Tenfold

What Tenfold does

Tenfold is a 501(c)(3) nonprofit social services organization headquartered in Lancaster, Pennsylvania, formed in January 2021 through the merger of Tabor Community Services and Lancaster Housing Opportunity Partnership (LHOP), combining over 80 years of collective expertise in housing and financial empowerment services. It operates a continuum of housing services in South Central Pennsylvania — including emergency shelter (TLC, a 52-room hotel-conversion shelter at 105 E. King St.), community outreach to unsheltered individuals (CHART), community lending for first-time homebuyers, fair housing rights education, eviction prevention and diversion, financial empowerment counseling, and a reentry housing program for single mothers leaving prison (Beth Shalom). The organization serves individuals and families experiencing homelessness, first-time homebuyers, renters, veterans, people with disabilities, and individuals seeking financial stability, with bilingual (English/Spanish) service delivery both in-person and online.

The organization generates revenue through diversified nonprofit streams: individual and corporate donations (including an annual banquet and Camp Out for Homelessness fundraiser during ExtraGive), government grants and contracts from HUD, the City of Lancaster, Lancaster County, and Lancaster County Housing & Redevelopment Authorities, fees from an 8-hour First Time Homebuyer education course priced at $55 per participant (fee-waived for veterans), and interest and servicing income from a community lending program that deployed approximately $556,129 in first-time homebuyer loans in the most recent fiscal year. It holds 501(c)(3) status, Council On Accreditation accreditation, and NFCC membership, and operates from multiple Lancaster County locations with recent geographic expansion into Lebanon, York, and Adams Counties through partnerships with the Affordable Housing Council of Lebanon and the York Bar Association. There is no proprietary technology platform; the online education delivery runs on the third-party ehomeamerica.org platform, and the organization's go-to-market is community-led through direct outreach, referral networks, educational content, and case management.

Name

Tenfold

Legal name

Tenfold

Website

https://wearetenfold.org

Company type

Private

Founded year

2021

Operating status

Operating

Headcount range

11–50 employees

Short description

Tenfold is a Lancaster, PA-based 501(c)(3) nonprofit formed in 2021 from the merger of Tabor Community Services and LHOP, delivering a continuum of housing services — emergency shelter, homelessness outreach, homebuyer education, community lending, eviction diversion, and financial counseling — to individuals and families across South Central Pennsylvania.

Ownership category

akta.pro rank

Product category

Homeless Services and Housing Assistance

NAICS

Individual and Family Services (6241), Other Community Housing Services (624229), Community Housing Services (62422), Emergency and Other Relief Services (624230)

SIC

Services-Social Services (8300)

akta.pro primary industry

Housing Assistance & Homeless Services (BPAGAEAB)

Keywords

• Homeless services
• Emergency shelter
• Affordable housing
• First-time homebuyer education
• Community lending

Headquarters

HQ city

Lancaster

HQ country

United States

HQ region

North America

Offices4 records

Markets served

GTM type

B2C

Offering type

Services

Cost components

Personnel, Operations, Infrastructure, Marketing or Sales, Others

Revenue model

1. Donations and Fundraising: Tenfold receives charitable donations from individuals, corporations, and foundations through its website donation portal and annual fundraising events such as the Annual Banquet and Camp Out for Homelessness fundraiser during ExtraGive.
2. Educational Program Fees: The organization generates revenue through homebuyer education classes priced at $55.00 per participant, with fee waivers available for veterans. Classes are offered in English and Spanish, both in-person and through an online platform.
3. Community Lending Program: Tenfold provides loans to support first-time homebuyers, generating revenue through interest and loan servicing. Approximately $556,129 in loans were provided to support first-time homebuyers in the most recent reporting period.
4. Government Grants and Contracts: As a nonprofit housing organization, Tenfold receives funding from government sources including the City of Lancaster, Lancaster County, Lancaster County Housing & Redevelopment Authorities, and the US Department of Housing and Urban Development (HUD).

Pricing tiers

Go-to-market motion1 record

Distribution channels5 records

Marketing channels6 records

Core offering

Tenfold is a nonprofit social services organization that delivers a continuum of housing and financial empowerment programs — emergency shelter, homelessness outreach, fair housing education, first-time homebuyer classes, community lending, financial counseling, and reentry housing — to individuals and families experiencing homelessness or working toward homeownership in South Central Pennsylvania.

Product overview

Tenfold is a nonprofit organization offering a comprehensive continuum of housing and financial empowerment services, formed from the merger of Tabor Community Services, Lancaster Housing Opportunity Partnership (LHOP), and TLC. The organization operates multiple interconnected programs including emergency shelter (TLC), homelessness outreach (CHART), housing rights education, community lending for first-time homebuyers, financial empowerment education, and reentry housing support (Beth Shalom). Services are delivered through in-person classes at Lancaster, York, and Adams County locations, as well as an online platform through ehomeamerica.org.

Differentiator

Problem solved

Functional benefit

Products and services

• TLC (Temporary Living Center) Emergency Shelter A 52-room emergency and temporary housing facility in Lancaster, PA providing hotel-style rooms with private bathrooms for individuals, couples, families, and veterans experiencing homelessness; includes the Veterans' Victory House (VVH) program, personalized case management, individualized housing plans, and support finding employment, training, education, and housing.
• Housing Rights and Resources Center Provides fair housing education, landlord-tenant resources, and assistance for individuals navigating housing challenges, including eviction diversion support.
• CHART (Community Homeless Assessment & Referral Team) Outreach team that locates and identifies unsheltered individuals in rural and urban areas of Lancaster County, offering supplies, assistance accessing healthcare and supportive services, and help identifying housing options.
• Tenfold Community Lending Provides loans to support first-time homebuyers and increases the supply of affordable housing through development of new housing units; approximately $556,129 in loans were provided to first-time homebuyers in the most recent reporting period (July 2023-June 2024).
• Beth Shalom Reentry Housing Program A referral-based program striving to end prison recidivism by providing Christian interim housing for single mothers leaving prison, where they can reunite with children and be empowered with skills for self-sufficiency.
• First Time Homebuyer Education Classes Eight-hour homebuyer education course for first-time homebuyers covering credit evaluation, budgeting, the closing process, and homeownership preparation; priced at $55 per participant (veteran fee waived with DD214), offered in English and Spanish in-person and self-paced online through ehomeamerica.org/wearetenfold; graduates receive a Homebuyer Certificate and one-on-one counseling.
• Financial Empowerment Center Provides educational opportunities and counseling for navigating paths to housing stability, homeownership, and wealth-building activities, including budgeting workshops.
• Eviction Diversion Program Program available to individuals and families involved in the eviction court process through Magisterial District Judge Adam Witkonis' court within the SoWe neighborhood of Lancaster, designed to help eligible residents navigate housing challenges and work toward maintaining safe and stable housing.
• SoWe (Southwest Lancaster) Community Initiative Community initiative and coalition for sustainable housing in the SoWe neighborhood of Lancaster, Pennsylvania.

Quantifiable outcome

• 1,130 individuals received outreach services for homelessness in Lancaster County (July 2023-June 2024)
• +3 more outcomes

Named customers3 records

Segments8 records

Ideal customer profiles3 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Partnerships

13 partnerships are on record, tiered core and minor.

• Fig IndustriescoreOthersFig Industries is a local brand marketing and design studio that collaborated closely with Tenfold to develop the new name and brand identity following the merger of Tabor Community Services and Lancaster Housing Opportunity Partnership. The partnership involved extensive exercises and meetings to create the Tenfold brand, including the logo symbolizing multiplication and fruitfulness, and the tagline 'Unlocking Opportunity.'
• The Affordable Housing Council of LebanonminorStrategic or Co-development PartnerPartnership for providing First Time Homebuyer Classes in Lebanon County. Tenfold offers homebuyer education courses in association with The Affordable Housing Council of Lebanon, expanding services beyond Lancaster County into adjacent communities.
• Community Services GroupminorStrategic or Co-development PartnerCommunity partner that helped connect Tenfold's CHART and Outreach teams with resources for serving clients with disabilities, specifically involved in helping Isaiah access sign language interpretation services.
• Union Community CareminorStrategic or Co-development PartnerHealthcare partner that connected Tenfold with resources for serving clients with disabilities, helping facilitate care coordination for Isaiah who was deaf and mute.
• Disability Empowerment Center (DEC)minorStrategic or Co-development PartnerPartner organization that provided sign language interpretation services for Isaiah's CHART assessment. The DEC team member had prior relationship with Isaiah and provided essential translation services to accommodate his communication needs.
• PAHrtners of PhiladelphiaminorStrategic or Co-development PartnerHousing provider offering residential housing for people with disabilities. Referenced as a potential placement option for Isaiah, a deaf and mute individual experiencing homelessness, to live in a community with others who share his communication needs.
• Lancaster Behavioral Health and Development ServicesminorStrategic or Co-development PartnerPartner agency that provided guidance on steps Isaiah would need to qualify for a support coordinator through their services, helping facilitate his access to residential housing programs.
• Office of AgingminorStrategic or Co-development PartnerExisting partner already working with Isaiah who was willing to shepherd him through the eligibility process for disability services, facilitating coordination across multiple agencies.
• York Bar AssociationminorStrategic or Co-development PartnerPartnership established to provide new eviction prevention services through the revamped York Rental Stability Network, expanding Tenfold's reach into York County with legal support services.
• St. John's Episcopal Church / Women of Fun, Faith, and Fellowship (F3)minorStrategic or Co-development PartnerChurch group that volunteers monthly at Beth Shalom, bringing 'Fun, Faith, and Fellowship' to program participants. F3 women support single mothers leaving prison through the Beth Shalom interim housing program.
• Lancaster BarnstormersminorStrategic or Co-development PartnerProfessional baseball team that hosted the Camp Out for Homelessness fundraising event at Clipper Magazine Stadium during ExtraGive, providing venue for community awareness and fundraising activities.
• City of LancastercoreStrategic or Co-development PartnerGovernment partner providing financial support for fair housing education and outreach efforts. Collaborates with Tenfold on updating data regarding unsheltered populations and addressing housing challenges in the city.
• Lancaster CountycoreStrategic or Co-development PartnerCounty government partner providing funding for fair housing education and advocacy efforts. Works with Tenfold on addressing housing instability in both county and city limits.

Scale indicators6 records

Recent moves8 records

Expansion highlights5 records

Direct peers

• Habitat for Humanity International: Global nonprofit that builds affordable housing and operates homebuyer education and lending pathways. Directly comparable to Tenfold's homeownership and community lending programs, with similar reliance on donations, volunteer labor, and below-market lending products.
• Volunteers of America: National nonprofit operating emergency shelters, reentry housing, and supportive services for people experiencing homelessness and veterans. Directly comparable to Tenfold's TLC shelter, Beth Shalom reentry program, and Veterans' Victory House program.
• Mercy Housing: Nonprofit affordable housing developer and service provider operating across multiple U.S. states. Comparable to Tenfold's combined housing development, resident services, and community lending activities, though at substantially larger scale.
• NeighborWorks America: National network of housing counseling and community lending nonprofits. Tenfold's role as a HUD-approved counseling agency providing homebuyer education and community lending closely mirrors the NeighborWorks affiliate model.
• Enterprise Community Partners: National nonprofit developer and financier of affordable housing. Comparable to Tenfold through community lending, housing counseling, and affordable housing creation, though Enterprise operates at much larger geographic and capital scale.
• Catholic Charities USA: Federated nonprofit delivering housing, shelter, financial counseling, and reentry services through diocesan agencies. Directly comparable to Tenfold's mixed portfolio of shelter, financial empowerment, and reentry housing, with deeper faith-based framing.
• National Foundation for Credit Counseling (NFCC): National umbrella network of credit counseling agencies, of which Tenfold is an NFCC member. Comparable on financial counseling, housing counseling, and homebuyer education service lines.

Broad incumbents

• United Way: Largest U.S. federated fundraising nonprofit, often a pass-through funder for community organizations like Tenfold. Comparable as a fundraising mechanism and community-services convener, though operating at vastly broader scale.

Regional players

• Lancaster County Housing & Redevelopment Authorities: Local government housing authority operating in the same Lancaster County geography as Tenfold. Provides public-sector housing vouchers and development, overlapping with Tenfold's housing counseling and affordable housing creation services.
• York County Community Foundation: Regional grantmaker and convener in York County where Tenfold is expanding via the York Rental Stability Network. Comparable as a community funding and convening partner, though operating as a foundation rather than direct service provider.

Market position

Strengths1 record

Weaknesses5 records

Competitive moat4 records

Key risks2 records

Key highlights7 records

Customer concentration

• Xx.com/tenfoldorg

Compliance3 records

Revenue estimate

Valuation estimate

Number of profiles

Profiles3 records

Subsidiaries3 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Tenfold