What Agito does

Agito Bilgisayar Yazılım ve Danışmanlık Hizmetleri A.Ş. (operating as Agito) is a privately-held Turkish insurance technology company founded in 1997 and headquartered at the ITU Ayazağa Campus in Sarıyer, Istanbul, with a second engineering office at İzmir Dokuz Eylül Depark Technopark. The company builds and sells an end-to-end insurance software platform organized into four suites — Core ERP (GI4All, Health4All, Life4All for Elementary, Health, and Life/Pension branches), Supporting ERP (Analytics, SmartUW, ClaimIns, Reinsurance, Securins), Digital (Printing, Evaluator, Messaging, Reporting, dSales), and Regulatory Compliance (Data Manager, Integrator) — built on a microservice architecture using Java (Spring Boot), Oracle/PostgreSQL/MySQL data layers, Angular JS UI, and REST APIs with Swagger documentation.

Agito serves insurance carriers, bancassurance partners, and insurtech solution providers. Its reference base of 30+ enterprise customers includes BNP Paribas Cardif (25-year partner), MetLife (10+ years), Zurich, Allianz, AXA, MAPFRE, Sompo, HDI Insurance, Vienna Life, Garanti BBVA Pension, Anadolu Insurance, Katılım Emeklilik, and Ray Insurance; the company claims 35% market share in core insurance applications in Turkey and is the only Turkish vendor listed in the Gartner Magic Quadrant for eight consecutive years and in the Celent PAS Full Profile report.

Revenue is generated primarily through quote-based enterprise software licensing with annual billing, bundled with implementation, customization, and ongoing technical-support services. The go-to-market is direct enterprise field sales with dedicated account teams, supported by an Insurtech PartnerHUB ecosystem of complementary technology vendors. The company reports 250+ employees — mostly software engineers, business analysts, and project managers — and operates internationally with recent geographic expansion into TRNC and Azerbaijan (Baku). Pricing is not publicly disclosed and engagements are scoped per insurance company.

Name

Agito

Legal name

Agito Bilgisayar Yazılım ve Danışmanlık Hizmetleri A.Ş.

Website

https://agito.com.tr

Company type

Private

Founded year

1997

Operating status

Operating

Headcount range

251–500 employees

Short description

Agito is a Turkish insurance technology company providing core ERP and digital platform solutions for insurance carriers across Elementary, Health, Life, and Pension branches, serving 30+ insurers including Allianz, AXA, BNP Paribas Cardif, and MetLife.

Ownership category

akta.pro rank

Product category

Insurance Software

NAICS

Software Publishers (5132), Custom Computer Programming Services (541511)

SIC

Services-Computer Programming Services (7371)

akta.pro primary industry

Policy Administration, Underwriting & Rating Platforms (Core Insurance SaaS) (FSAGAGAB)

akta.pro secondary industry

Enterprise Application Reporting, BI & Analytics Enablement (BPAEAGAK)

Keywords

• Insurance software solutions
• Core insurance ERP
• Insurance digital transformation
• Claims management software
• Insurtech platform

Headquarters

HQ city

Sariyer

Offices3 records

Markets served

GTM type

B2B

Offering type

Software

Cost components

Personnel, Technology or R&D, Operations, Marketing or Sales, Infrastructure

Revenue model

1. Enterprise Software Licenses and Implementation: Agito generates revenue through licensing its insurance software products (Core ERP, Supporting ERP, Digital suite) to insurance companies. This includes implementation services, customization, and ongoing technical support. Products span across Elementary, Health, Life/Pension insurance branches.

Pricing tiers

Go-to-market motion1 record

Distribution channels3 records

Marketing channels5 records

Core offering

Agito develops and licenses an end-to-end insurance technology platform comprising a Core ERP suite (GI4All for Elementary, Health4All for Health, and Life4All for Life and Pension), Supporting ERP modules (Analytics, SmartUW, ClaimIns, Reinsurance, Securins), Digital operations tools (Printing, Evaluator, Messaging, Reporting, dSales), and Regulatory Compliance products (Data Manager, Integrator). The company sells these to insurance companies along with implementation, customization, integration, and ongoing technical support services, supported by the Insurtech PartnerHUB ecosystem.

Product overview

Agito is an insurance technology company offering a comprehensive platform-plus-modules architecture with three main product categories: Core ERP (GI4All, Health4All, Life4All for Elementary, Health, and Life insurance), Supporting ERP (Analytics, SmartUW, ClaimIns, Reinsurance, Securins for operational support), and Digital (Printing, Evaluator, Messaging, Reporting, dSales for digital operations). Additionally, Regulatory Compliance products (Data Manager, Integrator) handle legal compliance, and the Insurtech PartnerHUB ecosystem provides extended capabilities through strategic technology partnerships. The platform serves 250+ expert employees with nearly 30 years of insurance experience and holds 35% market share in core insurance applications in Turkey.

Differentiator

Problem solved

Functional benefit

Brands

• GI4All: End-to-End Elementary Insurance product for core ERP
• Health4All
• Life4All
• SmartUW
• ClaimIns
• Analytics
• Securins
• dSales
• Evaluator
• Messaging
• Printing
• Reporting
• Data Manager
• Integrator
• PartnerHUB
• Reinsurance

Products and services

• Core ERP Modern insurance ERP offering modular, digital business processes for Elementary, Health, and Life insurance branches with products compliant with global standards. Targeted at insurance companies modernizing legacy operations.
• GI4All End-to-End Elementary Insurance platform providing digital business processes with fast bidding, dynamic insurance, personalized rules, and flexible sales channels for P&C insurance companies.
• Health4All Digital platform for health insurance with microservice infrastructure, fast integration, and end-to-end coverage for Private Health, Complementary Health, Illness, and Travel Insurances. Supports PCI DSS and IFRS 17 compliance.
• Life4All Digital transformation platform for Life and Pension insurance supporting all Life and Pension products with ready-made parametric product sets (Credit Life, Annual Life, PPS, Non-Life) and flexible business processes.
• Supporting ERP Smart digital solutions that empower legacy insurance systems with analytics, underwriting automation, claims management, and reinsurance processing modules.
• Analytics Insurance data analytics platform providing Business Intelligence, dashboards, KPI reporting, and data-based decision support with an 80% efficiency increase in report preparation; integrates with PowerBI and SAP BI.
• SmartUW Intelligent decision support system for insurance risk assessment that automates underwriting with dynamic parametric rules, a BPM platform, company-specific data models, product-independent underwriting, and 360-degree integration.
• ClaimIns Claims management and performance tracking system with two-way communication, 360-degree traceability, and flexible workflow management for policy, damage, subrogation, and law processes.
• Reinsurance Smart insurance solution automating reinsurance processes with parameter- and rule-based infrastructure, flexible reinsurance placement, period closure, and reinsurer current account follow-up.
• Securins KVKK compliance management solution providing inventory management, explicit consent handling, data encryption/masking, and workflow authorization for personal data protection.
• Digital Suite Digital product suite including Printing, Evaluator, Messaging, Reporting, and dSales for flexible, customizable digital insurance operations.
• Evaluator Digital actuarial calculation microsystem enabling Excel-based formula integration, format-independent calculations via REST API with Swagger documentation, and fast time-to-market for insurance products.
• Messaging Fast and reliable messaging system automating SMS, email, and mailing with parametric sender/recipient definitions, scheduled or instant triggering, and wide communication network integration via REST APIs.
• Printing Standalone document design and printing product with dynamic print wizard, batch printing, company-specific templates, and advanced barcode infrastructure.
• Reporting Smart insurance reporting solution with flexible report design, parametric templates, list and summary functionality, and Excel/CSV output for operational and legal reports.
• dSales End-to-end sales channel management platform with multiple channel structure, user-friendly design, traceability, reporting, and increased sales efficiency.
• Regulatory Compliance Suite Legal compliance and integration product suite for managing regulatory compliance processes and mandatory legal integrations with government institutions in Turkey.
• Data Manager Digital data management solution for regulatory compliance with dynamic process management for transition to OOVM (SBM), legal update compliance, and core system-independent application.
• Integrator Regulatory compliant digital transition platform enabling easy integration with SBM's SGS project, digital data transmission via web services, with database independence (Oracle, PostgreSQL, MySQL).
• Insurtech PartnerHUB Insurtech partner ecosystem bringing together specialized solution providers including Metisbot, DDI Tech, Abba Bee, Suggestiver, Invento, E-Security, and other partners to extend Agito's platform with AI, cybersecurity, robo-advisory, e-signature, and more.

Quantifiable outcome

• 80% efficiency increase in report preparation processes
• +3 more outcomes

Named customers14 records

Segments3 records

Ideal customer profiles3 records

Technology focussed Yes

API detail

Has API

Yes

API docs

API detail

Core technology

AI maturity

App detail

Integration11 records

AI capability4 records

Feature9 records

Partnerships

Three partnerships are on record, tiered featured.

• MetisbotfeaturedTechnology or IntegrationAI chatbot provider trained on nearly 400 insurance-specific topics with over 17,000 question sets. Provides 24/7 customer support, damage/offer/complaint process management, and works on web, social media and messaging apps (WhatsApp, Bipp, Facebook Messenger).
• Suggestiver (Infina)featuredTechnology or IntegrationRobo-advisory platform offering personalized wealth management services. Creates portfolio allocations with patented financial model and AI support for BES, Banks, Brokerage Houses and Asset Management Companies.
• FYK TechnologyfeaturedTechnology or IntegrationAggregator platform infrastructure provider. Omega Invest revamped benchmarking platform in collaboration with Agito and FYK.

Scale indicators5 records

Recent moves12 records

Expansion highlights6 records

Direct peers

• Sapiens International: Global provider of software solutions for the insurance industry, including policy administration, underwriting, and claims. Directly comparable to Agito as a core insurance SaaS/platform vendor serving life, P&C, and health insurers across multiple geographies.
• Majesco: Cloud-native insurance software platform serving P&C, life, and health insurers with policy, billing, and claims solutions. Closely comparable to Agito's full-suite approach across multiple insurance lines.
• Prima Solutions: French provider of insurance software solutions for life, health, and P&C insurers, with strong presence in Europe and emerging markets. Comparable to Agito as a mid-sized, multi-line insurance software vendor targeting non-Tier-1 global insurers.
• TIA Technology: Danish insurance software platform providing policy administration and digital engagement tools to insurers across Europe. Comparable in product scope (policy admin, claims, digital) and target customer profile (mid-size insurers) to Agito.
• RGI Group: Italy-headquartered insurance software vendor serving life and P&C insurers across Europe and emerging markets. Closely comparable in target segment and product breadth, with both firms offering policy admin and digital transformation suites.

Broad incumbents

• Guidewire Software: US-based dominant enterprise software platform for P&C insurers, offering PolicyCenter, BillingCenter, and ClaimCenter. Larger, more global incumbent competing for the same core insurance system wallet; Agito's Elementary (GI4All) product directly overlaps Guidewire's core offerings.
• Duck Creek Technologies: US-based SaaS core systems provider for P&C insurers. A more global, cloud-native competitor to Agito's GI4All and Supporting ERP modules, with a broader geographic footprint and stronger marketing presence.
• Insurity: US-based insurance software and analytics provider offering policy administration, claims, and analytics solutions. Comparable in product breadth to Agito's Core + Supporting ERP stack, though focused on P&C.

Regional players

• Inomera: Turkish insurance technology company offering digital insurance and core system solutions to local insurers. Direct regional competitor to Agito in the Turkish market with overlapping product categories.

Emerging players

• 3i Infotech (Insurance Solutions): Global IT and insurance software provider with policy administration and claims solutions targeting insurers in emerging markets. Comparable in geographic focus (EMEA, Asia) and customer profile (mid-size insurers) to Agito's international expansion thesis.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat6 records

Key risks6 records

Key highlights7 records

Customer concentration

• LinkedInlinkedin.com/company/agito
• Xx.com/agito_ergosum
• Facebookfacebook.com/agitoyazilim1

Compliance2 records

Revenue estimate

Valuation estimate

Number of profiles

Profiles4 records

Subsidiaries5 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A1 record

Investments2 records

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Agito