Elite Medicare Advisors
Elite Medicare Advisors is a privately held Medicare insurance brokerage, founded 2000 and based in Boca Raton, Florida. It helps individual Medicare beneficiaries across all 50 states compare and enroll in Medicare Advantage, Medigap, and Part D plans from 30+ carriers via licensed agents.
- Company typePrivate
- Founded2000
- HeadquartersBoca Raton, United States
- Headcount11–50
- GTM typeB2C
- OfferingServices
What Elite Medicare Advisors does
Elite Medicare Advisors is a privately held, owner-operated Medicare insurance brokerage founded in 2000 and headquartered in Boca Raton, Florida. The firm helps individual Medicare beneficiaries — primarily those aged 65 and older, plus under-65 individuals qualifying through disability, ALS, or end-stage renal disease — compare and enroll in Medicare Advantage (Part C), Medicare Supplement/Medigap (Plans A, B, D, F, G, K, L, M, N), and Medicare Part D prescription drug plans. It works with 30+ insurance carriers including Cigna, Aetna, Humana, Mutual of Omaha, United Healthcare, and Blue Cross Blue Shield, providing access to a plan portfolio that single-carrier agents cannot match. The firm is led by owner Cody Lucas and operates with 11–50 employees, with a small advisory team of licensed agents.
The business model is a 100% commission-based affiliate referral structure: services are free to consumers, and the company is compensated through carrier commissions on policies sold and renewed. The go-to-market motion is inside sales, primarily driven by toll-free phone (1-800-994-0708) and a content-rich website that offers educational resources, plan comparisons, and a "free evaluation in less than 5 minutes" lead capture. The company distributes across all 50 U.S. states, and customer relationships are intended to be multi-year through a "Claims Support for Life" ongoing service commitment. There is no proprietary technology platform; the offering is a high-touch, human-advisor service competing on breadth of carrier access, tenure (20+ years), and ongoing claims support rather than on digital self-service or automation. The company explicitly disclaims any affiliation with the U.S. government or the federal Medicare program, consistent with CMS marketing rules for third-party brokers.
Elite Medicare Advisors firmographics
Firmographics- Name
- Elite Medicare Advisors
- Legal name
- Elite Medicare Advisors
- Website
- https://emedicareadvisors.com
- Company type
- Private
- Founded year
- 2000
- Operating status
- Operating
- Headcount range
- 11–50 employees
- Short description
- Elite Medicare Advisors is a privately held Medicare insurance brokerage, founded 2000 and based in Boca Raton, Florida. It helps individual Medicare beneficiaries across all 50 states compare and enroll in Medicare Advantage, Medigap, and Part D plans from 30+ carriers via licensed agents.
- Ownership category
- akta.pro rank
Elite Medicare Advisors industry classification
Industry- Product category
- Medicare Insurance Brokerage
- SIC
- Insurance Agents, Brokers & Service (6411)
- akta.pro primary industry
- Medigap Member Support & Care Navigation (Advocacy/Concierge) (HLAEADAH)
- akta.pro secondary industries
- Medicare Supplement (Medigap) (FSAIAEAG), Medicare Advantage (MA) Plans (FSAIAGAA), MA-PD Plans (Medicare Advantage with Prescription Drug Coverage) (FSAIAGAG)
Keywords
Where Elite Medicare Advisors is headquartered
LocationHeadquarters
- HQ city
- Boca Raton
- HQ country
- United States
- HQ region
- North America
Offices1 record
Markets served
Elite Medicare Advisors business model
Business model- GTM type
- B2C
- Offering type
- Services
- Cost components
- Personnel
Revenue model
- Insurance Commission Revenue: The company earns commissions from insurance carriers for Medicare plans sold, including Medicare Advantage, Medicare Supplements (Medigap), and Part D prescription drug plans. Services are provided free to customers, with the company compensated by insurance company partners.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Other | Other | Free advisory services to Medicare beneficiaries |
Go-to-market motion1 record
Distribution channels2 records
Marketing channels3 records
Elite Medicare Advisors product offering
Product offeringCore offering
Elite Medicare Advisors is an independent Medicare insurance brokerage that helps individual beneficiaries compare, select, and enroll in Medicare plans from 30+ top-rated insurance carriers across all 50 U.S. states. The firm provides free advisory services on Medicare Advantage (Part C), Medicare Supplement (Medigap) Plans A through N, and Medicare Part D prescription drug coverage, and offers ongoing claims support for the life of the policy.
Product overview
Elite Medicare Advisors offers a portfolio of Medicare-related insurance products and advisory services. The core offerings include Medicare Advantage Plans (Part C) as an alternative to Original Medicare, Medicare Supplement Plans (Medigap) in ten standardized varieties (Plans A through N), and Medicare Part D prescription drug coverage. Within Medicare Advantage, the company offers HMO and PPO plan options. The Medigap portfolio ranges from basic coverage (Plan A) to comprehensive plans (Plan F for legacy enrollees, Plan G for new enrollees) and cost-sharing options (Plans K and L). The company acts as a licensed insurance broker, providing enrollment guidance and free plan evaluations across all 50 states, working with over 30 top-rated insurance carriers including Cigna, Aetna, Humana, Mutual of Omaha, United Healthcare, and Blue Cross.
Differentiator
Problem solved
Functional benefit
Products and services
- Medicare Advantage Plans (Part C) Medicare Advantage Plans (Part C) are an alternative way to receive Medicare benefits, offering coverage similar to Original Medicare with additional benefits like dental, vision, hearing, and prescription drugs. Advised to Medicare-eligible individuals via licensed agents.
- HMO Medicare Advantage Plans Health Maintenance Organization (HMO) Medicare Advantage plans require members to use in-network providers and obtain referrals for specialists, generally offering lower costs than PPO plans. Advised to Medicare beneficiaries across all 50 states.
- PPO Medicare Advantage Plans Preferred Provider Organization (PPO) Medicare Advantage plans offer more flexibility to see any doctor or specialist without referrals, with higher costs for out-of-network care. Advised to Medicare beneficiaries seeking provider flexibility.
- Medicare Supplement Plans (Medigap) Medicare Supplement (Medigap) plans are private insurance plans that cover leftover costs of Original Medicare, including coinsurance, copays, and deductibles. Advised across the ten standardized plan varieties A, B, D, F, G, K, L, M, and N.
- Medicare Part D (Prescription Drug Coverage) Medicare Part D provides prescription drug coverage through standalone plans or Medicare Advantage plans that include drug benefits. Advised to Medicare beneficiaries seeking prescription drug coverage, with each plan covering at least two drugs per medication class.
Companies that use Elite Medicare Advisors
Customer profileNamed customers4 records
Segments2 records
Ideal customer profiles2 records
Elite Medicare Advisors technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Elite Medicare Advisors partnerships and signals
Strategic signalPartnerships
Six partnerships are on record, tiered core.
- CignacoreInsurance carrier partner shown on company website. Cigna provides Medicare insurance products that Elite Medicare Advisors offers to customers.
- AetnacoreInsurance carrier partner shown on company website. Aetna provides Medicare Advantage and supplemental insurance products offered by Elite Medicare Advisors.
- HumanacoreInsurance carrier partner shown on company website. Humana provides Medicare insurance products including Medicare Advantage and Part D plans.
- Mutual of OmahacoreInsurance carrier partner shown on company website. Mutual of Omaha provides Medicare Supplement (Medigap) insurance products.
- United HealthcarecoreInsurance carrier partner shown on company website. United Healthcare provides comprehensive Medicare insurance products including Medicare Advantage plans.
- Blue Cross Blue ShieldcoreInsurance carrier partner shown on company website. Blue Cross Blue Shield provides Medicare insurance products including Supplements and Advantage plans.
Scale indicators3 records
Recent moves4 records
Expansion highlights3 records
Elite Medicare Advisors competitors and assessment
Company assessmentDirect peers
- SelectQuote: Public, multi-carrier insurance brokerage with a strong Medicare-focused division. Most directly comparable peer — same business model (commission-based, multi-carrier, phone/online sales), same target customer (Medicare beneficiaries 65+), and same product set (MA, Medigap, Part D).
- GoHealth: Public Medicare-focused health insurance marketplace using a telesales agent model and multi-carrier distribution. Direct competitor for Medicare Advantage and Supplement enrollments with a very similar licensed-agent phone-based GTM.
- Boomer Benefits: Privately held Medicare-focused insurance agency specializing in Medicare Supplements and Medicare Advantage, primarily serving the 65+ market. Closest mid-market independent peer with very similar target customer and product mix.
- eHealth: Public online health insurance marketplace with a sizable Medicare segment. Direct competitor on multi-carrier Medicare plan distribution, though more technology- and digital-channel-heavy than Elite's phone-led approach.
- HealthMarkets: National insurance brokerage distributing health, Medicare, life, and supplemental products through a network of licensed agents. Direct peer in terms of multi-carrier agency model and SMB/individual customer base.
- 65 Incorporated: Medicare-specialist advisory and brokerage focused on helping beneficiaries choose Medigap, Medicare Advantage, and Part D coverage. Direct niche peer with similar product mix and individual beneficiary focus.
- QuoteWizard: Insurance comparison marketplace (acquired by LendingTree) distributing health and Medicare products through carrier partnerships. Comparable in its multi-carrier distribution model and lead-generation approach.
- Assurance: Tech-enabled insurance brokerage distributing individual health, Medicare, and supplemental products. Comparable in the multi-carrier broker model, but with a stronger digital/tech layer than Elite's phone-based GTM.
Broad incumbents
- Humana: One of the largest Medicare Advantage carriers and a key Elite carrier partner. Broad incumbent that both supplies Elite with products and competes with it via its own captive agent and direct-to-consumer channels.
- UnitedHealth Group: Largest U.S. health insurer and major Medicare Advantage carrier (United Healthcare). Functions both as an Elite carrier partner and a competitor through its sizable captive agent and direct enrollment platforms.
Market position
Strengths5 records
Weaknesses5 records
Competitive moat3 records
Key risks6 records
Key highlights6 records
Customer concentration
Elite Medicare Advisors social profiles
Digital presenceElite Medicare Advisors financial estimates
Financial estimateRevenue estimate
Valuation estimate
Elite Medicare Advisors leadership team
Management profileNumber of profiles
Profiles2 records
Elite Medicare Advisors funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Elite Medicare Advisors M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Elite Medicare Advisors
What does Elite Medicare Advisors do?
Elite Medicare Advisors is an independent Medicare insurance brokerage that helps individual beneficiaries compare, select, and enroll in Medicare plans from 30+ top-rated insurance carriers across all 50 U.S. states. The firm provides free advisory services on Medicare Advantage (Part C), Medicare Supplement (Medigap) Plans A through N, and Medicare Part D prescription drug coverage, and offers ongoing claims support for the life of the policy.
Is Elite Medicare Advisors a public or private company?
Elite Medicare Advisors is a private company. It is classified as founder individual operated bootstrapped and is currently operating.
When was Elite Medicare Advisors founded?
Elite Medicare Advisors was founded in 2000. It employs 11 to 50 people.
Where is Elite Medicare Advisors based?
Elite Medicare Advisors is headquartered in Boca Raton, United States, in the North America region.
How does Elite Medicare Advisors make money?
One revenue line is on record: insurance Commission Revenue.
Who are Elite Medicare Advisors's main competitors?
Direct peers on record are SelectQuote, GoHealth, Boomer Benefits, eHealth, HealthMarkets, 65 Incorporated, QuoteWizard and Assurance. Broad incumbents are Humana and UnitedHealth Group.
Does Elite Medicare Advisors have an API?
No public API is recorded for Elite Medicare Advisors.
What industry is Elite Medicare Advisors in?
Elite Medicare Advisors's product category is Medicare Insurance Brokerage. Its primary akta.pro industry code is HLAEADAH, Medigap Member Support & Care Navigation (Advocacy/Concierge), with a secondary code of FSAIAEAG, Medicare Supplement (Medigap). Its SIC code is 6411.