Little House Capital
Little House Capital is a fee-only registered investment advisor offering wealth management, institutional OCIO, and corporate retirement services. Founded in 2017, it serves high net worth individuals, financial advisors, institutions, and plan sponsors through proprietary multi-style equity and asset allocation strategies.
- Company typePrivate
- Founded2017
- HeadquartersBraintree, United States
- Headcount1–10
- GTM typeB2B and B2C
- OfferingServices
What Little House Capital does
Little House Capital is a fee-only registered investment advisor (RIA) founded in 2017 and headquartered in Braintree, Massachusetts, with additional offices in Worcester, MA and Bedford, NH. The firm operates across three service lines: Wealth Management for individuals and high-net-worth families, Institutional/Outsourced CIO (OCIO) services for financial advisors and institutions, and Corporate Retirement Services for plan sponsors. It serves individual investors seeking financial, estate, and tax planning, advisors and institutions that need outsourced investment capability, and companies requiring fiduciary-managed retirement plans. Ownership is concentrated with founder/CEO/CIO Robert C. Stimson, CPA, and managing director/founding member James R. Moise; the firm is structured as an LLC with no disclosed external institutional or private equity ownership.
The product suite is anchored by four proprietary equity strategies — Dividend Income+ (inception June 2018), Absolute Opportunity+ (February 2018), Core+ (April 2021), and Evolution+ (May 2024) — which feed a broader menu of Global and US-focused asset allocation strategies (Income, Core, and Growth Maximizers), an Institutional/Corporate multi-asset strategy, a Smart Active/Passive ETF-only strategy, Active Fixed Income, and Short-Term Yield/Short-Term Yield+ cash-management strategies. Underlying technology combines Bloomberg Portfolio & Risk Analytics for performance and risk reporting, Envestnet Tamarac and Fix Flyer for end-to-end block trading and dynamic nightly model rebalancing, proprietary fund scoring and equity screening methodologies, and custodial integrations with Schwab and Fidelity. The firm claims GIPS compliance independently verified for periods January 31, 2018 through December 31, 2023.
Little House Capital generates revenue primarily through recurring investment advisory fees on assets under management, supplemented by professional services fees on the corporate retirement side covering ERISA 3(21) and 3(38) fiduciary work. Pricing is not publicly disclosed; the firm cites an average all-in corporate retirement plan fee of 0.81% (0.60% investment management, 0.21% administration) versus an industry average of 1.49%. Strategy minimums range from sub-$250K for the Smart Active/Passive ETF portfolio to $1M for Short-Term Yield+ and $5M for the Institutional/Corporate strategy. Distribution runs through direct fiduciary client relationships, an OCIO platform that white-labels proprietary content and strategies for other advisors, and custodial/technology partnerships with Schwab, Fidelity, Bloomberg, Envestnet Tamarac, Fix Flyer, Sentinel Benefits Group, eMoney, and Advisor Assist.
Little House Capital firmographics
Firmographics- Name
- Little House Capital
- Legal name
- Little House Capital, LLC
- Website
- https://littlehousecapital.com
- Company type
- Private
- Founded year
- 2017
- Operating status
- Operating
- Headcount range
- 1–10 employees
- Short description
- Little House Capital is a fee-only registered investment advisor offering wealth management, institutional OCIO, and corporate retirement services. Founded in 2017, it serves high net worth individuals, financial advisors, institutions, and plan sponsors through proprietary multi-style equity and asset allocation strategies.
- Ownership category
- akta.pro rank
Little House Capital industry classification
Industry- Product category
- Wealth Management and Investment Advisory
- NAICS
- Portfolio Management and Investment Advice (523940), Portfolio Management and Investment Advice (52394)
- SIC
- Investment Advice (6282)
- akta.pro primary industry
- Fee-Only Advisory (FSAEAAAL)
- akta.pro secondary industry
- Advisory Portfolio Management (Non-Discretionary) (FSAAABAD)
Keywords
Where Little House Capital is headquartered
LocationHeadquarters
- HQ city
- Braintree
- HQ country
- United States
- HQ region
- North America
Offices3 records
Markets served
Little House Capital business model
Business model- GTM type
- B2B and B2C
- Offering type
- Services
- Cost components
- Personnel, Technology or R&D, Operations, Marketing or Sales, Infrastructure
Revenue model
- Investment Advisory Fees: Fee-only RIA providing investment advisory services. The firm charges investment management fees for managing client portfolios across wealth management, institutional OCIO, and corporate retirement services. No commissions or product sales.
- Corporate Retirement Plan Services: Provides ERISA 3(21) and 3(38) fiduciary services for retirement plans including investment advisory, management selection, monitoring, and participant education. Partners with Sentinel Benefits Group for administration.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Subscription | Annual | Corporate Retirement Plan Average Fees |
Go-to-market motion2 records
Distribution channels3 records
Marketing channels4 records
Little House Capital product offering
Product offeringCore offering
Little House Capital is a fee-only Registered Investment Advisor (RIA) delivering three core service lines: Wealth Management for individuals and families (financial planning, trusts and estates, family office, investment solutions); Institutional/OCIO for financial advisors and institutions seeking a fully automated investment platform with proprietary products and research; and Corporate Retirement Services offering ERISA 3(21) and 3(38) fiduciary advisory, investment management, and participant education for company-sponsored retirement plans. The firm manages client assets through proprietary asset allocation strategies anchored by core equity products (Dividend Income+, Absolute Opportunity+, Core+, Evolution+) using automated portfolio management and block trading infrastructure.
Product overview
Little House Capital operates as a Registered Investment Advisor offering three distinct business lines: Wealth Management (for individuals), Institutional/OCIO (for advisors and institutions), and Corporate Retirement Services (for companies). The platform offers proprietary asset allocation strategies anchored by four core equity products (Dividend Income+, Absolute Opportunity+, Core+, Evolution+), plus additional strategies including Smart Active/Passive, Active Fixed Income, and Short-Term Yield products. The OCIO platform provides institutional-quality investment management with fully automated portfolio management and trading systems synchronized across client accounts. The firm delivers investment solutions through partnerships with custodians (Schwab, Fidelity), third-party administrators (Sentinel Benefits Group), and trading platforms (Envestnet Tamarac, Fix Flyer).
Differentiator
Problem solved
Functional benefit
Products and services
- Wealth Management Comprehensive financial advisory service for individuals and families covering detailed financial planning, trusts and estates, family office services, tax assistance, investment management, and asset protection.
- Institutional/OCIO Outsourced Chief Investment Officer platform providing financial advisors and institutions with a fully automated investment platform, proprietary products, research content, and white-label institutional-quality portfolio management.
- Corporate Retirement Services ERISA 3(21) and 3(38) fiduciary services for corporate retirement plans including investment advisory, manager selection and monitoring, plan design, participant education, and TPA administration through Sentinel Benefits Group partnership.
- Income Maximizer (Global) Multi-asset global asset allocation strategy seeking predictable dividend and interest income with lower volatility and capital conservation, anchored by the Dividend Income+ equity product.
- Core Maximizer (Global) Multi-asset global asset allocation strategy providing predictable dividend and interest income with long-term capital appreciation, anchored by the Core+ equity product.
- Growth Maximizer (Global) Multi-asset global asset allocation strategy delivering long-term capital appreciation through global exposure while balancing risk-adjusted returns, anchored by the Absolute Opportunity+ equity product.
- Smart Active/Passive Multi-asset ETF and mutual fund only strategy providing global market exposure through active and passive equity and fixed income funds, designed for smaller account sizes under $250K.
- Institutional/Corporate Multi-asset strategy for institutional investors and ultra-high net worth individuals seeking globally diversified, institutional-quality portfolio management; requires $5M minimum account size.
- Active Fixed Income Fixed income only strategy with exposure to all sectors of the bond market seeking consistent income and capital preservation, built with individual bonds and supplemental ETFs/mutual funds.
- Short-Term Yield Fixed income only cash management strategy preserving principal and achieving higher yields than short-term cash instruments through investment grade corporate, municipal, and government bonds.
- Evolution+ US Large Cap Growth equity product focused on technology and large-cap stocks targeting long-term capital appreciation through innovation and market-leading advancements; benchmark Russell 1000 Growth.
Quantifiable outcome
- Average corporate retirement plan fees of 0.81% vs industry average of 1.49%
- +2 more outcomes
Companies that use Little House Capital
Customer profileSegments4 records
Ideal customer profiles4 records
Little House Capital technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Integration7 records
Feature5 records
Little House Capital partnerships and signals
Strategic signalPartnerships
Six partnerships are on record, tiered core and minor.
- Sentinel Benefits GroupcorePartnership with Sentinel Benefits Group provides third-party administration, recordkeeping, design, and compliance services for corporate retirement plans. Sentinel serves as 3(16) fiduciary and provides payroll integration through their 360° two-way integrations with payroll vendors.
- Fidelity Institutional Wealth ServicescoreFidelity serves as custodian for retirement plan assets providing asset protection and clearing services. LHC maintains account access through Fidelity's platform for plan administration and recordkeeping.
- Charles SchwabcoreSchwab serves as custodian for client assets enabling smooth account transitions and seamless onboarding process. Firm maintains data-sharing arrangement for account information access.
- Envestnet TamaraccorePortfolio management system providing web-based architecture, block trading capabilities, overlay management, and dynamic model updates. Enables end-to-end trading suite for automated and consistent execution across strategies and custodians.
- Advisor AssistminorCompliance partner providing turnkey solutions for regulatory requirements, compliance, and risk management. Supports advisor transitions and ongoing business operations.
- BloombergcoreBloomberg Terminal and Portfolio & Risk Analytics tools used for performance tracking, risk/return analysis, and portfolio stress testing. Core to institutional-level reporting and risk management.
Scale indicators5 records
Recent moves6 records
Expansion highlights5 records
Little House Capital competitors and assessment
Company assessmentDirect peers
- Sanctuary Wealth: RIA platform providing independent advisors with institutional-quality investment solutions, technology, and operational support, operating a partner-ownership model similar in spirit to LHC's advisor-recruitment approach. Comparable as a turnkey OCIO / RIA support platform serving advisors and institutions.
- Creative Planning: Large fee-only RIA providing comprehensive wealth management, institutional, and retirement plan services with proprietary investment solutions and technology-driven portfolio management. Closely comparable business model spanning the same three segments (Wealth, OCIO, Corporate Retirement) as Little House Capital.
- Carson Group: RIA platform that recruits and supports independent advisors with proprietary investment strategies, technology, and back-office infrastructure. Comparable to LHC's OCIO/well-house model that offers advisors access to institutional-quality portfolios and content.
- Buckingham Strategic Wealth: Fee-only RIA of comparable size offering wealth management, investment advisory, and corporate retirement services with proprietary model portfolios and DFA-aligned philosophy. Highly comparable to Little House Capital on fee-only structure, multi-channel distribution (individuals, institutions), and emphasis on fiduciary advice.
Broad incumbents
- Mariner Wealth Advisors: Large national RIA consolidator offering wealth advisory, institutional OCIO, retirement plan, and family office services with proprietary investment solutions. Overlaps Little House Capital across all three core service lines but at much greater scale and broader geographic reach.
- Mercer Advisors: PE-backed national RIA providing wealth management, institutional OCIO, and retirement plan services with proprietary investment strategies and advisor recruitment. Highly comparable OCIO offering and advisor recruitment play as Little House Capital, but at significantly larger scale.
- Wealth Enhancement Group: PE-backed RIA roll-up providing wealth management, retirement, and institutional services across the U.S. through an advisor-recruitment and acquisition model. Comparable in serving similar client segments and pulling in advisors, but operating at substantially greater scale.
- Fidelity Wealth Management: Massive incumbent wealth management division of Fidelity Investments offering advisory services, retirement plan administration, and OCIO solutions. Operates as both a custodian and competitive provider overlapping Little House Capital's wealth and retirement segments, though at vastly greater scale and with proprietary product shelves.
- Charles Schwab Wealth Management: Massive incumbent wealth advisory franchise of Charles Schwab offering fee-based advisory services and custody for individuals, institutions, and retirement plans. Direct competitor across all of LHC's lines but at industry-shaping scale, with its own proprietary investment solutions and advisor platform.
Regional players
- Colony Group: Boston-based fee-only wealth management RIA serving high net worth individuals, families, and institutions with proprietary investment strategies. Directly comparable on fee-only RIA model and New England regional presence, though with a different client mix.
Market position
Strengths5 records
Weaknesses5 records
Competitive moat5 records
Key risks6 records
Key highlights7 records
Customer concentration
Little House Capital social profiles
Digital presenceLittle House Capital compliance and trust
Trust signalCompliance3 records
Little House Capital financial estimates
Financial estimateRevenue estimate
Valuation estimate
Little House Capital leadership team
Management profileNumber of profiles
Profiles4 records
Little House Capital funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Little House Capital M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Little House Capital
What does Little House Capital do?
Little House Capital is a fee-only Registered Investment Advisor (RIA) delivering three core service lines: Wealth Management for individuals and families (financial planning, trusts and estates, family office, investment solutions); Institutional/OCIO for financial advisors and institutions seeking a fully automated investment platform with proprietary products and research; and Corporate Retirement Services offering ERISA 3(21) and 3(38) fiduciary advisory, investment management, and participant education for company-sponsored retirement plans. The firm manages client assets through proprietary asset allocation strategies anchored by core equity products (Dividend Income+, Absolute Opportunity+, Core+, Evolution+) using automated portfolio management and block trading infrastructure.
Is Little House Capital a public or private company?
Little House Capital is a private company. It is classified as founder individual operated bootstrapped and is currently operating.
When was Little House Capital founded?
Little House Capital was founded in 2017. It employs 1 to 10 people.
Where is Little House Capital based?
Little House Capital is headquartered in Braintree, United States, in the North America region.
How does Little House Capital make money?
Two revenue lines are on record. Investment Advisory Fees are the primary driver. The others are corporate Retirement Plan Services.
Who are Little House Capital's main competitors?
Direct peers on record are Sanctuary Wealth, Creative Planning, Carson Group and Buckingham Strategic Wealth. Broad incumbents are Mariner Wealth Advisors, Mercer Advisors, Wealth Enhancement Group, Fidelity Wealth Management and Charles Schwab Wealth Management. Colony Group is listed as a regional player.
Does Little House Capital have an API?
No public API is recorded for Little House Capital.
What industry is Little House Capital in?
Little House Capital's product category is Wealth Management and Investment Advisory. Its primary akta.pro industry code is FSAEAAAL, Fee-Only Advisory, with a secondary code of FSAAABAD, Advisory Portfolio Management (Non-Discretionary). Its NAICS code is 523940 and its SIC code is 6282.