PCBB
PCBB is a private US correspondent banking services provider, founded in 1997, that delivers international wire transfers, cash management, hedging, loan pricing, CECL, credit stress, profitability, and asset/liability management solutions to community banks and credit unions.
- Company typePrivate
- Founded1997
- HeadquartersWalnut Creek, United States
- Headcount101–250
- GTM typeB2B
- OfferingServices
PCBB firmographics
Firmographics- Name
- PCBB
- Website
- https://pcbb.com
- Company type
- Private
- Founded year
- 1997
- Operating status
- Operating
- Headcount range
- 101–250 employees
- Short description
- PCBB is a private US correspondent banking services provider, founded in 1997, that delivers international wire transfers, cash management, hedging, loan pricing, CECL, credit stress, profitability, and asset/liability management solutions to community banks and credit unions.
- Ownership category
- akta.pro rank
PCBB industry classification
Industry- Product category
- Correspondent Banking Services
- NAICS
- Commercial Banking (52211)
- SIC
- National Commercial Banks (6021)
- akta.pro primary industry
- Payables & Disbursements (ACH/SEPA, wires, checks, virtual cards) (FSABAIAB)
- akta.pro secondary industry
- Secondary Marketing & Pipeline/Hedging Services (TBA, MSR/Rate Hedging) (FSALAFAE)
Keywords
Where PCBB is headquartered
LocationHeadquarters
- HQ city
- Walnut Creek
- HQ country
- United States
- HQ region
- North America
Markets served
PCBB business model
Business model- GTM type
- B2B
- Offering type
- Services
- Cost components
- Personnel, Operations, Technology or R&D, Infrastructure, Marketing or Sales
Revenue model
- Correspondent Banking Services: PCBB provides international wire transfer services to community banks and credit unions through its correspondent banking network, embedded within partner platforms like FPS GOLD's EFT GOLD platform
Go-to-market motion1 record
Distribution channels1 record
PCBB product offering
Product offeringCore offering
PCBB (Pacific Coast Bankers' Bancshares) provides correspondent banking services to community banks and credit unions, with a primary focus on international wire transfer processing. The company also offers hedging, loan pricing, CECL, credit stress, profitability, asset/liability management, and international and cash management services to community financial institutions. Its international wire service is embedded into partner banking platforms (e.g., FPS GOLD's EFT GOLD) for straight-through processing and SWIFT GPI visibility.
Differentiator
Problem solved
Functional benefit
Products and services
- International Wire Services
Quantifiable outcome
- Reduces manual steps and operational complexity for treasury and operations teams
Companies that use PCBB
Customer profileSegments2 records
Ideal customer profiles1 record
PCBB technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Integration1 record
Feature2 records
PCBB partnerships and signals
Strategic signalPartnerships
One partnership is on record.
- FPS GOLDcorePCBB and FPS GOLD announced a strategic integration embedding PCBB's international wire services into FPS GOLD's EFT GOLD platform. This partnership enables community banks and credit unions to initiate, approve, and process international wire transfers within their existing digital banking environment, combining PCBB's correspondent banking expertise with FPS GOLD's established platform infrastructure.
PCBB competitors and assessment
Company assessmentBroad incumbents
- Wells Fargo: Wells Fargo's Wholesale Banking group offers correspondent banking, wires, and international payment services to community banks across the US. A direct competitor at the top of the correspondent services stack serving the same segment PCBB targets.
- The Clearing House Payments Company: Operator of the CHIPS network for large-value US dollar correspondent payments and RTP for real-time payments. A broad incumbent in the US correspondent and clearing infrastructure space where PCBB operates at the community-bank tier.
- BNY Mellon: BNY Mellon's Payment Services and Treasury Services divisions serve as a major correspondent and cross-border payments provider for financial institutions. A broad incumbent operating in the same value chain as PCBB but at vastly greater scale.
- JPMorgan Chase: Operates one of the largest correspondent banking franchises globally through its Wholesale Payments business, providing cross-border wires, FX, and treasury services to banks and corporates—directly upstream of PCBB's community-bank customer base.
Emerging players
- OFX: OFX (formerly OzForex) provides cross-border payments and FX risk management to businesses and small financial institutions. Adjacent peer to PCBB's international wire services, with overlap on SMB and small-FI customer segments.
- Ripple: Ripple's XRP-based and stablecoin rails (Ripple Payments) provide bank-grade cross-border payments with faster settlement than SWIFT. An emerging competitor that pressures incumbent and niche correspondent providers like PCBB on cost and speed.
- Convera: Convera (formerly Western Union Business Solutions) provides cross-border payments and FX to financial institutions, SMBs, and universities. It overlaps directly with PCBB's cross-border wire offering to community banks and credit unions.
- Visa B2B Connect: Visa B2B Connect is a non-card network for cross-border B2B payments, targeting banks and corporates. An emerging competitor to traditional correspondent wire services like PCBB's, with potential to disintermediate niche providers.
Direct peers
- Cambridge Global Payments: Cambridge Global Payments (part of FLEETCOR) provides cross-border payments and FX risk management to mid-market and small financial institutions, directly competing with PCBB's international wire and FX services for the same community bank and credit union customer base.
- Crown Agents Bank: Crown Agents Bank provides correspondent banking and cross-border payment services, with particular strength in emerging-market currencies and harder-to-reach corridors—a directly comparable correspondent niche to PCBB's international wire offering for community banks and credit unions.
Market position
Customer concentration
PCBB social profiles
Digital presencePCBB financial estimates
Financial estimateRevenue estimate
Valuation estimate
PCBB leadership team
Management profileNumber of profiles
Profiles6 records
PCBB funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
PCBB M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about PCBB
What does PCBB do?
PCBB (Pacific Coast Bankers' Bancshares) provides correspondent banking services to community banks and credit unions, with a primary focus on international wire transfer processing. The company also offers hedging, loan pricing, CECL, credit stress, profitability, asset/liability management, and international and cash management services to community financial institutions. Its international wire service is embedded into partner banking platforms (e.g., FPS GOLD's EFT GOLD) for straight-through processing and SWIFT GPI visibility.
When was PCBB founded?
PCBB was founded in 1997. It employs 101 to 250 people.
Where is PCBB based?
PCBB is headquartered in Walnut Creek, United States, in the North America region.
How does PCBB make money?
One revenue line is on record: correspondent Banking Services.
Who are PCBB's main competitors?
Broad incumbents on record are Wells Fargo, The Clearing House Payments Company, BNY Mellon and JPMorgan Chase. Emerging players are OFX, Ripple, Convera and Visa B2B Connect. Direct peers are Cambridge Global Payments and Crown Agents Bank.
Does PCBB have an API?
No public API is recorded for PCBB.
What industry is PCBB in?
PCBB's product category is Correspondent Banking Services. Its primary akta.pro industry code is FSABAIAB, Payables & Disbursements (ACH/SEPA, wires, checks, virtual cards), with a secondary code of FSALAFAE, Secondary Marketing & Pipeline/Hedging Services (TBA, MSR/Rate Hedging). Its NAICS code is 52211 and its SIC code is 6021.