What Groupe Saretec does

Groupe Saretec is a French privately-held loss prevention, claims expertise, and repair management group founded in 1977 and headquartered in Créteil (Paris metropolitan area). The company operates an integrated service chain spanning risk prevention, technical expertise, repair project management, and fleet mobility through a multi-brand portfolio of wholly-owned subsidiaries (Saretec France, Saretec TPA, Keywiiz, Capsens, Exetech, Saretec Survey Iberica, Aukazou, Études & Quantum, Moeris, Mobius Group, Aficar Mobility, and the recently acquired GreenTriangle). Primary customers are insurance carriers, mutuals, brokers, large enterprises, and public entities, served through 80+ branch offices across France (including overseas territories), Spain, Monaco, and Switzerland.

The company processes more than 450,000 expertise missions annually across construction, property damage, legal protection, civil liability, agricultural/food (3A cell), fire investigation (RCCI), financial risks, transport, and personal injury lines. Its technology stack includes the proprietary Claims Feedback Intelligence platform (analytics over 400,000+ annual claims), the Keywiiz SMART.CARE machine-learning application for digitized claims indemnification, the VEGA smart-data event monitoring platform, and a proprietary Carbon Quantification Methodology covering 600+ repair designations developed for low-carbon post-loss repair.

Revenue is generated through per-mission professional-services fees with insurance carriers, multi-year bespoke B2B contracts, white-label delegated claims management (TPA), subscription/SaaS-style licensing of Keywiiz digital solutions, specialized premium expertise cells, and managed fleet mobility services. Go-to-market is sales-led via the national branch network, regional Client Relationship Centers, and dedicated account teams targeting insurance claims and procurement directors. The firm became a certified 'entreprise à mission' in 2023 and is majority owned by management, with Jean-Vincent Raymondis serving as Président-directeur général.

Name

Groupe Saretec

Legal name

SARETEC DEVELOPPEMENT

Website

https://saretec.fr

Company type

Private

Founded year

1977

Operating status

Operating

Headcount range

501–1,000 employees

Short description

Groupe Saretec is a French privately-held loss prevention, claims expertise, and repair management group serving insurance carriers, mutuals, brokers, and large enterprises across 80+ locations in France, Spain, Monaco, and Switzerland, processing 450,000+ annual expertise missions through proprietary digital platforms and specialized expert cells.

Ownership category

akta.pro rank

Product category

Insurance Loss Adjustment and Claims Management Services

NAICS

Insurance and Employee Benefit Funds (5251)

SIC

Insurance Agents, Brokers & Service (6411)

akta.pro primary industry

Claims Advocacy & Loss Recovery Services (FSAEADAH)

Keywords

• Insurance loss adjustment
• Claims management services
• Construction expertise
• Risk prevention consulting
• Property damage assessment

Headquarters

HQ city

Créteil

HQ country

France

HQ region

Europe

Offices19 records

Markets served

GTM type

B2B

Offering type

Services

Cost components

Personnel, Operations, Technology or R&D, Marketing or Sales, Infrastructure

Revenue model

1. Insurance Claims Expertise Services: Core revenue stream from providing loss prevention, claims assessment, and technical expertise services to insurance companies, mutuals, brokers, and large corporate accounts. Services span construction, damage, legal protection, and civil liability across residential, commercial, and industrial segments. Revenue is generated through per-mission fees, retainer contracts, and managed services arrangements with insurance carriers.
2. Digital Solutions (Keywiiz): SaaS-style digital platform revenue from Keywiiz's SMART.CARE and VEGA applications sold to insurance professionals for claims management and large-event monitoring. Typically licensed on a subscription or per-seat basis for insurance company users.
3. Specialized Expertise Cells: Highly specialized expert services including agricultural and food expertise (3A), financial risks, fire cause investigation (RCCI), personal injury, serial/dedicated accounts, and TRC/TRME for construction risks. These premium specialized services command higher fees and often involve long-term account relationships.
4. Low-Carbon Repair Consulting: Carbon footprint analysis and low-carbon repair methodology services integrated into expertise reports. Saretec analyzes over 350 unit services to quantify emissions and recommends lower-carbon alternatives at equivalent cost, generating value for insurers by reducing claims costs while meeting sustainability objectives.
5. Fleet Management & Mobility Services: Revenue from Mobius Group fleet management, vehicle evaluation, mechanical warranties, and Aficar Mobility fleet optimization services targeting corporate fleet operators, dealers, financing companies, and importers.

Pricing tiers

Go-to-market motion1 record

Distribution channels5 records

Marketing channels8 records

Core offering

Groupe Saretec provides independent insurance loss adjustment, claims assessment, and risk prevention services across France and internationally, handling over 450,000 expertise missions annually. The offering spans construction expertise, property damage assessment, legal protection, civil liability, agri-food and agricultural losses, transport and logistics damage, and fleet management, complemented by proprietary digital platforms (Keywiiz SMART.CARE and VEGA), delegated third-party claims administration (Saretec TPA), risk analytics (Claims Feedback Intelligence), and construction repair project management.

Product overview

Groupe Saretec is a French loss prevention and claims assessment company operating across the complete insurance and repair value chain. The offering is structured as a multi-brand portfolio under the core Saretec brand, organized into five main divisions: (1) Conseil & Prévention featuring Saretec TPA (claims management), Keywiiz (digital solutions with SMART.CARE ML and VEGA smart data applications), Capsens (training institute), and Claims Feedback Intelligence (risk analytics); (2) Expertise including Saretec France (core insurance expertise), Saretec Grands Risques (complex risks with specialized cells like 3A for agriculture, RCCI for fire investigation, and TRC/TRME), Exetech (industry/collectivities), Saretec Survey Iberica (transport), and Aukazou (private expertise); (3) Réparation with Études & Quantum (construction economics) and Moeris (project management); (4) Mobilité featuring Mobius Group (fleet management) and Aficar Mobility (automotive fleet); and (5) specialized cells including the Observatoire de la Sécurité des Foyers. The company also recently acquired Swiss insurtech GreenTriangle (agricultural claims management) and became an 'entreprise à mission' in 2023 with carbon reduction commitments.

Differentiator

Problem solved

Functional benefit

Brands

• Capsens: Training institute of the Saretec Group providing professional training for collaborators and clients
• Keywiiz
• Aukazou
• Observatoire de la Sécurité des Foyers (OSF)
• Claims Feedback Intelligence

Products and services

• Saretec France Insurance Expertise

Quantifiable outcome

• 450,000+ expertise missions handled annually, establishing Saretec as one of the market leaders in France
• +4 more outcomes

Named customers4 records

Segments5 records

Ideal customer profiles5 records

Technology focussed Yes

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

AI capability9 records

Feature5 records

Partnerships

Three partnerships are on record, tiered core.

• GreenTrianglecoreStrategic or Co-development Partner · 1 October 2025Acquired by Groupe Saretec in late 2025, GreenTriangle is a Swiss insurtech startup specializing in digital agricultural claims management using satellite data and parametric insurance solutions. The acquisition enhances Saretec's digital service portfolio for climate-related agricultural risks, adding parametric capabilities to Saretec's existing 3A agricultural expertise cell.
• CovéacoreStrategic or Co-development Partner · 1 January 2019Covéa (France's leading mutual insurer) co-founded the Observatoire de la Sécurité des Foyers (OSF) with Saretec and Vérisure in 2019. OSF publishes annual research on household safety risks (cambriolage, incendies, dégâts des eaux, chutes seniors) based on the three partners' combined expertise and claims data.
• VérisurecoreStrategic or Co-development Partner · 1 January 2019Vérisure (European home security leader) co-founded the Observatoire de la Sécurité des Foyers (OSF) with Saretec and Covéa in 2019, contributing household security data and prevention expertise to the joint initiative on domestic risk prevention in France.

Scale indicators11 records

Recent moves7 records

Expansion highlights6 records

Direct peers

• Sedgwick: Sedgwick is the largest global provider of technology-enabled claims and loss adjusting services to insurers and corporates. It directly competes with Groupe Saretec in property, casualty, and TPA claims management, and following its acquisition of Cunningham Lindsey, holds a major French loss-adjusting footprint that mirrors Saretec's end-to-end expertise chain.
• Crawford & Company: Crawford & Company is a global independent claims management and loss adjusting firm operating across property, casualty, and specialty lines. Its French operations and global TPA capability make it one of the most directly comparable peers to Saretec's insurance expertise and delegated management offerings.
• Charles Taylor Adjusting: Charles Taylor is a UK-headquartered provider of claims management, loss adjusting, and TPA services to insurers worldwide. Its independent adjusting model and insurer-client base are directly comparable to Saretec's core insurance expertise and TPA offerings.
• Cunningham Lindsey: Cunningham Lindsey was a major global loss adjusting network now integrated into Sedgwick. Historically a direct competitor to Saretec in European property and major loss adjusting, it remains a reference peer for the specialist adjusting business model Saretec operates.
• McLarens: McLarens is a global independent loss adjusting and claims services firm with strong European and specialty expertise. It competes with Saretec in complex and major loss work, including construction, marine, and large commercial claims served by Saretec's Grands Risques division.

Emerging players

• Shift Technology: Shift Technology is a Paris-based insurtech providing AI-driven fraud detection, claims automation, and risk analytics to global insurers. Its insurer-focused AI claims automation products compete for the same insurer budget that funds Saretec's expertise services, making it a relevant French-headquartered emerging peer.
• Tractable: Tractable is a UK-based AI insurtech applying computer vision to automate property and auto damage assessment for insurers. It overlaps with Saretec's SMART.CARE ML-based digital expertise product and represents the emerging AI-claims player most likely to pressure traditional adjusting economics.

Broad incumbents

• Allianz France: Allianz is a global insurance incumbent with a significant French property & casualty franchise. As a major buyer of third-party loss adjusting and TPA services, Allianz is a relevant broad incumbent that frames the customer side of Saretec's market.
• Verisk Analytics: Verisk is a US-listed insurance data, analytics, and risk-software incumbent serving global carriers. Its insurance analytics and risk-intelligence products sit adjacent to Saretec's Claims Feedback Intelligence platform, and it represents the kind of data-platform incumbent Saretec differentiates against through proprietary field-sourced claims data.
• AXA France: AXA is one of France's largest insurers and a major buyer of third-party loss adjusting services. While not a direct competitor to Saretec's expertise business, AXA's scale and in-house claims initiatives define the procurement landscape Saretec operates in, and make it a relevant broad incumbent comparable.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat7 records

Key risks6 records

Key highlights7 records

Customer concentration

• YouTubeyoutube.com/@GroupesaretecFR
• LinkedInlinkedin.com/company/saretec-france
• Xx.com/GroupeSaretec
• Facebookfacebook.com/Groupe-Saretec-329638480541987

Compliance2 records

Revenue estimate

Valuation estimate

Number of profiles

Profiles9 records

Subsidiaries11 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A1 record

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Groupe Saretec