Al Ramz

What Al Ramz does

Al Ramz is an Abu Dhabi-headquartered, ADX-listed financial services group founded in 1998 that provides brokerage, asset management, corporate finance advisory, market making, lending, and borrowing services to retail, institutional, and regional clients across the GCC. The group operates through Al Ramz Corporation Investment and Development PJSC (Category 2 and 5 SCA licenses covering investment fund management and financial advisory) and Al Ramz Capital LLC (Category 1 and 5 SCA licenses covering trading, clearing, and international markets brokerage). Its core technology stack centers on a proprietary digital trading platform delivered via a mobile app (iOS and Android) and web portal (webtrade.alramz.ae), which gives clients access to UAE, regional GCC, and US equity markets with real-time prices, market insights, and trading tools, supplemented by a broker partnership on TradingView that extends reach to 15,000+ global users.

The company's revenue model is diversified across transaction-based brokerage commissions, recurring asset management fees on three open-ended funds (Horizons GCC Sukuk Fund, Fortitude GCC Equity Fund, and Sky One Money Market Fund), recurring market-making and liquidity provision on ADX and other regional exchanges, and digital platform monetization through its Digital Financial Mall. In 2025, Al Ramz reported record net commission income of AED 159.4 million (+86% YoY), a 101% increase in asset management fees, a 63% rise in market-making revenues, and a 388% jump in online revenues, producing a 202% YoY increase in net profit to AED 48.2 million. Distribution combines a direct-to-consumer self-serve app and web platform with direct enterprise relationship management for institutional mandates, an Etihad Guest Miles rewards program for retail acquisition, and a partnership with Oud Capital to raise a SAR 650 million Sharia-compliant real estate fund for the Al Ramz Front residential project in Jeddah, marking the group's expansion into Saudi real estate development alongside its traditional capital markets business.

Name

Al Ramz

Legal name

Al Ramz Corporation Investment and Development PJSC

Website

https://alramz.ae

Company type

Public

Founded year

1998

Operating status

Operating

Headcount range

51–100 employees

Short description

Al Ramz is an Abu Dhabi-headquartered, ADX-listed financial services group providing brokerage, asset management, market making, and corporate finance advisory to retail and institutional clients across the GCC, via a proprietary mobile and web trading platform.

Ownership category

akta.pro rank

Product category

Securities Brokerage and Asset Management

NAICS

Securities, Commodity Contracts, and Other Financial Investments and Related Activities (523)

SIC

Security Brokers, Dealers & Flotation Companies (6211), Security & Commodity Brokers, Dealers, Exchanges & Services (6200), Asset-Backed Securities (6189)

akta.pro primary industry

Islamic Private Banking & Wealth (FSABAGAD)

akta.pro secondary industries

Sukuk Origination & Structuring (Bank-led) (FSABAGAL), Shariah-compliant Financing Products (Murabaha, Ijara, Tawarruq, Istisna, Salam) (FSABAGAH), Shariah Governance, Compliance & Advisory (Shariah Boards, Audit, Fatwa) (FSABAGAJ), Securities Borrowing & Lending (Equities/Bonds) (FSACAIAC)

Keywords

• Securities brokerage
• Asset management
• Market making
• Corporate finance advisory
• Trading platform

Headquarters

HQ city

Abu Dhabi

HQ country

United Arab Emirates

HQ region

Middle East

Offices2 records

Markets served

GTM type

B2B

Offering type

Services

Cost components

Personnel, Technology or R&D, Operations, Marketing or Sales, Infrastructure

Revenue model

1. Brokerage Commissions: Net commission income from brokerage services across UAE, regional, and US equity markets. In 2025, net commission income reached a record AED 159.4 million, an 86% surge year-over-year.
2. Asset Management Fees: Fees from managing investment funds including Fortitude GCC Equity Fund, Horizons GCC Sukuk Fund, and Sky One Money Market Fund. Asset management fees increased 101% in 2025.
3. Market Making: Revenue from providing liquidity services as a registered market maker on ADX and other regional exchanges. Market-making revenues rose 63% in 2025.
4. Digital Financial Mall: Revenue from the company's proprietary digital financial services platform, which saw a 388% jump in online revenues.
5. Real Estate Development and Marketing: Al Ramz acts as landowner, developer, and exclusive marketer for real estate projects including the Al Ramz Front residential community in Jeddah (Saudi Arabia), with an approximately SAR 81.6 million investment.

Pricing tiers

Go-to-market motion3 records

Distribution channels4 records

Marketing channels7 records

Core offering

Al Ramz is a UAE-based financial services firm providing brokerage (equities and fixed income) across UAE, regional GCC, and US markets, asset management via Sharia-compliant and conventional funds, market making/liquidity provision on regional exchanges, and corporate finance advisory. The firm distributes its services through a proprietary mobile trading app, a web-based trading platform, and a partnership with TradingView.

Product overview

Al Ramz offers a unified trading platform with both mobile app and web-based access to UAE, regional, and US markets. The core product suite includes the Al Ramz Trading App and WebTrade Platform, complemented by three investment funds: Horizons GCC Sukuk Fund (USD-denominated, Shariah-compliant sukuk fund), Fortitude GCC Equity Fund (AED-denominated GCC equities fund), and Sky One Money Market Fund. Additional services include brokerage (equities and fixed income), market making/liquidity providing, corporate finance, and research. The company also partners with TradingView for expanded market access.

Differentiator

Problem solved

Functional benefit

Brands

• Horizons GCC Sukuk Fund: Open-ended, USD-denominated fund investing primarily in investment-grade GCC sukuk and Islamic money market instruments, designed to generate income and capital growth in a Shariah-compliant framework.
• Fortitude GCC Equity Fund
• Sky One Fund
• ARAM Capital Partners

Products and services

• Al Ramz Mobile Trading App Mobile trading application available on iOS and Android that provides self-serve account opening and trading access to UAE, regional GCC, and US equity markets with real-time market data and insights.
• WebTrade Platform Web-based trading platform for self-serve account opening and execution of buy/sell orders in UAE, regional, and US markets.
• Brokerage Services Execution and clearing brokerage for equities and fixed income across UAE, regional GCC, and US markets, with direct access and real ownership of shares.
• Market Making / Liquidity Providing Registered market-making and liquidity provision services on ADX and other regional exchanges, including acting as liquidity provider for listed names such as PureHealth Holding.
• Corporate Finance Advisory Corporate finance advisory covering capital raising, IPO support, and strategic transactions for corporate and institutional clients.
• Research Services Equity research, market insights, and publications (including the CEO Series) covering UAE, GCC, and US markets for institutional and retail clients.
• Fortitude GCC Equity Fund Open-ended, AED-denominated investment fund providing actively managed exposure to GCC equities, targeting an absolute return of approximately 8% per annum with a 1.25% management fee and 20% performance fee above an 8% hurdle; minimum initial subscription AED 50,000.
• Horizons GCC Sukuk Fund Open-ended, USD-denominated Sharia-compliant fund investing in investment-grade GCC sukuk and Islamic money market instruments, with a 1.0% management fee, minimum initial subscription of USD 10,000, and weekly dealing.
• Sky One Money Market Fund Money market fund managed by Al Ramz as part of its asset management product suite, providing investors with short-term liquidity and capital preservation.

Quantifiable outcome

• 202% increase in net profit (AED 48.2 million) in 2025
• +4 more outcomes

Named customers3 records

Segments4 records

Ideal customer profiles3 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Integration1 record

Feature2 records

Partnerships

Four partnerships are on record, tiered core and minor.

• Minhaj AdvisorycoreOthers · 13 April 2026Minhaj Advisory serves as the dedicated Sharia advisor for the Horizons GCC Sukuk Fund, ensuring the fund's operations comply with Sharia principles. Minhaj provides ongoing Sharia oversight for the fund.
• Oud CapitalcoreStrategic or Co-development Partner · 31 March 2026Al Ramz Real Estate and Oud Capital are jointly launching a SAR 650 million ($173.3 million) Sharia-compliant real estate investment fund to finance the construction of Al Ramz Front, an integrated residential community with 900 homes in Jeddah's Al Firdous district. Al Ramz serves as landowner (with SAR 81.6 million investment), developer, and exclusive marketer, while Oud Capital manages the fund.
• TradingViewcoreTechnology or Integration · 27 November 2025Al Ramz joined TradingView as a broker partner, making its brokerage services available directly through the TradingView platform. This enables Al Ramz to reach TradingView's global user base and offer direct trading access to UAE and international markets.
• Etihad AirwaysminorGTM or Marketing PartnerAl Ramz runs a rewards partnership with Etihad Airways offering up to 250,000 Etihad Guest Miles for new account openings and trading activity, as well as an ADX trading competition with 1 million Etihad Guest Miles as the grand prize.

Scale indicators10 records

Recent moves6 records

Expansion highlights6 records

Direct peers

• SHUAA Capital: UAE-based publicly listed financial services firm offering asset management, brokerage, corporate finance, and market making across the GCC. Directly comparable to Al Ramz in product mix, regional focus, and Sharia-compliant offerings.
• Arqaam Capital: UAE-headquartered investment bank specializing in brokerage, asset management, and corporate finance across emerging markets, particularly the MENA region. Highly comparable in product mix and regional focus.

Broad incumbents

• EFG Hermes: Leading regional investment bank with brokerage, asset management, and corporate finance across the GCC and emerging markets. Comparable to Al Ramz as a multi-product regional financial services franchise, though significantly larger and more diversified.
• FAB Securities: Securities arm of First Abu Dhabi Bank, the UAE's largest bank, providing brokerage, research, and trading services. Comparable as a UAE-based securities firm competing in the same retail and institutional brokerage segments where Al Ramz holds a top-5 ranking.
• Emirates NBD Securities: Brokerage subsidiary of Emirates NBD offering equities trading, research, and online trading platforms in the UAE. Direct competitor in UAE retail brokerage with similar digital platform-led GTM motion.
• ADCB Securities: Securities arm of Abu Dhabi Commercial Bank providing UAE brokerage and trading services. Comparable UAE-headquartered brokerage competing for retail trading volume on ADX and DFM.
• Mubadala Investment Company: Abu Dhabi sovereign wealth investor with significant capital markets, asset management, and corporate finance activities. Adjacent in the UAE financial ecosystem with overlap in institutional mandates and GCC market participation.

Regional players

• Derayah Financial: Saudi Arabia-based financial services firm offering brokerage, asset management, and corporate finance. Comparable as a regional peer in the GCC brokerage and asset management space, focused on the Saudi market.
• Riyad Capital: Saudi Arabia's largest investment bank by assets under management, providing brokerage, asset management, and investment banking. Comparable as a GCC asset management and brokerage peer with Sharia-compliant product offerings.
• Alinma Investment: Saudi-based Sharia-compliant investment services firm offering brokerage, asset management, and investment banking. Comparable as a Sharia-focused GCC financial services peer with similar product positioning.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat5 records

Key risks5 records

Key highlights7 records

Customer concentration

• Xtwitter.com/AlRamz_PJSC
• LinkedInlinkedin.com/company/alramzpjsc

Compliance1 record

Revenue estimate

Valuation estimate

Number of profiles

Profiles4 records

Subsidiaries1 record

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Al Ramz