What Stewart Valuation Intelligence does

Stewart Valuation Intelligence (SVI) is a U.S. residential real estate valuation services company and a subsidiary of Stewart Information Services Corporation (NYSE: STC). Headquartered in Houston, Texas with an additional office in Overland Park, Kansas, SVI operates a licensed appraisal management company (AMC) platform with credentials in all 50 states plus Washington, D.C. The company serves over 300 enterprise clients, including 8 of the top 10 U.S. banks and government-sponsored enterprises Fannie Mae and Freddie Mac, spanning mortgage originators, home equity lenders, servicers, and capital markets participants.

SVI's product portfolio spans core appraisal services — field appraisals, desktop appraisals, broker price opinions (BPOs), automated valuation models (AVMs), and specialty appraisals — along with technology-enabled workflow tools including the VALIDITY Inspection Suite, Intelligent Cascade routing, IQC quality control, Inspection Management Dashboard (IMD), and the VI Direct SaaS platform. The company maintains a 47,000+ member Partner Network of active appraisers, brokers, and agents, and integrates with leading loan origination systems (Encompass, Liquid Logics) and multiple AVM providers (CoreLogic HVE/PASS/HPA, Collateral Analytics, Powerbase, Valuepoint). It is Fannie Mae-approved for Valuation Modernization.

Revenue is generated through transaction-based pricing for appraisal and valuation services, supplemented by subscription-based pricing for the VI Direct SaaS platform and partner-network access fees. Go-to-market is enterprise-led, leveraging GSE and top-10 bank relationships, LOS integrations, and parent-company cross-sell channels within Stewart Information Services. The company has pursued active inorganic and organic expansion, including the April 2026 acquisition of Nationwide Appraisal Network (NAN), the February 2026 launch of VALIDITY Pro AI with Restb.ai computer vision integration, and the October 2025 Liquid Logics LOS partnership.

Name

Stewart Valuation Intelligence

Legal name

Stewart Valuation Intelligence

Website

https://stewartvaluation.com

Company type

Private

Operating status

Operating

Headcount range

101–250 employees

Short description

Stewart Valuation Intelligence (SVI) is a U.S. residential real estate appraisal management company and subsidiary of Stewart Information Services (NYSE: STC), providing field and desktop appraisals, BPOs, AVMs, and SaaS valuation tools to 300+ enterprise clients including 8 of the top 10 U.S. banks and the GSEs.

Ownership category

akta.pro rank

Product category

Real Estate Appraisal Services

NAICS

Offices of Real Estate Appraisers (531320), Mortgage and Nonmortgage Loan Brokers (522310)

SIC

Mortgage Bankers & Loan Correspondents (6162)

akta.pro primary industry

Property Valuation: Appraisal Management (AMC) & Appraiser Networks (FSALALAI)

akta.pro secondary industries

Residential Property Appraisal (BPAJAKAA), Automated Valuation Models (AVM) & Desktop/Hybrid Appraisals (BPAJAKAO)

Keywords

• Residential property appraisal
• Real estate valuation services
• Appraisal risk review
• Broker price opinions
• Appraisal management software

Headquarters

HQ city

Overland Park

HQ country

United States

HQ region

North America

Offices2 records

Markets served

GTM type

B2B

Offering type

Services

Cost components

Personnel, Technology or R&D, Operations, Marketing or Sales

Revenue model

1. Appraisal Management Services: SVI acts as an intermediary between lenders and appraisers, providing AMC services for conventional financing, FHA financing, and loan servicing. Revenue is generated through appraisal management fees based on transaction volume.
2. Valuation Products and Services: Full suite of valuation products including field appraisals, desktop appraisals, hybrid appraisals, BPOs, AVMs, specialty appraisals, and inspection services. Revenue is generated per transaction or product delivered.
3. VI Direct SaaS Platform: SaaS appraisal management software solution enabling lenders to manage the entire appraisal process in-house. Includes optional Contract Appraisal QC Review Services. Platform fees for appraisal management, payment processing, and integration.
4. BPO and Broker Services: Broker Price Opinions and market value evaluations performed by real estate brokers and agents for servicing and capital markets operations.

Pricing tiers

Go-to-market motion3 records

Distribution channels5 records

Marketing channels6 records

Core offering

Stewart Valuation Intelligence provides residential real estate valuation services, including field appraisals, desktop appraisals, appraisal risk reviews, broker price opinions, and property inspection services to mortgage lenders, banks, and Government-Sponsored Enterprises. The company operates a national network of 47,000+ appraisers, brokers, and agents and supports its services with proprietary technology platforms such as VI Direct, Intelligent Cascade, Intelligent Quality Control, and Integrated Market Data.

Product overview

Stewart Valuation Intelligence is a residential real estate valuation services company providing a comprehensive suite of valuation products and services. The portfolio includes core appraisal products (Field Appraisals, Desktop Home Appraisals), specialty products (Appraisal Risk Review, Retrospective Appraisals, Short-Term Rental Analysis), BPO and evaluation products (Broker Price Opinion, Broker Market Value, CollateralPoint, ValueFocus, HomeownerVal), AVMs and Property Data, and Inspection Services. The efficiency layer consists of the VALIDITY Inspection Suite (three inspection tools: Guided Home Inspection, Floor Plan, and Pro), Intelligent Cascade (automated product selection), Intelligent Quality Control (AI-powered review), Integrated Market Data, and Valuation Express. The VI Direct Platform serves as the SaaS platform for managing the entire appraisal lifecycle with LOS integration. All products are delivered through a national network of over 47,000 appraisers, brokers and agents.

Differentiator

Problem solved

Functional benefit

Brands

• Pro Teck: Legacy appraisal management platform providing appraisal ordering and management services
• Validity
• VI Direct
• Intelligent Cascade
• Intelligent Quality Control (IQC)
• Appraisal Risk Review (ARR)
• HomeownerVal

Products and services

• Field Appraisals Traditional on-site residential property appraisals conducted by licensed appraisers in SVI's national network, delivered to mortgage lenders and other clients for purchase, refinance, and home equity transactions.
• Desktop Home Appraisals Inspector-not-present residential appraisals completed remotely using data, imagery, and market information, used by lenders for eligible loan transactions under GSE and regulatory guidance.
• Appraisal Risk Review (ARR) Independent review of appraisal reports to identify valuation risk, unsupported adjustments, and compliance issues, helping lenders manage appraisal quality and repurchase risk.
• Retrospective Appraisals Appraisals reflecting the historical value of a property as of a prior date, typically used for portfolio monitoring, tax appeal, estate, and legal matters.
• Short-Term Rental Analysis Valuation analysis tailored to residential investment properties used as short-term rentals, supporting lenders originating loans in the STR segment.
• Broker Price Opinion (BPO) Opinion of value provided by a real estate broker, used by lenders and servicers for loan servicing, default, and portfolio management decisions.
• Broker Market Value Evaluation Market-based valuation product supplied by licensed brokers to support lender decisions in non-appraisal-eligible use cases.
• Inspection Services Property inspection services delivered through SVI's network to support lender and valuation workflows.
• CollateralPoint SVI's appraisal management platform for ordering, tracking, and managing residential valuation products.
• ValueFocus SVI's technology platform supporting valuation ordering, workflow, and product delivery for lender clients.
• HomeownerVal Homeowner-facing valuation product offering property value estimates for consumers and lender marketing use cases.
• Validity Inspection Suite Inspection product suite supporting property condition and data collection used in appraisal and valuation workflows.
• VI Direct Platform Direct ordering platform that allows clients to initiate and manage valuation orders from SVI's product suite.
• Valuation Express SVI's valuation product offering for expedited valuation delivery.
• AVMs and Property Data Automated Valuation Models and property data products providing algorithmic value estimates and supporting market data for lenders and servicers.

Quantifiable outcome

• One client using Intelligent Cascade cut product costs by 13% and turn times by 25%
• +3 more outcomes

Named customers4 records

Segments5 records

Ideal customer profiles1 record

Technology focussed Yes

API detail

Has API

Yes

API docs

API detail

Core technology

AI maturity

App detail

Integration9 records

AI capability11 records

Feature6 records

Partnerships

Four partnerships are on record, tiered core and minor.

• Liquid LogicscoreTechnology or Integration · 28 October 2025Liquid Logics integrated Stewart Valuation Intelligence into its loan origination and management platform for private lenders. The partnership provides lenders access to real-time valuation data, automated workflows, and appraisal management tools within the Liquid Logics platform.
• Two Roads AdvisorsminorStrategic or Co-development PartnerTwo Roads Advisors served as the exclusive financial advisor to Nationwide Appraisal Network (NAN) in the acquisition by Stewart Valuation Intelligence in April 2026.
• Fannie MaecoreStrategic or Co-development PartnerSVI is an approved provider of Fannie Mae's valuation modernization solutions, including Value Acceptance + Property Data and related appraisal products. SVI participates in GSE appraisal modernization initiatives.
• Freddie MaccoreStrategic or Co-development PartnerSVI is an approved provider of Freddie Mac's Property Data Report (PDR) and appraisal modernization solutions including hybrid appraisals.

Scale indicators8 records

Recent moves6 records

Expansion highlights6 records

Direct peers

• Class Valuation: Class Valuation is one of the largest US residential appraisal management companies (AMCs), serving mortgage lenders with a national network of appraisers and tech-enabled workflow tools. It directly competes with SVI for lender relationships and GSE-approved modernization work.
• Solidifi: Solidifi is a major US appraisal management company offering field appraisals, desktop appraisals, and valuation products to lenders and servicers. It competes head-to-head with SVI across originator, home equity, and capital markets segments.
• LRES Corporation: LRES is a national residential AMC and REO asset management company providing appraisal, BPO, and property inspection services to lenders, servicers, and investors. Its offerings, client base, and tech-enabled workflow closely mirror SVI's.
• Accurate Group: Accurate Group is a national AMC and valuation technology provider serving mortgage lenders with appraisals, appraisals via automated tools, and inspection services. It is a direct peer in lender-facing valuation.
• Clear Capital: Clear Capital provides residential appraisal management, AVMs, property data, and analytics to mortgage lenders and capital markets participants. It overlaps directly with SVI's AMC, AVM, and capital markets offerings.

Broad incumbents

• First American Mortgage Solutions: First American Mortgage Solutions is a division of First American Financial Corporation offering title, closing, appraisal, and valuation services at enterprise scale. It is a broad incumbent with overlapping AMC and valuation capabilities as part of a larger real estate services portfolio.
• ServiceLink (Black Knight / ICE Mortgage Technology): ServiceLink provides appraisal management and valuation services as part of ICE Mortgage Technology's broader mortgage technology stack. It competes with SVI in lender-facing AMCs while leveraging a much larger enterprise software portfolio.
• CoreLogic (ICE): CoreLogic, now part of Intercontinental Exchange, is a leading provider of property data, analytics, and AVMs (HVE, PASS, Powerbase) that SVI integrates with. It is a broad incumbent competitor in data and automated valuation, and an indirect competitor on the AMC front.

Emerging players

• HouseCanary: HouseCanary is a Proptech firm offering AI-driven residential property valuations, analytics, and AVMs to lenders and institutional investors. It represents an emerging AVM-centric competitor that could pressure traditional AMC fee pools.
• Collateral Analytics: Collateral Analytics is a residential AVM and analytics provider (CA Value, CA Value Range, Interactive AVM, Rental AVM) whose products SVI integrates into its cascade. It is an emerging AVM-focused player that increasingly competes for lender valuation spend.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat7 records

Key risks6 records

Key highlights7 records

Customer concentration

• LinkedInlinkedin.com/company/stewart-valuation-intelligence
• Xx.com/stewartvalintel

Compliance3 records

Revenue estimate

Valuation estimate

Number of profiles

Profiles3 records

Subsidiaries1 record

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Stewart Valuation Intelligence