Little House Capital

What Little House Capital does

Little House Capital is a fee-only registered investment advisor (RIA) founded in 2017 and headquartered in Braintree, Massachusetts, with additional offices in Worcester, MA and Bedford, NH. The firm operates across three service lines: Wealth Management for individuals and high-net-worth families, Institutional/Outsourced CIO (OCIO) services for financial advisors and institutions, and Corporate Retirement Services for plan sponsors. It serves individual investors seeking financial, estate, and tax planning, advisors and institutions that need outsourced investment capability, and companies requiring fiduciary-managed retirement plans. Ownership is concentrated with founder/CEO/CIO Robert C. Stimson, CPA, and managing director/founding member James R. Moise; the firm is structured as an LLC with no disclosed external institutional or private equity ownership.

The product suite is anchored by four proprietary equity strategies — Dividend Income+ (inception June 2018), Absolute Opportunity+ (February 2018), Core+ (April 2021), and Evolution+ (May 2024) — which feed a broader menu of Global and US-focused asset allocation strategies (Income, Core, and Growth Maximizers), an Institutional/Corporate multi-asset strategy, a Smart Active/Passive ETF-only strategy, Active Fixed Income, and Short-Term Yield/Short-Term Yield+ cash-management strategies. Underlying technology combines Bloomberg Portfolio & Risk Analytics for performance and risk reporting, Envestnet Tamarac and Fix Flyer for end-to-end block trading and dynamic nightly model rebalancing, proprietary fund scoring and equity screening methodologies, and custodial integrations with Schwab and Fidelity. The firm claims GIPS compliance independently verified for periods January 31, 2018 through December 31, 2023.

Little House Capital generates revenue primarily through recurring investment advisory fees on assets under management, supplemented by professional services fees on the corporate retirement side covering ERISA 3(21) and 3(38) fiduciary work. Pricing is not publicly disclosed; the firm cites an average all-in corporate retirement plan fee of 0.81% (0.60% investment management, 0.21% administration) versus an industry average of 1.49%. Strategy minimums range from sub-$250K for the Smart Active/Passive ETF portfolio to $1M for Short-Term Yield+ and $5M for the Institutional/Corporate strategy. Distribution runs through direct fiduciary client relationships, an OCIO platform that white-labels proprietary content and strategies for other advisors, and custodial/technology partnerships with Schwab, Fidelity, Bloomberg, Envestnet Tamarac, Fix Flyer, Sentinel Benefits Group, eMoney, and Advisor Assist.

Name

Little House Capital

Legal name

Little House Capital, LLC

Website

https://littlehousecapital.com

Company type

Private

Founded year

2017

Operating status

Operating

Headcount range

1–10 employees

Short description

Little House Capital is a fee-only registered investment advisor offering wealth management, institutional OCIO, and corporate retirement services. Founded in 2017, it serves high net worth individuals, financial advisors, institutions, and plan sponsors through proprietary multi-style equity and asset allocation strategies.

Ownership category

akta.pro rank

Product category

Wealth Management and Investment Advisory

NAICS

Portfolio Management and Investment Advice (523940), Portfolio Management and Investment Advice (52394)

SIC

Investment Advice (6282)

akta.pro primary industry

Fee-Only Advisory (FSAEAAAL)

akta.pro secondary industry

Advisory Portfolio Management (Non-Discretionary) (FSAAABAD)

Keywords

• Wealth management services
• Investment advisory
• Outsourced cio
• Retirement plan services
• Asset management

Headquarters

HQ city

Braintree

HQ country

United States

HQ region

North America

Offices3 records

Markets served

GTM type

B2B and B2C

Offering type

Services

Cost components

Personnel, Technology or R&D, Operations, Marketing or Sales, Infrastructure

Revenue model

1. Investment Advisory Fees: Fee-only RIA providing investment advisory services. The firm charges investment management fees for managing client portfolios across wealth management, institutional OCIO, and corporate retirement services. No commissions or product sales.
2. Corporate Retirement Plan Services: Provides ERISA 3(21) and 3(38) fiduciary services for retirement plans including investment advisory, management selection, monitoring, and participant education. Partners with Sentinel Benefits Group for administration.

Pricing tiers

Go-to-market motion2 records

Distribution channels3 records

Marketing channels4 records

Core offering

Little House Capital is a fee-only Registered Investment Advisor (RIA) delivering three core service lines: Wealth Management for individuals and families (financial planning, trusts and estates, family office, investment solutions); Institutional/OCIO for financial advisors and institutions seeking a fully automated investment platform with proprietary products and research; and Corporate Retirement Services offering ERISA 3(21) and 3(38) fiduciary advisory, investment management, and participant education for company-sponsored retirement plans. The firm manages client assets through proprietary asset allocation strategies anchored by core equity products (Dividend Income+, Absolute Opportunity+, Core+, Evolution+) using automated portfolio management and block trading infrastructure.

Product overview

Little House Capital operates as a Registered Investment Advisor offering three distinct business lines: Wealth Management (for individuals), Institutional/OCIO (for advisors and institutions), and Corporate Retirement Services (for companies). The platform offers proprietary asset allocation strategies anchored by four core equity products (Dividend Income+, Absolute Opportunity+, Core+, Evolution+), plus additional strategies including Smart Active/Passive, Active Fixed Income, and Short-Term Yield products. The OCIO platform provides institutional-quality investment management with fully automated portfolio management and trading systems synchronized across client accounts. The firm delivers investment solutions through partnerships with custodians (Schwab, Fidelity), third-party administrators (Sentinel Benefits Group), and trading platforms (Envestnet Tamarac, Fix Flyer).

Differentiator

Problem solved

Functional benefit

Products and services

• Wealth Management Comprehensive financial advisory service for individuals and families covering detailed financial planning, trusts and estates, family office services, tax assistance, investment management, and asset protection.
• Institutional/OCIO Outsourced Chief Investment Officer platform providing financial advisors and institutions with a fully automated investment platform, proprietary products, research content, and white-label institutional-quality portfolio management.
• Corporate Retirement Services ERISA 3(21) and 3(38) fiduciary services for corporate retirement plans including investment advisory, manager selection and monitoring, plan design, participant education, and TPA administration through Sentinel Benefits Group partnership.
• Income Maximizer (Global) Multi-asset global asset allocation strategy seeking predictable dividend and interest income with lower volatility and capital conservation, anchored by the Dividend Income+ equity product.
• Core Maximizer (Global) Multi-asset global asset allocation strategy providing predictable dividend and interest income with long-term capital appreciation, anchored by the Core+ equity product.
• Growth Maximizer (Global) Multi-asset global asset allocation strategy delivering long-term capital appreciation through global exposure while balancing risk-adjusted returns, anchored by the Absolute Opportunity+ equity product.
• Smart Active/Passive Multi-asset ETF and mutual fund only strategy providing global market exposure through active and passive equity and fixed income funds, designed for smaller account sizes under $250K.
• Institutional/Corporate Multi-asset strategy for institutional investors and ultra-high net worth individuals seeking globally diversified, institutional-quality portfolio management; requires $5M minimum account size.
• Active Fixed Income Fixed income only strategy with exposure to all sectors of the bond market seeking consistent income and capital preservation, built with individual bonds and supplemental ETFs/mutual funds.
• Short-Term Yield Fixed income only cash management strategy preserving principal and achieving higher yields than short-term cash instruments through investment grade corporate, municipal, and government bonds.
• Evolution+ US Large Cap Growth equity product focused on technology and large-cap stocks targeting long-term capital appreciation through innovation and market-leading advancements; benchmark Russell 1000 Growth.

Quantifiable outcome

• Average corporate retirement plan fees of 0.81% vs industry average of 1.49%
• +2 more outcomes

Segments4 records

Ideal customer profiles4 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Integration7 records

Feature5 records

Partnerships

Six partnerships are on record, tiered core and minor.

• Sentinel Benefits GroupcoreImplementation/ SI/ Consulting PartnerPartnership with Sentinel Benefits Group provides third-party administration, recordkeeping, design, and compliance services for corporate retirement plans. Sentinel serves as 3(16) fiduciary and provides payroll integration through their 360° two-way integrations with payroll vendors.
• Fidelity Institutional Wealth ServicescoreTechnology or IntegrationFidelity serves as custodian for retirement plan assets providing asset protection and clearing services. LHC maintains account access through Fidelity's platform for plan administration and recordkeeping.
• Charles SchwabcoreTechnology or IntegrationSchwab serves as custodian for client assets enabling smooth account transitions and seamless onboarding process. Firm maintains data-sharing arrangement for account information access.
• Envestnet TamaraccoreTechnology or IntegrationPortfolio management system providing web-based architecture, block trading capabilities, overlay management, and dynamic model updates. Enables end-to-end trading suite for automated and consistent execution across strategies and custodians.
• Advisor AssistminorImplementation/ SI/ Consulting PartnerCompliance partner providing turnkey solutions for regulatory requirements, compliance, and risk management. Supports advisor transitions and ongoing business operations.
• BloombergcoreTechnology or IntegrationBloomberg Terminal and Portfolio & Risk Analytics tools used for performance tracking, risk/return analysis, and portfolio stress testing. Core to institutional-level reporting and risk management.

Scale indicators5 records

Recent moves6 records

Expansion highlights5 records

Direct peers

• Sanctuary Wealth: RIA platform providing independent advisors with institutional-quality investment solutions, technology, and operational support, operating a partner-ownership model similar in spirit to LHC's advisor-recruitment approach. Comparable as a turnkey OCIO / RIA support platform serving advisors and institutions.
• Creative Planning: Large fee-only RIA providing comprehensive wealth management, institutional, and retirement plan services with proprietary investment solutions and technology-driven portfolio management. Closely comparable business model spanning the same three segments (Wealth, OCIO, Corporate Retirement) as Little House Capital.
• Carson Group: RIA platform that recruits and supports independent advisors with proprietary investment strategies, technology, and back-office infrastructure. Comparable to LHC's OCIO/well-house model that offers advisors access to institutional-quality portfolios and content.
• Buckingham Strategic Wealth: Fee-only RIA of comparable size offering wealth management, investment advisory, and corporate retirement services with proprietary model portfolios and DFA-aligned philosophy. Highly comparable to Little House Capital on fee-only structure, multi-channel distribution (individuals, institutions), and emphasis on fiduciary advice.

Broad incumbents

• Mariner Wealth Advisors: Large national RIA consolidator offering wealth advisory, institutional OCIO, retirement plan, and family office services with proprietary investment solutions. Overlaps Little House Capital across all three core service lines but at much greater scale and broader geographic reach.
• Mercer Advisors: PE-backed national RIA providing wealth management, institutional OCIO, and retirement plan services with proprietary investment strategies and advisor recruitment. Highly comparable OCIO offering and advisor recruitment play as Little House Capital, but at significantly larger scale.
• Wealth Enhancement Group: PE-backed RIA roll-up providing wealth management, retirement, and institutional services across the U.S. through an advisor-recruitment and acquisition model. Comparable in serving similar client segments and pulling in advisors, but operating at substantially greater scale.
• Fidelity Wealth Management: Massive incumbent wealth management division of Fidelity Investments offering advisory services, retirement plan administration, and OCIO solutions. Operates as both a custodian and competitive provider overlapping Little House Capital's wealth and retirement segments, though at vastly greater scale and with proprietary product shelves.
• Charles Schwab Wealth Management: Massive incumbent wealth advisory franchise of Charles Schwab offering fee-based advisory services and custody for individuals, institutions, and retirement plans. Direct competitor across all of LHC's lines but at industry-shaping scale, with its own proprietary investment solutions and advisor platform.

Regional players

• Colony Group: Boston-based fee-only wealth management RIA serving high net worth individuals, families, and institutions with proprietary investment strategies. Directly comparable on fee-only RIA model and New England regional presence, though with a different client mix.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat5 records

Key risks6 records

Key highlights7 records

Customer concentration

• LinkedInlinkedin.com/company/little-house-capital
• Xx.com/littlehousecap

Compliance3 records

Revenue estimate

Valuation estimate

Number of profiles

Profiles4 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Little House Capital