Paygration
- Company typePrivate
- Founded2008
- HeadquartersScottsdale, United States
- Headcount1–10
- GTM typeB2B
- OfferingSoftware
Paygration firmographics
Firmographics- Name
- Paygration
- Legal name
- Paygration, Inc.
- Website
- https://paygration.com
- Company type
- Private
- Founded year
- 2008
- Operating status
- Operating
- Headcount range
- 1–10 employees
- Ownership category
- akta.pro rank
Paygration industry classification
Industry- Product category
- Business Accounting Software
- NAICS
- Financial Transactions Processing, Reserve, and Clearinghouse Activities (522320)
- SIC
- Wholesale-Computers & Peripheral Equipment & Software (5045), Services-Computer Processing & Data Preparation (7374)
- akta.pro primary industry
- Embedded Payments (Pay-ins, Pay-outs, Wallets) (FSAGALAB)
- akta.pro secondary industries
- Merchant-of-Record (MoR) & Payment Facilitation (PayFac) Infrastructure (FSAGABAE), Bill Pay, Invoicing & Payables Platforms (BPAMAFAF)
Keywords
Where Paygration is headquartered
LocationHeadquarters
- HQ city
- Scottsdale
- HQ country
- United States
- HQ region
- North America
Offices3 records
Markets served
Paygration business model
Business model- GTM type
- B2B
- Offering type
- Software
- Cost components
- Personnel, Marketing or Sales, Technology or R&D, Operations, Infrastructure
Revenue model
- QuickBooks Product Sales (Subscription): Paygration resells Intuit QuickBooks products including QuickBooks Online plans (Simple Start, Essentials, Plus, Advanced), QuickBooks Desktop Enterprise (Silver, Gold, Platinum, Diamond editions), and associated add-ons (payroll, time tracking, cloud hosting) as an authorized Elite Solution Provider. Revenue is recurring subscription-based, often bundled with promotional discounts (e.g., 50% off for first 3 months).
- Integrated Payment Processing: Paygration earns transaction fees on credit card and ACH payments processed through its proprietary payment gateway and integrated payment solutions. Rates start as low as 1.50% per transaction. Revenue is usage-based and transaction-fee driven.
- Payment Gateway Subscription & Services: The Paygration Payment Gateway provides a monthly subscription-based platform for payment processing with features including fraud control, tokenization, and interchange optimization, generating recurring gateway fees alongside transaction revenue.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Subscription | Monthly | Simple Start - 1 User, $19/month or $399/year |
| Subscription | Monthly | Essentials - 3 Users, $37.50/month or $787.50/year |
| Subscription | Monthly | Plus - 5 Users, $57.50/month or $1,207.50/year |
| Subscription | Monthly | Advanced - 25 Users + 3 Accountant Seats, $137.50/month or $2,887.50/year |
| Subscription | Monthly | QuickBooks Enterprise Silver - Starting at $143.20/month or $1,498.40/year |
| Subscription | Monthly | QuickBooks Enterprise Gold - $178.40/month |
| Subscription | Monthly | QuickBooks Enterprise Platinum - $212.80/month |
| Subscription | Monthly | QuickBooks Enterprise Diamond - $357.60/month (20% off MSRP for 1st year) |
| Subscription | Monthly | QuickBooks Online Payroll Core - $25/month + $6.50/employee |
| Subscription | Monthly | QuickBooks Online Payroll Elite - $67/month + $12/employee |
| Subscription | Monthly | QuickBooks Time Elite - $20/month + $10/employee/month |
| Subscription | Monthly | QuickBooks Cloud Hosting - Starting at $39/user/month |
| Transaction based/ take rate | Pay-as-you-go | QuickBooks Enterprise Payments - Rates starting at 1.50% |
| Transaction based/ take rate | Pay-as-you-go | QuickBooks Desktop Payments - Rates starting at 1.50% |
| Transaction based/ take rate | Pay-as-you-go | QuickBooks POS Payments - Rates starting at 1.00% |
| Transaction based/ take rate | Pay-as-you-go | Intuit GoPayment Mobile - Rates starting at 1.75% |
| Transaction based/ take rate | Pay-as-you-go | Intuit Payments for Web Stores - Rates starting at 1.50% |
Go-to-market motion2 records
Distribution channels3 records
Marketing channels5 records
Paygration product offering
Product offeringCore offering
Paygration is an Intuit Premier Reseller and Elite Solution Provider that sells, integrates, and supports the full QuickBooks product line (Enterprise, Online, Payroll, Time Tracking, Cloud Hosting) alongside its own proprietary Paygration Payment Gateway. The company offers 86+ pre-built payment integrations connecting accounting, ERP, eCommerce, CRM, and POS platforms, with Level 2/3 interchange optimization and compliant surcharging capabilities. Revenue is generated through QuickBooks subscription reselling, transaction-based payment processing, and recurring gateway subscriptions.
Product overview
Paygration is an Intuit Premier Reseller and Elite Solution Provider offering a comprehensive suite of QuickBooks products (Enterprise, Online, Payroll, Time tracking) combined with integrated payment processing solutions. The portfolio centers on QuickBooks accounting software at its core, augmented by proprietary Paygration Payment Gateway for payment processing, and extends through cloud hosting, point-of-sale systems, and 200+ third-party integrations with ERP, CRM, and eCommerce platforms. QuickBooks Enterprise serves as the flagship desktop solution with industry-specific editions, while QuickBooks Online provides cloud-based accounting. Payment solutions include both Intuit-branded products (Desktop Payments, POS Payments, GoPayment, Web Store Payments) and the proprietary Paygration Payment Gateway. Add-on modules cover payroll (Core, Elite, Enhanced, Assisted), time tracking (Time Elite), and cloud hosting capabilities.
Differentiator
Problem solved
Functional benefit
Products and services
- QuickBooks Enterprise Desktop business management solution offering enterprise accounting, payroll, inventory, reporting, and pricing automation for small to mid-sized businesses, with industry-specific editions and a Diamond top tier supporting up to 40 users with Advanced Inventory, Advanced Pricing, Assisted Payroll, Time Elite, and Salesforce CRM Connector.
- QuickBooks Online Cloud-based accounting platform for tracking income and expenses, invoicing, bill management, time tracking, inventory, project profitability, and tax preparation across tiers supporting 1 to 25 users plus accountant seats.
- QuickBooks Online Payroll Automated online payroll for small businesses with tiered offerings (Core and Elite), supporting next-day or same-day direct deposit, automated payroll runs, 1099 E-File & Pay, 24/7 product support, and Elite-tier HR consultation and tax penalty protection.
- QuickBooks Enhanced Payroll (Desktop) Desktop payroll solution included with QuickBooks Enterprise Gold and Platinum offering instant paychecks, automatic payroll tax calculations, direct deposit, and free live support.
- QuickBooks Assisted Payroll (Desktop) Full-service payroll where Intuit handles payroll tax calculations, filings, and payments on the customer's behalf, with guaranteed accuracy and penalty-free compliance, available exclusively in QuickBooks Enterprise Diamond.
- QuickBooks Time Elite Time tracking and workforce management with GPS location tracking, mileage tracking, project tracking, timesheet signatures, geofencing, employee scheduling, and QuickBooks Payroll integration.
- QuickBooks Cloud Hosting Cloud hosting service enabling access to QuickBooks Enterprise from any device with 99.99% uptime guarantee, enhanced security, automatic updates, 24/7 support, automated backups, and integration with 200+ apps.
- Paygration Payment Gateway Proprietary payment gateway offering credit card and ACH processing with electronic invoicing, recurring billing, surcharge options, fraud control, tokenization, 3D Secure authentication, and interchange optimization. Supports integration via open API with ERP, CRM, and eCommerce platforms.
- QuickBooks Enterprise Payments Integrated payment processing for QuickBooks Enterprise allowing credit card and ACH payments directly within the software, with rates starting at 1.50% per transaction and Full Service Plan support.
- QuickBooks Desktop Payments Payment integration for QuickBooks Desktop enabling credit card and ACH acceptance directly within the software with built-in interchange optimization and compliant surcharge options, rates starting at 1.50%.
- QuickBooks Online Payments Integration Payment processing integration for QuickBooks Online with credit card and electronic check capabilities seamlessly embedded in the cloud-based accounting platform.
- QuickBooks POS Payments Point of Sale payment integration allowing credit card acceptance through QuickBooks POS with automatic inventory updates and reconciliation, with rates starting at 1.00%.
- Intuit GoPayment Mobile Mobile payment solution for accepting credit card payments anywhere via a free card reader and mobile app, with rates starting at 1.75%.
- Intuit Payments for Web Stores eCommerce payment processing for websites with secure credit card acceptance and automatic reconciliation to QuickBooks, with rates starting at 1.50%.
- Lightspeed POS Cloud-based Point of Sale system for retail and restaurants that integrates with accounting platforms and scales with business needs, resold as a partner product.
Quantifiable outcome
- Interchange optimization saves businesses up to 0.65% to 1.25% per transaction on B2B and corporate card transactions
- +4 more outcomes
Companies that use Paygration
Customer profileNamed customers5 records
Segments7 records
Ideal customer profiles2 records
Paygration technology and API
TechnologyTechnology focussed Yes
API detail
- Has API
- Yes
- API docs
- API detail
Core technology
AI maturity
App detail
Integration40 records
Feature4 records
Paygration partnerships and signals
Strategic signalPartnerships
One partnership is on record.
- IntuitcorePaygration is a certified Intuit Premier Reseller and Elite Solution Provider since 2008, exclusively authorized to sell, integrate, and support the complete line of QuickBooks/Intuit products and services. They offer promotional pricing (50% off first 3 months, 20% off MSRP for 1st year on Enterprise), free lifetime expert consultation, and data conversion assistance as part of their Intuit reseller relationship.
Scale indicators5 records
Recent moves6 records
Expansion highlights5 records
Paygration competitors and assessment
Company assessmentBroad incumbents
- Clover (Fiserv): Fiserv's SMB POS and payments platform, integrated into the same POS ecosystem that Paygration supports, competing for retail and restaurant payment processing volume.
- Stripe: Broader-payments platform with developer-first APIs and QuickBooks integrations; competes with Paygration's gateway for online and platform payment volume at a different scale and customer profile.
- PayPal: Established incumbent in SMB payments (PayPal, Braintree, Venmo, Zettle) with QuickBooks partnership and broad acceptance — competing for the same SMB merchant payment volumes as Paygration.
Direct peers
- Payment Depot: Membership-based payment processor with interchange-plus pricing for SMBs, comparable to Paygration's gateway pricing model and Level 2/3 optimization messaging.
- Stax: Subscription-based payment processor with interchange-plus pricing and Level 2/3 optimization aimed at SMB and mid-market merchants — directly comparable to Paygration's gateway value proposition and pricing structure.
- Square (Block): Integrated payments + POS + software provider serving the same SMB customer base as Paygration, with native QuickBooks integration and a hardware/software bundle that competes for the same wallet share.
- Bill.com: AP/AR and B2B payments platform tightly integrated with QuickBooks, targeting the same SMB and accounting-firm audience as Paygration and competing for share of payment flows tied to QuickBooks workflows.
- Melio: B2B payments platform built specifically for QuickBooks and small businesses, offering bill pay and integrated receivables — overlapping Paygration's mission of embedding payments into accounting software.
- Lightspeed: Cloud POS and commerce platform for retail and restaurants that Paygration resells and integrates with payments — a direct peer for SMB commerce-plus-payments workflows.
- Helcim: SMB-focused payment processor that competes head-to-head with Paygration's proprietary gateway, offering interchange optimization, transparent pricing, and integrated card-present and online acceptance for small businesses.
Market position
Strengths4 records
Weaknesses4 records
Competitive moat4 records
Key risks5 records
Key highlights6 records
Customer concentration
Paygration social profiles
Digital presencePaygration financial estimates
Financial estimateRevenue estimate
Valuation estimate
Paygration leadership team
Management profileNumber of profiles
Profiles1 record
Paygration funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Paygration M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Paygration
What does Paygration do?
Paygration is an Intuit Premier Reseller and Elite Solution Provider that sells, integrates, and supports the full QuickBooks product line (Enterprise, Online, Payroll, Time Tracking, Cloud Hosting) alongside its own proprietary Paygration Payment Gateway. The company offers 86+ pre-built payment integrations connecting accounting, ERP, eCommerce, CRM, and POS platforms, with Level 2/3 interchange optimization and compliant surcharging capabilities. Revenue is generated through QuickBooks subscription reselling, transaction-based payment processing, and recurring gateway subscriptions.
Is Paygration a public or private company?
Paygration is a private company. It is classified as founder individual operated bootstrapped and is currently operating.
When was Paygration founded?
Paygration was founded in 2008. It employs 1 to 10 people.
Where is Paygration based?
Paygration is headquartered in Scottsdale, United States, in the North America region.
How does Paygration make money?
Three revenue lines are on record. QuickBooks Product Sales (Subscription) is the primary driver. The others are integrated Payment Processing and payment Gateway Subscription & Services.
Who are Paygration's main competitors?
Broad incumbents on record are Clover (Fiserv), Stripe and PayPal. Direct peers are Payment Depot, Stax, Square (Block), Bill.com, Melio, Lightspeed and Helcim.
Does Paygration have an API?
Yes. Paygration Payment Gateway provides an open API that allows integration into practically any platform. It offers a hosted, tokenized iFrame for adding payment fields to websites or software, providing a clean, PCI-compliant experience for customers. The API supports pre-built integrations with ERPs like NetSuite and QuickBooks, CRMs like Odoo and Zoho, and eCommerce platforms like WooCommerce and Magento.
What industry is Paygration in?
Paygration's product category is Business Accounting Software. Its primary akta.pro industry code is FSAGALAB, Embedded Payments (Pay-ins, Pay-outs, Wallets), with a secondary code of FSAGABAE, Merchant-of-Record (MoR) & Payment Facilitation (PayFac) Infrastructure. Its NAICS code is 522320 and its SIC code is 5045.