vehicles, and bundling with homeowners policies.
- Commercial Property Insurance Coverage for financial losses relating to physical loss or damage to covered property at described premises on an all-risk form basis with full replacement cost.
- Commercial General Liability Coverage Insurance protection to pay damages for bodily injury or property damage arising out of ownership or occupancy of insured premises, including medical payments, fire damage, personal injury, employee benefits, and non-owned/hired autos.
- Cyber Liability Coverage First and third party coverage to help respond to the financial burden and service obligations in the event of a data breach involving unauthorized use of sensitive, protected or confidential data.
- Workers Compensation Coverage Coverage for workers' compensation and other benefits required by workers compensation law or occupational disease law.
- Directors & Officers Liability for Non-Profit Entities Coverage for losses from wrongful acts committed by insured, including Board of Directors of Cooperatives, Condominiums, and Homeowners Associations, with coverage for duty to defend, employment practices liability, and defense for breach of contract claims.
- Boiler & Machinery / Equipment Breakdown Coverage Insurance covering explosion of steam boilers and breakdown of machinery, with inspection services provided by insurers.
- Crime/Fidelity Coverage Coverage for employee dishonesty and forgery or alteration, protecting against dishonest acts of employees and fraudulent instruments.
Quantifiable outcome
- Coverage limits available up to $200,000,000 for umbrella/excess liability
- +2 more outcomes
Companies that use VANDERBILT
Customer profileNamed customers4 records
Segments3 records
Ideal customer profiles4 records
VANDERBILT technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Feature1 record
VANDERBILT partnerships and signals
Strategic signalPartnerships
Six partnerships are on record, tiered core.
- The HartfordcoreInsurance carrier providing coverage capacity for personal and commercial insurance products. Part of Vanderbilt's carrier network required to meet A.M. Best rating of A-VI minimum (current carriers rated A or better).
- Fireman's FundcoreInsurance carrier providing coverage capacity for personal and commercial insurance products. Part of Vanderbilt's carrier network meeting A.M. Best A or better rating requirement.
- NavigatorscoreInsurance carrier providing coverage capacity for personal and commercial insurance products. Part of Vanderbilt's carrier network meeting A.M. Best rating requirements.
- ACE (Chubb)coreInsurance carrier providing coverage capacity for personal and commercial insurance products. ACE Private Risk Services handles personal lines claims reporting for Vanderbilt clients (800-945-7461).
- TravelerscoreInsurance carrier providing coverage capacity for personal and commercial insurance products. Part of Vanderbilt's carrier network meeting A.M. Best rating requirements.
- AllianzcoreInsurance carrier providing coverage capacity for personal and commercial insurance products. Part of Vanderbilt's carrier network meeting A.M. Best A or better rating requirement.
Scale indicators2 records
Recent moves9 records
Expansion highlights6 records
VANDERBILT competitors and assessment
Company assessmentBroad incumbents
- Hub International: Large North American insurance brokerage serving commercial and personal lines including real estate exposures; comparable as a multi-line brokerage with real estate specialization but at significantly greater scale and broader geographic reach than Vanderbilt.
- Marsh McLennan: Global insurance brokerage and risk management firm; comparable as a property & casualty broker serving real estate owners, developers, and managers, though operating at far greater scale with multinational capabilities.
- Aon: Global professional services firm with a large insurance brokerage practice serving real estate and habitational clients; comparable as a P&C broker for property and umbrella placements, but vastly larger and not vertically specialized in real estate.
- IOA (Insurance Office of America): National retail insurance brokerage with deep real estate and habitational practice; comparable to Vanderbilt's commercial and personal lines coverage of real estate owners, co-ops, and condos though operating as a retail rather than wholesale-led model.
Direct peers
- RPS (Risk Placement Services): Wholesale insurance brokerage and program manager offering specialty P&C products to retail brokers; directly comparable to Vanderbilt's wholesale distribution model and program management structure for specialized real estate risks.
- Amwins: Specialty wholesale insurance distributor and program manager providing specialty P&C coverages to retail brokers; directly comparable as a wholesale broker managing specialty programs with multiple carrier relationships, though with much broader product scope than Vanderbilt.
- CRC Insurance Services: Wholesale insurance brokerage and program manager offering specialty P&C products to retail brokers and managing property and umbrella programs; directly comparable to Vanderbilt's role as a wholesale program manager for real estate exposures.
- Burns & Wilcox: Wholesale insurance brokerage and program manager providing specialty P&C coverage including habitational and commercial real estate; comparable to Vanderbilt as a specialty wholesale broker serving retail agents with high-limit property and liability placements.
- Brown & Riding Insurance Services: Wholesale insurance brokerage and program manager with real estate and habitational specialty; directly comparable to Vanderbilt's model of placing specialized real estate risks through retail brokers.
Regional players
- Heffernan Insurance Brokers: Mid-market insurance brokerage with strong real estate and habitational practice primarily on the West Coast; comparable in serving real estate owners, condo associations, and commercial property managers with personal and commercial lines, but with a different geographic focus.
Market position
Strengths5 records
Weaknesses5 records
Competitive moat5 records
Key risks6 records
Key highlights6 records
Customer concentration
VANDERBILT social profiles
Digital presenceVANDERBILT financial estimates
Financial estimateRevenue estimate
Valuation estimate
VANDERBILT leadership team
Management profileNumber of profiles
Profiles5 records
VANDERBILT funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
VANDERBILT M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about VANDERBILT
What does VANDERBILT do?
Vanderbilt Properties Insurance Brokerage LLC is a full-service insurance brokerage, program manager, and program developer specializing in real estate. The company delivers personal lines (homeowners, co-op, condo, renters, automobile), commercial lines (commercial property, general liability, boiler & machinery, crime/fidelity, cyber liability, workers compensation, and D&O), and high-limit umbrella/excess liability through a Risk Purchasing Group under the Federal Risk Retention Act of 1986.
Is VANDERBILT a public or private company?
VANDERBILT is a private company. It is classified as founder individual operated bootstrapped and is currently operating.
When was VANDERBILT founded?
VANDERBILT was founded in 1998. It employs 11 to 50 people.
Where is VANDERBILT based?
VANDERBILT is headquartered in New York, United States, in the North America region.
How does VANDERBILT make money?
Two revenue lines are on record. Insurance Brokerage & Commissions are the primary driver. The others are program Management Fees.
Who are VANDERBILT's main competitors?
Broad incumbents on record are Hub International, Marsh McLennan, Aon and IOA (Insurance Office of America). Direct peers are RPS (Risk Placement Services), Amwins, CRC Insurance Services, Burns & Wilcox and Brown & Riding Insurance Services. Heffernan Insurance Brokers is listed as a regional player.
Does VANDERBILT have an API?
No public API is recorded for VANDERBILT.
What industry is VANDERBILT in?
VANDERBILT's product category is Insurance Brokerage. Its primary akta.pro industry code is FSAJAFAI, Real Estate / Lessors Risk BOP, with a secondary code of FSAEADAA, Retail (Personal Lines) Insurance Brokerage. Its NAICS code is 5242 and its SIC code is 6411.