TLO
TLO (operating as TLOxp) is a TransUnion subsidiary that provides real-time investigative and due diligence data from 10,000+ daily-refreshed databases to legal, law enforcement, and investigator customers via subscription and usage-based API access.
- Company typePrivate
- Founded2009
- HeadquartersBoca Raton, United States
- Headcount51–100
- GTM typeB2B
- OfferingSoftware
What TLO does
TLO (operating as TLOxp) is an investigative data and due diligence platform now wholly owned by TransUnion (NYSE: TRU) following its acquisition of the company originally founded by Hank Asher in 2009. The platform provides real-time access to more than 10,000 public and proprietary databases that are refreshed daily, supporting search, identity verification, people-location, asset tracing, and relationship mapping across family, associates, and businesses. Core products are built around the TLOxp platform and the TruLookup product family, which is split into Investigate and Alert, Locate and Recover, and Identity Enrichment modules; the platform also connects into TransUnion's TruValidate (fraud prevention) and TruContact (communications) product lines.
TLO's primary customer segments are legal professionals, professional investigators, and law enforcement agencies, with secondary verticals spanning financial services, insurance, background screening, collections, gaming, healthcare, public sector, and retail/CPG. The business model combines recurring subscription access to the TLOxp platform with usage-based batch and API processing for high-volume enterprise and integrator customers. Pricing is quote-based and not publicly disclosed, reflecting the enterprise and regulated-buyer skew of the customer base.
Go-to-market is hybrid: enterprise field sales targets law enforcement, legal firms, and large organizations requiring investigative solutions, while a self-serve free-trial signup introduces a product-led growth motion for smaller prospects and individual investigators. Distribution also includes API and batch integration into existing case-management and investigation workflows. The company is headquartered within TransUnion's Chicago, U.S. footprint and operates primarily in the United States.
TLO firmographics
Firmographics- Name
- TLO
- Legal name
- TLO
- Website
- https://tlo.com
- Company type
- Private
- Founded year
- 2009
- Operating status
- Operating
- Headcount range
- 51–100 employees
- Short description
- TLO (operating as TLOxp) is a TransUnion subsidiary that provides real-time investigative and due diligence data from 10,000+ daily-refreshed databases to legal, law enforcement, and investigator customers via subscription and usage-based API access.
- Ownership category
- akta.pro rank
TLO industry classification
Industry- Product category
- Investigative Data Platform
- NAICS
- Web Search Portals and All Other Information Services (519290)
- SIC
- Services-Consumer Credit Reporting, Collection Agencies (7320)
- akta.pro primary industry
- Third-Party/Vendor Risk & Due Diligence (TPRM, continuous monitoring) (FSAGAFAJ)
Keywords
Where TLO is headquartered
LocationHeadquarters
- HQ city
- Boca Raton
- HQ country
- United States
- HQ region
- North America
Offices1 record
Markets served
TLO business model
Business model- GTM type
- B2B
- Offering type
- Software
- Cost components
- Technology or R&D, Infrastructure, Personnel, Marketing or Sales, Operations
Revenue model
- Investigative Data Subscriptions: Subscription-based access to TLOxp platform providing investigative data on people, assets, and relationships. Platform offers various product tiers including TruLookup Investigate, Locate, and Identity services.
- API and Batch Processing: Usage-based API and batch processing for high-volume searches, enabling efficient handling of large data sets with single report generation.
Go-to-market motion2 records
Distribution channels3 records
Marketing channels4 records
TLO product offering
Product offeringCore offering
TLO sells the TLOxp investigative data platform, providing subscribers with real-time access to more than 10,000 public and proprietary databases refreshed daily for skip tracing, due diligence, people and asset location, identity verification, and fraud prevention. The offering is delivered through a web-based platform supplemented by batch and API processing, and includes the TruLookup suite (Investigate and Alert, Locate and Recover, Identity Enrichment) sold to attorneys, investigators, law enforcement, and enterprise risk teams.
Product overview
TLOxp is TransUnion's unified investigative platform that powers a comprehensive suite of products designed for attorneys, investigators, and law enforcement professionals. The platform provides real-time data access from 10,000 public and proprietary databases. The product portfolio centers on TLOxp as the core platform, supported by TruLookup investigative modules (Investigate and Alert, Locate and Recover, Identity Enrichment), complemented by TruContact for communications and TruValidate for fraud prevention. Together, these solutions enable deep investigations, people location, identity verification, and fraud detection through batch and API processing capabilities.
Differentiator
Problem solved
Functional benefit
Brands
- TLOxp: Investigations platform powered by TransUnion, providing due diligence and investigative solutions for legal, law enforcement, and corporate investigators.
Products and services
- TLOxp
Quantifiable outcome
- Reduces investigation time from days to mere seconds
- +1 more outcomes
Companies that use TLO
Customer profileSegments11 records
Ideal customer profiles3 records
TLO technology and API
TechnologyTechnology focussed Yes
API detail
- Has API
- Yes
- API docs
- API detail
Core technology
AI maturity
App detail
Feature5 records
TLO partnerships and signals
Strategic signalScale indicators2 records
Recent moves5 records
Expansion highlights5 records
TLO competitors and assessment
Company assessmentEmerging players
- Jumio: Jumio provides AI-driven identity verification and biometric authentication for financial services, gaming, healthcare, and other regulated verticals. It competes with TLO's identity and fraud capabilities, especially for digital onboarding and KYC workflows.
- Trulioo: Trulioo is an identity verification platform focused on global KYC/AML and business verification. It overlaps with TLO's TruLookup Identity Enrichment and fraud-prevention offerings, particularly in regulated industries and cross-border use cases where TLO has limited presence.
- Pipl: Pipl is an identity resolution platform that aggregates public records and online identity data for fraud prevention, investigations, and KYC. It overlaps with TLO's people-search and identity-enrichment capabilities, particularly for online and digital investigations.
Direct peers
- Thomson Reuters Clear: Thomson Reuters Clear is an investigative platform for law enforcement, fraud, and due diligence professionals, with deep relationships in the legal vertical. It competes directly with TLOxp's TruLookup Investigate and Alert module on people-search, asset lookup, and relationship intelligence.
- LexisNexis Risk Solutions: LexisNexis Risk Solutions is the closest direct competitor to TLOxp, offering investigative data, identity verification, skip tracing, and fraud prevention to legal, law enforcement, financial services, and insurance customers. Both compete on data scale, relationship mapping, and batch/API access for investigative due diligence.
Broad incumbents
- CoreLogic: CoreLogic provides property and consumer data analytics for financial services, insurance, and government. Its identity, asset, and public-records data overlap with TLO's investigative depth on assets, property ownership, and liens used in legal and collections investigations.
- IDology (TransUnion): IDology is a TransUnion-owned identity verification and fraud prevention platform serving financial services, healthcare, and gaming. It is a sibling product to TLO within TransUnion and overlaps on identity verification, KYC, and fraud prevention use cases.
- Verisk Analytics: Verisk is a large data analytics and risk-assessment company serving insurance, financial services, and government. Its fraud, identity, and claims analytics offerings overlap with TLO's insurance and financial-services investigative use cases.
- FICO: FICO provides credit scores, fraud detection, and analytics widely used by financial services. While focused on credit decisioning rather than full investigations, FICO's fraud and identity solutions overlap with TLO's identity verification capabilities for the same customer base.
- TransUnion TruValidate: TruValidate is TransUnion's broader fraud prevention and identity verification suite, which overlaps with TLO's identity enrichment and fraud detection capabilities. As a same-parent product, it represents both a peer and a cross-sell/competitive-overlap risk.
Market position
Strengths4 records
Weaknesses4 records
Competitive moat4 records
Key risks5 records
Key highlights6 records
Customer concentration
TLO social profiles
Digital presenceTLO financial estimates
Financial estimateRevenue estimate
Valuation estimate
TLO leadership team
Management profileNumber of profiles
TLO funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
TLO M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about TLO
What does TLO do?
TLO sells the TLOxp investigative data platform, providing subscribers with real-time access to more than 10,000 public and proprietary databases refreshed daily for skip tracing, due diligence, people and asset location, identity verification, and fraud prevention. The offering is delivered through a web-based platform supplemented by batch and API processing, and includes the TruLookup suite (Investigate and Alert, Locate and Recover, Identity Enrichment) sold to attorneys, investigators, law enforcement, and enterprise risk teams.
Is TLO a public or private company?
TLO is a private company. It is classified as corporate owned and is currently operating.
When was TLO founded?
TLO was founded in 2009. It employs 51 to 100 people.
Where is TLO based?
TLO is headquartered in Boca Raton, United States, in the North America region.
How does TLO make money?
Two revenue lines are on record. Investigative Data Subscriptions are the primary driver. The others are API and Batch Processing.
Who are TLO's main competitors?
Emerging players on record are Jumio, Trulioo and Pipl. Direct peers are Thomson Reuters Clear and LexisNexis Risk Solutions. Broad incumbents are CoreLogic, IDology (TransUnion), Verisk Analytics, FICO and TransUnion TruValidate.
Does TLO have an API?
Yes. The platform supports batch and API processing for high-volume searches, allowing users to handle large data sets efficiently and generate single, easy-to-read reports.
What industry is TLO in?
TLO's product category is Investigative Data Platform. Its primary akta.pro industry code is FSAGAFAJ, Third-Party/Vendor Risk & Due Diligence (TPRM, continuous monitoring). Its NAICS code is 519290 and its SIC code is 7320.