United American Insurance Company
United American Insurance Company underwrites Medicare Supplement, life, supplemental health, and group insurance policies and distributes them through thousands of independent agents across 49 states and DC, operating as a subsidiary of Globe Life Inc.
- Company typePrivate
- Founded1947
- HeadquartersMckinney, United States
- Headcount1,001–5,000
- GTM typeB2B and B2C
- OfferingServices
What United American Insurance Company does
United American Insurance Company is a McKinney, Texas-based insurance carrier and wholly-owned subsidiary of Globe Life Inc. (NYSE: GL), founded in 1947 and operating across 49 states and the District of Columbia with a workforce of 1,001-5,000 employees. The company's product portfolio is anchored by individual Medicare Supplement insurance, a market it has underwritten continuously since Medicare's inception in 1966, making it one of the longest-serving carriers in that segment. Complementary products include whole life insurance, supplemental health insurance covering cancer, critical illness, and accident, and group insurance products sold to employer and union group sponsors, a channel where UAIC has been a market leader for approximately 30 years. The company maintains an A (Excellent) financial strength rating from A.M. Best for more than 45 consecutive years and is a long-standing participant in NAIC task forces on Medicare Supplement policy recommendations.
The company distributes its products exclusively through a network of thousands of independent insurance agents and agencies, supported by the iGO e-App electronic application platform, weekly training webinars, live agent workshops, and optional business-building commission structures that include lead generation. Revenue is generated on a recurring basis through insurance premiums collected from policyholders, with first-year and renewal commissions paid to distribution partners. Customer service is delivered by licensed human agents, a positioning the company uses to differentiate against automated and AI-driven service models. The group's competitive position rests on tenure, regulatory standing, financial strength rating, embedded agent distribution, and broad geographic licensing rather than on technology differentiation.
United American Insurance Company firmographics
Firmographics- Name
- United American Insurance Company
- Legal name
- United American Insurance Company
- Website
- https://uageneralagency.com
- Company type
- Private
- Founded year
- 1947
- Operating status
- Operating
- Headcount range
- 1,001–5,000 employees
- Short description
- United American Insurance Company underwrites Medicare Supplement, life, supplemental health, and group insurance policies and distributes them through thousands of independent agents across 49 states and DC, operating as a subsidiary of Globe Life Inc.
- Ownership category
- akta.pro rank
United American Insurance Company industry classification
Industry- Product category
- Medicare Supplement Insurance
- NAICS
- Direct Health and Medical Insurance Carriers (524114), Direct Life Insurance Carriers (524113), Insurance Carriers (5241)
- SIC
- Accident & Health Insurance (6321), Life Insurance (6311)
- akta.pro primary industry
- Medigap Carriers (Underwriters) (HLAEADAA)
- akta.pro secondary industries
- Medicare Supplement (Medigap) (FSAIAEAG), Medigap Plan Administration (Enrollment, Billing & Member Services) (HLAEADAC)
Keywords
Where United American Insurance Company is headquartered
LocationHeadquarters
- HQ city
- Mckinney
- HQ country
- United States
- HQ region
- North America
Markets served
United American Insurance Company business model
Business model- GTM type
- B2B and B2C
- Offering type
- Services
- Cost components
- Operations, Personnel, Marketing or Sales, Technology or R&D, Others
Revenue model
- Insurance Premiums: United American Insurance Company generates revenue through insurance premiums from Medicare Supplement policies, life insurance, supplemental health insurance (cancer, critical illness, accident), and group insurance products. Premiums are collected on an ongoing basis from policyholders, with both first-year and renewal commission structures for agents.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Other | Monthly | Quote-based pricing not publicly disclosed |
Go-to-market motion1 record
Distribution channels2 records
Marketing channels4 records
United American Insurance Company product offering
Product offeringCore offering
United American Insurance Company underwrites and distributes Medicare Supplement insurance policies, whole life insurance, supplemental health insurance (cancer, critical illness, and accident), and group insurance products. The company has been underwriting life and health insurance since 1947 and has served as a Medicare Supplement provider since Medicare began in 1966. Products are sold through a nationwide network of independent agents and agencies operating across 49 states and the District of Columbia.
Product overview
United American Insurance Company offers a diversified portfolio of insurance products centered on Medicare Supplement policies (their flagship offering since 1966), supplemented by Whole Life Insurance, Supplemental Health Insurance (Cancer, Critical Illness, and Accident Insurance), and Group Insurance Products for employers and unions. The company operates through independent agents/agencies and provides technology tools like iGO e-App for digital application processing. As a subsidiary of Globe Life Inc., United American has been underwriting life and health insurance since 1947 and maintains an A.M. Best rating of A (Excellent).
Differentiator
Problem solved
Functional benefit
Companies that use United American Insurance Company
Customer profileSegments3 records
Ideal customer profiles2 records
United American Insurance Company technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Feature1 record
United American Insurance Company partnerships and signals
Strategic signalScale indicators5 records
Recent moves6 records
Expansion highlights4 records
United American Insurance Company competitors and assessment
Company assessmentDirect peers
- Mutual of Omaha: Mutual of Omaha is one of the most established individual Medicare Supplement carriers in the U.S., with a comparable 50-state distribution footprint through independent agents and an overlapping product suite including life and supplemental health insurance.
- Transamerica: Transamerica is a long-standing life and supplemental health insurer with a Medicare Supplement offering distributed through independent agents, making it directly comparable in product mix and channel.
- Gerber Life Insurance: Gerber Life underwrites whole life and supplemental health insurance products targeting middle-income families, with a similar independent-agent distribution model and product overlap in life and supplemental health.
- Manhattan Life: Manhattan Life is a niche insurance carrier offering Medicare Supplement, life, and supplemental health products through independent agents — a comparable scale and channel competitor.
Broad incumbents
- Globe Life Inc. Globe Life Inc. is the publicly traded parent of United American and operates several affiliated insurance subsidiaries (including Globe Life And Torchmark). It is the holding-company incumbent to which UA's economic performance flows.
- Humana: Humana is one of the largest Medicare-focused insurers in the U.S., offering Medicare Advantage, Medicare Supplement, and Part D plans. It is a broad incumbent competing for the same Medicare-eligible consumer wallet.
- Aetna (CVS Health): Aetna, part of CVS Health, offers individual Medicare Supplement plans alongside Medicare Advantage and Part D products. It competes in the same Medigap market with greater scale and integrated pharmacy/clinic assets.
- Cigna: Cigna offers Medicare Supplement insurance as part of its broader health and supplemental benefits portfolio. It is a direct carrier competitor in the standardized Medigap market with national distribution.
- Blue Cross Blue Shield (Anthem): BCBS plans and Anthem are among the largest individual Medicare Supplement carriers in the U.S., with broad provider-network branding that competes directly with UA's 'freedom of choice' Medigap value proposition.
- UnitedHealthcare: UnitedHealthcare, the insurance arm of UnitedHealth Group, is the largest Medicare Advantage carrier and also offers Medigap plans. It is a broad incumbent competing across the full Medicare insurance spectrum.
Market position
Strengths5 records
Weaknesses5 records
Competitive moat6 records
Key risks4 records
Key highlights7 records
Customer concentration
United American Insurance Company social profiles
Digital presenceUnited American Insurance Company compliance and trust
Trust signalCompliance1 record
United American Insurance Company financial estimates
Financial estimateRevenue estimate
Valuation estimate
United American Insurance Company leadership team
Management profileNumber of profiles
Profiles1 record
United American Insurance Company funding detail
Funding detailFunding overview
Funding rounds
Investors
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United American Insurance Company M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about United American Insurance Company
What does United American Insurance Company do?
United American Insurance Company underwrites and distributes Medicare Supplement insurance policies, whole life insurance, supplemental health insurance (cancer, critical illness, and accident), and group insurance products. The company has been underwriting life and health insurance since 1947 and has served as a Medicare Supplement provider since Medicare began in 1966. Products are sold through a nationwide network of independent agents and agencies operating across 49 states and the District of Columbia.
Is United American Insurance Company a public or private company?
United American Insurance Company is a private company. It is classified as corporate owned and is currently operating.
When was United American Insurance Company founded?
United American Insurance Company was founded in 1947. It employs 1,001 to 5,000 people.
Where is United American Insurance Company based?
United American Insurance Company is headquartered in Mckinney, United States, in the North America region.
How does United American Insurance Company make money?
One revenue line is on record: insurance Premiums.
Who are United American Insurance Company's main competitors?
Direct peers on record are Mutual of Omaha, Transamerica, Gerber Life Insurance and Manhattan Life. Broad incumbents are Globe Life Inc., Humana, Aetna (CVS Health), Cigna, Blue Cross Blue Shield (Anthem) and UnitedHealthcare.
Does United American Insurance Company have an API?
No public API is recorded for United American Insurance Company.
What industry is United American Insurance Company in?
United American Insurance Company's product category is Medicare Supplement Insurance. Its primary akta.pro industry code is HLAEADAA, Medigap Carriers (Underwriters), with a secondary code of FSAIAEAG, Medicare Supplement (Medigap). Its NAICS code is 524114 and its SIC code is 6321.