Qvickly
- Company typePrivate
- Founded2003
- HeadquartersMalmö, Sweden
- Headcount11–50
- GTM typeB2B
- OfferingSoftware
Qvickly firmographics
Firmographics- Name
- Qvickly
- Legal name
- Billmate AB
- Website
- https://qvickly.io
- Company type
- Private
- Founded year
- 2003
- Operating status
- Operating
- Headcount range
- 11–50 employees
- Ownership category
- akta.pro rank
Qvickly industry classification
Industry- Product category
- Payment Processing and Merchant Services
- NAICS
- Financial Transactions Processing, Reserve, and Clearinghouse Activities (52232), Sales Financing (52222), Other Nondepository Credit Intermediation (52229), Activities Related to Credit Intermediation (5223)
- SIC
- Short-Term Business Credit Institutions (6153), Miscellaneous Business Credit Institution (6159), Services-Consumer Credit Reporting, Collection Agencies (7320)
- akta.pro primary industry
- Merchant Payment Gateways (API/Hosted Checkout) (FSAMACAA)
- akta.pro secondary industries
- Bill Pay, Invoicing & Payables Platforms (BPAMAFAF), Agent-Assisted / Retail Bill Payment Networks (FSAMAJAD), Merchant-Integrated BNPL (Checkout POS Financing) (FSAGAIAA), Embedded Payments (Pay-ins, Pay-outs, Wallets) (FSAGALAB)
Keywords
Where Qvickly is headquartered
LocationHeadquarters
- HQ city
- Malmö
- HQ country
- Sweden
- HQ region
- Europe
Offices1 record
Markets served
Qvickly business model
Business model- GTM type
- B2B
- Offering type
- Software
- Cost components
- Personnel, Technology or R&D, Marketing or Sales, Operations, Infrastructure
Revenue model
- Fakturaköp (Invoice Purchasing): Qvickly purchases invoices from merchants, assuming the credit risk, and pays out the merchant at the next weekly payout. Revenue is generated through the spread between the face value of the purchased invoice and the amount recovered from the debtor, plus any fees.
- Checkout / Betallösningar: Qvickly provides merchants with a checkout solution that processes card payments, Swish, invoice payments, and instalment options. Revenue is earned through transaction fees charged per payment processed.
- Inkasso (Debt Collection): Qvickly handles debt collection on behalf of merchants. Revenue is generated through statutory fees, collection charges, and commissions deducted from recovered amounts.
- Consumer Credit / Delbetalning: Qvickly offers consumer instalment credit (SEKKI/Standardised European Consumer Credit Information), earning revenue through setup fees, administrative fees, and interest charges on instalment plans.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Transaction based/ take rate | Pay-as-you-go | Transaction-based pricing per payment processed |
| Transaction based/ take rate | Pay-as-you-go | Fakturaköp (Invoice Purchasing) fee per invoice |
| Transaction based/ take rate | Pay-as-you-go | Inkasso fees and commissions |
| Transaction based/ take rate | Monthly | Consumer instalment credit (SEKKI) pricing examples |
Go-to-market motion1 record
Distribution channels3 records
Marketing channels5 records
Qvickly product offering
Product offeringCore offering
Qvickly provides Swedish merchants with an integrated payment platform combining Checkout (online payment processing for card, invoice, Swish, direct bank, and instalment payments), Fakturaköp (invoice purchasing where Qvickly assumes credit risk and pays the merchant at the next weekly payout), and Inkasso (managed debt collection including standard, electricity, and parking collections). The platform exposes ready-made modules and an open API so businesses can integrate tailored payment solutions across industries such as e-commerce, sports clubs, parking, and activity booking.
Product overview
Qvickly is a unified Swedish fintech platform offering customizable payment solutions for businesses. The platform combines three core services under one roof: Checkout (online payment processing), Inkasso (debt collection), and Fakturaköp (invoice purchasing/factoring). The platform emerged from the merger of Invoice Finance, Invoice Inkasso, and Billmate in 2023. Qvickly provides ready-made modules and an open API, allowing businesses to integrate payment solutions tailored to their industry needs. Key products include Betallänk (payment links), customizable checkout with multiple payment methods (invoice, card, Swish, bank payments), invoice factoring with immediate payout, invoice administration services, and debt collection handling.
Differentiator
Problem solved
Functional benefit
Products and services
- Checkout A customizable online checkout solution that enables businesses to accept multiple payment methods including invoice, card payments, Swish, and direct bank payments (Trustly). Offered to Swedish merchants via ready-made modules and an open API for tailored integration.
- Fakturaköp (Invoice Purchase) Invoice purchasing/factoring service in which Qvickly acquires a merchant's invoices and assumes the credit risk, paying the merchant at the next weekly payout (1–2 business days) while Qvickly handles invoicing, payment reminders, and collection.
- Inkasso (Debt Collection) Managed debt collection service covering standard collection, electricity collection, and parking collection, in which Qvickly's handlers act as the bridge between the merchant and the debtor, including statutory fees and commissions deducted from recovered amounts.
- Betallänk (Payment Link) A payment link solution that allows businesses to send invoices or payment requests to customers, particularly useful for field operations such as parking enforcement or service visits where invoices need to be created on-the-spot.
- Delbetalning (Instalment Payment) Consumer credit and instalment payment option integrated into the checkout that allows customers to pay purchases in fixed instalments over 3, 6, or 12 months, subject to credit approval, with disclosed setup and administration fees plus interest.
- Fakturaservice (Invoice Service) Invoice administration service where Qvickly handles invoicing, payment monitoring, credit invoice management, and reminder handling on behalf of the merchant, who retains the credit risk and is paid only when the customer pays Qvickly.
Quantifiable outcome
- 1.3 million transactions processed annually
- +2 more outcomes
Companies that use Qvickly
Customer profileNamed customers6 records
Segments4 records
Ideal customer profiles4 records
Qvickly technology and API
TechnologyTechnology focussed Yes
API detail
- Has API
- Yes
- API docs
- API detail
Core technology
AI maturity
App detail
Integration5 records
Feature4 records
Qvickly partnerships and signals
Strategic signalPartnerships
Three partnerships are on record, tiered core.
- ConsidcoreQvickly partnered with Consid to integrate its payment solution into Consid's SportTA competition administration system. This integration simplifies payment processing for sports federations and clubs that use SportTA for tournament management, registrations, and payments. The partnership combines Consid's system development expertise with Qvickly's payment infrastructure.
- ParkRight (by GoldPen)coreParkRight, a parking management software company with 30 years of experience in mobile solutions and 20 years in the parking industry, uses Qvickly's payment solution for parking fine payments and mobile field invoice issuance. The two companies jointly developed the 'betallänk' (payment link) product for parking wardens, allowing instant invoice creation and payment in the field.
- SportAdmincoreSportAdmin operates a sports management platform with 1 million active members and 200,000 active weekly app users. Through its partnership with Qvickly, SportAdmin offers Qvickly's invoice purchasing and checkout solutions to sports clubs and federations. SportAdmin's VD describes Qvickly as a collaboration partner rather than a vendor.
Scale indicators5 records
Recent moves7 records
Expansion highlights6 records
Qvickly competitors and assessment
Company assessmentBroad incumbents
- Stripe: Stripe is a global payment infrastructure provider with hosted checkout, card processing, and developer APIs. It competes with Qvickly for Swedish e-commerce checkout slots, though it lacks Swedish invoice/inkasso bundling.
- Klarna: Klarna is the dominant Swedish BNPL and checkout provider offering pay-in-instalments, pay-later, and merchant payment solutions. It directly overlaps with Qvickly's checkout and Delbetalning products but operates at vastly larger scale across multiple countries.
- Adyen: Adyen is a global payment gateway and acquiring platform serving enterprise merchants. It overlaps with Qvickly's checkout for mid-market and enterprise Swedish merchants but does not offer local factoring or inkasso services.
Emerging players
- Creddo: Creddo (formerly Svea Finans consumer brands in the Nordics) offers consumer credit and BNPL solutions in Sweden, overlapping with Qvickly's Delbetalning. It is a niche emerging competitor in the Swedish BNPL/checkout-credit space.
Direct peers
- Billogram: Billogram is a Swedish billing and invoice-management SaaS that competes with Qvickly's Fakturaservice and invoice-handling capabilities. Both target the same Swedish SMB billing-and-collection use case with API-driven invoicing.
- Collector Bank: Collector Bank (now part of Norion Bank) is a Nordic challenger bank offering consumer credit, factoring, and payment solutions. It competes with Qvickly across both consumer credit (Delbetalning) and merchant factoring.
- Resurs Bank: Resurs Bank is a Nordic specialist bank offering retail and e-commerce financing, invoice and instalment solutions. It competes with Qvickly in checkout-driven consumer credit and invoice purchasing for SMBs.
- Trustly: Trustly is a Stockholm-based account-to-account payment network integrated into Qvickly's checkout as a payment method. It competes directly for the same Swedish merchant checkout slot and is also widely embedded in European e-commerce.
- Svea Bank: Svea Bank is a Swedish fintech providing factoring, invoice purchasing, payment solutions, and SME financing — directly competing with Qvickly's Fakturaköp and checkout offerings for the same merchant base.
- Intrum: Intrum is a leading European debt-collection and credit-management services provider. It directly competes with Qvickly's Inkasso arm for outsourced collection mandates from Swedish merchants.
Market position
Strengths5 records
Weaknesses5 records
Competitive moat5 records
Key risks6 records
Key highlights7 records
Customer concentration
Qvickly social profiles
Digital presenceQvickly compliance and trust
Trust signalCompliance3 records
Qvickly financial estimates
Financial estimateRevenue estimate
Valuation estimate
Qvickly leadership team
Management profileNumber of profiles
Profiles5 records
Qvickly funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Qvickly M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Qvickly
What does Qvickly do?
Qvickly provides Swedish merchants with an integrated payment platform combining Checkout (online payment processing for card, invoice, Swish, direct bank, and instalment payments), Fakturaköp (invoice purchasing where Qvickly assumes credit risk and pays the merchant at the next weekly payout), and Inkasso (managed debt collection including standard, electricity, and parking collections). The platform exposes ready-made modules and an open API so businesses can integrate tailored payment solutions across industries such as e-commerce, sports clubs, parking, and activity booking.
Is Qvickly a public or private company?
Qvickly is a private company. It is classified as unknown and is currently operating.
When was Qvickly founded?
Qvickly was founded in 2003. It employs 11 to 50 people.
Where is Qvickly based?
Qvickly is headquartered in Malmö, Sweden, in the Europe region.
How does Qvickly make money?
Four revenue lines are on record. Fakturaköp (Invoice Purchasing) is the primary driver. The others are checkout / Betallösningar, inkasso (Debt Collection) and consumer Credit / Delbetalning.
Who are Qvickly's main competitors?
Broad incumbents on record are Stripe, Klarna and Adyen. Creddo is listed as an emerging player. Direct peers are Billogram, Collector Bank, Resurs Bank, Trustly, Svea Bank and Intrum.
Does Qvickly have an API?
Yes. Qvickly offers an open API for payment solutions integration. The API documentation is available at billmate.github.io/QvicklyDocumentation. Qvickly also provides ready-made modules for checkout integration. The platform supports various payment methods including invoice, card payments, and Swish. Developer documentation is at billmate.github.io/QvicklyDocumentation/default-topic.html.
What industry is Qvickly in?
Qvickly's product category is Payment Processing and Merchant Services. Its primary akta.pro industry code is FSAMACAA, Merchant Payment Gateways (API/Hosted Checkout), with a secondary code of BPAMAFAF, Bill Pay, Invoicing & Payables Platforms. Its NAICS code is 52232 and its SIC code is 6153.