Recovery Database Network

What Recovery Database Network does

Recovery Database Network, Inc. (RDN) is a privately held software company founded in 2002 and headquartered in Mesa, Arizona, that operates the de facto system of record for the US automotive repossession industry. The company connects 600+ national lenders, credit unions, and forwarding companies with 2,500+ repossession service providers, enabling assignment, tracking, and performance benchmarking of repossession orders through a secure, encrypted cloud platform with a 99% uptime guarantee. Its product suite comprises three integrated modules: RDN (core order management), Clearplan (real-time field-agent software with proprietary industry-specific iconology, delivered via iOS and Android mobile apps), and Cleardata (post-recovery collateral processing). The company also operates RDN University and Clearplan/Cleardata University training programs on Udemy as a top-of-funnel onboarding channel.

RDN monetizes through a hybrid revenue model combining subscriptions and transaction fees. Repossession agents can sign up via a freemium self-serve path ($0 Limited User tier with an upfront $250 credit purchase) or upgrade to a Full User subscription at $350/month plus a $1,295 setup fee for multi-user functionality, QuickBooks integration, and field-agent portal access. On top of subscription fees, the platform charges per-order transaction fees (e.g., $1 to accept and $2 upon successful recovery of a repossession order). Lenders and forwarders receive custom enterprise pricing through a dedicated sales team at [email protected], indicating a sales-led motion for the lender side and a product-led growth motion for the agent side.

The platform's technical differentiation rests on twenty-plus years of accumulated workflow data, a proprietary iconographic visual language, and integrations with complementary vendors including DRN (license plate recognition), CarsArrive (vehicle transportation), and OPENLANE (vehicle remarketing/auctions). RDN operates as a profitable, owner-operated business with a single Mesa office and 1-10 disclosed employees, no venture capital or private equity funding on record, and no public listing. Its strategic position combines a strong two-sided network effect with deep workflow integration, but the company has not disclosed any AI/ML capabilities, recent leadership changes, M&A activity, or material geographic expansion.

Name

Recovery Database Network

Legal name

Recovery Database Network, Inc.

Website

https://recoverydatabase.net

Company type

Private

Founded year

2002

Operating status

Operating

Headcount range

1–10 employees

Short description

Recovery Database Network provides cloud-based repossession management software connecting 600+ US automotive lenders with 2,500+ service providers. Its integrated RDN, Clearplan, and Cleardata modules cover order assignment, field operations, and post-recovery processing via subscription and per-transaction fees.

Ownership category

akta.pro rank

Product category

Repossession Management Software

NAICS

Repossession Services (561491)

SIC

Services-Prepackaged Software (7372)

akta.pro primary industry

Repossession & Asset Recovery (Non-mortgage) (FSAKAJAF)

akta.pro secondary industry

Salvage, Total Loss & Insurance Auction Services (TLABAKAH)

Keywords

• Repossession management software
• Asset recovery platform
• Collateral tracking systems
• Field agent applications
• Lender forwarder services

Headquarters

HQ city

Mesa

HQ country

United States

HQ region

North America

Offices1 record

Markets served

GTM type

B2B

Offering type

Software

Cost components

Technology or R&D, Personnel, Marketing or Sales, Infrastructure, Operations

Revenue model

1. Subscription Licensing - Limited User: Free tier offering one user per license with limited features and functionality. Additional users at $20/mo per user. Requires initial $250 credit purchase. Access to Global Client orders and ability to create Local Clients.
2. Subscription Licensing - Full User: $350/month subscription with $1,295 set-up fee, 5 users per license. Additional users at $20/mo per user. Includes full feature access, multi-user capabilities, client order management, accounting capabilities, QuickBooks integration, and field agent portal access.
3. Transaction Fees - Global Client Orders: Per-transaction fees for orders from Global Clients: Repossession orders $1 to accept, $2 upon successful recovery; Field Visit orders $2 to accept, $0 for completion; Investigate orders $1 to accept, $2 for completion; Other orders vary by type.
4. Custom Lender/Forwarder Pricing: Enterprise pricing provided by sales team for lenders and forwarders, indicating custom/negotiated pricing for larger volume customers.

Pricing tiers

Go-to-market motion2 records

Distribution channels5 records

Marketing channels4 records

Core offering

Recovery Database Network provides cloud-based software for managing the end-to-end automotive asset repossession workflow. Its three integrated products — RDN (lender/forwarder order assignment and system of record), Clearplan (real-time field agent communication and mobile workflow), and Cleardata (post-recovery collateral processing) — connect 600+ national lenders with 2,500+ service providers and process per-order transactions on top of seat-based subscriptions.

Product overview

Recovery Database Network offers a platform-plus-modules architecture consisting of three integrated software products. RDN serves as the core platform and system of record for the repossession industry, connecting lenders and forwarders with repossession companies since 2002. Clearplan is a field-focused add-on module that provides real-time communication and workflow management for agents in the field. Cleardata is a post-recovery add-on module that handles collateral management including personal property processing, transport scheduling, and debtor appointments. When used together, RDN, Clearplan, and Cleardata drive performance, usability, and employee efficiency. The company also provides supplementary training modules through branded universities on Udemy for each product.

Differentiator

Problem solved

Functional benefit

Brands

• RDN: Core repossession management software platform serving as the system of record for the repossession industry. Connects lenders, credit unions and forwarders with repossession companies.
• Clearplan
• Cleardata

Products and services

• RDN Core repossession management software platform serving as the industry's encrypted system of record. Connects 600+ national lenders and credit unions with 2,500+ service providers for assigning and tracking repossession orders, comparing agent performance, and providing actionable analytics and compliance automation.
• Clearplan Real-time field communication and workflow management software for repossession agents. Mobile apps for iOS and Android with proprietary iconology specific to repossession enable faster recovery times and more frequent updates by replacing paper-and-clipboard field workflows.
• Cleardata Post-recovery collateral management software that simplifies processing personal property, scheduling transports, and creating debtor appointments. Fully integrated with Clearplan and RDN to deliver end-to-end repossession workflow management.

Quantifiable outcome

• Over 600+ national lenders and 2,500+ service providers use RDN to assign cases
• +3 more outcomes

Named customers2 records

Segments3 records

Ideal customer profiles2 records

Technology focussed Yes

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Integration4 records

Feature5 records

Partnerships

Three partnerships are on record, tiered core.

• DRN (Data Recognition Network)coreTechnology or IntegrationDRN provides license plate recognition technology and vehicle location data paired with exclusive analytics. The partnership enables powerful vehicle location capabilities within the RDN repossession management platform, helping users identify and locate vehicles more efficiently.
• CarsArrive NetworkcoreTechnology or IntegrationCarsArrive provides an online marketplace connecting shippers and carriers for vehicle transportation. The partnership enables seamless vehicle transport coordination directly from the RDN platform, streamlining logistics for recovered collateral.
• OPENLANEcoreTechnology or IntegrationOPENLANE is the online vehicle remarketing and portfolio management pioneer, delivering intelligent innovations and trusted technology solutions. The partnership enables vehicle valuation and auction services integration within the RDN ecosystem for recovered collateral disposition.

Scale indicators4 records

Recent moves6 records

Expansion highlights4 records

Direct peers

• SKIP Genie: Provides skip-tracing and repossession data services used by lenders and agents across the U.S. repossession industry. Directly comparable to RDN on the data/intelligence side of repo workflows and competes for the same agent-customer base.
• AutoIMS: Provides collateral-management and dealer/repossession management software to the automotive finance industry. Comparable to RDN as a vertical SaaS workflow tool for lenders, repossessors, and forwarders.
• CAMS (Collateral Automotive Management Services): Provides collateral-management and disposition services for auto-finance lenders, including repossession logistics and remarketing. Comparable to RDN as a repossession-operations counterpart serving the same lender and forwarder buyers.
• Clearstream Auto: Operates a recovery-payment network and repossession workflow tools connecting lenders and agents. Directly comparable to RDN as an infrastructure/transaction layer in the U.S. repossession industry.

Broad incumbents

• Copart: Global leader in online vehicle auctions and remarketing with logistics to support lender and fleet disposition needs. Comparable as a downstream buyer of recovered collateral that intersects with RDN's lender-and-agent ecosystem.
• IAA (Insurance Auto Auctions): Operates vehicle auction facilities focused on total-loss and salvage vehicles for insurers and fleet owners. Adjacent to RDN's remarketing integrations (e.g., OPENLANE) and competes for downstream recovery-disposition dollars.
• KAR Auction Services: Parent of OPENLANE (an RDN integration partner), providing online vehicle remarketing and auction solutions to OEMs, fleets, and finance companies. Comparable as both a strategic partner and broad incumbent in the asset-recovery value chain.
• Manheim (Cox Automotive): Largest U.S. wholesale vehicle auction operator; part of Cox Automotive's auto-finance, dealer, and remarketing platform. Comparable as a broad incumbent whose remarketing and dealer-services infrastructure intersects RDN's lender workflow.

Others

• Black Book (Hearst): Provides vehicle valuation data used by lenders, repossession agents, and auctioneers. Comparable as a data-and-valuation provider whose outputs feed the same repossession decisions RDN's platform supports.
• Dealertrack (Cox Automotive): Auto-finance technology platform covering DMS, loan origination, and lender workflows. Adjacent as a broader auto-finance technology ecosystem that competes for IT budget at the same lender customers RDN serves.

Market position

Strengths4 records

Weaknesses5 records

Competitive moat5 records

Key risks5 records

Key highlights6 records

Customer concentration

• LinkedInlinkedin.com/company/rdn-inc

Revenue estimate

Valuation estimate

Number of profiles

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Recovery Database Network