CrossCheck Compliance
CrossCheck Compliance is a Chicago-based consulting firm providing regulatory compliance, fair lending, internal audit, and risk management services to banks, fintechs, mortgage bankers, credit unions, consumer finance companies, and law firms across the United States.
- Company typePrivate
- Founded2008
- HeadquartersChicago, United States
- Headcount51–100
- GTM typeB2B
- OfferingServices
What CrossCheck Compliance does
CrossCheck Compliance LLC is a Chicago-based professional services firm founded in 2008 by Jim Jorgensen that provides regulatory compliance, fair lending, internal audit, loan review, litigation support, and mortgage quality control consulting exclusively to financial institutions. The firm serves banks, fintechs, mortgage bankers, credit unions, consumer finance companies, and law firms across the United States, with deep expertise in HMDA, CRA, ECOA, FCRA, AML/BSA, UDAAP, and GSE seller/servicer requirements. Service delivery is project-based and tailored per engagement, with multi-year contracts and team staffing that includes CRCM, CAMS, CPA, and CIA certified practitioners.
The firm's service portfolio includes Regulatory Compliance, Fair Lending (with sub-practices in HMDA compliance and AI Model Testing), Internal Audit, Loan Review, Litigation Support, Mortgage Quality Control, CRA services, and Compliance Training. CrossCheck generates revenue through consulting engagements and ongoing advisory work, with pricing scoped per client requirements rather than published rates. Distribution is direct enterprise engagement with compliance officers, risk managers, and internal audit leadership; demand generation runs through ABA Reference Guide authorship (currently 36th Edition), articles in ABA Bank Compliance, HousingWire, and Mortgage Compliance Magazine, plus quarterly publications and industry-conference speaking.
CrossCheck is the inaugural Qualified Assessor Firm under the Coalition for Financial Ecosystem Standards (CFES) STARC framework, authorized to certify fintech compliance programs — a positioning that creates a recurring assessment revenue stream with fintech clients seeking bank-partner readiness. The firm is privately held (LLC), founder-led, with no external funding rounds disclosed in available sources and a stated headcount of 51–100 employees operating from Chicago, Illinois.
CrossCheck Compliance firmographics
Firmographics- Name
- CrossCheck Compliance
- Legal name
- CrossCheck Compliance LLC
- Website
- https://crosscheckcompliance.com
- Company type
- Private
- Founded year
- 2008
- Operating status
- Operating
- Headcount range
- 51–100 employees
- Short description
- CrossCheck Compliance is a Chicago-based consulting firm providing regulatory compliance, fair lending, internal audit, and risk management services to banks, fintechs, mortgage bankers, credit unions, consumer finance companies, and law firms across the United States.
- Ownership category
- akta.pro rank
CrossCheck Compliance industry classification
Industry- Product category
- Financial Regulatory Compliance Consulting
- SIC
- Finance Services (6199)
- akta.pro primary industry
- Risk, Controls & Governance (GRC) Platforms (FSAFAOAG)
- akta.pro secondary industries
- Third-Party Risk, Vendor Due Diligence & Supply Chain Compliance (BPAEAPAG), Third-Party Risk & Correspondent Banking Due Diligence (Payments) (FSAMAMAO)
Keywords
Where CrossCheck Compliance is headquartered
LocationHeadquarters
- HQ city
- Chicago
- HQ country
- United States
- HQ region
- North America
Offices1 record
Markets served
CrossCheck Compliance business model
Business model- GTM type
- B2B
- Offering type
- Services
- Cost components
- Personnel, Operations, Marketing or Sales, Technology or R&D
Revenue model
- Compliance Consulting Services: Project-based consulting engagements and ongoing advisory services for regulatory compliance, fair lending, HMDA, internal audit, loan review, litigation support, and mortgage quality control. Services are tailored to institutional needs including program reviews, data integrity testing, process improvement, training, filing support, and examination preparation.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Other | Multi-year contract | Custom consulting engagements tailored to institutional needs |
Go-to-market motion1 record
Distribution channels1 record
Marketing channels6 records
CrossCheck Compliance product offering
Product offeringCore offering
CrossCheck Compliance is a Chicago-based professional consulting firm that delivers regulatory compliance, fair lending, internal audit, loan review, litigation support, and mortgage quality control services to financial institutions including banks, mortgage bankers, credit unions, fintechs, consumer finance companies, and law firms. The firm also conducts independent third-party assessments under the CFES STARC framework for fintech compliance maturity and authors the annual ABA Reference Guide to Regulatory Compliance.
Product overview
CrossCheck Compliance is a consulting firm that delivers compliance, risk, and internal audit services for financial institutions. The company operates as a services-based practice rather than a software product platform. Its core offerings include Regulatory Compliance, Fair Lending, Internal Audit, Loan Review, Litigation Support, and Quality Control services. The firm specializes in HMDA Compliance Consulting, AI Model Testing for fair lending, and CRA Services. CrossCheck also publishes educational resources including Compliance Check, HMDA Hub, Industry Insights, and Mortgage Chat quarterly publications. In partnership with the American Bankers Association, the company authors the annual ABA Reference Guide to Regulatory Compliance (currently in its 36th Edition). The firm also serves as an inaugural Qualified Assessor Firm for the CFES STARC certification framework, conducting independent assessments of fintech compliance maturity.
Differentiator
Problem solved
Functional benefit
Quantifiable outcome
- CRA exam preparation and performance improvement
- +3 more outcomes
Companies that use CrossCheck Compliance
Customer profileNamed customers3 records
Segments6 records
Ideal customer profiles4 records
CrossCheck Compliance technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
CrossCheck Compliance partnerships and signals
Strategic signalPartnerships
14 partnerships are on record, tiered core and minor.
- Coalition for Financial Ecosystem Standards (CFES)coreCrossCheck became the inaugural Qualified Assessor Firm certified to conduct independent third-party assessments under the CFES STARC framework. This partnership enables CrossCheck to assess fintech risk management and compliance programs, benchmark practices against industry standards, and support streamlined bank-fintech due diligence and partnership onboarding.
- American Fintech CouncilminorAdvisory board member supporting CFES coalition efforts to develop standardized benchmarks for risk management and compliance in bank-nonbank partnerships.
- AirwallexminorCFES member company contributing to industry standards development for fintech compliance.
- BluevineminorCFES member company contributing to industry standards development for fintech compliance.
- UpstartminorCFES member company contributing to industry standards development for fintech compliance.
- FISminorCFES member company contributing to industry standards development for fintech compliance.
- MarqetaminorCFES member company contributing to industry standards development for fintech compliance.
- MercuryminorCFES member company contributing to industry standards development for fintech compliance.
- Coastal Community BankminorBank Advisory Committee member supporting CFES coalition standards development.
- FinWise BankminorBank Advisory Committee member supporting CFES coalition standards development.
- First Bank & TrustminorBank Advisory Committee member supporting CFES coalition standards development.
- PathwardminorBank Advisory Committee member supporting CFES coalition standards development.
- Thread BankminorBank Advisory Committee member supporting CFES coalition standards development.
- American Bankers Association (ABA)coreLong-standing collaboration with ABA to author the annual Reference Guide to Regulatory Compliance. CrossCheck has authored consecutive editions (31st through 36th) of this industry-standard resource for compliance professionals and CRCM exam preparation. The guide covers AML, ECOA, FCRA, Fair Lending, Fair Housing, IRS regulations, and UDAAP.
Scale indicators3 records
Recent moves6 records
Expansion highlights5 records
CrossCheck Compliance competitors and assessment
Company assessmentOthers
- Galileo Financial Technologies: Socure-adjacent type fintech infrastructure provider that participates in CFES coalition efforts around bank-fintech partnership standards. Companion-ecosystem peer for CrossCheck's CFES STARC assessor work.
Broad incumbents
- Protiviti: Global consulting firm with a dedicated Financial Services practice covering internal audit, regulatory compliance, and risk consulting to banks and fintechs. Directly comparable to CrossCheck's compliance and internal audit service lines but operating at a much larger scale.
- EY-Parthenon Financial Services Risk and Compliance: Big 4 risk consulting practice with deep regulatory compliance, fair lending, and AML offerings for US depository institutions and consumer finance firms. Same core buyer (compliance officers, risk managers, auditors) as CrossCheck.
- Wolters Kluwer Compliance Risk Solutions: Provider of regulatory compliance software, content, and consulting for banks and mortgage lenders (including the former Bankers Systems products). Competes with CrossCheck's regulatory compliance training and consulting offerings.
- KPMG Financial Services Risk Consulting: Big 4 advisory practice offering regulatory compliance, fair lending, and internal audit services to banks, credit unions, and consumer lenders. Overlaps significantly with CrossCheck's service catalog and target client base.
- PwC Financial Services Risk and Regulatory: Big 4 practice focused on regulatory compliance, risk management, and internal audit for banks, mortgage lenders, and fintechs. Competes with CrossCheck on multi-workstream compliance and risk engagements.
- Deloitte Risk & Financial Advisory: Big 4 advisory practice serving banks, mortgage firms, and fintechs on regulatory compliance, fair lending, AML, and internal audit. Overlaps with CrossCheck's full service portfolio and competes for enterprise risk and compliance mandates.
Direct peers
- Capital Performance Group: Boutique consulting firm specializing in regulatory compliance, fair lending, and risk management for banks, credit unions, and mortgage companies. Highly comparable in scale, specialization, and client base to CrossCheck Compliance.
Emerging players
- PerformLine: RegTech vendor providing compliance monitoring and oversight for lenders and financial institutions. Comparable to the technology-enabled monitoring services CrossCheck offers within its QC and loan review practice.
- nCino Compliance Solutions: Cloud banking platform with embedded compliance and audit workflow functionality. Comparable to the technology-enabled vision CrossCheck is approaching for its CFES assessments and digital quality control work.
Market position
Strengths5 records
Weaknesses5 records
Competitive moat4 records
Key risks6 records
Key highlights6 records
Customer concentration
CrossCheck Compliance social profiles
Digital presenceCrossCheck Compliance financial estimates
Financial estimateRevenue estimate
Valuation estimate
CrossCheck Compliance leadership team
Management profileNumber of profiles
Profiles1 record
CrossCheck Compliance funding detail
Funding detailFunding overview
Funding rounds1 record
Investors1 record
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
CrossCheck Compliance M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about CrossCheck Compliance
What does CrossCheck Compliance do?
CrossCheck Compliance is a Chicago-based professional consulting firm that delivers regulatory compliance, fair lending, internal audit, loan review, litigation support, and mortgage quality control services to financial institutions including banks, mortgage bankers, credit unions, fintechs, consumer finance companies, and law firms. The firm also conducts independent third-party assessments under the CFES STARC framework for fintech compliance maturity and authors the annual ABA Reference Guide to Regulatory Compliance.
Is CrossCheck Compliance a public or private company?
CrossCheck Compliance is a private company. It is classified as founder individual operated bootstrapped and is currently operating.
When was CrossCheck Compliance founded?
CrossCheck Compliance was founded in 2008. It employs 51 to 100 people.
Where is CrossCheck Compliance based?
CrossCheck Compliance is headquartered in Chicago, United States, in the North America region.
How does CrossCheck Compliance make money?
One revenue line is on record: compliance Consulting Services.
Who are CrossCheck Compliance's main competitors?
Galileo Financial Technologies is listed as an others. Broad incumbents are Protiviti, EY-Parthenon Financial Services Risk and Compliance, Wolters Kluwer Compliance Risk Solutions, KPMG Financial Services Risk Consulting, PwC Financial Services Risk and Regulatory and Deloitte Risk & Financial Advisory. Capital Performance Group is listed as a direct peer. Emerging players are PerformLine and nCino Compliance Solutions.
Does CrossCheck Compliance have an API?
No public API is recorded for CrossCheck Compliance.
What industry is CrossCheck Compliance in?
CrossCheck Compliance's product category is Financial Regulatory Compliance Consulting. Its primary akta.pro industry code is FSAFAOAG, Risk, Controls & Governance (GRC) Platforms, with a secondary code of BPAEAPAG, Third-Party Risk, Vendor Due Diligence & Supply Chain Compliance. Its SIC code is 6199.