Title Guaranty of Hawaii

What Title Guaranty of Hawaii does

Title Guaranty of Hawaii is the largest and longest-operating title and escrow company in Hawaii, founded in 1896 and continuously family-owned (kamaʻaina) for over 125 years. The company provides title insurance, escrow services, title searches, and ancillary real estate transaction services to home buyers and sellers, commercial brokers, land developers, lenders, attorneys, and investors across all four major Hawaiian islands, served through 16 branch offices statewide.

The business operates on a transaction-fee and one-time premium model. Title insurance policies (owner's, lender's ALTA, and endorsements) are priced as one-time, perpetual premiums with a $585 residential minimum; escrow services carry transaction-based fees per a published schedule. Additional revenue streams include 1031 exchange coordination through a long-standing partnership with IPX 1031 Hawaii (since 1987), title reports and searches, refinance processing via a dedicated TG Refi Now team, and training services for real estate professionals. Discounts include a 30% military credit and a title reissuance credit for properties previously insured within eight years. Pricing is not publicly disclosed at the contract level.

The technology stack centers on a proprietary title plant and the largest real estate database in Hawaii, supplemented by an ecosystem of digital tools: TG Estimator (closing cost calculator up to $3M), TG Lender Estimator, TG Express (transaction management), inHere mobile/web app for residential agents, TG AgentONE, Docutrieve (document retrieval sub-brand), and a Timeline Spreadsheet/TRID calculator suite. The company is agent for four national underwriters (Chicago Title, Commonwealth Land Title, Fidelity National, First American Title), integrating their policy products with local execution. Distribution combines physical branches, dedicated account managers assigned by geographic territory, training programs (TG Talks, in-person classes), and consumer-facing digital channels. No AI/ML capabilities, M&A activity, or funding rounds are documented.

Name

Title Guaranty of Hawaii

Legal name

Title Guaranty of Hawaii

Website

https://tghawaii.com

Company type

Private

Founded year

1896

Operating status

Operating

Headcount range

251–500 employees

Short description

Title Guaranty of Hawaii is the largest family-owned title and escrow company in Hawaii, providing title insurance, escrow, 1031 exchange, and commercial/developer closing services across 16 statewide branches to buyers, sellers, lenders, and real estate professionals.

Ownership category

akta.pro rank

Product category

Title and Escrow Services

NAICS

Title Abstract and Settlement Offices (541191), Direct Title Insurance Carriers (524127)

SIC

Title Insurance (6361)

akta.pro primary industry

Title Insurance & Underwriting (BPAJAOAA)

Keywords

• Title insurance
• Escrow services
• Real estate closing
• Title searches
• 1031 exchange services

Headquarters

HQ city

Honolulu

HQ country

United States

HQ region

North America

Offices16 records

Markets served

GTM type

B2B and B2C

Offering type

Services

Cost components

Personnel, Operations, Technology or R&D, Marketing or Sales, Infrastructure

Revenue model

1. Title Insurance: One-time premium for title insurance policies that remain in force as long as the property owner holds the property. Policies include owner's title insurance, lender's ALTA policy, and various endorsements.
2. Escrow Services: Fees for escrow services during real estate transactions, including residential, commercial, land development, vacation ownership, and lender refinance transactions.
3. 1031 Exchange Services (IPX): Exchange guidance and processing services through IPX 1031 Hawaii partnership for tax-deferred property exchanges.
4. Title Reports and Searches: Preliminary title reports, litigation guarantees, UCC-1 financing statement reports, express property and lien checks, status reports, and lien reports.
5. Training Services: Educational classes for real estate professionals on topics including 1031 exchanges, FIRPTA, HARPTA, escrow processes, title insurance, and fraud prevention.

Pricing tiers

Go-to-market motion2 records

Distribution channels4 records

Marketing channels7 records

Core offering

Title Guaranty of Hawaii provides title insurance, escrow, and closing services for residential and commercial real estate transactions across Hawaii. The company operates as an agent for major national title underwriters, maintains the largest real estate database in Hawaii, and delivers services through 16 branch offices statewide complemented by proprietary digital tools for transaction management and cost estimation.

Product overview

Title Guaranty of Hawaii operates as a platform offering core title and escrow services with integrated digital tools and specialized modules. The core services include Title Services (title insurance and searches), Escrow Services, and specialized divisions for Commercial, Developer & Project, and Vacation Ownership transactions. The product portfolio includes transaction management tools (TG Estimator, TG Express, inHere app, Timeline Spreadsheet), refinance services (TG Refi Now), 1031 exchange services (IPX 1031 Hawaii), training resources (TG Talks, Training Classes), and market data services. These products work together as an end-to-end real estate closing ecosystem serving buyers, sellers, agents, lenders, and developers across Hawaii.

Differentiator

Problem solved

Functional benefit

Brands

• DocUtrieve: Document retrieval service providing real estate document access and management.

Products and services

• Title Services Title search, title insurance policies, and title report services for real estate transactions. Examines records from original sources using an in-house title plant and digital plat maps to identify and resolve outstanding title issues before transactions complete. Includes owner's title insurance, lender's ALTA policy, and various endorsements.
• Escrow Services Neutral third-party escrow services for holding deposits and documents during real estate closings. Handles residential, commercial, land development, vacation ownership, lender refinance, leasehold, and fee conversion transactions.
• TG Refi Now Centralized refinance team focused exclusively on refinance transactions with streamlined workflows, consistent communication, and fast accurate quotes powered by the Lender Estimator tool.
• IPX 1031 Hawaii 1031 Qualified Intermediary services for coordinating tax-deferred property exchanges, with regional attorneys and an experienced exchange processing team. Provided through a partnership with IPX 1031, the nation's largest 1031 Qualified Intermediary, since 1987.
• Developer & Project Services Specialized title and escrow services for land developers handling first sale developments, from acquisition through unit sales and financing completion. The Developer & Project Services team has over 250 years of combined experience.
• Commercial Services Commercial real estate title and escrow services with dedicated commercial escrow officers, title officers, and underwriters handling complex multi-state transactions. The Commercial Division team has over 350 years of combined experience.
• DocUtrieve Document retrieval service for obtaining real estate documents and records, providing access to historical and current property records across Hawaii.
• Vacation Ownership Services Specialized title and escrow services for vacation ownership and timeshare transactions, handled by a dedicated Vacation Ownership Officer.

Quantifiable outcome

• Properties up to $3 million can receive instant cost estimates through TG Estimator
• +1 more outcomes

Named customers5 records

Segments6 records

Ideal customer profiles7 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Integration4 records

Feature7 records

Partnerships

Five partnerships are on record, tiered core.

• IPX 1031 HawaiicoreStrategic or Co-development PartnerPartnership with Investment Property Exchange Services, Inc. (IPX 1031), the nation's largest 1031 Qualified Intermediary. IPX provides industry-leading exchange guidance, expertise, and security for 1031 exchanges nationwide. TG serves as the Hawaii regional partner coordinating exchanges since 1987.
• Chicago Title Insurance CompanycoreTechnology or IntegrationTitle Guaranty is an agent for Chicago Title and can write their title insurance policies. TG offers the same title policy coverage as mainland competition with local knowledge and service.
• Commonwealth Land Title Insurance CompanycoreTechnology or IntegrationTitle Guaranty is an agent for Commonwealth Land Title and can write their title insurance policies.
• Fidelity National Title Insurance CompanycoreTechnology or IntegrationTitle Guaranty is an agent for Fidelity National Title and can write their title insurance policies.
• First American Title Insurance CompanycoreTechnology or IntegrationTitle Guaranty is an agent for First American Title and can write their title insurance policies.

Scale indicators8 records

Recent moves7 records

Expansion highlights6 records

Direct peers

• Stewart Title Guaranty Company: One of the major national title insurance underwriters in the US. Stewart Title offers title insurance and escrow services nationwide and competes with Title Guaranty for both residential and commercial title business, including in the Hawaii market.
• Chicago Title Insurance Company: Major national title insurance underwriter, part of the Fidelity National Financial family. Chicago Title is both a partner (TG is an agent) and a direct competitor in the title insurance space, with national underwriting capabilities competing for Hawaii title business.
• First American Title Insurance Company: One of the largest national title insurance underwriters in the US. First American is both a direct competitor in the title insurance market and a strategic partner (Title Guaranty is an agent for First American). They operate across all major US markets and compete directly for title insurance and escrow business in Hawaii.
• Old Republic National Title Insurance: Large national title insurance underwriter with significant market share across the US. Old Republic competes directly with Title Guaranty in title insurance underwriting and offers escrow services, operating in Hawaii and other states through agents and direct operations.
• Commonwealth Land Title Insurance Company: National title insurance underwriter, also part of the Fidelity National Financial group. Commonwealth Land Title is both a partner (TG is an agent) and a direct competitor offering title insurance and escrow services across the United States, including in Hawaii.
• Investors Title Company: Mid-sized national title insurance underwriter offering title insurance and related services. While smaller than the largest national players, Investors Title competes in regional markets and could be a comparable title insurance franchise similar in scale to Title Guaranty.
• Fidelity National Title: FNF is the largest title insurance underwriter in the United States and operates nationally. Fidelity National Title is both an underwriter partner to Title Guaranty of Hawaii and a direct competitor offering title insurance and escrow services through its own agents and direct operations across the US.

Emerging players

• North American Title Insurance Company: National title insurance underwriter operating through agent and direct channels. North American Title offers title insurance and escrow services competing with established players like Title Guaranty in regional real estate markets across the US.
• WFG National Title Insurance Company: National title insurance underwriter that has grown rapidly through an agent model. WFG competes with established players like Title Guaranty by offering title insurance products through independent agents and is expanding its presence in regional markets including Hawaii.
• Doma (formerly known as Title Forward): Technology-enabled title insurance company that uses AI and machine learning to automate title searches and underwriting. Doma represents a different model from traditional title companies like Title Guaranty, using technology to reduce costs and turn times in title and escrow.

Market position

Weaknesses5 records

Competitive moat6 records

Key risks1 record

Key highlights7 records

Customer concentration

• YouTubeyoutube.com/playlist?list=PLJgHMNtPu4YD5gjG0OwCG6PTWTo3p1P3K
• Xx.com/tghawaii
• Facebookfacebook.com/tghawaii
• LinkedInlinkedin.com/company/title-guaranty

Revenue estimate

Valuation estimate

Number of profiles

Profiles15 records

Subsidiaries1 record

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Title Guaranty of Hawaii