USA Senior Care Network

What USA Senior Care Network does

USA Senior Care Network (USA SCN), operated by The Accountable Alliance Incorporated, is a national healthcare provider network founded in 1990 and headquartered in Austin, Texas. The company operates the largest MediGap and Medicare Select network in the United States, connecting approximately 11 million Medicare Supplement policyholders with over 1,600 participating healthcare facilities and 140 approved Medicare Supplement insurers. Its core offering is the USA MEDIGAP CPR program — a patented cost containment system (U.S. Patent No. 10,580,083) that delivers Part A deductible discounts to participating hospitals in exchange for serving well-funded Medigap patients, thereby reducing bad debt for providers and helping keep supplemental premiums affordable for seniors.

The company monetizes through two primary revenue streams: recurring network participation fees paid by hospitals and healthcare facilities joining the network, and transaction-based network fees tied to utilization. The technology stack is centered on the patented CPR program rather than a software platform; the company has invested in data security, achieving HITRUST (r2) Certification, but offers no public API, mobile application, or self-service portal — policyholder interactions occur via a toll-free customer care line (800-872-3860) for hospital location services. Distribution is heavily B2B field sales targeting hospital systems and insurance carriers, supplemented by an event-based marketing presence at healthcare industry conferences (NAACOS, HFMA, MHA).

The company operates two offices (Austin, TX and Phoenix, AZ), employs 51–100 people, and serves three primary customer segments: hospitals/healthcare systems (primary), Medicare Supplement insurance carriers (primary), and Medicare Supplement policyholders/seniors (secondary). Its affiliated sub-brand, The Accountable Alliance, extends into value-based care through Accountable Care Organization (ACO) support, indicating modest product-surface expansion beyond the core Medigap network business.

Name

USA Senior Care Network

Legal name

The Accountable Alliance Incorporated, d/b/a USA Senior Care Network Incorporated

Website

https://usascn.com

Company type

Private

Founded year

1990

Operating status

Operating

Headcount range

51–100 employees

Short description

USA Senior Care Network is the largest U.S. MediGap and Medicare Select network, connecting 11M+ policyholders with 1,600+ hospitals and 140 insurers through its patented USA MEDIGAP CPR cost containment program.

Ownership category

akta.pro rank

Product category

Medicare Supplement Healthcare Network

NAICS

Pharmacy Benefit Management and Other Third Party Administration of Insurance and Pension Funds (524292), Insurance Carriers and Related Activities (524)

SIC

Hospital & Medical Service Plans (6324), Services-Health Services (8000)

akta.pro primary industry

Medigap Provider Network & Contracting Support (as applicable) (HLAEADAK)

akta.pro secondary industries

Medigap Member Support & Care Navigation (Advocacy/Concierge) (HLAEADAH), Medigap Reinsurance & Risk Transfer (HLAEADAJ)

Keywords

• Medicare Supplement network
• Medigap cost containment
• Healthcare provider network
• Senior healthcare services
• Hospital network partnerships

Headquarters

HQ city

Austin

HQ country

United States

HQ region

North America

Offices2 records

Markets served

GTM type

B2B

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Technology or R&D, Infrastructure

Revenue model

1. Network Participation Fees: Hospitals and healthcare facilities pay to participate in the USA Senior Care Network, gaining access to well-funded Medicare Supplement patients and reduced bad debt exposure. The network provides simplified admission procedures and eliminates bad debt through well-funded policyholders.
2. Transaction-based Network Fees:

Go-to-market motion2 records

Distribution channels3 records

Marketing channels4 records

Core offering

USA Senior Care Network operates a national Medicare Supplement (Medigap) provider network, connecting 1,600+ participating hospitals and healthcare facilities with 11+ million policyholders from 140 approved Med Supp insurers. Its USA MEDIGAP CPR program is a patented cost containment offering (U.S. Patent No. 10,580,083) that delivers Part A deductible discounts to keep Medicare Supplement premiums affordable while helping hospitals reduce bad debt and attract well-funded patients.

Product overview

USA Senior Care Network operates as a unified platform offering Medicare Supplement (Medigap) healthcare network services. The core offering consists of USA MEDIGAP CPR (a patented cost containment program) that provides discounted services to Medicare Supplement policyholders through a national network of 1,600+ healthcare facilities. The National Healthcare Alliance Network connects well-funded senior patients with participating hospitals, while The Accountable Alliance (a sub-brand) supports value-based care through Accountable Care Organizations. The company serves 140+ approved Med Supp insurers and 11+ million policyholders.

Differentiator

Problem solved

Functional benefit

Products and services

• USA MEDIGAP CPR A patented cost containment program providing discounted services to Medicare Supplement (Medigap) clients and customers of USA Senior Care Network, helping to keep down Medicare Supplement premiums through a national network of healthcare providers.
• National Healthcare Alliance Network An elite Medicare Supplement network connecting well-funded patients to hospitals, providing benefits for participating network facilities and offering opportunities for carriers to decrease Medicare Supplement Insurance costs.
• The Accountable Alliance An affiliated sub-brand of USA Senior Care Network that includes Accountable Care Organizations (ACOs) and supports organizations in strengthening performance in value-based care and expanding senior-focused networks.

Quantifiable outcome

• Part A deductible discounts result in lower premiums for seniors
• +3 more outcomes

Named customers3 records

Segments3 records

Ideal customer profiles3 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Feature3 records

Scale indicators5 records

Recent moves6 records

Expansion highlights4 records

Direct peers

• MultiPlan: MultiPlan operates large-scale provider networks and cost-containment services for U.S. health plans. It is the most direct functional peer to USA SCN's network and cost-management model, although MultiPlan operates at much broader scale and across multiple payer types.
• Zelis: Zelis provides healthcare network access, claims cost management, and payment integrity solutions to payers and providers. Its network and cost-containment offerings overlap directly with USA SCN's hospital-network and Part A deductible discount mechanics.

Broad incumbents

• UnitedHealthcare (AARP Medicare Supplement): UnitedHealthcare is the largest U.S. Medigap issuer via the AARP partnership and operates its own provider networks. It is both a current partner-relationship for USA SCN and a structural incumbent that could in theory internalize network functions.
• Humana: Humana is a major Medigap carrier and a major Medicare Advantage insurer. It is both a potential customer for USA SCN's network and a strategic incumbent whose MA expansion affects Medigap demand.
• Anthem (Elevance Health): Anthem's Blue Cross Blue Shield plans are among the largest Medigap issuers nationally. It competes with and could also partner with USA SCN across state-level Blue plans and Anthem-branded Medigap products.
• Cigna: Cigna sells Medicare Supplement insurance nationally and operates Evernorth, which includes provider network and care management assets. It is both a participating Medigap carrier and a potential integrator of network functions.
• Mutual of Omaha: Mutual of Omaha is one of the largest standalone Medigap carriers in the U.S. and a likely USA SCN partner-carrier, while also representing a competing direct channel to seniors for Medigap coverage.
• Aetna (CVS Health): Aetna sells Medigap plans nationally and is increasingly integrated with CVS Health's retail and care delivery assets, making it both a potential carrier partner and a structural incumbent in senior-focused care.

Emerging players

• Aledade: Aledade partners with independent primary care practices to form ACOs serving Medicare patients. It overlaps with USA SCN's Accountable Alliance ACO sub-brand as an emerging value-based-care enabler for senior populations.

Others

• Bankers Life: Bankers Life is a major distributor of Medicare Supplement and other senior insurance products. It is adjacent rather than competitive with USA SCN, representing a downstream distribution channel whose economics affect Medigap demand.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat5 records

Key risks6 records

Key highlights7 records

Customer concentration

Compliance1 record

Revenue estimate

Valuation estimate

Number of profiles

Profiles2 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about USA Senior Care Network