Fort Point Payments
- Company typePrivate
- Founded2008
- HeadquartersBoston, United States
- Headcount1–10
- GTM typeB2B
- OfferingServices
Fort Point Payments firmographics
Firmographics- Name
- Fort Point Payments
- Legal name
- Fort Point Payments, Inc.
- Website
- https://fortpointpayments.com
- Company type
- Private
- Founded year
- 2008
- Operating status
- Operating
- Headcount range
- 1–10 employees
- Ownership category
- akta.pro rank
Fort Point Payments industry classification
Industry- Product category
- Payment Processing Services
- NAICS
- Financial Transactions Processing, Reserve, and Clearinghouse Activities (522320)
- SIC
- Miscellaneous Business Credit Institution (6159)
- akta.pro primary industry
- Integrated Payment Processors (PSP/Acquirer) (FSAMABAA)
- akta.pro secondary industry
- Embedded Payments (Pay-ins, Pay-outs, Wallets) (FSAGALAB)
Keywords
Where Fort Point Payments is headquartered
LocationHeadquarters
- HQ city
- Boston
- HQ country
- United States
- HQ region
- North America
Offices1 record
Markets served
Fort Point Payments business model
Business model- GTM type
- B2B
- Offering type
- Services
- Cost components
- Personnel, Technology or R&D, Marketing or Sales, Operations
Revenue model
- Payment Processing Services: Revenue generated from transaction fees and processing services for merchants. The company acts as a Super ISO providing payment processing for merchants across all risk profiles including integrated software partners and direct merchant services. Residual revenue sharing program for referral partners.
- Partner Referral Program: Revenue sharing with referral partners including software developers, VARs, ISOs, and independent agents. Partners earn residual income based on merchant processing volumes under their referral. Monthly residual payments deposited via ACH.
- Cash Discount Program: Compliant program that helps merchants eliminate processing costs by offering discounts for cash payments, adhering to card brand regulations and state laws.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Transaction based/ take rate | Monthly | Customized processing solutions tailored to business needs |
Go-to-market motion2 records
Distribution channels4 records
Marketing channels4 records
Fort Point Payments product offering
Product offeringCore offering
Fort Point Payments is a Super ISO (Independent Sales Organization) that provides merchant payment processing services through three primary lines: Integrated Payments (API-based payment processing for software partners), High Risk Processing (specialized processing for high-risk verticals), and Core Processing (standard credit card processing for retail, restaurant, eCommerce, and mobile merchants). The company operates a proprietary gateway and merchant/partner dashboards, with access to 50+ direct processing partners and 30+ domestic acquiring banks enabling boarding across every merchant risk profile.
Product overview
Fort Point Payments is a Super ISO (Independent Sales Organization) payment processor offering a multi-module product portfolio. The core offerings consist of three main service lines: Integrated Payments (API-based solution for software partners), High Risk Processing (specialized processing for high-risk merchants), and Core Processing (standard payment services for traditional merchants). These are supported by the proprietary Fort Point Gateway platform providing tokenization and third-party integrations, the Merchant Dashboard for transaction reporting and analytics, and the Partner Dashboard for referral partner management. Value-added services include Cash Discount Programs, Market Intelligence analytics, and Chargeback Mitigation Tools. The company has access to over 50 direct processing partners and 30+ acquiring banks, enabling flexibility across all merchant risk profiles.
Differentiator
Problem solved
Functional benefit
Products and services
- Integrated Payments API-based payment processing solution for software partners and integrated software platforms. Provides scalable, sustainable, and customizable payment capabilities enabling software businesses to accept payments seamlessly via any payment method through direct REST API integration.
- High Risk Processing Specialized payment processing for businesses classified as high-risk, including merchants with poor credit, high chargeback ratios, or those turned away by traditional processors. Covers verticals such as travel, international, vape/CBD/Kratom, online firearms with FFL, adult businesses, and extended warranties, with access to specialty bank partners.
- Core Processing Comprehensive payment processing service for traditional low-risk merchants including retail storefronts, restaurants, eCommerce webstores, and mobile businesses. Includes virtual terminal, gateway options, mobile payments, text-to-pay, and invoicing solutions.
- Fort Point Gateway Proprietary payment gateway providing tokenization for secure card data storage, existing integrations with third-party CRM and e-commerce platforms, and direct REST API access for developer integration.
- Cash Discount Program Compliant program enabling merchants to eliminate processing costs by offering cardholders a discount for paying with cash, adhering to card brand regulations and state laws.
Companies that use Fort Point Payments
Customer profileNamed customers4 records
Segments4 records
Ideal customer profiles4 records
Fort Point Payments technology and API
TechnologyTechnology focussed Yes
API detail
- Has API
- Yes
- API docs
- API detail
Core technology
AI maturity
App detail
Integration8 records
Feature7 records
Fort Point Payments partnerships and signals
Strategic signalPartnerships
Six partnerships are on record, tiered core.
- CybersourcecorePayment gateway partner with licensing agreement. Fort Point has integration capabilities with Cybersource for processing payments through their gateway infrastructure.
- Authorize.netcorePayment gateway partner with licensing agreement. Fort Point integrates with Authorize.net to provide payment processing capabilities to merchants.
- PaysafecorePayment processing partner integrated into Fort Point's network of 50+ direct processors for providing payment solutions.
- Global PaymentscorePayment processing partner providing acquiring bank relationships and processing capabilities integrated through Fort Point's platform.
- CardConnectcorePayment processing and gateway partner integrated into Fort Point's processor network for merchant payment acceptance.
- TSYScorePayment processing partner integrated into Fort Point's network of direct processors providing acquiring and processing services.
Scale indicators7 records
Recent moves6 records
Expansion highlights6 records
Fort Point Payments competitors and assessment
Company assessmentDirect peers
- PaymentCloud: PaymentCloud is a payment processor and ISO that, like Fort Point, specializes in hard-to-place and high-risk merchants across verticals such as adult, firearms, CBD, and nutraceuticals, with a partner/agent channel. Closely comparable on high-risk positioning and ISO economics.
- National Processing: National Processing is a Super ISO offering multi-processor routing and high-risk approvals for SMB and mid-market merchants, with an ISO/agent partner program. Comparable in business model and target merchant profile.
- Payment Depot: Payment Depot is an ISO-style processor offering flat-rate interchange-plus pricing for SMB merchants with a partner/agent program. Comparable on ISO structure and SMB payment processing focus.
- Helcim: Helcim is a payment processor/ISO that offers direct merchant processing plus partner/agent residuals, with transparent interchange-plus pricing. Comparable on ISO model and merchant-facing processing services.
- Stax by Fattmerchant: Stax is a subscription-based payment processor targeting ISVs and SMB merchants with integrated software partners and agent channels. Comparable in targeting integrated software partners and offering residual/partner economics.
- Charge.com: Charge.com is a payment processing provider serving SMB and high-risk merchants with a partner program and competitive residual splits. Comparable on ISO/partner model and merchant service mix.
Broad incumbents
- Stripe: Stripe is a broad incumbent payments platform offering developer-first APIs, embedded payments, and merchant processing across SMB and enterprise. Comparable as the dominant API-based alternative for integrated software partners.
- Square (Block): Square/Block provides integrated payments, POS hardware, and software-led merchant services to SMBs, including an ISV/app marketplace. Comparable as a broad incumbent competing for the same low-risk SMB and integrated software merchant base.
- Global Payments Direct: Global Payments is a large incumbent payment processor and acquirer serving SMB, mid-market, and enterprise merchants. Comparable as both an upstream processing partner to Fort Point and a direct competitor for traditional merchant processing.
Emerging players
- High Risk Match: High Risk Match is a niche broker that connects high-risk merchants to ISO/processor partners. Comparable as an emerging player in the high-risk placement ecosystem where Fort Point operates.
Market position
Strengths4 records
Weaknesses5 records
Competitive moat5 records
Key risks6 records
Key highlights7 records
Customer concentration
Fort Point Payments financial estimates
Financial estimateRevenue estimate
Valuation estimate
Fort Point Payments leadership team
Management profileNumber of profiles
Fort Point Payments funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Fort Point Payments M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Fort Point Payments
What does Fort Point Payments do?
Fort Point Payments is a Super ISO (Independent Sales Organization) that provides merchant payment processing services through three primary lines: Integrated Payments (API-based payment processing for software partners), High Risk Processing (specialized processing for high-risk verticals), and Core Processing (standard credit card processing for retail, restaurant, eCommerce, and mobile merchants). The company operates a proprietary gateway and merchant/partner dashboards, with access to 50+ direct processing partners and 30+ domestic acquiring banks enabling boarding across every merchant risk profile.
Is Fort Point Payments a public or private company?
Fort Point Payments is a private company. It is classified as founder individual operated bootstrapped and is currently operating.
When was Fort Point Payments founded?
Fort Point Payments was founded in 2008. It employs 1 to 10 people.
Where is Fort Point Payments based?
Fort Point Payments is headquartered in Boston, United States, in the North America region.
How does Fort Point Payments make money?
Three revenue lines are on record. Payment Processing Services are the primary driver. The others are partner Referral Program and cash Discount Program.
Who are Fort Point Payments's main competitors?
Direct peers on record are PaymentCloud, National Processing, Payment Depot, Helcim, Stax by Fattmerchant and Charge.com. Broad incumbents are Stripe, Square (Block) and Global Payments Direct. High Risk Match is listed as an emerging player.
Does Fort Point Payments have an API?
Yes. Fort Point Payments offers a REST API that enables partners to integrate payment processing into their software applications. The API is organized around REST with predictable resource-oriented URLs, accepts form-encoded request bodies, returns JSON-encoded responses, and uses standard HTTP response codes, authentication, and verbs. It enables customizable payment integration allowing software partners to connect their software with Fort Point's payment platform for seamless payment processing via any payment method.
What industry is Fort Point Payments in?
Fort Point Payments's product category is Payment Processing Services. Its primary akta.pro industry code is FSAMABAA, Integrated Payment Processors (PSP/Acquirer), with a secondary code of FSAGALAB, Embedded Payments (Pay-ins, Pay-outs, Wallets). Its NAICS code is 522320 and its SIC code is 6159.