Becketts

What Becketts does

Becketts Financial Services (legal entity: Becketts FS Ltd, registered in England, company number 5122604) is a privately held, family-run financial planning and wealth management firm founded in 2002 by Chartered Accountant Lorraine McLoughney. The firm is headquartered at Beckett House, Poulton-le-Fylde, Lancashire, and operates four UK offices spanning the North West (Lancashire HQ), Yorkshire (Slaithwaite, Huddersfield), Cheshire (Alderley Park, Macclesfield) and London (New Cavendish Street). Becketts is authorised and regulated by the Financial Conduct Authority (FCA Number 409051) and serves high-net-worth individuals and business owners across the UK, with approximately 20–25 staff across advisers, paraplanners, administrators, compliance, and support functions. Leadership comprises three Directors — Dominic McLoughney (Chartered Financial Planner, Co-Director), James Thompson (FPFS, Co-Director since January 2020), and founder Lorraine McLoughney — with ownership and control concentrated within the McLoughney family.

The firm operates two integrated service lines: (i) bespoke financial planning ("Plan") covering retirement planning, business exit planning, estate planning, and cash flow forecasting, supported by an in-house proprietary cash flow forecasting platform with scenario modelling, stress testing, and bespoke video/statistical reporting; and (ii) discretionary investment management ("Invest") delivered through three in-house strategies — Core (a blended active/passive approach since 2007), Resolve (ESG-focused), and Index (tracker-fund based) — each with five risk-graded portfolios (levels 1–5) managed under a six-step review process. Distribution is entirely direct and relationship-based: prospective clients access a free, no-obligation consultation (in-person or via Zoom) followed by ongoing advisory work delivered by qualified financial planners, with limited client-to-adviser ratios and Zoom/client portal ("becketts.online") access for remote engagement. Marketing combines a content blog, organic social (LinkedIn, Facebook, Instagram, TikTok), email newsletter, client testimonials, and prominently displayed industry awards as trust signals.

The firm is 100% independent with no external institutional investors, parent company, or M&A activity disclosed. Revenue is generated through recurring fees — financial planning fees for bespoke advisory work and AUM-based investment management fees — with pricing not publicly disclosed. Operating geographies are explicitly restricted to UK consumers under the FCA regulatory regime, and the firm has not raised any external funding rounds. Multiple consecutive industry awards (CityWire New Model Adviser Top 100, 2020–2025; Professional Adviser "North-West Advice Firm of the Year," 2021/2023/2024/2025/2026; Money Marketing "Advice Firm of the Year" 2022; FT Adviser Top 10, 2025) and a Data Scientist hire in 2026 indicate continued investment in capability, branding, and selective technology adoption.

Name

Becketts

Legal name

Becketts FS Ltd

Website

https://beckettsfs.co.uk

Company type

Private

Founded year

2002

Operating status

Operating

Headcount range

11–50 employees

Short description

Becketts Financial Services is a UK-based, family-run financial planning and wealth management firm founded in 2002, serving high-net-worth individuals and business owners with bespoke retirement, investment, and estate planning across four UK offices.

Ownership category

akta.pro rank

Headquarters

HQ city

Poulton Le Fylde

HQ country

United Kingdom

HQ region

Europe

Offices4 records

Markets served

GTM type

B2C

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Technology or R&D, Infrastructure

Revenue model

1. Financial Planning Fees: Fees for bespoke financial planning services covering retirement planning, business exit planning, estate planning, and cash flow forecasting.
2. Investment Management Fees: Fees for managing client investment portfolios across Core, Resolve, and Index strategies. The firm takes a discretionary investment approach with in-house investment professionals.

Pricing tiers

Go-to-market motion1 record

Distribution channels6 records

Marketing channels5 records

Core offering

Becketts is a financial planning-led wealth management firm offering bespoke financial planning (retirement, business exit, estate planning) and discretionary investment management. Clients access three in-house portfolio strategies — Core (blended active/passive), Resolve (ESG-focused), and Index (tracker-based) — each with five risk-graded portfolios, supported by cash flow forecasting technology and FCA-regulated advisory services delivered through qualified planners across four UK offices.

Product overview

Becketts is a financial planning-led wealth management firm offering three distinct investment strategies — Core (a proven unrestricted blend of active and passive approaches), Resolve (ESG-focused investing for a greener future), and Index (cost-efficient tracker fund investing) — each with five risk-graded portfolios. These investment services are delivered alongside bespoke financial planning covering retirement, business exit, and estate planning. The firm also provides Cash Flow Forecasting tools for transparent progress reporting and a Becketts Connect client service. Becketts operates as a discretionary investment manager with in-house investment professionals working alongside financial planners in an integrated service model.

Differentiator

Problem solved

Functional benefit

Brands

• Becketts Connect: A service offering within Becketts supporting financial planning clients, with dedicated support staff.

Products and services

• Core Proven, unrestricted investment strategy using a blend of active and passive investment approaches, managed by Becketts' in-house team since 2007. Offers five risk-graded portfolios (levels 1-5) focused on maximising returns for each unit of risk. For UK clients seeking discretionary investment management.
• Resolve ESG-focused investment strategy investing in funds that drive positive change in climate, green energy, and social issues. Follows the same asset allocation and risk management approach as Core but selects only funds with strong green credentials and growth potential. For UK clients seeking values-aligned discretionary investment management.
• Index Cost-focused investment strategy prioritising funds that track market indices. Uses mostly (but not exclusively) tracker funds to reduce costs and manage risk while maintaining the same rigorous asset allocation approach as Core, with ongoing adviser support. For UK clients seeking low-cost discretionary investment management.
• Plan (Financial Planning) Bespoke financial planning service covering retirement planning, business exit planning, and estate planning. Delivers stress-tested financial roadmaps through highly-qualified experts using cash flow forecasting technology. For UK individuals and business owners seeking integrated personal financial planning.
• Invest (Wealth Management) Personalised investment management working in tandem with financial advisers to build laser-focused portfolios. Includes a four-step service: Understand, Evaluate, Build, and Monitor. For UK clients seeking discretionary investment management aligned with their financial plan.
• Becketts Connect A client service offering supporting advisers with client administration, documentation, and ongoing service delivery. For Becketts clients requiring continued administrative support and dedicated service staff.

Quantifiable outcome

• DIY investors receive approximately 35% of market returns (JP Morgan Guide 2021)
• +3 more outcomes

Named customers9 records

Segments3 records

Ideal customer profiles3 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Feature2 records

Scale indicators5 records

Recent moves6 records

Expansion highlights5 records

Direct peers

• Charles Stanley: UK wealth manager offering bespoke financial planning and discretionary investment management to HNW individuals across multiple UK offices. Closely comparable in target client (UK HNW/affluent), service mix (financial planning + discretionary portfolio management), and fee-based recurring revenue model.
• Brown Shipley: Private bank and wealth manager providing bespoke financial planning and discretionary investment management to UK HNW individuals, business owners, and retirees. Comparable in integrated planning-plus-investment offering, family-owned heritage feel, and HNW segment focus.
• Killik & Co: Independent UK wealth manager focused on long-term financial planning and discretionary investment management for individuals and business owners. Comparable in consultative, relationship-led GTM, multi-office UK presence, and family-influenced culture.
• Saunderson House: UK independent financial adviser and wealth manager providing bespoke financial planning and discretionary investment management to HNW clients, with multiple UK offices. Directly comparable service mix and client segment.
• London & Capital: Independent UK wealth manager offering bespoke financial planning, investment management, and estate planning for HNW individuals, families and business owners. Comparable integrated advisory-plus-investment model serving UK HNW.

Broad incumbents

• St. James's Place: Largest UK wealth manager with partner-led advice model serving millions of clients across the UK. Overlaps in HNW/affluent client focus and financial planning-led proposition but operates at vastly greater scale and through a national adviser partnership rather than directly employed advisers.
• Quilter: Major UK wealth manager combining a national adviser network with platform and discretionary investment management services. Comparable UK HNW target market and wealth management offering, but operates at much greater scale and with broader product breadth.
• Rathbones Group: Established UK listed wealth manager providing discretionary investment management and financial planning to HNW individuals, charities and intermediaries. Comparable in bespoke wealth management and financial planning, but operates at significantly larger AUM scale.
• Evelyn Partners: UK wealth manager and professional services group formed from the Tilney and Smith & Williamson merger, providing financial planning, investment management, and tax services to HNW clients. Comparable integrated planning-and-investment proposition, with broader professional services depth.

Emerging players

• EQ Investors: UK-based wealth manager specialising in sustainable/ESG investing alongside financial planning for HNW individuals and families. Comparable HNW UK client focus and ESG-led investment proposition (overlapping with Becketts' Resolve strategy), though typically with a more digitally-enabled delivery model.

Market position

Strengths1 record

Weaknesses5 records

Competitive moat5 records

Key risks6 records

Key highlights7 records

Customer concentration

• Facebookfacebook.com/beckettsfs
• LinkedInlinkedin.com/company/becketts-fs
• Instagraminstagram.com/beckettsfs
• TikToktiktok.com/@beckettsfs
• Xx.com/beckettsfs

Revenue estimate

Valuation estimate

Number of profiles

Profiles10 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Becketts