What Super SA does

Super SA is the administrator of the South Australian Government's public sector superannuation schemes, headquartered in Adelaide, Australia. It administers four principal products — Triple S (an untaxed accumulation fund for SA Government employees), Super SA Select (a taxed fund extended via a Limited Public Offering to non-Government employers), Income Stream (a retirement income product accessible from age 60), and the Flexible Rollover Product — alongside group insurance offerings (Income Protection, Death, and Total and Permanent Disablement) and member education tools including calculators, webinars, and licensed financial planners. The organisation has operated for over 120 years (since c. 1900) and employs between 101 and 250 staff.

The underlying technology stack consists of digital member and employer self-service portals for account management, investment selection, and contribution processing, with phone support, an Adelaide Member Centre at 151 Pirie Street, and supplementary education channels. Investment management is outsourced to Funds SA, a separate SA Government-owned corporation that has managed the schemes' investment strategies since 1995. Super SA is an Exempt Public Sector Scheme under the Superannuation Industry (Supervision) Act 1993 and is therefore not regulated by ASIC or APRA; it is governed by the Superannuation Act 1988, the Southern State Superannuation Act 2009, and the Public Corporations Act 1993.

The business model is subscription-style recurring administration: member fees and charges applied across the managed schemes, with employer contributions set at 12% of salary under legislation. The customer base is structurally the SA Government public sector workforce for Triple S, with the Limited Public Offering (effective 30 November 2022) extending Super SA Select to a narrower pool of non-Government employer contributors. The go-to-market motion is direct-to-consumer via the digital portal, supplemented by in-person and phone support; recent strategic moves include the Fund Selection / LPO launch (2022), Super on Paid Parental Leave (July 2025), and ongoing buildout of licensed financial planning services.

Name

Super SA

Legal name

Super SA

Website

https://supersa.sa.gov.au

Company type

Private

Founded year

1900

Operating status

Operating

Headcount range

101–250 employees

Short description

Super SA administers superannuation, insurance, and retirement planning schemes for South Australian public sector employees. It offers Triple S, Super SA Select, Income Stream, and Flexible Rollover Product, with investment management handled by Funds SA under SA Government oversight.

Ownership category

akta.pro rank

Headquarters

HQ city

Adelaide

HQ country

Australia

HQ region

Oceania

Offices1 record

Markets served

GTM type

B2C

Offering type

Services

Cost components

Personnel, Operations, Technology or R&D, Infrastructure, Marketing or Sales

Revenue model

1. Superannuation Administration: Super SA administers superannuation schemes for South Australian public sector employees, generating revenue through member fees and charges associated with account administration, investment management, and insurance coverage within the schemes.

Go-to-market motion1 record

Distribution channels5 records

Marketing channels4 records

Core offering

Super SA administers public sector superannuation schemes for South Australian Government employees, offering the Triple S untaxed accumulation fund, Super SA Select taxed fund, Income Stream retirement income product, and Flexible Rollover Product, together with bundled insurance (Income Protection, Death, TPD), access to licensed financial planners, and educational resources. Contributions, fees, and the default scheme are set under South Australian legislation, with investment management provided by the government-owned Funds SA.

Product overview

Super SA is a portfolio of superannuation products administered by the South Australian Government. The core offering consists of Triple S (an untaxed accumulation fund for SA government employees), Super SA Select (a taxed fund option), Income Stream (a retirement income product), and Flexible Rollover Product. The portfolio also includes insurance products (Income Protection, Death, and TPD), online planning tools (calculators and risk profiler), webinars and seminars, and access to financial planning services. Members can grow their super through salary sacrifice, after-tax contributions, and government co-contributions, and access funds through retirement income streams or transition to retirement strategies.

Differentiator

Problem solved

Functional benefit

Brands

• Triple S: An untaxed superannuation accumulation fund for South Australian government employees. Triple S is the default scheme where members' super can grow over time with employer contributions and investment returns.
• Super SA Select
• Income Stream
• Flexible Rollover Product

Products and services

• Triple S Untaxed accumulation superannuation scheme for South Australian Government employees, with tax deferred until members access their super. Supports accumulation through employer and voluntary contributions, with multiple investment options and bundled insurance.
• Income Stream Retirement income product that allows members to access their super from age 60. Members can choose payment amount and frequency, and access additional lump sums as required.
• Flexible Rollover Product Flexible superannuation rollover product that lets members move their super into Super SA and continue investing for retirement with access to funds when needed.
• Super SA Select Taxed superannuation fund available to eligible members, including those with non-SA Government employers through the Limited Public Offering. Accepts employer contributions from non-Government employers.
• Income Protection Insurance Income protection insurance for SA public sector employees, providing ongoing income if a member is unable to work due to illness or injury.
• Death Insurance Life insurance that pays a lump sum to nominated beneficiaries when a member dies, easing the financial impact on dependants.
• Total and Permanent Disablement (TPD) Insurance TPD insurance that pays a lump sum if a member becomes totally and permanently disabled, providing financial protection for the member and family.
• Financial Planning Services Financial planning service delivered through licensed financial planners, covering retirement planning, transition to retirement strategies, estate planning, and investment advice for Super SA members.

Segments2 records

Ideal customer profiles2 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Integration2 records

Partnerships

One partnership is on record.

• Funds SAcoreTechnology or IntegrationFunds SA is a South Australian government-owned corporation that designs and implements investment strategies for all Super SA schemes. They review and monitor investment performance to ensure objectives are met. This partnership has been in place since 1995, with Funds SA acting as the dedicated fund manager for South Australian public sector superannuation.

Scale indicators2 records

Recent moves5 records

Expansion highlights4 records

Direct peers

• Aware Super: One of Australia's largest super funds, originally built around NSW public sector employees and now operating nationally. Highly comparable as a public-sector-rooted superannuation fund offering accumulation, pension, and insurance products.
• REST (Retail Employees Superannuation Trust): Industry super fund covering retail, fast food, and broader white-collar workers. Comparable as a multi-product superannuation fund with accumulation, retirement income, and insurance offerings competing for the same member wallets.
• HOSTPLUS: Industry super fund for hospitality, tourism, sport and recreation workers. Comparable as a full-service accumulation and retirement income fund with insurance, competing for member choice under Australia's open super environment.
• Cbus: Industry super fund for construction and building trades. Comparable as a comprehensive accumulation, retirement income, and insurance provider competing in the same Australian super market.
• Vision Super: Public-sector super fund originally built around Victorian local government and emergency services workers. Closely comparable as a regional/state-focused public sector superannuation scheme with accumulation and pension products.
• Statewide Super (now part of Spirit Super): Tasmania-based super fund historically focused on public sector and not-for-profit employees. Comparable as a state-rooted public sector super scheme with accumulation, retirement, and insurance offerings.
• NGS Super: Industry super fund for non-government schools and education-sector employees. Comparable as a sector-focused accumulation, retirement income, and insurance super fund serving a defined employment vertical.
• TelstraSuper: Corporate super fund originally established for Telstra employees, now open to broader membership. Comparable as a defined-cohort super fund offering accumulation, retirement income, and insurance to a closed employer base plus selective open channels.
• Energy Super: Industry super fund for energy-sector and related employees, with accumulation, defined benefit, retirement income, and insurance. Comparable as a full-service superannuation scheme serving a defined employment cohort.

Broad incumbents

• AustralianSuper: Australia's largest super fund, serving a broad base of private and public sector members. A key competitor for SA public sector employees choosing between funds under the post-2022 open-choice regime.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat5 records

Key risks6 records

Key highlights7 records

Customer concentration

Compliance4 records

Revenue estimate

Valuation estimate

Number of profiles

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Super SA