What Capsearch does

Capsearch B.V. is a Dutch private limited company founded in 2016 and headquartered in Hoofddorp, Netherlands, operating as a specialized service provider for SME and commercial real estate financing. The company targets intermediaries — financial advisors, financing specialists, accountants, and bookkeepers — rather than end-borrowers, positioning itself as the operational layer that connects Dutch advisors with a curated network of 50+ business financiers including major banks (ABN AMRO, ING, Rabobank, BNP Paribas), crowdfunding platforms (Collin Crowdfund, Geldvoorelkaar), lease companies (BEEQUIP, Hiltermann), and factoring providers (Floryn, Factris).

The core product is a proprietary adviessoftware platform built around Standard Business Reporting (SBR) for automated import and KPI analysis of client financials, intelligent matching of applications to financier acceptance criteria, single-application multi-financier submission, portfolio monitoring with automatic signals for expiring financing and rate reviews, and collaborative application building with role-based access. The platform is ISO/IEC 27001:2013 certified and supports 2FA for both employees and customers. Capsearch operates a hybrid software-plus-services model: experienced specialists use the software directly under Business Pro (€4,250/year) or Enterprise (€11,400/year) licenses with a €2,500 one-time connection fee, while advisors lacking financing expertise purchase Advisory Services on either a pay-as-you-go Flex tier (per-transaction fees including €180 Quickscan reports and 0.4% success fees) or a Smart subscription tier at €899/year. Additional monetization streams include compensation from financiers on successfully placed deals and white-label Leadgenerator widgets for advisor websites. The company is part of Hendrick Group alongside Credion (a franchise financing-advisor network that has standardized on Capsearch) and Fundion, and has maintained a multi-year strategic partnership with Rabobank's dedicated intermediary desk.

Name

Capsearch

Legal name

Capsearch B.V.

Website

https://capsearch.com

Company type

Private

Founded year

2016

Operating status

Operating

Headcount range

1–10 employees

Short description

Capsearch is a Dutch fintech that operates a proprietary advisory software platform and advisory services connecting SME financing intermediaries (financial advisors, financing specialists, accountants) with a network of 50+ business financiers including banks, crowdfunds, lease, and factoring providers across the Netherlands.

Ownership category

akta.pro rank

Product category

SME Financing Platform

NAICS

Activities Related to Credit Intermediation (5223)

SIC

Loan Brokers (6163)

akta.pro primary industry

Short-Term Credit Broking & Lead Generation (FSAKAMAN)

Keywords

• SME financing platform
• Business loan advisory
• Financier matching software
• Credit intermediary services
• Commercial real estate financing

Headquarters

HQ city

Amstelveen

HQ country

Netherlands

HQ region

Europe

Offices1 record

Markets served

GTM type

B2B

Offering type

Software

Cost components

Personnel, Technology or R&D, Marketing or Sales, Operations, Infrastructure

Revenue model

1. Advisory Services - Flex: Tiered advisory service model targeting advisors who occasionally have SME financing questions. No annual service fee; advisors pay per transaction for Quickscan reports (€180), financing request assembly (from €495), and successful mediation (0.4% success fee with minimum €950).
2. Advisory Services - Smart: Subscription-tier advisory service for advisors with regular financing client needs. Annual subscription of €899 includes Quickscan reports; financing assembly from €495 and mediation at 0.3% success fee (minimum €750).
3. Adviessoftware - Business Pro: License-based software access for financing specialists. One-time connection fee of €2,500 plus annual license of €4,250. Includes access to the platform for preparing and submitting financing applications.
4. Adviessoftware - Enterprise: Higher-tier software license for financing specialists with larger volume needs. One-time connection fee of €2,500 plus annual license of €11,400.
5. Compensation from Financiers: According to general terms, Capsearch receives compensation from financiers when financing is successfully placed through the platform.

Pricing tiers

Go-to-market motion2 records

Distribution channels3 records

Marketing channels8 records

Core offering

Capsearch provides a digital platform and specialist advisory services that help financial advisors, accountants, and financing specialists prepare and submit SME and commercial real estate financing applications to a network of 50+ financiers (banks, crowdfunds, lease and factoring companies). The company operates two complementary lines: Adviessoftware (proprietary platform with SBR-integrated financial analysis and multi-financier submission) and Advisory Services (outsourced specialist support including Quickscan feasibility reports and mediation). All offerings are delivered through intermediaries serving Dutch SMEs.

Product overview

Capsearch operates as a service provider for SME financing, offering a unified platform with two complementary service lines: Adviessoftware for experienced financing specialists who assemble financing requests independently, and Advisory Services for advisors who need specialist support. The platform connects advisors to a network of 50+ financiers including banks, crowdfunds, and lease/factoring companies. Additional tools include the Financieringscheck lead generation widget and the Leadgenerator for website embedding. All services are accessible through the Capsearch Portal.

Differentiator

Problem solved

Functional benefit

Products and services

• Adviessoftware Proprietary advisory software for financing specialists to assemble, analyze, and submit SME and commercial real estate financing requests to multiple financiers simultaneously. Includes SBR-based financial data import, intelligent financier matching against current acceptance criteria, portfolio signal management, and collaborative application building.
• Advisory Services Outsourced specialist support service for financial advisors, accountants, and bookkeepers who lack the knowledge, experience, or time to advise clients on SME business and real estate financing. Capsearch specialists produce Quickscan feasibility reports, assemble financing requests, and broker with financiers on the advisor's behalf.
• Financieringscheck (Leadgenerator) White-label lead generation widget that intermediaries can place on their own website in their own branding. Website visitors answer a short set of questions and instantly see matching financiers from the Capsearch network, generating qualified leads for the embedding advisor.
• Quickscan-rapport Initial feasibility assessment report analyzing supplied client data to determine financial viability of a desired SME financing. Delivered within 3 business days, providing an overview of financing possibilities for business real estate, machinery, or working capital. Available as a standalone deliverable or as part of Advisory Services.

Quantifiable outcome

• Quickscan feasibility reports delivered within 3 business days
• +2 more outcomes

Named customers9 records

Segments4 records

Ideal customer profiles4 records

Technology focussed Yes

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Feature7 records

Partnerships

Eight partnerships are on record, tiered parent_company, core and minor.

• Hendrick Groupparent_companyStrategic or Co-development PartnerCapsearch is part of Hendrick Group alongside Credion and Fundion. The group works toward an accessible, transparent, and efficient financing market for SMEs through smart digitalization, automation, and personal contact. Credion operates as a franchise network of financing advisors; Fundion is another group entity.
• RabobankcoreStrategic or Co-development PartnerRabobank operates a dedicated intermediary desk for business financing through Capsearch. The bank has collaborated with Capsearch for over 5 years. Rabobank's desk serves financing requests from €100,000 and aims to provide a term sheet within 3 business days. Rabobank advisors are empowered to make decisions up to €1 million independently.
• Rijksdienst voor Ondernemend Nederland (RVO)minorStrategic or Co-development PartnerRVO collaborated with Capsearch on a webinar about the BMKB (Borgstelling MKB-kredieten) scheme, helping advisors understand government-backed guarantee programs for SME financing.
• RegioBankcoreChannel Partner/ Reseller/ DistributorRegioBank partnered with Capsearch to expand services for their banking advisors. RegioBank offices can use Capsearch's platform and advisory services to support SME financing needs of their clients.
• Bedrijventekoop.nlminorChannel Partner/ Reseller/ DistributorPartnership with Bedrijventekoop.nl (business sales platform) to reach entrepreneurs at the point of business acquisition, a key financing use case. Capsearch is integrated as a financing option for buyers on the platform.
• NovakminorChannel Partner/ Reseller/ DistributorNovak is listed as a partner organization on Capsearch's partner page. Details of the partnership scope are not fully specified in available sources.
• ZandersminorChannel Partner/ Reseller/ DistributorZanders is listed as a partner organization on Capsearch's partner page. Details of the partnership scope are not fully specified in available sources.
• FOI (Finance Opleidingsinstituut)minorStrategic or Co-development PartnerCapsearch partners with FOI to offer recognized 'Erkend Financieringsadviseur MKB' (Certified SME Financing Advisor) training and certification. FOI is the official exam institute for Stichting MKB Financiering.

Scale indicators2 records

Recent moves7 records

Expansion highlights6 records

Direct peers

• Floryn: Dutch online business financing provider offering working capital and SME loans through a digital platform. Listed as a Capsearch financier partner; directly comparable on Dutch SME financing market presence and digital-first origination approach.
• YouLend: UK-based embedded finance platform providing revenue-based financing and working capital to SMEs through partner integrations. Listed as a Capsearch financier partner; comparable business model of technology-enabled SME lending distributed through intermediaries.
• Defacto: Dutch fintech platform providing working capital and factoring solutions to SMEs. Operates in the same Dutch SME financing market as Capsearch with a comparable digital origination approach, though specializes in factoring rather than multi-lender matchmaking.
• October: European SME lending marketplace originating loans to businesses across multiple countries and connecting them with institutional and retail investors. Comparable broker/marketplace concept and SME target segment, though operates its own lending rather than aggregating third-party financiers.
• Collin Crowdfund: Dutch SME crowdfunding platform enabling businesses to raise debt capital from a pool of investors. Listed as a Capsearch financier partner; comparable on the Dutch alternative SME financing space, though operates its own lender pool rather than aggregating across financiers.
• Mogelijk: Dutch specialist financier providing real estate-backed financing to SMEs and entrepreneurs, listed as a Capsearch partner. Comparable on Dutch SME financing market presence and real estate financing focus, though operates as a direct lender rather than a multi-financier broker.
• Funding Xchange: UK-based fintech platform that operates a broker/marketplace connecting SME borrowers with multiple lenders through a single application. Closest international analogue to Capsearch's matchmaking and workflow model, with similar advisor/lender-facing SaaS plus intermediary distribution strategy.

Regional players

• Lendo: Swedish loan comparison and broker platform aggregating consumer and SME loan offers from multiple banks and lenders. Closely comparable broker/aggregator business model, but primarily serves the Nordic consumer market rather than Dutch SMEs, making it a regional rather than direct competitor.
• Younited Credit: French consumer and SME lending platform operating a multi-country credit marketplace across France, Italy, Spain, Germany, Portugal, Austria, and the Netherlands. Comparable marketplace/aggregator model and SME presence in the NL market, but primarily a direct originator with a much broader product and geographic footprint.

Broad incumbents

• Funding Circle: UK-listed (formerly) SMB lending platform operating at scale across multiple geographies with both direct origination and broker-style capital allocation. A larger established incumbent in the SME online lending space with overlapping customer segment but a much broader geographic and product footprint than Capsearch.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat6 records

Key risks6 records

Key highlights6 records

Customer concentration

• LinkedInlinkedin.com/company/capsearch.com
• Xx.com/capsearch

Compliance1 record

Revenue estimate

Valuation estimate

Number of profiles

Profiles1 record

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Capsearch