Phoebus
Phoebus Tecnologia is a Brazilian payment technology company that licenses PayStore, a white-label, multi-technology, omnichannel platform for physical and digital payments, to acquirers, sub-acquirers, banks, and fintechs across Latin America and Europe.
- Company typePrivate
- Founded1997
- HeadquartersJoão Pessoa, Brazil
- Headcount51–100
- GTM typeB2B
- OfferingSoftware
What Phoebus does
Phoebus Tecnologia is a Brazilian payment technology company founded in 1997 that builds and licenses PayStore, a white-label, multi-technology, omnichannel payment platform supporting both physical and digital transactions. The company's technology roots trace to the Federal University of Paraíba, where it was incubated inside the NETEB research laboratory supported by CNPq, with early expertise in microcontrolled boards, chip-memory cards, and POS terminals. It pioneered the first POS-based bill payment system for Banco do Brasil in 1997, an innovation that laid the groundwork for bank correspondency in Brazil and demonstrated over 25 years of proprietary capability in payment hardware, software, and transaction routing.
The platform is sold exclusively as a white-label infrastructure layer to acquirers, sub-acquirers, banks, and fintechs that need to deploy branded payment acceptance and processing capabilities without building the technology in-house. PayStore handles point-of-sale, contactless, and QR-based payment acceptance across card, chip, and digital channels, and is PCI certified. Distribution is enterprise-led via a direct sales team and commercial contact form, with regional presence in Brazil (Alphaville/Barueri headquarters) and Portugal (Lisbon office) covering LATAM and EMEA markets. Revenue mechanics are based on white-label platform licensing and recurring platform fees; pricing is not publicly disclosed.
Phoebus operates with a 51–100 person organization, has no disclosed outside investors or funding rounds, and functions as a privately held, founder-led technology vendor. The firmographic record lists João Pessoa as a location while the company itself identifies Alphaville/Barueri as its headquarters, suggesting either historical origin or a secondary operational footprint in Paraíba. No API, SDK, or integration marketplace is publicly documented, and no AI/ML capability, data asset, or third-party model dependency is disclosed in available materials.
Phoebus firmographics
Firmographics- Name
- Phoebus
- Legal name
- Phoebus Tecnologia
- Website
- https://phoebus.com.br
- Company type
- Private
- Founded year
- 1997
- Operating status
- Operating
- Headcount range
- 51–100 employees
- Short description
- Phoebus Tecnologia is a Brazilian payment technology company that licenses PayStore, a white-label, multi-technology, omnichannel platform for physical and digital payments, to acquirers, sub-acquirers, banks, and fintechs across Latin America and Europe.
- Ownership category
- akta.pro rank
Phoebus industry classification
Industry- Product category
- Payment Processing Platform
- NAICS
- Computer and Computer Peripheral Equipment and Software Merchant Wholesalers (42343)
- akta.pro primary industry
- POS-to-Online Unified Payments (Omnichannel Payments) (CRAFALAL)
- akta.pro secondary industries
- Omnichannel Acquirers (Unified In-store + Online) (FSAMABAH), Biller Direct EBPP Platforms (FSAMAJAA)
Keywords
Where Phoebus is headquartered
LocationHeadquarters
- HQ city
- João Pessoa
- HQ country
- Brazil
- HQ region
- Latin America
Offices2 records
Markets served
Phoebus business model
Business model- GTM type
- B2B
- Offering type
- Software
- Cost components
- Personnel, Technology or R&D, Operations, Marketing or Sales, Infrastructure
Revenue model
- White-label Platform Licensing: PayStore platform is offered as white-label solution to acquirers, sub-acquirers, banks and fintechs, generating revenue through licensing and platform fees.
Go-to-market motion1 record
Distribution channels1 record
Marketing channels3 records
Phoebus product offering
Product offeringCore offering
Phoebus develops and licenses PayStore, a white-label, multi-technology, omnichannel payment platform that enables acquirers, sub-acquirers, banks, and fintechs to offer physical and digital payment acceptance under their own brand. The platform supports chip, contactless, and QR payment technologies and is delivered as embedded infrastructure to enterprise payment service providers rather than as a direct merchant-facing product.
Product overview
Phoebus offers PayStore, a white label payment platform that supports both physical and digital payments. The platform is multi-technology and omnichannel, serving acquirers, sub-acquirers, banks and fintechs. Founded in 1997, Phoebus has over 25 years of history in payment transaction technology.
Differentiator
Problem solved
Functional benefit
Brands
- PayStore: White label, multi-technology, omnichannel payments platform for physical and digital payments, serving acquirers, sub-acquirers, banks, and fintechs.
Products and services
- PayStore White-label, multi-technology, omnichannel payment platform that supports physical and digital payments, designed to be embedded by acquirers, sub-acquirers, banks, and fintechs under their own brand. The platform supports chip, contactless, and QR payment methods and is PCI compliant.
Companies that use Phoebus
Customer profileSegments4 records
Ideal customer profiles3 records
Phoebus technology and API
TechnologyTechnology focussed Yes
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Feature2 records
Phoebus partnerships and signals
Strategic signalScale indicators1 record
Recent moves4 records
Expansion highlights4 records
Phoebus competitors and assessment
Company assessmentDirect peers
- Galileo Financial Technologies: Payment processing platform powering fintechs and banks with card-issuing and transaction infrastructure via APIs and SDKs. Comparable to PayStore as a white-label payment-infrastructure vendor selling into the same acquirer/fintech buyer base.
- Dock: Brazilian payments and banking-as-a-service platform enabling banks, fintechs and retailers to launch card and account products. Comparable white-label/embedded technology vendor targeting the same buyer segments in LatAm.
- Conductor: Brazilian payment technology platform providing multichannel payment solutions and omnichannel acquiring support to banks, retailers and fintechs — the closest in-country functional peer to PayStore.
- Marqeta: Modern card-issuing and payment processing platform whose API-first model and white-label/embedded positioning overlap directly with Phoebus's PayStore value proposition to acquirers, banks and fintechs.
- Pismo: Brazil-born cloud-native payments and banking platform serving banks, fintechs and acquirers through APIs. Direct comparable to PayStore given shared Brazilian origin, B2B white-label/embedded positioning, and shared target buyer (acquirers, banks, fintechs).
Broad incumbents
- Worldline (Ingenico): European-headquartered payment services and POS terminal provider with omnichannel acquiring and merchant services. Comparable in omnichannel/POS focus and overlaps with Phoebus's European go-to-market from Lisbon.
- Adyen: Global omnichannel payments platform unifying in-store and online acceptance for large merchants and platforms. Competes with PayStore for the same enterprise buyer but operates at vastly greater scale and breadth across geographies.
- Verifone: Established global POS and omnichannel commerce provider with deep terminal-management and payment-acceptance software. Overlaps Phoebus's POS/omnichannel roots but operates a much broader hardware+software portfolio across multiple geos.
- Stone Co. Major Brazilian acquirer and payments technology provider serving SMBs and enterprise merchants with omnichannel solutions. Operates downstream of where Phoebus's acquirer clients sit, making it both a customer prospect and an indirect competitive incumbent in Brazil.
- PagSeguro/PagBank: Brazilian digital payments and acquiring platform offering POS, e-commerce, and omnichannel merchant solutions. Comparable omnichannel acquiring and POS payments product set competing for the same Brazilian merchant ecosystem Phoebus serves.
Market position
Strengths4 records
Weaknesses4 records
Competitive moat4 records
Key risks6 records
Key highlights5 records
Customer concentration
Phoebus social profiles
Digital presencePhoebus financial estimates
Financial estimateRevenue estimate
Valuation estimate
Phoebus leadership team
Management profileNumber of profiles
Phoebus funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Phoebus M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Phoebus
What does Phoebus do?
Phoebus develops and licenses PayStore, a white-label, multi-technology, omnichannel payment platform that enables acquirers, sub-acquirers, banks, and fintechs to offer physical and digital payment acceptance under their own brand. The platform supports chip, contactless, and QR payment technologies and is delivered as embedded infrastructure to enterprise payment service providers rather than as a direct merchant-facing product.
Is Phoebus a public or private company?
Phoebus is a private company. It is classified as founder individual operated bootstrapped and is currently operating.
When was Phoebus founded?
Phoebus was founded in 1997. It employs 51 to 100 people.
Where is Phoebus based?
Phoebus is headquartered in João Pessoa, Brazil, in the Latin America region.
How does Phoebus make money?
One revenue line is on record: white-label Platform Licensing.
Who are Phoebus's main competitors?
Direct peers on record are Galileo Financial Technologies, Dock, Conductor, Marqeta and Pismo. Broad incumbents are Worldline (Ingenico), Adyen, Verifone, Stone Co. and PagSeguro/PagBank.
Does Phoebus have an API?
No public API is recorded for Phoebus.
What industry is Phoebus in?
Phoebus's product category is Payment Processing Platform. Its primary akta.pro industry code is CRAFALAL, POS-to-Online Unified Payments (Omnichannel Payments), with a secondary code of FSAMABAH, Omnichannel Acquirers (Unified In-store + Online). Its NAICS code is 42343.