Avanti Travel Insurance

What Avanti Travel Insurance does

Avanti Travel Insurance is a UK travel insurance intermediary and trading name of TICORP Limited, part of the privately-held Staysure Group. The company distributes single-trip and annual multi-trip policies directly to consumers, with product specialization in cover for travelers aged 50 and above and those with pre-existing medical conditions — Avanti's screening system references coverage for more than 1,300 pre-existing medical conditions. Three coverage tiers (Essentials, Classic, Deluxe) are sold alongside age-segmented policies (Over 50s, 60s, 70s, 80s) and use-case variants including cruise cover and COVID-19 cover, with deluxe policies offering unlimited medical expenses and no excess.

The operating model combines direct online sales through a quote-and-bind engine, phone-based inside sales seven days a week, and a self-service policy management portal (MyAvanti). Distribution is augmented by an affiliate program through Tradedoubler, cashback partnerships with Quidco and TopCashback, and a refer-a-friend scheme. Claims are handled by ERGO Travel Insurance Services Limited, and premium finance is provided through Premium Credit Limited. Underwriting is arranged by Gibraltar-regulated TICORP Limited (FRN 663617) and administered in the UK by FCA-regulated Howserv Limited (FRN 599282), with the registered headquarters in Northampton and a secondary office in Crawley.

Avanti sits within a broader Staysure Group portfolio that includes the Staysure, Rock Insurance, PayingTooMuch, Wapp, Staysure Expat, and Petgevity brands, sharing group-level operational, regulatory, and outsourced service infrastructure (including outsource providers in South Africa and Sri Lanka). The group's operating footprint spans the UK, Gibraltar, and Spain, with recent underwriting expansion into seven Middle East markets.

Name

Avanti Travel Insurance

Legal name

TICORP Limited

Website

https://avantitravelinsurance.co.uk

Company type

Private

Founded year

2004

Operating status

Operating

Headcount range

101–250 employees

Short description

Avanti Travel Insurance is a UK travel insurance intermediary, trading under TICORP Limited within the Staysure Group, selling single-trip and annual policies to UK consumers with a specialization in over-50s travelers and pre-existing medical conditions across three coverage tiers.

Ownership category

akta.pro rank

Product category

Travel Insurance

NAICS

Agencies, Brokerages, and Other Insurance Related Activities (5242), Insurance Carriers (5241), Insurance Agencies and Brokerages (524210)

SIC

Insurance Agents, Brokers & Service (6411), Fire, Marine & Casualty Insurance (6331), Insurance Carriers, Nec (6399)

akta.pro primary industry

Travel Insurance (Trip Cancellation/Interruption & Delay) (FSAJAJAA)

akta.pro secondary industries

Travel Medical Insurance (Individual) (FSAIAEAI), Travel Insurance & Protection Products (Cruise-Specific) (THAEAFAL), Underwriting, Pricing & Policy Administration (PAS) for Travel Insurance (THALALAK)

Keywords

• Travel insurance
• Annual multi-trip insurance
• Pre-existing medical coverage
• Senior travel insurance
• Cruise insurance

Headquarters

HQ city

Northampton

HQ country

United Kingdom

HQ region

Europe

Offices3 records

Markets served

GTM type

B2C

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Technology or R&D, Others

Revenue model

1. Travel Insurance Premiums: Annual and single-trip travel insurance policies sold directly to consumers. Premiums calculated based on trip details, traveler age, destination, and medical screening results. Revenue received upfront at policy purchase.
2. Premium Finance: Payment instalment option through Premium Credit Limited (PCL), arranged by Howserv Limited acting as credit broker. Commission received for introducing customers to PCL.
3. Affiliate Commission: Commission payments from affiliate partners (Tradedoubler) for policy sales originating from affiliate referrals.

Pricing tiers

Go-to-market motion3 records

Distribution channels5 records

Marketing channels7 records

Core offering

Avanti Travel Insurance is a UK travel insurance intermediary that sells single trip, annual multi-trip, cruise, and specialist policies targeting travelers aged 50+ and customers with pre-existing medical conditions, distributing direct via its own website and call centre and through affiliate partners.

Product overview

Avanti Travel Insurance is a travel insurance intermediary that offers a portfolio of specialized travel insurance products. The core offering consists of Single Trip and Annual Multi-Trip policies available in three coverage tiers (Essentials, Classic, Deluxe), with specialized products for travelers with pre-existing medical conditions, cruise travelers, and age-specific segments (Over 50s, 60s, 70s, 80s). The company is part of the Staysure Group, which also operates acquired brands including Petgevity (pet insurance), PayingTooMuch (comparison), Rock Insurance, Staysure Expat, and Wapp (with location-based services). Products are distributed through the company's own websites, aggregator partnerships, affiliate programs, and third-party cashback platforms.

Differentiator

Problem solved

Functional benefit

Products and services

• Single Trip Travel Insurance Travel insurance covering a single trip, providing cancellation, medical, baggage, and repatriation benefits for UK travelers.
• Annual Multi-Trip Travel Insurance Year-long travel insurance that covers multiple trips taken by the policyholder during the policy term, with tiered levels of cover.
• Medical / Pre-existing Conditions Travel Insurance Specialist travel insurance that accommodates pre-existing medical conditions, with Avanti advertising coverage of 1,300+ conditions.
• Cruise Travel Insurance Cruise-specific travel insurance covering sea-voyage risks such as itinerary changes, missed ports, and higher at-sea medical evacuation costs.
• Over 50s Travel Insurance Age-tiered travel insurance tailored to travelers aged 50+, 60+, 70+, and 80+, with cover adapted to older-policyholder risk profiles.
• COVID-19 Travel Insurance Cover Travel insurance cover that includes COVID-19-related cancellation, medical treatment abroad, and quarantine costs as part of Avanti's policy offerings.

Quantifiable outcome

• 7 consecutive years winning Best Travel Insurance at Personal Finance Awards
• +2 more outcomes

Named customers4 records

Segments4 records

Ideal customer profiles3 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Integration1 record

AI capability1 record

Feature3 records

Partnerships

Eight partnerships are on record, tiered core and minor.

• TradedoublercoreChannel Partner/ Reseller/ DistributorAffiliate marketing platform enabling third-party publishers to earn commission on travel insurance policy sales. Partners can join free and access marketing materials, banners, and tracking tools.
• QuidcominorChannel Partner/ Reseller/ DistributorCashback partner enabling customers to earn cashback on travel insurance purchases through the Quidco platform.
• TopCashbackminorChannel Partner/ Reseller/ DistributorCashback partner enabling customers to earn cashback on travel insurance purchases through the TopCashback platform.
• TICORP LimitedcoreStrategic or Co-development PartnerParent company and insurance arranger. Registered in Gibraltar (company number 111526). Authorised and regulated by Gibraltar Financial Services Commission, trading into UK under freedom of services basis. FCA FRN 663617.
• Howserv LimitedcoreStrategic or Co-development PartnerUK administrator for Avanti Travel Insurance. Registered in England and Wales (03882026). Registered office: Britannia House, Northampton. FCA FRN 599282.
• ERGO Travel Insurance Services LimitedcoreOthersThird-party claims handler for Avanti Travel Insurance policies. Contact: Managing Director, ERGO Travel Insurance Services Limited, Afon House, Worthing Road, Horsham, West Sussex, RH12 1TL
• Intervest (Sri Lanka)minorStrategic or Co-development PartnerOutsourced webchat services provider based in Sri Lanka. Trial started October 2023, became full-time operation February 2025 after FCA approval.
• South Africa Outsource ProvidersminorStrategic or Co-development PartnerTwo material outsource providers based in South Africa appointed in 2023 for insurance distribution within UK. Both went through detailed due diligence onboarding and annual reviews.

Scale indicators3 records

Recent moves7 records

Expansion highlights5 records

Direct peers

• Staysure: Flagship sister brand of Staysure Group, offering travel insurance for over-50s with pre-existing medical conditions. Directly comparable product set, shared back-office infrastructure, and same parent company make it the closest competitor and benchmark.
• AllClear Travel Insurance: UK specialist travel insurer focused on travelers with pre-existing medical conditions. Closely comparable customer niche and underwriting approach to Avanti's medical-conditions product line.
• World First Travel Insurance: UK specialist provider focused on travelers with pre-existing medical conditions. Closely comparable niche positioning and underwriting expertise in the same UK market segment as Avanti.
• Goodtogo Travel Insurance: UK specialist travel insurer with strong focus on older travelers and those with medical conditions. Comparable niche specialization and product tiering structure to Avanti.
• Rock Insurance: Sister brand within Staysure Group focused on pre-existing medical travel insurance intermediation. Directly comparable offering to Avanti's medical-conditions proposition under shared ownership.
• Age UK Travel Insurance: Travel insurance designed specifically for older UK travelers via the Age UK charity brand. Overlaps Avanti's over-50s segment with a similar specialist positioning and trust-based brand.
• PayingTooMuch (PTM): Sister brand within Staysure Group that finds and compares travel insurance for customers. Comparable travel insurance intermediary offering within the same corporate parent.

Broad incumbents

• Direct Line Travel Insurance: Major UK general insurer offering travel insurance alongside home and motor products. Comparable distribution through direct online sales and contact centres, though broader portfolio.
• Saga Travel Insurance: UK incumbent specialising in insurance and travel products for over-50s. Comparable niche target market and product portfolio, but operates at much larger scale within the broader Saga plc financial-services group.
• LV= Travel Insurance: Established UK general insurer offering travel insurance as part of a wider portfolio. Overlaps with Avanti on standard travel cover, but lacks the depth of medical-condition specialization.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat5 records

Key risks6 records

Key highlights7 records

Customer concentration

• Xx.com/AvantiTravelIns

Compliance3 records

Revenue estimate

Valuation estimate

Number of profiles

Profiles1 record

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Avanti Travel Insurance