Fin+Tech
Fin+Tech is an Italian fintech and insurtech accelerator, founded in 2021 as part of the CDP National Accelerator Network and operated by Zest and Startupbootcamp. It runs an annual 4-month program, selecting 10 startups per cohort to receive up to €300K in investment plus corporate partner access.
- Company typePrivate
- Founded2021
- HeadquartersRome, Italy
- Headcount11–50
- GTM typeB2B
- OfferingServices
What Fin+Tech does
Fin+Tech is an Italian fintech and insurtech accelerator founded in 2021 as the dedicated vertical of the Rete Nazionale Acceleratori di CDP (CDP National Accelerator Network). It is operated by Zest S.p.A. (listed on Euronext Growth Milan) in partnership with Startupbootcamp, Fintech District, Gruppo Credem, and Nexi, with anchor capital from CDP Venture Capital SGR (70% owned by CDP Equity, 30% by Invitalia, managing over €1B). The company runs a single annual 4-month acceleration program that combines virtual and in-person sessions across offices in Rome, Milan, and Turin, selecting 10 startups per year from approximately 30 shortlisted candidates who pitch at Pitch Day. Focus areas are Regulatory Tech, Blockchain & DeFi, AI & Data, Embedded Finance & Insurance, and Cybersecurity.
The product is not a software platform but a structured program: selected startups receive an initial package of approximately €100K in cash and services plus access to corporate partners, mentors, and masterclasses, with top performers eligible for a pre-committed follow-on investment of up to €200K post-Demo Day. In exchange, Fin+Tech takes up to 10% equity in each selected startup. The economics flow through equity stakes and follow-on participation rather than fees, with €3.7M deployed into 41 startups across three cohorts (2021-2024), generating €15M in external capital raised by portfolio companies and six Fin+Tech-led follow-on rounds. Value-added benefits include over €500K in perks through partnerships with Amazon, Google, Stripe, HubSpot, and SendGrid, plus direct introductions to corporate partners across Italian and European banking and insurance (BNL, BNP Paribas, Intesa Sanpaolo, Mediolanum, Sella, Credem, Nexi, Reale Group, Intesa Vita, TeamSystem, Compass).
The go-to-market is event-driven and selective: scouting is national and international, applications flow through the F6S platform, and selection culminates in annual Bootcamp, Pitch Day, and Demo Day milestones. Fin+Tech has no disclosed revenue of its own and does not charge startups; program costs and capital deployment are funded through promoter commitments. Its customer base is structurally bifurcated between (a) portfolio startups that consume the acceleration product and (b) corporate partners (banks, insurers, payment providers) that gain access to a vetted innovation pipeline and pilot opportunities.
Fin+Tech firmographics
Firmographics- Name
- Fin+Tech
- Legal name
- Fin+Tech
- Website
- https://finplustech.eu
- Company type
- Private
- Founded year
- 2021
- Operating status
- Operating
- Headcount range
- 11–50 employees
- Short description
- Fin+Tech is an Italian fintech and insurtech accelerator, founded in 2021 as part of the CDP National Accelerator Network and operated by Zest and Startupbootcamp. It runs an annual 4-month program, selecting 10 startups per cohort to receive up to €300K in investment plus corporate partner access.
- Ownership category
- akta.pro rank
Fin+Tech industry classification
Industry- Product category
- Startup Accelerator Services
- NAICS
- Open-End Investment Funds (525910)
- SIC
- Finance Services (6199)
- akta.pro primary industry
- Accelerators & Incubators (Investor-Operated) (FSANAAAM)
- akta.pro secondary industry
- Corporate Accelerators & Startup Programs (FSANAHAD)
Keywords
Where Fin+Tech is headquartered
LocationHeadquarters
- HQ city
- Rome
- HQ country
- Italy
- HQ region
- Europe
Offices3 records
Markets served
Fin+Tech business model
Business model- GTM type
- B2B
- Offering type
- Services
- Cost components
- Personnel, Operations, Marketing or Sales, Others
Revenue model
- Equity Investment in Portfolio Startups: Fin+Tech invests in startups participating in its acceleration program, acquiring up to 10% equity stake in each startup in exchange for the initial investment package (approximately 100K€ in cash and services). Top-performing startups receive an additional follow-on investment of approximately 200K€, with Fin+Tech potentially investing further in subsequent fundraising rounds.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Other | Multi-year contract | Initial investment package for all selected startups: up to 100K€ in cash and services |
| Other | Multi-year contract | Follow-on investment for top-performing startups: up to 200K€ |
| Other | Multi-year contract | Total investment package per startup: up to 300K€ |
Go-to-market motion1 record
Distribution channels2 records
Marketing channels6 records
Fin+Tech product offering
Product offeringCore offering
Fin+Tech is a fintech and insurtech accelerator that runs a 4-month program selecting 10 startups per year. Selected startups receive an initial package of approximately €100K in cash and services, with top performers eligible for an additional €200K follow-on investment (up to €300K total), plus mentorship, masterclasses, and direct access to corporate partners from leading Italian banks and insurance companies. The accelerator takes up to a 10% equity stake in each selected startup.
Product overview
Fin+Tech is a fintech and insurtech accelerator program, not a software product company. The company offers a single unified acceleration program that provides selected startups with investment (up to 300K€), mentorship, masterclasses, network access to corporate partners and investors, and follow-on investment opportunities. The program focuses on early-stage startups developing solutions in Regulatory Tech, Blockchain & DeFi, AI & Data, Embedded Finance & Insurance, and Cybersecurity sectors.
Differentiator
Problem solved
Functional benefit
Products and services
- Fin+Tech Acceleration Program A 4-month acceleration program for early-stage fintech and insurtech startups, providing selected participants with an investment package of up to €300K (€100K initial + €200K follow-on for top performers), intensive mentorship, masterclasses from sector experts, dedicated advisors, connections to corporate partners at major Italian banks and insurance companies, and showcase events including Pitch Day, Investor Day, and Demo Day. The program is targeted at startups in Regulatory Tech, Blockchain & DeFi, AI & Data, Embedded Finance & Insurance, and Cybersecurity.
Quantifiable outcome
- 41 startups accelerated in 3 years (2021–2024)
- +4 more outcomes
Companies that use Fin+Tech
Customer profileNamed customers19 records
Segments2 records
Ideal customer profiles2 records
Fin+Tech technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Fin+Tech partnerships and signals
Strategic signalPartnerships
16 partnerships are on record, tiered flagship, core and minor.
- ZestflagshipZest is Italy's leading accelerator with a track record of over 140 startups invested in the last 10 years, 13 exits, and 73 active startups in portfolio. It is recognized as the most active investor in early-stage fintech and insurtech startups in Italy, with 22 fintech startups, 15 financial corporate partners, and €27M+ invested in the segment. Zest develops and manages the Fin+Tech website and provides operational accelerator services.
- StartupbootcampflagshipFounded in 2010, Startupbootcamp is one of the world's leading accelerators and the top accelerator in Europe, active on every continent with 20+ programs receiving over 20,000 applications per year. It has approximately 1,100 startups in its portfolio. Its startups demonstrate a >70% activity rate at 5 years post-program and raise approximately €900K in investments within months of completing the program. Notable exit: German company Relayr acquired by Munich RE in 2019 for €260 million.
- Gruppo CredemcoreGruppo Credem is one of Italy's largest private banking groups, operating through more than 600 branches across 19 Italian regions. It combines technological innovation with individual customer needs and launched its 'Wellbanking' positioning in 2020. Gruppo Credem participates as a corporate partner in Fin+Tech, providing access to its network and innovation needs.
- NexicoreNexi is the European PayTech, listed on Euronext Milan, operating across high-growth European markets. It provides payments technology and services across three segments: Merchant Services & Solutions, Cards & Digital Payments, and Digital Banking & Corporate Solutions. Nexi is a corporate partner in Fin+Tech, offering its technology platform and professional expertise to support portfolio startups.
- Fintech DistrictcoreFintech District is the international community of reference for the fintech and techfin ecosystem in Italy. It acts as an ecosystem aggregator connecting startups, financial institutions, corporate enterprises, professionals, institutions, and investors. The community has over 300 fintech and techfin entities and major corporate members. Founded in 2017, it is part of Fabrick and based in Milan. It provides ecosystem connectivity and open innovation collaboration opportunities for Fin+Tech portfolio startups.
- Reale GroupcoreReale Group is a major Italian insurance group participating as a corporate partner in Fin+Tech, providing access to its innovation needs in the insurtech space.
- TeamSystemcoreTeamSystem is a leading Italian business management software provider participating as a corporate partner in Fin+Tech.
- BNL (Banca Nazionale del Lavoro)minorBNL, part of BNP Paribas group, was a corporate partner during the 2021-2024 triennium period.
- BNP ParibasminorBNP Paribas was a corporate partner during the 2021-2024 triennium period.
- Banco MediolanumminorBanco Mediolanum was a corporate partner during the 2021-2024 triennium period.
- Compass (Credito per l'Italia)minorCompass was a corporate partner during the 2021-2024 triennium period.
- Intesa SanpaolominorIntesa Sanpaolo was a corporate partner during the 2021-2024 triennium period (including Intesa Vita for insurance).
- Banca SellaminorBanca Sella was a corporate partner during the 2021-2024 triennium period.
- ItaliaFintechminorItaliaFintech is an ecosystem partner providing connections to the broader Italian fintech innovation network.
- Swiss InsurtechminorSwiss Insurtech is an ecosystem partner connecting Fin+Tech to the Swiss insurtech innovation ecosystem.
- FPB (Fintech Platform Builder)minorFPB is an ecosystem partner of Fin+Tech.
Scale indicators10 records
Recent moves7 records
Expansion highlights5 records
Fin+Tech competitors and assessment
Company assessmentBroad incumbents
- Techstars: One of the world's largest accelerator operators with dedicated fintech programs. While far larger and more global, Techstars competes with Fin+Tech for international fintech founders and uses the same cohort-based, equity-for-investment model.
- Plug and Play Fintech: Global accelerator and corporate innovation platform with a dedicated fintech vertical and partnerships with major banks. Comparable as a fintech-specific cohort accelerator with strong corporate partner distribution.
Direct peers
- H-FARM: Italian innovation platform combining acceleration, venture investment, and corporate open innovation. Comparable to Fin+Tech as a domestic Italian accelerator with corporate partner ecosystems, though it spans multiple sectors rather than fintech-only.
- Startupbootcamp: Global accelerator operator with deep fintech programs and 1,100+ portfolio startups. It is both a co-promoter of Fin+Tech and a direct comparable running similar cohort-based fintech/insurtech acceleration programs across multiple geographies.
- Zest: Italy's leading early-stage fintech/insurtech investor with 140+ startups accelerated and 13 exits. It is both the operational operator of Fin+Tech and its closest domestic comparable, running similar cohort-based programs in the same geography.
- Luiss EnLabs: Italian startup accelerator backed by Luiss University and LVenture Group, running cohort-based programs with investment and mentorship. Directly competes for early-stage Italian founders and is comparable in cohort size and stage focus.
Emerging players
- Barclays Rise: Bank-run fintech accelerator (by Barclays) that combines cohort programs with corporate partner access. Comparable to Fin+Tech's bank-led model though focused on the UK market and serving as an in-house innovation channel rather than a multi-bank network.
- Fintech District: Italian fintech ecosystem community and corporate innovation hub connected to Fabrick. It is both an ecosystem partner of Fin+Tech and a comparable ecosystem builder offering startups corporate introductions and visibility, though it does not run an investment-bearing acceleration program.
Others
- CDP Venture Capital SGR: State-backed Italian venture capital firm (€1B+ AUM) and Fin+Tech's anchoring financial backer. Comparable as a wider ecosystem capital allocator, and the parent organization that could host scaled-up versions of Fin+Tech across other CDP-backed accelerator programs.
Regional players
- ItaliaFintech: Italian fintech ecosystem association connecting startups, banks, and investors. Functions as an ecosystem-level peer to Fin+Tech in the Italian market by aggregating and promoting fintech innovation, though without a cohort-based accelerator program.
Market position
Strengths5 records
Weaknesses5 records
Competitive moat5 records
Key risks6 records
Key highlights5 records
Customer concentration
Fin+Tech social profiles
Digital presenceFin+Tech financial estimates
Financial estimateRevenue estimate
Valuation estimate
Fin+Tech leadership team
Management profileNumber of profiles
Profiles1 record
Fin+Tech funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Fin+Tech M&A and investment
M&A and investmentM&A
Investments11 records
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Fin+Tech
What does Fin+Tech do?
Fin+Tech is a fintech and insurtech accelerator that runs a 4-month program selecting 10 startups per year. Selected startups receive an initial package of approximately €100K in cash and services, with top performers eligible for an additional €200K follow-on investment (up to €300K total), plus mentorship, masterclasses, and direct access to corporate partners from leading Italian banks and insurance companies. The accelerator takes up to a 10% equity stake in each selected startup.
Is Fin+Tech a public or private company?
Fin+Tech is a private company. It is classified as state government owned and is currently operating.
When was Fin+Tech founded?
Fin+Tech was founded in 2021. It employs 11 to 50 people.
Where is Fin+Tech based?
Fin+Tech is headquartered in Rome, Italy, in the Europe region.
How does Fin+Tech make money?
One revenue line is on record: equity Investment in Portfolio Startups.
Who are Fin+Tech's main competitors?
Broad incumbents on record are Techstars and Plug and Play Fintech. Direct peers are H-FARM, Startupbootcamp, Zest and Luiss EnLabs. Emerging players are Barclays Rise and Fintech District. CDP Venture Capital SGR is listed as an others. ItaliaFintech is listed as a regional player.
Does Fin+Tech have an API?
No public API is recorded for Fin+Tech.
What industry is Fin+Tech in?
Fin+Tech's product category is Startup Accelerator Services. Its primary akta.pro industry code is FSANAAAM, Accelerators & Incubators (Investor-Operated), with a secondary code of FSANAHAD, Corporate Accelerators & Startup Programs. Its NAICS code is 525910 and its SIC code is 6199.