Risk Reduction Plus Group
Risk Reduction Plus Group is a privately held US flood insurance agency that helps homeowners secure coverage through NFIP and private carrier markets, with specialized FEMA compliance and Elevation Certificate consulting.
- Company typePrivate
- Founded2003
- HeadquartersPitman, United States
- Headcount11–50
- GTM typeB2C
- OfferingServices
What Risk Reduction Plus Group does
Risk Reduction Plus Group (operating as RRPG) is a privately held US flood insurance agency that helps homeowners and property owners secure flood coverage through both the National Flood Insurance Program (NFIP) administered by FEMA and private-carrier flood insurance markets. Founded around 2003 and headquartered in Pitman, New Jersey, the firm operates with 11–50 employees and serves consumers nationwide, despite maintaining a single US office. Its core proposition centers on FEMA compliance review and Elevation Certificate analysis, areas where its team claims 20+ years of damage-prevention and flood-risk experience; a documented testimonial shows a customer's annual premium reduced from $2,357 to $458 after compliance remediation guidance.
The company carries two core product lines — NFIP Flood Insurance and Private Flood Insurance — and supports them with quote generation, compliance assessment, and premium-reduction consulting. Distribution is exclusively direct-to-consumer via the company website (rrpgfloodinsurance.com) and a US toll-free number (1-866-599-7066), with no broker, agent, or intermediary channels disclosed. Marketing is website-led with content/navigation across NFIP, Private Flood, Resources, and Ways to Save sections, supported by email newsletter capture.
Revenue is generated through commissions on flood insurance policies placed, spanning NFIP (FEMA-managed, network of 50+ carriers plus NFIP Direct) and private flood products. Pricing is not publicly disclosed; quotes are personalized through the website or via flood-expert consultation. No technology stack, AI/ML capabilities, proprietary platforms, or third-party integrations are referenced in the source data — the offering is fundamentally a service-and-brokerage model rather than a software product.
Risk Reduction Plus Group firmographics
Firmographics- Name
- Risk Reduction Plus Group
- Legal name
- Risk Reduction Plus Group
- Website
- https://riskreductionplus.com
- Company type
- Private
- Founded year
- 2003
- Operating status
- Operating
- Headcount range
- 11–50 employees
- Short description
- Risk Reduction Plus Group is a privately held US flood insurance agency that helps homeowners secure coverage through NFIP and private carrier markets, with specialized FEMA compliance and Elevation Certificate consulting.
- Ownership category
- akta.pro rank
Risk Reduction Plus Group industry classification
Industry- Product category
- Flood Insurance
- NAICS
- Insurance Agencies and Brokerages (524210)
- SIC
- Insurance Agents, Brokers & Service (6411)
- akta.pro primary industry
- Flood Insurance (FSAJACAG)
- akta.pro secondary industry
- Disaster Risk Reduction (DRR) & Preparedness (BPADADAK)
Keywords
Where Risk Reduction Plus Group is headquartered
LocationHeadquarters
- HQ city
- Pitman
- HQ country
- United States
- HQ region
- North America
Markets served
Risk Reduction Plus Group business model
Business model- GTM type
- B2C
- Offering type
- Services
- Cost components
- Personnel, Operations, Marketing or Sales, Technology or R&D
Revenue model
- Flood Insurance Policies: Risk Reduction Plus Group generates revenue by facilitating flood insurance policies, offering both National Flood Insurance Program (NFIP) policies managed by FEMA and private flood insurance options. Revenue is derived from insurance premiums paid by customers, with the company providing expert consultation to help clients find the best rates and coverage options.
Go-to-market motion1 record
Distribution channels1 record
Marketing channels2 records
Risk Reduction Plus Group product offering
Product offeringCore offering
Risk Reduction Plus Group is a flood insurance agency that places National Flood Insurance Program (NFIP) policies managed by FEMA and private flood insurance policies on behalf of homeowners and property owners. The company provides expert consultation, Elevation Certificate review, and FEMA compliance guidance to help customers obtain coverage and reduce their annual flood insurance premiums.
Product overview
Risk Reduction Plus Group is a flood insurance agency offering two core products: the National Flood Insurance Program (NFIP) through FEMA, and Private Flood Insurance from private carriers. The company provides quick quotes, clear pricing, and simple solutions to help homeowners obtain flood coverage. Their services focus on comparing NFIP and private options to find the best rates for customers, with expertise in FEMA compliance and Elevation Certificates.
Differentiator
Problem solved
Functional benefit
Products and services
- NFIP Flood Insurance Flood insurance coverage under the National Flood Insurance Program, managed by FEMA, provided to homeowners and property owners through a network of more than 50 insurance companies and NFIP Direct.
- Private Flood Insurance Flood insurance offered by private insurance carriers that provides more flexibility and broader coverage options than standard FEMA/NFIP policies, placed for homeowners and property owners.
Companies that use Risk Reduction Plus Group
Customer profileNamed customers1 record
Segments1 record
Ideal customer profiles1 record
Risk Reduction Plus Group technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Risk Reduction Plus Group partnerships and signals
Strategic signalScale indicators2 records
Recent moves3 records
Expansion highlights3 records
Risk Reduction Plus Group competitors and assessment
Company assessmentBroad incumbents
- HUB International: A large global insurance brokerage that places flood coverage (NFIP and private) for both personal and commercial clients. Competes with RRPG for flood insurance buyers, but with vastly broader product portfolio, scale, and geographic reach.
- Selective Insurance Group: A regional property and casualty insurance carrier offering flood coverage as part of its commercial and personal lines portfolio. Comparable to RRPG in offering flood insurance products to property owners, though Selective is a full-line carrier rather than a flood-specialist agency.
- Heritage Insurance Holdings: A property and casualty insurer with a meaningful focus on catastrophe-exposed coastal states, including homeowners flood coverage. Overlaps with RRPG in selling flood insurance to homeowners, but operates as a carrier with broader geographic and product-line exposure.
Others
- Brown & Riding Insurance Services: A specialty insurance wholesale broker and underwriting firm that places complex and non-standard property risks, including flood. Operates as an ecosystem enabler — wholesale distribution partner — rather than a direct competitor to RRPG's consumer-facing model, but relevant as a comparable specialty-insurance intermediary.
Direct peers
- Palomar Holdings: A specialty insurance company that underwrites earthquake and flood insurance, including both admitted and surplus lines products. Comparable to RRPG as a flood-focused insurance specialist, though operating on the carrier/MGA side rather than the agency side.
- Neptune Flood: A technology-driven private flood insurance provider and managing general agent offering direct-to-consumer flood coverage. RRPG competes for the same flood insurance buyers; Neptune represents the digitally-native, private-market-led model that RRPG also sells into.
- Wright Flood: One of the largest independent flood insurance agencies in the U.S., placing both NFIP and private flood policies for property owners. RRPG competes directly with Wright Flood for the same homeowner and property owner customer base, with overlapping carrier relationships and a similar specialist-flood positioning.
- FloodSimple: A flood insurance specialist agency focused on simplifying flood coverage for homeowners, with emphasis on competitive quoting and ease of purchase. Comparable to RRPG in targeting the same at-risk homeowner segment with a streamlined, online-first buying experience.
Market position
Strengths5 records
Weaknesses4 records
Competitive moat2 records
Key risks5 records
Key highlights6 records
Customer concentration
Risk Reduction Plus Group social profiles
Digital presenceRisk Reduction Plus Group financial estimates
Financial estimateRevenue estimate
Valuation estimate
Risk Reduction Plus Group leadership team
Management profileNumber of profiles
Profiles1 record
Risk Reduction Plus Group funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Risk Reduction Plus Group M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Risk Reduction Plus Group
What does Risk Reduction Plus Group do?
Risk Reduction Plus Group is a flood insurance agency that places National Flood Insurance Program (NFIP) policies managed by FEMA and private flood insurance policies on behalf of homeowners and property owners. The company provides expert consultation, Elevation Certificate review, and FEMA compliance guidance to help customers obtain coverage and reduce their annual flood insurance premiums.
Is Risk Reduction Plus Group a public or private company?
Risk Reduction Plus Group is a private company. It is classified as founder individual operated bootstrapped and is currently operating.
When was Risk Reduction Plus Group founded?
Risk Reduction Plus Group was founded in 2003. It employs 11 to 50 people.
Where is Risk Reduction Plus Group based?
Risk Reduction Plus Group is headquartered in Pitman, United States, in the North America region.
How does Risk Reduction Plus Group make money?
One revenue line is on record: flood Insurance Policies.
Who are Risk Reduction Plus Group's main competitors?
Broad incumbents on record are HUB International, Selective Insurance Group and Heritage Insurance Holdings. Brown & Riding Insurance Services is listed as an others. Direct peers are Palomar Holdings, Neptune Flood, Wright Flood and FloodSimple.
Does Risk Reduction Plus Group have an API?
No public API is recorded for Risk Reduction Plus Group.
What industry is Risk Reduction Plus Group in?
Risk Reduction Plus Group's product category is Flood Insurance. Its primary akta.pro industry code is FSAJACAG, Flood Insurance, with a secondary code of BPADADAK, Disaster Risk Reduction (DRR) & Preparedness. Its NAICS code is 524210 and its SIC code is 6411.