Proper Title
Proper Title is a full-service title insurance agency and subsidiary of @properties, providing title insurance, escrow, closing, and construction escrow services to residential and commercial real estate clients across 14 offices in metropolitan Chicago and Northwest Indiana.
- Company typePrivate
- Founded2013
- HeadquartersPalatine, United States
- Headcount51–100
- GTM typeB2B
- OfferingServices
What Proper Title does
Proper Title is a full-service title insurance agency, founded in 2013 and operating as a wholly-owned subsidiary of @properties, the Chicago-based residential real estate brokerage. The firm provides title insurance policies, escrow and closing facilitation, and construction escrow services for residential and commercial real estate transactions, backed by underwriting partnerships with Fidelity National Title (FNF), First American, Chicago Title, Westcor, Commonwealth, and WFG. Proper Title holds #1 Issuing Agent in Illinois status with FNF and has received the FNF Excellence in Action award for six consecutive years.
The company's core technology stack is built around three proprietary digital tools: Proper Scheduler (web-based, no-login closing appointment booking), Net Sheet Calculator (a TitleCapture-powered tool for buyer/seller estimates), and Proper Agent Connect Portal (FNF-powered title ordering and examination platform). These are supplemented by a Closinglock integration for wire fraud protection and identity verification, and a FinCEN BSA E-Filing integration for Residential Real Estate Reporting compliance. The product portfolio extends to a Construction Escrow Division (handling projects up to $100 million), a National Commercial Services Division (covering all 50 states), and an education platform (Proper Education with CLE programming for attorneys and broker/lender training).
Proper Title operates a relationship-driven go-to-market model across five primary customer segments — homebuyers/sellers, real estate brokers, real estate attorneys, mortgage lenders, and commercial real estate professionals — supported by 14 physical closing offices across metropolitan Chicago and Northwest Indiana, a remote closing team, and 13 named account executives. Revenue is generated via one-time title insurance premiums and per-transaction escrow/closing fees, with no disclosed pricing on the public site. The firm also operates a charitable 501(c)(3) sub-brand, Proper Giving, which donated $80,000 in 2024. Headcount is 51-100, and the firm is privately held with no disclosed funding rounds, institutional investors, or revenue figures.
Proper Title firmographics
Firmographics- Name
- Proper Title
- Legal name
- Proper Title LLC
- Website
- https://propertitle.com
- Company type
- Private
- Founded year
- 2013
- Operating status
- Operating
- Headcount range
- 51–100 employees
- Short description
- Proper Title is a full-service title insurance agency and subsidiary of @properties, providing title insurance, escrow, closing, and construction escrow services to residential and commercial real estate clients across 14 offices in metropolitan Chicago and Northwest Indiana.
- Ownership category
- akta.pro rank
Proper Title industry classification
Industry- Product category
- Title Insurance Services
- NAICS
- Direct Title Insurance Carriers (524127), Title Abstract and Settlement Offices (541191)
- SIC
- Title Insurance (6361), Insurance Agents, Brokers & Service (6411)
- akta.pro primary industry
- Title Insurance & Underwriting (BPAJAOAA)
- akta.pro secondary industries
- Closing & Settlement Services (Settlement Agents) (BPAJAOAE), Abstracting Services (Title Abstracts) (BPAJAOAC), Document Preparation & Recording Services (Deeds, Liens) (BPAJAOAG), Title, Settlement & Closing Services Technology (FSALALAK)
Keywords
Where Proper Title is headquartered
LocationHeadquarters
- HQ city
- Palatine
- HQ country
- United States
- HQ region
- North America
Offices15 records
Markets served
Proper Title business model
Business model- GTM type
- B2B
- Offering type
- Services
- Cost components
- Personnel, Infrastructure, Technology or R&D, Marketing or Sales, Operations
Revenue model
- Title Insurance: Title insurance policies for residential and commercial real estate transactions, protecting buyers and lenders from ownership disputes, liens, and other title issues. Policies are underwritten by major title insurance underwriters including Fidelity, First American, Chicago Title, Westcor, Commonwealth, and WFG.
- Escrow and Closing Services: Escrow holding and closing facilitation services for real estate transactions, including document preparation, fund disbursement, and recording services.
- Construction Escrow Services: Construction escrow disbursements for commercial, residential and industrial properties, including mixed-use developments, tenant improvements, and mechanics lien waiver examinations. Services construction escrow projects up to $100 million.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Transaction based/ take rate | Pay-as-you-go | Transaction-based title insurance and escrow services |
Go-to-market motion2 records
Distribution channels4 records
Marketing channels8 records
Proper Title product offering
Product offeringCore offering
Proper Title is a full-service title insurance agency providing title searches, title insurance policies, escrow services, and closing facilitation for residential and commercial real estate transactions. The company operates 14 closing offices across metropolitan Chicago and Northwest Indiana, with a National Commercial Services division handling projects in all 50 states and a Construction Escrow Division servicing projects up to $100 million. Policies are underwritten by major underwriters including Fidelity, First American, Chicago Title, Westcor, Commonwealth, and WFG.
Product overview
Proper Title is a full-service title insurance agency operating as a single unified service with multiple specialized product lines and digital tools. The core offering is title insurance agency services for residential and commercial real estate transactions, supported by three key product pillars: (1) National Commercial Services for nationwide commercial transactions and Construction Escrow for construction disbursement management; (2) Proprietary digital tools including Proper Agent Connect Portal (FNF-powered ordering platform), Net Sheet Calculator (TitleCapture-based), Proper Scheduler (no-login scheduling tool), and Closinglock fraud protection; and (3) Compliance and education modules including FinCEN RRE Reporting for federal regulatory filings, Commercial Endorsement Handbook, Real Estate Laws by State reference, and Proper Education (CLE and broker/lender training). The company also maintains a charitable arm, Proper Giving (501(c)(3)), and a media content program, Proper Title LIVE Stream Show. The product portfolio spans 14 closing offices across Chicagoland and Northwest Indiana.
Differentiator
Problem solved
Functional benefit
Brands
- Proper Giving: Proper Title's charitable arm, a 501(c)(3) organization that partners with local philanthropic organizations. Donations are made after each closing transaction, with the company raising $80,000 in 2024.
Products and services
- Title Insurance Agency Services Core full-service title insurance agency operations for residential and commercial real estate transactions, providing title searches, title insurance policies, escrow services, and closing facilitation across Illinois and Indiana.
- National Commercial Services A dedicated division offering commercial title insurance and transaction services nationwide across all 50 states, handling projects of all scales from multi-unit condo buildings and large land parcels to medical laboratories, restaurants, and golf courses.
- Construction Escrow Division Administers construction escrows for commercial, residential, and industrial properties, including construction disbursements, mechanics lien waiver examinations, tenant improvement disbursements, and outside interim construction escrow administration. Handles projects up to $100 million.
- FinCEN RRE Reporting Service A compliance service for processing FinCEN Residential Real Estate (RRE) Reporting mandated by the Federal Government for non-financed transactions where buyers are entities or trusts. Includes transaction checklists, reporting flow charts, and electronic filing via the FinCEN BSA E-Filing System.
- Proper Scheduler A web-based scheduling tool that eliminates back-and-forth phone calls and emails, allowing parties to view real-time availability and book closing dates directly with no sign-in required. Accessible 24/7 from any device.
- Net Sheet Calculator A web-based technology tool (built on TitleCapture) that creates quick and accurate buyer estimates and seller net sheets within minutes. Provides custom-branded estimates for brokers and can be accessed on mobile devices.
- Proper Agent Connect Portal A web-based portal (powered by FNF/Fidelity National Finance) allowing users to order title, complete the examination process, and order water and zoning certification. Located at agentportal.fnf.com/ProperTitle.
- Closinglock Fraud Protection A fraud protection and wire security platform integrated into Proper Title's closing process, providing identity verification for buyers and sellers, encrypted wire instruction transfer, secure document sharing, e-signing, and seller impersonation detection.
- Proper Education Program An education program providing training for staff and industry partners, including CLE (Continuing Legal Education) for attorneys, broker education programs, lender training, and collaborative seminars with industry professionals.
Quantifiable outcome
- Average closing time completed in under 1 hour
- +4 more outcomes
Companies that use Proper Title
Customer profileNamed customers6 records
Segments6 records
Ideal customer profiles5 records
Proper Title technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Integration5 records
AI capability3 records
Feature5 records
Proper Title partnerships and signals
Strategic signalPartnerships
Eight partnerships are on record, tiered core and flagship.
- ClosinglockcorePartnership with Closinglock provides wire fraud protection and cybersecurity for real estate transactions. Closinglock modernizes the transfer of funds and verifies buyer and seller information, protecting against business email compromise (BEC) and seller impersonation fraud. Includes secure document sharing, e-signing capabilities, and international identity verification support.
- @propertiesflagship@properties is the parent company of Proper Title. The companies operate in coordination, with @properties expansion into Indiana in 2021 driving the opening of Proper Title's Indiana offices. Proper Title serves as the preferred title services provider for @properties transactions.
- Fidelity National Title Group (FNF)corePrimary underwriter and partner. Proper Title named #1 Issuing Agent in Illinois and received Excellence in Action award for 6 consecutive years from FNF Family of Companies. Works with FNF Family of Companies as one of their issuing agents.
- First AmericancoreMajor title insurance underwriter partner. Proper Title named Top 5 Producer in Illinois for First American.
- Chicago TitlecoreTitle insurance underwriter providing underwriting support and backing for title policies issued by Proper Title.
- WestcorcoreTitle insurance underwriter partner providing underwriting support for commercial and residential title policies.
- WFG National Title Insurance CompanycoreTitle insurance underwriter partner. Proper Title received Wow Award from WFG National Title Insurance Company.
- CommonwealthcoreTitle insurance underwriter partner providing underwriting support for title policies issued by Proper Title.
Scale indicators10 records
Recent moves12 records
Expansion highlights5 records
Proper Title competitors and assessment
Company assessmentBroad incumbents
- Fidelity National Title Group (FNF): Largest U.S. title insurance underwriter and Proper Title's primary issuing underwriter. Directly comparable as the dominant incumbent in the title insurance market whose agency network Proper Title operates within; also represents the biggest competitive threat through direct issuing.
- First American Title Insurance Company: Major national title underwriter and one of Proper Title's named issuing partners (Proper Title was named First American Top 5 Producer in Illinois). Overlapping title insurance and escrow product suite serving the same residential and commercial customers.
- Chicago Title Insurance Company: Owned by FNF and a core title underwriter for Proper Title policies. Operates competing direct title and escrow services in the same Chicago metro market where Proper Title is concentrated.
- Stewart Title: National title insurance underwriter with agency and direct operations across residential and commercial real estate. Direct competitor in the issuing agent and commercial escrow space.
- Old Republic Title: Top-five U.S. title underwriter with national agency network and commercial title capabilities. Overlaps with Proper Title in residential and commercial title, escrow, and construction disbursement services.
Direct peers
- WFG National Title Insurance Company: National title underwriter and Proper Title partner (recipient of WFG's Wow Award). Closely comparable in serving independent agents and providing title, escrow, and closing services nationally.
- Westcor Land Title Insurance Company: National title underwriter partner of Proper Title providing residential and commercial title insurance. Comparable as a mid-size national underwriter focused on agent-driven residential and commercial closings.
- Commonwealth Land Title Insurance Company: Title insurance underwriter (part of FNF family) and Proper Title partner providing underwriting support. Comparable mid-tier underwriter competing for residential and commercial title business.
Emerging players
- Qualia: VC-backed title and escrow technology platform serving title agents, underwriters, and real estate professionals. Represents the digital-first emerging competitor to traditional agencies like Proper Title, modernizing the same closing workflow.
- Spruce Holdings: Tech-enabled title and escrow company offering a modern, software-driven closing experience. Competes with traditional title agencies on speed, transparency, and user experience.
Market position
Strengths5 records
Weaknesses5 records
Competitive moat5 records
Key risks5 records
Key highlights7 records
Customer concentration
Proper Title social profiles
Digital presenceProper Title financial estimates
Financial estimateRevenue estimate
Valuation estimate
Proper Title leadership team
Management profileNumber of profiles
Profiles12 records
Proper Title subsidiaries and ownership
Company hierarchySubsidiaries1 record
Proper Title funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Proper Title M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Proper Title
What does Proper Title do?
Proper Title is a full-service title insurance agency providing title searches, title insurance policies, escrow services, and closing facilitation for residential and commercial real estate transactions. The company operates 14 closing offices across metropolitan Chicago and Northwest Indiana, with a National Commercial Services division handling projects in all 50 states and a Construction Escrow Division servicing projects up to $100 million. Policies are underwritten by major underwriters including Fidelity, First American, Chicago Title, Westcor, Commonwealth, and WFG.
Is Proper Title a public or private company?
Proper Title is a private company. It is classified as corporate owned and is currently operating.
When was Proper Title founded?
Proper Title was founded in 2013. It employs 51 to 100 people.
Where is Proper Title based?
Proper Title is headquartered in Palatine, United States, in the North America region.
How does Proper Title make money?
Three revenue lines are on record. Title Insurance is the primary driver. The others are escrow and Closing Services and construction Escrow Services.
Who are Proper Title's main competitors?
Broad incumbents on record are Fidelity National Title Group (FNF), First American Title Insurance Company, Chicago Title Insurance Company, Stewart Title and Old Republic Title. Direct peers are WFG National Title Insurance Company, Westcor Land Title Insurance Company and Commonwealth Land Title Insurance Company. Emerging players are Qualia and Spruce Holdings.
Does Proper Title have an API?
No public API is recorded for Proper Title.
What industry is Proper Title in?
Proper Title's product category is Title Insurance Services. Its primary akta.pro industry code is BPAJAOAA, Title Insurance & Underwriting, with a secondary code of BPAJAOAE, Closing & Settlement Services (Settlement Agents). Its NAICS code is 524127 and its SIC code is 6361.