Community Title Network
Community Title Network is a privately held Mid-Atlantic title insurance and settlement services agency operating 20+ branch offices across MD, DC, VA, DE, OH, and WV for homeowners, real estate agents, lenders, builders, and commercial developers.
- Company typePrivate
- Founded2015
- HeadquartersKensington, United States
- Headcount51–100
- GTM typeB2B
- OfferingServices
What Community Title Network does
Community Title Network is a privately held, Mid-Atlantic title insurance and settlement services agency operating as Community Title Network, LLC from its Kensington, MD headquarters. Founded in 2015, the firm runs a network of more than 20 branch offices across Maryland, the District of Columbia, Virginia, Delaware, Ohio, and West Virginia, supported by affiliated real estate settlement attorneys under Ridgway Law Group. Its core services cover residential title insurance (owner's and lender's policies), commercial title work for multi-property and mixed-use transactions, lender services for refinance and reverse-mortgage closings, and new-construction title support for builders and developers from lot acquisition through final sale.
The firm operates a branch-led service model with embedded digital layers: proof-based Remote Online Notarization (RON) for fully virtual closings, hybrid eClosing workflows, and the ZOCCAM mobile app for secure earnest-money deposit delivery that replaces wire-transfer risk with encrypted check capture. Internal features such as CTN Insta CDs (Closing Disclosure delivery within 60 minutes of lender instructions), 24-hour title commitments, and automated milestone-email alerts are sold to lender partners as speed and reliability differentiators. Regulatory standing is anchored by ALTA Best Practices certification, an independent third-party verification of IT security, data handling, and fiduciary fund controls.
Revenue is generated one-time per transaction via state-regulated title insurance premiums plus transaction-based settlement and lender fees, sold direct through branch offices and referral relationships with real estate agents, mortgage lenders, builders, and commercial developers. Customer concentration is broad and horizontal — homeowners, realtors, lenders, builders, and commercial developers — with no publicly named institutional accounts. Growth has been predominantly inorganic, with at least eight completed acquisitions since 2021 (including Colony Title Group, Esquire Title Group, Freedom Title, Apex Settlement Services, and Buyer's Title Team), state entry into Ohio in 2024, and a newly launched dedicated Lender Services Division in late 2025.
Community Title Network firmographics
Firmographics- Name
- Community Title Network
- Legal name
- Community Title Network, LLC
- Website
- https://communitytn.com
- Company type
- Private
- Founded year
- 2015
- Operating status
- Operating
- Headcount range
- 51–100 employees
- Short description
- Community Title Network is a privately held Mid-Atlantic title insurance and settlement services agency operating 20+ branch offices across MD, DC, VA, DE, OH, and WV for homeowners, real estate agents, lenders, builders, and commercial developers.
- Ownership category
- akta.pro rank
Community Title Network industry classification
Industry- Product category
- Title Insurance & Settlement Services
- NAICS
- Title Abstract and Settlement Offices (541191)
- SIC
- Title Insurance (6361)
- akta.pro primary industry
- Title Insurance (FSAJACAL)
Keywords
Where Community Title Network is headquartered
LocationHeadquarters
- HQ city
- Kensington
- HQ country
- United States
- HQ region
- North America
Offices21 records
Markets served
Community Title Network business model
Business model- GTM type
- B2B
- Offering type
- Services
- Cost components
- Personnel, Operations, Technology or R&D, Marketing or Sales, Infrastructure, Others
Revenue model
- Title Insurance Premiums: One-time title insurance policies protecting homeowners and lenders from title defects. Policies include owner's coverage and lender's coverage with standard and enhanced options.
- Settlement Services: Real estate settlement services including title searches, document preparation, closing coordination, and fund disbursement for residential and commercial transactions.
- Lender Services: Specialized services for refinance, reverse mortgage, and second mortgage transactions including title commitments, closing coordination, and compliance support for lenders.
- New Construction Title Services: Comprehensive title services for builders and developers covering lot acquisition, subdivision, development, construction loan closings, and final out sales.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| One time/ perpetual license | Pay-as-you-go | Standard Owner's Coverage |
| One time/ perpetual license | Pay-as-you-go | Enhanced Owner's Coverage |
| One time/ perpetual license | Pay-as-you-go | Lender's Title Insurance |
Go-to-market motion1 record
Distribution channels4 records
Marketing channels7 records
Community Title Network product offering
Product offeringCore offering
Community Title Network provides title insurance and real estate settlement services for residential and commercial property transactions across MD, DC, VA, DE, OH, and WV. Services include title searches, title insurance policies (owner's and lender's coverage), document preparation, closing coordination, escrow management, and fund disbursement. The company operates 20+ branch offices, supports in-person closings plus virtual RON and hybrid eClosings, and serves homeowners, real estate agents, lenders, builders, and commercial developers through dedicated practice areas.
Product overview
Community Title Network is a full-service title insurance and settlement services provider operating a platform-plus-modules architecture. The core offerings include Residential Title Insurance, Commercial Title Insurance, Lender Services, and New Construction Title Services, all supported by a network of 20+ branch locations across MD, DC, VA, DE, OH, and WV. The company enhances its core title and settlement services with technology modules including Virtual RON eClosings and Hybrid eClosings (powered by Proof), ZOCCAM for digital EMD delivery, and a Title Cost Calculator. Services are delivered through a combination of settlement attorneys and title professionals, with additional value-add resources such as a Document Center and Video Library.
Differentiator
Problem solved
Functional benefit
Products and services
- Residential Title Insurance One-time title insurance policies protecting homeowners and lenders from financial loss related to title defects such as past ownership disputes, liens, or errors in public records. Ensures clear and legal property ownership for buyers, sellers, and refinancing transactions across the Mid-Atlantic region.
- Commercial Title Insurance Title insurance and settlement services for commercial real estate transactions, including multi-property acquisitions, developer and builder financing, industrial and mixed-use developments, low-income housing tax credit projects, and HUD/FHA-financed transactions.
- Lender Services Specialized title services for refinance, reverse mortgage, and second mortgage transactions. Includes 24-hour title commitments, CTN Insta CDs (Closing Disclosure delivery within 60 minutes), automated Milestone Alerts (email updates at every step from order to funding), and 24/7 closing options. Backed by a dedicated Lender Services Division.
- New Construction Title Services Comprehensive title services for builders and developers covering lot and land acquisition settlements, subdivision and development title work, construction loan closings, and final out sales. Includes proactive issue resolution and lien coverage, supported by 15+ years of new construction expertise in the Mid-Atlantic market.
- Virtual RON eClosings Fully remote online notarization closings that allow sellers and cash buyers to complete signings 100% online, with no notary physically present. Powered by the Proof platform integration. Available to financed buyers whose lenders permit RON closings.
- Hybrid eClosings Closing option that allows buyers to sign most documents electronically while certain lender-required documents remain in ink, combining the convenience of electronic signing with traditional closing requirements.
- ZOCCAM EMD Delivery Service Secure mobile-app-based delivery service for Earnest Money Deposits that allows buyers to photograph and submit checks digitally, eliminating the need for wire transfers. Uses 2048-bit SSL encryption and multi-factor authentication through a partnership with ZOCCAM.
Quantifiable outcome
- Title Commitments in 24 hours
- +2 more outcomes
Companies that use Community Title Network
Customer profileSegments5 records
Ideal customer profiles5 records
Community Title Network technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Integration2 records
Feature5 records
Community Title Network partnerships and signals
Strategic signalPartnerships
One partnership is on record.
- ZOCCAMcoreZOCCAM provides the mobile app technology for Community Title Network's earnest money deposit delivery system. ZOCCAM is safe, secure, and simple to use, eliminating the need to wire funds and reducing fraud risk. The app works on iPhones, Android phones, and tablets with free download and use. Checks are encrypted from capture to delivery with multi-factor authorization.
Scale indicators3 records
Recent moves7 records
Expansion highlights5 records
Community Title Network competitors and assessment
Company assessmentBroad incumbents
- Stewart Title: National title insurance underwriter and agency operator offering residential, commercial, and lender title services across the U.S. Directly comparable as a full-service title competitor with national reach, though operating at far greater scale than Community Title Network's regional footprint.
- First American Title Insurance Company: One of the largest U.S. title insurers with a national agency network providing title insurance, escrow, and settlement services. Comparable as a multi-line title competitor, particularly in lender-facing title services where CTN is investing.
- Fidelity National Title: Major national title insurance underwriter operating direct and agency operations nationwide, including through FNF-owned agencies. Comparable as a vertically integrated title competitor with bundled offerings to lenders and real estate professionals.
- Old Republic National Title Insurance: National title underwriter providing title insurance and escrow services through a network of agents and direct offices. Comparable as a traditional title competitor serving the same lender, real estate agent, and homebuilder channels.
Direct peers
- WFG National Title Insurance Company: National title underwriter and agency that grew aggressively through an agency franchise model targeting mid-sized regional title agencies. Directly comparable in business model — agency-style title operations with a heavy M&A and franchise growth orientation.
- Title Resources Guaranty Company: Title insurance underwriter working through a network of title agents and attorneys. Comparable as a mid-tier title carrier that competes for the same regional agency and lender relationships in the Mid-Atlantic.
- Nations Title Agency: Mid-Atlantic regional title agency providing residential and commercial title and settlement services. Closely comparable in geography, customer mix, and full-service title/settlement model.
Regional players
- Real Estate Settlement Group: Independent title and settlement agency serving select East Coast markets with residential and commercial title services. Comparable as a regional full-service title competitor targeting similar real estate agent and lender relationships.
- Pemco Title: Regional title and escrow agency with multi-state Mid-Atlantic presence serving residential and commercial transactions. Comparable as a similarly sized regional title agency operating in overlapping geographies.
Others
- ZOCCAM: Technology partner providing the mobile earnest money deposit delivery app integrated into CTN's closing workflow. Adjacent ecosystem participant — not a competitor, but a relevant technology enabler in CTN's service offering.
Market position
Strengths5 records
Weaknesses5 records
Competitive moat5 records
Key risks6 records
Key highlights7 records
Customer concentration
Community Title Network social profiles
Digital presenceCommunity Title Network compliance and trust
Trust signalCompliance1 record
Community Title Network financial estimates
Financial estimateRevenue estimate
Valuation estimate
Community Title Network leadership team
Management profileNumber of profiles
Profiles9 records
Community Title Network subsidiaries and ownership
Company hierarchySubsidiaries1 record
Community Title Network funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Community Title Network M&A and investment
M&A and investmentM&A1 record
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Community Title Network
What does Community Title Network do?
Community Title Network provides title insurance and real estate settlement services for residential and commercial property transactions across MD, DC, VA, DE, OH, and WV. Services include title searches, title insurance policies (owner's and lender's coverage), document preparation, closing coordination, escrow management, and fund disbursement. The company operates 20+ branch offices, supports in-person closings plus virtual RON and hybrid eClosings, and serves homeowners, real estate agents, lenders, builders, and commercial developers through dedicated practice areas.
Is Community Title Network a public or private company?
Community Title Network is a private company. It is classified as founder individual operated bootstrapped and is currently operating.
When was Community Title Network founded?
Community Title Network was founded in 2015. It employs 51 to 100 people.
Where is Community Title Network based?
Community Title Network is headquartered in Kensington, United States, in the North America region.
How does Community Title Network make money?
Four revenue lines are on record. Title Insurance Premiums are the primary driver. The others are settlement Services, lender Services and new Construction Title Services.
Who are Community Title Network's main competitors?
Broad incumbents on record are Stewart Title, First American Title Insurance Company, Fidelity National Title and Old Republic National Title Insurance. Direct peers are WFG National Title Insurance Company, Title Resources Guaranty Company and Nations Title Agency. Regional players are Real Estate Settlement Group and Pemco Title. ZOCCAM is listed as an others.
Does Community Title Network have an API?
No public API is recorded for Community Title Network.
What industry is Community Title Network in?
Community Title Network's product category is Title Insurance & Settlement Services. Its primary akta.pro industry code is FSAJACAL, Title Insurance. Its NAICS code is 541191 and its SIC code is 6361.