insuranceIA

What insuranceIA does

SegurosIA (legal entity: Coberio, S.L.) is a Spanish insurtech founded in 2022 and headquartered in Málaga that designs and deploys AI agents specifically for the Spanish insurance value chain. The company operates a modular platform composed of six specialized agent types — Commercial, Customer Service, Document, Subscription, Claims, and Compliance — each built to augment a defined process (lead capture and qualification, multi-channel service, document extraction, underwriting analysis, claims handling, and regulatory logging) under active human supervision with full per-interaction traceability. Technically, the agents span NLP for text and multi-channel conversation, computer vision for document and claims image extraction, and structured-data retrieval across policy, receipt, and audit artifacts.

SegurosIA serves two primary customer segments in Spain: insurance companies (entidades aseguradoras) and insurance brokerages (corredurías), with a secondary footprint in adjacent ecosystem organizations. Its go-to-market is sales-led and consultative, beginning with a 30-minute discovery meeting booked through Cal.com, followed by a structured diagnosis, design, controlled pilot, and phased scaling. Pricing is quote-based with no publicly disclosed tiers, consistent with custom enterprise deployments rather than self-serve SaaS.

Commercially, the company's revenue mechanics remain opaque: no named customers, no revenue figure, and no public pricing are disclosed. Total known external funding is approximately $170,882 from Eoniq.fund across two rounds in 2025 and 2026. Its most differentiated strategic position is regulatory: SegurosIA states it is the only company in Spain developing insurance AI with direct dialogue with the DGSFP, its agents have passed an official in-person examination conducted by a DGSFP-authorized independent organization, and it participates in the Spanish financial sandbox. Geographic scope is exclusively Spanish with stated intent to expand processes once value, control, and stability are demonstrated.

Name

insuranceIA

Legal name

Coberio, S.L.

Website

https://segurosia.com

Company type

Private

Founded year

2022

Operating status

Operating

Headcount range

1–10 employees

Short description

SegurosIA (Coberio, S.L.) is a Málaga-based Spanish insurtech that designs and deploys specialized AI agents for insurance companies and brokerages in Spain, covering distribution, service, subscription, claims, and compliance with DGSFP-supervised human-in-the-loop architecture.

Ownership category

akta.pro rank

Product category

Insurance Process Automation Software

NAICS

Custom Computer Programming Services (541511), Computer Systems Design Services (541512)

SIC

Services-Prepackaged Software (7372), Insurance Agents, Brokers & Service (6411)

akta.pro primary industry

Document, Workflow & Policy Servicing Automation (RPA/No-Code) (FSAGAGAK)

akta.pro secondary industries

Policy Administration, Underwriting & Rating Platforms (Core Insurance SaaS) (FSAGAGAB), Customer Engagement, CRM & Agent/Broker Enablement Platforms (FSAGAGAD), Data, Analytics & AI for Insurance (Risk, Pricing, Personalization) (FSAGAGAE), Compliance, Reporting & Regulatory Administration (ERISA/ACA/No Surprises) (HLAEALAJ)

Keywords

• AI insurance agents
• Insurance process automation
• Claims automation software
• Underwriting AI solutions
• Insurance compliance software

Headquarters

HQ city

Barcelona

HQ country

Spain

HQ region

Europe

Offices1 record

Markets served

GTM type

B2B

Offering type

Software

Cost components

Personnel, Technology or R&D, Operations, Marketing or Sales, Others

Revenue model

1. AI Agent Platform Subscription: B2B SaaS model providing AI agents as a service to insurance companies and brokerages. Pricing is not publicly disclosed; the company offers consultation meetings to discuss specific needs and custom implementations.

Go-to-market motion1 record

Distribution channels2 records

Marketing channels3 records

Core offering

SegurosIA designs, deploys and supervises AI agents that automate concrete, high-volume insurance processes for Spanish insurance companies, brokerages and ecosystem organizations. The platform combines six specialized agent types (commercial, customer service, document, subscription, claims, compliance) running across email, WhatsApp, phone and documents under active human supervision with full per-interaction traceability and regulatory compliance built into design. Engagement follows a phased process — diagnosis, design, controlled pilot with real volume, production measurement, and scaling — starting from a single high-impact process.

Product overview

SegurosIA is an AI agent platform for the Spanish insurance industry, developed by Coberio S.L. (Malaga, Spain). The platform is built as a modular architecture of six specialized AI agent types — Commercial Agents, Customer Service Agents, Document Agents, Subscription Agents, Claims Agents, and Compliance Agents — each targeting a specific phase of the insurance value chain (distribution/customer acquisition, policy renewal/retention, multichannel service, claims, subscription/underwriting, and compliance/quality). The technology is designed to augment rather than replace human teams, with active human supervision and complete per-interaction traceability built into the platform from design.

Differentiator

Problem solved

Functional benefit

Products and services

• SegurosIA AI Agents Platform A B2B SaaS platform of specialized AI agents built for the Spanish insurance industry, comprising six agent types — Commercial, Customer Service, Document, Subscription, Claims and Compliance — that automate concrete distribution, service, underwriting, claims and compliance processes across email, WhatsApp, phone and documents with active human supervision, full per-interaction traceability, and GDPR and DGSFP-aligned compliance-by-design. Customers are Spanish insurance companies, brokerages and ecosystem organizations.

Segments3 records

Ideal customer profiles3 records

Technology focussed Yes

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

AI capability8 records

Feature7 records

Scale indicators2 records

Recent moves6 records

Expansion highlights5 records

Direct peers

• Shift Technology: Shift Technology provides AI agents and decision automation for insurance fraud detection, claims, and underwriting across global insurers. It is the closest functional analogue to SegurosIA in terms of insurance-specific AI agent deployment, although it operates at a much larger global scale.
• Tractable: Tractable applies computer-vision and agentic AI to auto and property insurance claims, automating damage assessment and documentation. Its focus on agent-assisted claims workflows is directly comparable to SegurosIA's Claims and Document agents.
• Cytora: Cytora builds AI-powered risk data and workflow automation for commercial insurance underwriting. Its subscription/underwriting AI focus overlaps directly with SegurosIA's Subscription agents for risk analysis and technical recommendations.
• Planck: Planck provides AI-driven data extraction and underwriting automation for commercial insurance carriers. Its document-reading and policy structuring capabilities are comparable to SegurosIA's Document and Subscription agents.
• Bdeo: Bdeo is a Spanish-headquartered insurtech applying visual AI to motor and home insurance claims and underwriting. It competes in the same Spanish market as SegurosIA, with overlapping claims automation and document intelligence use cases.
• FRISS: FRISS delivers AI-based fraud detection, risk assessment, and claims automation for property and casualty insurers. Its compliance and quality control AI agents address similar insurance process problems to SegurosIA's Compliance agents.
• Novidea: Novidea offers a cloud-based, data-driven insurance management platform for brokers, MGAs, and carriers with embedded AI for distribution, servicing, and renewals. Its broker-empowerment and customer engagement focus parallels SegurosIA's Commercial and Customer Service agents.
• Zesty.ai: Zesty.ai applies AI and computer vision to property insurance risk assessment and underwriting. Its risk-scoring and documentation automation is comparable to SegurosIA's Document and Subscription agent functionality.

Broad incumbents

• Lemonade: Lemonade is an AI-native insurance carrier using chatbots and machine learning across the full policy lifecycle. While it operates as a direct insurer rather than a B2B vendor, its heavy use of AI agents in distribution, underwriting, and claims establishes the reference point for the category SegurosIA is selling into.

Emerging players

• CamCom: CamCom provides visual AI for vehicle and property damage inspection within insurance claims workflows. It overlaps with SegurosIA on the document/image extraction and claims handling use cases, but is earlier-stage and narrower in scope.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat4 records

Key risks5 records

Key highlights6 records

Customer concentration

• LinkedInlinkedin.com/company/segurosia

Revenue estimate

Valuation estimate

Number of profiles

Funding overview

Funding rounds2 records

Investors1 record

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about insuranceIA