Intellica

What Intellica does

Intellica is a UK-based pensions technology firm founded in 2014 in Liverpool by Brendan Doherty, originally operating as a small team of contractors before formalising into a dedicated software and services business in 2020. The company develops AI-powered data solutions targeted at the UK pensions industry, addressing data quality, migration, calculation, and compliance challenges across the pension data lifecycle.

Intellica's primary offering is the Constellation platform, an integrated pension data platform that consolidates auditing, cleansing, migration, resolution, calculations, management, and reporting into a single ecosystem. Constellation is powered by OrionAI, a proprietary AI engine that automates interpretation of pension scheme rules, generates calculation specifications, and produces scheme proformas. Supporting modules include DCS (Document Content Search) for computer vision extraction from rotated, handwritten, and degraded documents, and post-May 2025, ARM (Administration Resilience & Mobility) for operational resilience, acquired through the Cosan Consulting deal.

The company sells primarily through direct enterprise sales to UK pension schemes, trustees, third-party administrators (TPAs), financial institutions, and insurance companies engaged in bulk annuity risk transfer. Revenue is generated through platform subscriptions, specialist professional services staffed by qualified pensions professionals, and project-based data and analytics engagements. Named enterprise customers include Capita Pension Solutions, Hymans Robertson, Ernst & Young, and Aon. Intellica holds UKAS-accredited ISO 9001, 14001, 22301, and 27001 certifications alongside Cyber Essentials and Cyber Essentials Plus accreditations, and is headquartered at the Royal Liver Building in Liverpool with over 70 employees as of 2025.

Name

Intellica

Legal name

Intellica Limited

Website

https://intellica.co.uk

Company type

Private

Founded year

2014

Operating status

Operating

Headcount range

11–50 employees

Short description

Intellica is a Liverpool-based pensions technology firm providing AI-powered data audit, migration, calculation, and compliance solutions through its Constellation platform, serving pension schemes, trustees, third-party administrators, and financial institutions across the United Kingdom.

Ownership category

akta.pro rank

Product category

Pension Data Management Software

NAICS

Portfolio Management and Investment Advice (523940)

SIC

Investment Advice (6282)

akta.pro primary industry

Retirement Planning & Long-Term Financial Planning Tools (FSAGADAI)

Keywords

• Pension data platform
• Pensions administration software
• Data migration services
• Buy-in buy-out readiness
• Actuarial consulting services

Headquarters

HQ city

Liverpool

HQ country

United Kingdom

HQ region

Europe

Offices1 record

Markets served

GTM type

B2B

Offering type

Software

Cost components

Personnel, Technology or R&D, Operations, Marketing or Sales, Infrastructure

Revenue model

1. Software Platform Subscriptions: Constellation platform delivered as integrated software and services, including data audit, migration, resolution, calculation solutions, pension dashboards, and specialist support. Revenue derived from platform access, modules, and service delivery.
2. Professional Services: Specialist consultancy services delivered by experienced pensions professionals embedded in client projects. Day-1 ready experts providing delivery against deadlines and compliance standards, with flexible scaling.
3. Data & Analytics Services: Data audit, migration, resolution, and dashboard reporting services that turn migrated and resolved data into actionable insights. Revenue from project-based and ongoing service delivery.

Pricing tiers

Go-to-market motion2 records

Distribution channels1 record

Marketing channels6 records

Core offering

Intellica provides an AI-powered pension data platform (Constellation) and specialist consulting that covers the full pensions data lifecycle — data audit, cleansing, scheme proforma, calculation specification, de-risking, calculation solutions, data migration, data resolution, and pension dashboards — augmented by the ARM (Administration Resilience & Mobility) solution acquired via Cosan Consulting. Offerings are sold to UK pension schemes, third-party administrators, advisory firms, and insurers via enterprise contracts combining platform access with specialist actuarial and data consulting services.

Product overview

Intellica delivers technology-led pensions data solutions through its proprietary integrated platform, Constellation, powered by OrionAI. The portfolio comprises a unified platform (Constellation) with multiple integrated solution modules including Data Audit, Scheme Proforma, Calculation Specification, Calculation Solutions, Data Migration, Data Resolution, Pensions Dashboards, Specialist Support, and De-risking. OrionAI sits at the core as the AI engine driving automation, accuracy, and intelligent interpretation across all solutions. Following the May 2025 acquisition of Cosan Consulting, the portfolio expanded to include ARM (Administration Resilience & Mobility) and Cosan's strategic consulting services.

Differentiator

Problem solved

Functional benefit

Brands

• Constellation: The pension industry's leading integrated data solution platform that brings together every stage of the data journey from auditing and cleansing, through migration and resolution, to calculations, management, and reporting.
• OrionAI
• Cosan Consulting
• ARM (Administration Resilience & Mobility)

Products and services

• Constellation Platform Integrated pension data platform that brings together every stage of the data journey — auditing, cleansing, migration, resolution, calculations, management, and reporting — into one intelligent ecosystem powered by OrionAI. Sold to pension schemes, third-party administrators, advisory firms, and financial institutions.
• OrionAI AI engine that sits at the core of the Constellation ecosystem, automating interpretation of pension rules, enhancing accuracy through machine learning over time, and enabling trustees, administrators, and sponsors to trust their data across scheme proforma, calculation specification, data audit, migration, and de-risking.
• Data Audit Examines data quality, structure, and compliance of pension datasets, producing actionable reports on gaps, risks, and opportunities for data improvement. Used by pension schemes and TPAs to improve consistency and address issues such as those reported to The Pensions Regulator (TPR).
• Scheme Proforma AI-powered solution that automates the extraction and interpretation of pension rules and benefit structures, standardising complex benefits data and compressing proforma creation from weeks to minutes.
• Calculation Specification AI-powered module that automates rule extraction and creation of calculation specifications for pension calculations, reducing implementation and testing time.
• De-risking Identifies and mitigates data and process risks to prepare pension schemes for Endgame transactions, ensuring schemes are insurer-ready for Buy-Ins and Buy-Outs.
• Calculation Solutions Specialist pension calculation handling services covering ERI, GMP, and complex calculations that fill gaps in admin software, ensuring regulatory compliance and accurate member benefits.
• Data Migration End-to-end migration solution ensuring accurate, secure data transfer across complex pension administration systems with zero loss and maintained integrity.
• Data Resolution Identifies and corrects pension data inconsistencies, duplicates, and inaccuracies through automated matching and de-duplication at scale, providing a single reliable source of truth.
• Pensions Dashboards Customisable real-time pension data dashboards that integrate multiple data sources to present insights tailored to organisational needs and decision-making priorities.
• Specialist Support On-demand access to experienced pensions professionals who embed quickly into projects, providing capacity exactly where and when it is needed.
• ARM (Administration Resilience & Mobility) Operational resilience solution from Cosan Consulting offering independent secure DataStore, contract-ready provider network, and 'break glass' model ensuring pensions can be paid within 24-48 hours during disruption events, with trustee dashboards for full oversight.
• Cosan Consulting Strategic consulting services in the employee-benefits space focused on scheme-administration governance and optimisation, delivered alongside Intellica's data and technology solutions following the May 2025 acquisition.
• DCS (Document Content Search) AI-driven document processing tool that enhances text extraction from scanned and handwritten pension documents, including rotated and highly degraded historical records.

Quantifiable outcome

• Benefit proformas and reviews completed in minutes, not weeks, using OrionAI-powered Scheme Proforma
• +3 more outcomes

Named customers4 records

Segments4 records

Ideal customer profiles3 records

Technology focussed Yes

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

AI capability10 records

Feature8 records

Partnerships

One partnership is on record.

• Cosan ConsultingcoreStrategic or Co-development Partner · 1 May 2025In May 2025, Intellica acquired Cosan Consulting, uniting two independent firms with complementary strengths. Intellica brought data migration, analytics, and platform expertise while Cosan added consulting excellence, governance, and the flagship ARM (Administration Resilience & Mobility) solution. The combined group delivers end-to-end consulting and technology solutions to the pensions and insurance sector. Cosan's leadership team, including Philip Dickinson, Ian Bloxham, Emma Page and Mark Webster, remain in place. One year on from integration, the group celebrates successful collaboration with strengthened client delivery and ongoing recruitment.

Scale indicators5 records

Recent moves6 records

Expansion highlights6 records

Direct peers

• Hymans Robertson: Major UK actuarial and pensions consultancy and a named Intellica customer. Overlaps with Intellica on data audit, dashboards rollout and de-risking support for trustee clients.
• Heywood Pension Technologies: Established UK pensions administration software platform, also a former employer of Intellica's Business Development Executive. Overlaps directly with the Constellation platform across scheme admin data and calculation tooling.
• Isio: UK specialist pensions and employee benefits advisory firm. Competes with Intellica's Cosan Consulting practice on trustee advisory, governance and scheme transformation work.
• XPS Pensions Group: UK specialist pensions consulting, actuarial and administration firm providing trustee advice, scheme valuation and data services — a natural peer for Intellica's pension data, actuarial and consulting offerings.
• Capita Pension Solutions: Large UK pensions administration business and named Intellica customer. Operates adjacent data, administration and calculation services that overlap with Intellica's Data Audit, Calculation Solutions and Migration offerings.
• Civica: Major UK supplier of pension administration software and administration services to schemes and TPAs. Multiple Intellica senior hires (Product Lead, Business Development) joined from Civica, and Constellation directly competes with its pensions software stack.

Emerging players

• Equiniti: UK-based administration services group with pension administration and member communications capabilities (including the legacy Heywood pensions platform). Competes with Intellica on administration data, dashboards and digital member services.

Broad incumbents

• Mercer: Global consulting and advisory firm with a large UK DB pensions practice spanning actuarial, investment and administration services. A broad incumbent whose data, dashboards and de-risking work overlaps with Intellica's specialist platform.
• Aon: Global professional services firm with substantial UK actuarial, pensions advisory and bulk annuity practice. Co-presented with Intellica on 'Resilience in Administration' and competes across risk transfer readiness work.
• WTW (Willis Towers Watson): Global advisory, broking and solutions firm with a sizeable UK DB pensions practice covering actuarial, administration and technology-enabled data services — competes with Intellica across pensions data and dashboards.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat5 records

Key risks6 records

Key highlights6 records

Customer concentration

• Xx.com/intellicauk
• LinkedInlinkedin.com/company/intellica-ltd

Compliance6 records

Revenue estimate

Valuation estimate

Number of profiles

Profiles12 records

Subsidiaries1 record

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A1 record

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Intellica