Atlas General
Atlas General Insurance Services is a U.S. workers' compensation and commercial insurance program administrator and wholesale distributor, underwriting for small and medium-sized businesses across all 50 states as a subsidiary of RPS, with $1.7B in written premium.
- Company typePrivate
- Founded2009
- HeadquartersSan Diego, United States
- Headcount51–100
- GTM typeB2B
- OfferingServices
What Atlas General does
Atlas General Insurance Services, LLC is a U.S. insurance program administrator and wholesale distributor headquartered in San Diego, California, founded in 2009 and operating as a subsidiary of RPS (Risk Placement Services). The company underwrites and administers Workers' Compensation, Commercial (Property, Casualty, Package, Inland Marine, Cargo, Excess, Professional Lines, Umbrella, Garage), and Specialty Property (focused on earthquake and Difference in Conditions coverage) for small and medium-sized businesses across all 50 states, with premium sizes ranging from $500 to $5 million. Atlas holds delegated underwriting authority from multiple A.M. Best 'A' and 'A+' rated carrier partners — Sompo/Endurance (A+ XV, exclusive), Accredited, Falls Lake, StarStone, and others — and generates revenue through underwriting commissions, policy fees, and administrative compensation on $1.7B of written premium across 71,405 policies to date.
Atlas distributes exclusively through appointed independent agents and brokers, supported by proprietary technology platforms including GoQuote (instant online Workers' Compensation rating and binding for accounts up to $25,000), Atlas Gateway (real-time agency portal powered by Guidewire), GoPay (online billing with automated ACH and flexible payroll reporting), and GoSafe (online loss-control and safety resources). Specialized programs include an Equine Workers' Compensation offering developed with Bascule Underwriting (2019) and a Client Solutions Group launched in April 2020 for bespoke underwriting. As of September 1, 2024, Atlas consolidated all email and identity infrastructure under the parent RPS domain, reflecting deeper operational integration while preserving its program-administrator brand and producer relationships.
Atlas General firmographics
Firmographics- Name
- Atlas General
- Legal name
- Atlas General Insurance Services, LLC
- Website
- https://atlas.us.com
- Company type
- Private
- Founded year
- 2009
- Operating status
- Operating
- Headcount range
- 51–100 employees
- Short description
- Atlas General Insurance Services is a U.S. workers' compensation and commercial insurance program administrator and wholesale distributor, underwriting for small and medium-sized businesses across all 50 states as a subsidiary of RPS, with $1.7B in written premium.
- Ownership category
- akta.pro rank
Where Atlas General is headquartered
LocationHeadquarters
- HQ city
- San Diego
- HQ country
- United States
- HQ region
- North America
Offices1 record
Markets served
Atlas General business model
Business model- GTM type
- B2B
- Offering type
- Services
- Cost components
- Personnel, Operations, Technology or R&D, Marketing or Sales, Infrastructure
Revenue model
- Insurance Underwriting & Program Administration: Atlas acts as a program administrator with authority to make underwriting decisions. Generates revenue through underwriting gains, policy fees, and administrative commissions from carrier partners including Sompo, Accredited, Falls Lake, StarStone, and others.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Other | Pay-as-you-go | Flexible payment plan options including reduced down payments |
Go-to-market motion1 record
Distribution channels3 records
Marketing channels4 records
Atlas General product offering
Product offeringCore offering
Atlas General Insurance Services is a licensed program administrator and wholesale distributor specializing in Workers' Compensation, commercial, and specialty property insurance. The company operates with delegated underwriting authority from multiple A.M. Best 'A' rated carrier partners (Sompo/Endurance, Accredited, Falls Lake, StarStone, Trisura, Rockingham), distributing policies exclusively through appointed insurance agents and brokers via its proprietary digital platforms GoQuote, Atlas Gateway, GoPay, and GoSafe. Its programs target small and mid-sized U.S. businesses across all 50 states with premium sizes ranging from $500 to $5 million.
Product overview
Atlas General Insurance Services is a full-service program administrator that offers a wide range of insurance solutions, operating as part of RPS Company. Their product portfolio centers on Workers' Compensation (specialty with access to multiple A.M. Best 'A' rated markets), Commercial Insurance (Property, Casualty, Package, Inland Marine, Cargo, Professional Lines), and Specialty Property (focused on earthquake and DIC coverage). Supporting platforms include GoQuote (instant Workers' Compensation rating tool), GoPay (billing and payroll reporting), and GoSafe (risk management and safety resources). They also offer Programs for niche market creation and a Client Solutions Group for tailored needs. The company operates nationally across all 50 states with headquarters in San Diego, CA, and has written premium of $1.7B across 71,405 policies.
Differentiator
Problem solved
Functional benefit
Brands
- GoQuote: Online instant rating tool for Workers' Compensation insurance quotes up to $25,000 premium, accessible through Atlas Gateway portal
- GoSafe
- GoPay
- Atlas Gateway
Products and services
- Workers' Compensation Workers' Compensation insurance for small and mid-sized U.S. businesses across Construction, Healthcare, Janitorial, Landscaping, Main Street, Manufacturing, and Transportation. Premium sizes range from $500 to $5 million and coverage is available in all 50 states. Distributed exclusively through appointed agents and brokers.
- Commercial Insurance Commercial insurance underwriting for small and medium-sized businesses, covering Property, Casualty, Package, Inland Marine, Cargo, Excess, Professional Lines, Umbrella & Excess Liability, and Garage. Distributed through appointed agents and brokers.
- Specialty Property Commercial property insurance with focus on earthquake coverage and Difference in Conditions (DIC), including incidental flood. Targets apartments, condominiums, shopping centers, retail/wholesale, office buildings, manufacturing, and industrial occupancies in California, Pacific Northwest, Great Basin, and New Madrid regions.
- Programs (Niche Insurance Programs) Bespoke niche insurance programs built and administered by Atlas with delegated underwriting authority from carrier partners. Programs can be created for any size, coverage, and location, allowing Atlas to customize coverage options for specific industry or geographic niches.
- Equine Industry Workers' Compensation Program Specialized Workers' Compensation solution developed in partnership with Bascule Underwriting exclusively for the equine industry, addressing coverage needs specific to equine businesses that are underserved by standard carriers.
Quantifiable outcome
- 71,405 policies written and $1.7B written premium
Companies that use Atlas General
Customer profileNamed customers5 records
Segments4 records
Ideal customer profiles4 records
Atlas General technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Feature4 records
Atlas General partnerships and signals
Strategic signalPartnerships
15 partnerships are on record, tiered core and minor.
- Sompo: Endurance Assurance CorporationcoreSompo: Endurance Assurance Corporation is Atlas's managed carrier partner for Workers' Compensation. The A.M. Best 'A+' (Superior) XV rated carrier is available exclusively through Atlas. Sompo provides claims administration through Gallagher Bassett including utilization review and MPN coordination.
- Gallagher BassettcoreClaims administration partner providing exceptional claims services including utilization review and MPN coordination for Workers' Compensation claims under Sompo policies.
- Titan Claims ManagementcoreProvides fraud investigations through dedicated special investigation units. Offers AOE/COE investigations, surveillance services, and claims oversight for carriers including Accredited, Falls Lake, Rockingham Group, StarStone, and Sompo.
- Accredited Surety and Casualty Company, Inc.coreManaged carrier partner for Workers' Compensation policies with prefix 1AT and 1AG. Claims administration through Sedgwick.
- Sedgwick Claims ManagementcoreClaims administration services for Accredited Workers' Compensation policies. Provides claim reporting, status reports, loss runs, and California Medical Provider Network coordination.
- Falls Lake Insurance CompaniescoreManaged carrier partner for Workers' Compensation policies with prefix FLA and FNA.
- StarStone National Insurance CompanycoreManaged carrier partner for Workers' Compensation policies with prefixes T1, T2, and T6.
- Rockingham GroupminorClaims administration for Commercial General Liability policies with prefix 'R'.
- Trisura Specialty Insurance Co.minorCarrier partner for Commercial General Liability policies with prefix 'T'. Claims administration through Gallagher Bassett.
- BerkleyNetminorNon-managed carrier partner for claims administration.
- Guard Insurance GroupminorNon-managed carrier partner for claims services.
- PEICminorNon-managed carrier partner for Workers' Compensation claims.
- PIE (Pie Insurance)minorNon-managed carrier partner for Workers' Compensation claims administration.
- Bascule UnderwritingminorSpecialists in equine insurance who partnered with Atlas to provide an exclusive workers' compensation solution for the equine industry.
- Argus WestminorFraud investigation partner that investigates suspected fraud and reports findings to the District Attorney. Works with Atlas on Workers' Compensation fraud cases.
Scale indicators5 records
Recent moves6 records
Expansion highlights6 records
Atlas General competitors and assessment
Company assessmentEmerging players
- Pie Insurance: Tech-enabled Workers' Compensation carrier targeting small businesses via a digital rater. Competes head-to-head with Atlas for the same small-business WC agent channel, and is also listed as an Atlas non-managed partner.
- NEXT Insurance: Tech-enabled commercial insurance provider for small businesses, selling directly and through agents. Competes with Atlas's GoQuote-style instant rating experience for small commercial and WC business.
Others
- RPS (Risk Placement Services): Atlas's parent company and major wholesale broker/MGA aggregator. Sister entities within RPS overlap with Atlas on program-administration and agent distribution, providing relevant internal benchmarking for Atlas's positioning.
Broad incumbents
- Amwins: Largest U.S. wholesale insurance distributor and managing general agency, offering specialty programs across P&C lines. Comparable to Atlas on wholesale/MGA model and program-administration capabilities.
- Hiscox: Specialty insurer with small-business commercial insurance products (e.g., Hiscox NOW). Comparable to Atlas's commercial and small-business agent offerings and is also a listed Atlas carrier partner.
- Berkshire Hathaway Homestate Companies: Workers' Compensation specialist within Berkshire Hathaway's insurance group, operating across multiple states with agent distribution. Overlaps Atlas on WC specialty, multi-state operation, and small/mid-market underwriting.
Direct peers
- EMPLOYERS (EIG): Specialty Workers' Compensation carrier focused on small businesses. Directly comparable line of business, target customer (small business), and distribution through appointed agents, similar to Atlas's WC franchise.
- Guard Insurance Group: Regional specialty carrier with strong Workers' Compensation franchise for small/mid-market businesses, distributed through agents. Comparable to Atlas on WC specialty, niche industry focus, and producer relationships.
- AmTrust Financial Services: Major Workers' Compensation carrier and program administrator offering small-to-mid-market WC through wholesale and retail distribution. Directly comparable to Atlas as a multi-carrier MGA model with strong agent-broker focus.
- ICW Group: Workers' Compensation-focused insurance holding company serving small and mid-sized businesses via independent agents. Overlaps Atlas on WC underwriting authority, target segment, and agent distribution model.
Market position
Strengths5 records
Weaknesses5 records
Competitive moat5 records
Key risks6 records
Key highlights7 records
Customer concentration
Atlas General social profiles
Digital presenceAtlas General financial estimates
Financial estimateRevenue estimate
Valuation estimate
Atlas General leadership team
Management profileNumber of profiles
Profiles9 records
Atlas General funding detail
Funding detailFunding overview
Funding rounds1 record
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Atlas General M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Atlas General
What does Atlas General do?
Atlas General Insurance Services is a licensed program administrator and wholesale distributor specializing in Workers' Compensation, commercial, and specialty property insurance. The company operates with delegated underwriting authority from multiple A.M. Best 'A' rated carrier partners (Sompo/Endurance, Accredited, Falls Lake, StarStone, Trisura, Rockingham), distributing policies exclusively through appointed insurance agents and brokers via its proprietary digital platforms GoQuote, Atlas Gateway, GoPay, and GoSafe. Its programs target small and mid-sized U.S. businesses across all 50 states with premium sizes ranging from $500 to $5 million.
Is Atlas General a public or private company?
Atlas General is a private company. It is classified as corporate owned and is currently operating.
When was Atlas General founded?
Atlas General was founded in 2009. It employs 51 to 100 people.
Where is Atlas General based?
Atlas General is headquartered in San Diego, United States, in the North America region.
How does Atlas General make money?
One revenue line is on record: insurance Underwriting & Program Administration.
Who are Atlas General's main competitors?
Emerging players on record are Pie Insurance and NEXT Insurance. RPS (Risk Placement Services) is listed as an others. Broad incumbents are Amwins, Hiscox and Berkshire Hathaway Homestate Companies. Direct peers are EMPLOYERS (EIG), Guard Insurance Group, AmTrust Financial Services and ICW Group.
Does Atlas General have an API?
No public API is recorded for Atlas General.