What HolyTransaction does

HolyTransaction is a consumer-oriented, web-based multi-currency cryptocurrency wallet with an integrated exchange, founded in February 2014 and operated by Holy Digital SAS, a Uruguayan-incorporated entity. The platform supports up to 30 cryptocurrencies including Bitcoin, Ethereum, Litecoin, Cardano, Monero, Zcash, Dogecoin, and several stablecoins, enabling users to store, send, receive, and swap digital assets from a single account. Technical infrastructure combines hot and cold storage with 2FA and encryption, and the platform has progressively added Bitcoin Lightning Network support (sub-second, sub-$0.01 fees), Liquid Network (L-BTC) for faster Bitcoin settlement, proof-of-stake staking for ADA, PIVX, Gridcoin, Blackcoin, and Peercoin, and DeFi savings accounts for stablecoins offering up to 3% APY. A public REST API additionally enables third-party developers to build custom wallets or integrate crypto invoice processing.

The company operates a pure product-led, self-serve go-to-market model: account creation is free, the platform is accessible globally via web browsers on desktop and mobile, and users onboard through a three-step flow (create account, fund wallet, trade) with no sales involvement. Revenue is generated entirely through transaction fee pass-through on outgoing cryptocurrency transactions and embedded spreads on crypto-to-crypto swaps, with no subscription tier or enterprise contracts. Customer segments span retail crypto traders and investors, developers using the API, and DeFi/staking users seeking passive yield — a horizontal segmentation approach. Marketing is content-driven, centered on an educational blog covering Bitcoin, blockchain, DeFi, and industry news, supplemented by a Twitter presence and email support. The platform is explicitly unavailable to US residents due to regulatory constraints, and the company has raised only $25,000 in disclosed funding (April 2014), operating with a team of 1-10 employees.

Name

HolyTransaction

Legal name

Holy Digital SAS

Website

https://holytransaction.com

Company type

Private

Founded year

2014

Operating status

Operating

Headcount range

1–10 employees

Short description

HolyTransaction is a web-based, multi-currency cryptocurrency wallet with an integrated exchange, supporting 30+ coins, staking, and DeFi savings for retail crypto traders, developers, and yield-seeking users globally (excluding the US).

Ownership category

akta.pro rank

Product category

Cryptocurrency Wallet

NAICS

Financial Transactions Processing, Reserve, and Clearinghouse Activities (52232), Securities and Commodity Exchanges (52321)

SIC

Security & Commodity Brokers, Dealers, Exchanges & Services (6200)

akta.pro primary industry

Authorization & Permissions (delegation, allowances, capability-based access, session keys) (FSAPACAJ)

akta.pro secondary industry

Settlement, Reconciliation & Merchant Treasury Tools (Crypto) (FSADAIAK)

Keywords

• Multi-currency crypto wallet
• Cryptocurrency exchange platform
• Crypto staking services
• Bitcoin lightning network
• Defi savings accounts

Headquarters

HQ city

Sunnyvale

HQ country

United States

HQ region

North America

Offices2 records

Markets served

GTM type

B2C

Offering type

Software

Cost components

Technology or R&D, Operations, Personnel, Marketing or Sales, Infrastructure, Others

Revenue model

1. Transaction Fees: The platform charges transaction fees on outgoing cryptocurrency transactions. These fees are essential for processing transactions on the respective cryptocurrency networks and vary by currency depending on network state. HolyTransaction facilitates crypto-to-crypto swaps and executes transactions directly between the client and the platform.
2. Cryptocurrency Swap Fees: HolyTransaction facilitates cryptocurrency swaps between supported currencies. When clients swap funds, the platform executes the transaction at the quoted Exchange Rate. Fees are embedded in the exchange rate differential.

Pricing tiers

Go-to-market motion1 record

Distribution channels1 record

Marketing channels4 records

Core offering

HolyTransaction operates a universal, web-based multi-currency cryptocurrency wallet that lets users store, send, receive, and instantly exchange up to 30 different crypto coins from a single account, with fiat deposit and credit-card top-up support. The platform also offers integrated staking for Proof-of-Stake assets, DeFi savings accounts for stablecoins, Bitcoin Lightning and Liquid Network support, and a public API for developers building wallets or crypto invoice processing. Security is delivered through hot and cold storage backups, advanced encryption, and 2-factor authentication.

Product overview

HolyTransaction is a unified cryptocurrency wallet platform founded in February 2014 and operated by Holy Digital SAS in Uruguay. The core product is the HolyTransaction Universal Cryptocurrency Wallet, which provides a multi-currency wallet supporting up to 30 cryptocurrencies. Built on this core platform, the company offers several integrated modules: a Developer API for third-party wallet and payment integrations, a Multi-Coin Staking Service for earning passive income on Proof-of-Stake coins (PIVX, Gridcoin, Blackcoin, Peercoin), DeFi Savings Accounts for stablecoin interest earning, and advanced blockchain integrations including Bitcoin Lightning Network and Liquid Bitcoin (L-BTC). The platform positions itself as the oldest active multi-currency wallet, emphasizing security through cold/hot storage, 2FA authentication, and advanced encryption.

Differentiator

Problem solved

Functional benefit

Products and services

• HolyTransaction Universal Cryptocurrency Wallet Web-based multi-currency cryptocurrency wallet enabling users to store, send, receive, and instantly exchange up to 30 different crypto coins from a single account, with fiat deposits and credit-card top-ups, hot and cold storage, advanced encryption, and 2-factor authentication. Targeted at individual crypto traders and investors globally (excluding US residents).
• HolyTransaction Public API Public REST API allowing developers to build their own cryptocurrency wallets or integrate invoice processing and cryptocurrency payment acceptance into their own websites and applications; supports wallet creation, transaction processing, and cryptocurrency exchange functionality.

Quantifiable outcome

• Supports up to 30 different cryptocurrency coins in one wallet
• +3 more outcomes

Segments3 records

Ideal customer profiles2 records

Technology focussed Yes

API detail

Has API

Yes

API docs

API detail

Core technology

AI maturity

App detail

Feature8 records

Scale indicators3 records

Recent moves7 records

Expansion highlights4 records

Direct peers

• Exodus Wallet: Multi-asset crypto wallet with built-in exchange and staking, supporting 30+ assets. Closest peer given similar breadth of coin support, integrated swap, and retail-focused self-custody positioning.
• Atomic Wallet: Multi-currency crypto wallet with built-in exchange, staking across multiple PoS coins, and DeFi yield features. Highly comparable in scope and target user to HolyTransaction.
• MetaMask: Self-custody multi-chain crypto wallet with integrated swap/bridge functionality, serving retail crypto users globally. Most directly comparable to HolyTransaction's core multi-currency wallet + exchange offering.
• Trust Wallet: Multi-chain self-custody wallet with in-app DEX swap, staking, and DApp browser. Competes head-to-head with HolyTransaction for multi-currency retail users, though backed by Binance.
• Freewallet: Multi-currency web and mobile crypto wallet with built-in exchange and staking. Similar horizontal product positioning and target user base as HolyTransaction.
• Edge Wallet: Self-custody multi-asset wallet with built-in exchange, staking, and direct fiat on-ramps. Similar horizontal product strategy targeting retail crypto holders.

Emerging players

• Samourai Wallet: Privacy-focused Bitcoin wallet with integrated swap, Whirlpool mixing, and Lightning support. Comparable on Bitcoin-native feature integration (Lightning) but narrower scope than HolyTransaction's 30+ coin footprint.

Broad incumbents

• Coinbase Wallet: Self-custody wallet from Coinbase with multi-chain support, swap, staking, and DApp browser. Larger incumbent with overlapping capabilities but vastly greater scale and US compliance.
• Blockchain.com Wallet: Established multi-currency wallet and exchange with integrated swap, staking, and DeFi access. Comparable product surface but significantly larger user base and capital backing.
• Crypto.com Wallet: Wallet embedded in a broader exchange/super-app offering multi-coin custody, swap, staking, and a Visa card. Overlapping wallet features but as part of a much larger consumer finance platform.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat4 records

Key risks6 records

Key highlights6 records

Customer concentration

• Xx.com/holytransaction
• Facebookfacebook.com/holytransaction
• LinkedInlinkedin.com/company/holytransaction

Revenue estimate

Valuation estimate

Number of profiles

Profiles1 record

Funding overview

Funding rounds1 record

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about HolyTransaction