ConectCar
ConectCar is a Brazilian electronic toll and parking payment platform using RFID tags, jointly owned by Banco Itaú and Porto Seguro, serving individual consumers, vehicle fleets, and freight shippers nationwide through subscriptions and transaction fees.
- Company typePrivate
- Founded2012
- HeadquartersSão Paulo, Brazil
- Headcount101–250
- GTM typeB2B and B2C
- OfferingServices
What ConectCar does
ConectCar is a Brazilian electronic toll collection and payment platform founded in 2012 and headquartered in São Paulo, operating as ConectCar Instituição de Pagamento e Soluções de Mobilidade Eletrônica S.A. The company runs an RFID-based tag system that enables automatic payment at toll plazas, free-flow gantries, and over 1,300 parking facilities across all 27 Brazilian states, with real-time transaction processing, balance management, and integrations with ANTT's regulatory systems for Vale-Pedágio compliance. The technology stack combines vehicle-to-infrastructure communication with API-enabled fleet management, partner integration (Shell Box, ANTT), and mobile app-based self-service activation.
ConectCar serves individual consumers, vehicle fleets, and freight shippers through differentiated product tiers: Plano Completo (R$17.90/month subscription after first free year), Plano Básico (pay-per-use with per-recharge fees), Plano Flex (R$18.90 only in usage months), and Plano Free Flow for cashless gantry users. For businesses, it offers ConectCar Frotas fleet management at R$14.90-R$20.90 per tag per month and Vale-Pedágio ConectCar (VPO) for shippers (embarcadores) at a 2% take rate. The company is jointly owned by Banco Itaú and Porto Seguro, which distribute co-branded tags (Tag Itaú and Tag Porto Bank) to their credit card customer bases. Additional strategic partnerships include Localiza (car rental), Shell (fuel discount via Shell Box), and fleet management integrators SegSat and Maxi Frota.
Revenue is generated through monthly subscriptions, one-time activation fees, variable per-recharge transaction fees, fleet management subscriptions, processing spreads on toll and parking transactions, and a 2% take rate on Vale-Pedágio loaded credits. White-label arrangements with Itaú and Porto extend the technology through established banking distribution channels, reducing customer acquisition cost. The company maintains ISO 27001 and ISO 9001 certifications, is LGPD-compliant, and was an early beneficiary of ANTT Resolution 6.024/2023 mandating electronic Vale-Pedágio as of January 1, 2025. In 2026, ConectCar acquired iCarros (an automotive marketplace) and launched a partnership with Localiza, signaling expansion into adjacent automotive commerce and rental channels.
ConectCar firmographics
Firmographics- Name
- ConectCar
- Legal name
- ConectCar Instituição de Pagamento e Soluções de Mobilidade Eletrônica S.A
- Website
- https://conectcar.com
- Company type
- Private
- Founded year
- 2012
- Operating status
- Operating
- Headcount range
- 101–250 employees
- Short description
- ConectCar is a Brazilian electronic toll and parking payment platform using RFID tags, jointly owned by Banco Itaú and Porto Seguro, serving individual consumers, vehicle fleets, and freight shippers nationwide through subscriptions and transaction fees.
- Ownership category
- akta.pro rank
Where ConectCar is headquartered
LocationHeadquarters
- HQ city
- São Paulo
- HQ country
- Brazil
- HQ region
- Latin America
Offices1 record
Markets served
ConectCar business model
Business model- GTM type
- B2B and B2C
- Offering type
- Services
- Cost components
- Technology or R&D, Operations, Personnel, Marketing or Sales, Infrastructure
Revenue model
- Monthly Subscription Fees: ConectCar charges monthly subscription fees ranging from R$0 to R$29.90 depending on the plan tier (Completo, Flex, Tag+Assistência Auto). These fees provide access to the tag service, automatic recharge features, and customer support.
- Tag Activation/Adhesion Fees: One-time activation fees charged when users acquire a new tag, ranging from R$0 to R$40 depending on promotional offers. The Tag Itaú charges R$20 for adhesion, while Tag Porto Bank has no activation fee.
- Recharge Transaction Fees (Plano Básico): For Plano Básico users, ConectCar charges variable fees on each balance recharge. Rates include R$9.80-11.90 for R$50 recharges, R$17.90-21.90 for R$100, R$23.90-30.90 for R$150, and R$29.90-41.90 for R$220 recharges.
- Fleet Management Platform Fees: ConectCar Frotas charges R$14.90-R$20.90 per tag per month for fleet management services, including centralized account management, passage reporting, and integration capabilities. Vale-Pedágio services charge 2% on loaded values.
- Toll and Parking Transaction Processing: ConectCar earns revenue from the spread between the toll amount charged to users and the negotiated rates with toll operators and parking facilities. Users pay standard toll rates but benefit from automatic payment convenience and potential DBT/DUF discounts.
- Inactivity Fees: For Plano Básico accounts with no usage for 4+ consecutive months, ConectCar charges R$2.00 per month inactivity fee. This applies only to the Basic plan users who do not maintain regular tag usage or balance recharges.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Subscription | Monthly | Plano Completo - Full-featured subscription with unlimited use and no recharge fees |
| Hybrid | Pay-as-you-go | Plano Básico - Pay-per-use with variable recharge transaction fees |
| Usage-based | Pay-as-you-go | Plano Flex - Pay only when you use, no inactivity fees |
| Usage-based | Pay-as-you-go | Plano Free Flow - Free for exclusive free-flow usage, with usage fees outside |
| Subscription | Monthly | Tag + Assistência Auto - Completo plan with Porto road assistance services |
| Subscription | Monthly | ConectCar Frotas - Fleet management with centralized billing and reporting |
| Transaction based/ take rate | Pay-as-you-go | Vale-Pedágio - Electronic toll voucher for freight/shipper compliance |
| Subscription | Monthly | Tag Itaú (White Label) - Co-branded tag for Itaú credit card holders |
| Subscription | Monthly | Tag Porto Bank (White Label) - Co-branded post-paid tag for Porto Bank cardholders |
Go-to-market motion3 records
Distribution channels7 records
Marketing channels8 records
ConectCar product offering
Product offeringCore offering
ConectCar provides prepaid electronic toll and parking payment services for Brazilian drivers through RFID vehicle tags and a mobile application. Its portfolio includes consumer monthly plans, a free-flow toll plan, fleet management (ConectCar Frotas), an electronic toll voucher for shippers (Vale-Pedáginio / VPO), and white-label tag solutions distributed through partner brands such as Itaú and Porto Bank.
Product overview
ConectCar is an electronic toll and parking payment platform operated by ConectCar Instituição de Pagamento e Soluções de Mobilidade Eletrônica S.A. The portfolio consists of a core tag/device product line (Plano Completo, Plano Básico, Plano Flex, Plano Free Flow) for individual consumers, supplemented by fleet management (ConectCar Frotas), mandatory toll voucher (Vale-Pedágio/VPO), and white-label solutions for partners. The company also offers co-branded tags under Itaú and Porto Bank brands. Value-added services include road assistance (Tag + Assistência Auto) and fuel discounts through Shell Box partnership. The platform operates on a pre-paid model with optional automatic recharge across 100% of Brazil's tolled highways, Free Flow gantries, and 1,300+ parking facilities.
Differentiator
Problem solved
Functional benefit
Brands
- ConectCar Frotas: Fleet management solution for businesses to manage toll payments across multiple vehicles with shared balance and reporting.
- Vale-Pedágio ConectCar (VPO)
Products and services
- ConectCar Frotas Dedicated fleet management solution for businesses operating vehicle fleets, providing centralized toll and parking payment and visibility over consumption by vehicles and drivers. Targets fleet, logistics, and mobility managers in companies with recurring toll expenses.
- Vale-Pedáginio ConectCar (VPO) Electronic toll voucher that allows shippers (embarcadores) to pay tolls on behalf of contracted road carriers in place of physical toll vouchers, with dynamic take-rate pricing tied to share-of-wallet. Serves logistics and supply chain buyers managing road freight costs.
- ConectCar White Label White-label electronic toll tag platform that allows partner brands — primarily financial institutions and large consumer brands — to issue their own co-branded tag under their own brand, leveraging ConectCar's underlying infrastructure and acceptance network.
- Tag Itaú Co-branded version of the ConectCar electronic toll tag distributed under the Banco Itaú brand, giving Itaú customers access to ConectCar's toll and parking acceptance network.
- Tag Porto Bank Co-branded version of the ConectCar electronic toll tag distributed under the Porto Bank (Banco Porto) brand, giving Porto Bank customers access to ConectCar's toll and parking acceptance network.
Quantifiable outcome
- Up to 96% discount on toll tariffs through DUF (Desconto de Usuário Frequente) programs at participating toll plazas
- +4 more outcomes
Companies that use ConectCar
Customer profileNamed customers9 records
Segments5 records
Ideal customer profiles4 records
ConectCar technology and API
TechnologyTechnology focussed Yes
API detail
- Has API
- Yes
- API docs
- API detail
Core technology
AI maturity
App detail
Integration2 records
Feature5 records
ConectCar partnerships and signals
Strategic signalPartnerships
Seven partnerships are on record, tiered flagship and minor.
- LocalizaflagshipStrategic partnership offering ConectCar tags with promotional pricing (14 months free monthly fee) to Localiza's car rental customers. The partnership targets travelers and tourists who benefit from toll payment convenience during road trips. Localiza markets the tags through their rental channels and customer communications.
- Mercado PagominorMercado Pago integration allows ConectCar tag acquisition through the Mercado Pago platform, expanding distribution to MercadoLibre/Mercado Pago's extensive e-commerce customer base in Brazil.
- Shell (Shell Box)flagshipExclusive partnership providing ConectCar Frotas customers with 1% fuel discount at 4,000+ Shell stations across Brazil through the Shell Box digital platform. The benefit is free and 100% digital for new Shell Box customers, creating a compelling value proposition for fleet operators.
- UnicredminorCredit union partner offering ConectCar tags to Unicred members with potential exclusive pricing or conditions.
- UniprimeminorCredit union partner offering ConectCar tags to Uniprime members with potential exclusive pricing or conditions.
- IpirangaminorPhysical retail distribution partnership allowing ConectCar tag purchases at Ipiranga gas station locations throughout Brazil, complementing online sales channels.
- Porto ServiçoflagshipCo-branded product development partnership creating the Tag + Assistência Auto plan, bundling ConectCar's toll/parking payment with Porto Serviço's roadside assistance (guincho, mechanical support, locksmith) under one monthly subscription.
Scale indicators6 records
Recent moves6 records
Expansion highlights6 records
ConectCar competitors and assessment
Company assessmentBroad incumbents
- Porto Seguro: Porto Seguro is a ConectCar shareholder and partner running the Tag Porto Bank post-paid product and Porto Serviço roadside assistance bundle; it is a broader insurance and financial services incumbent whose tolling offering sits inside a larger portfolio.
- Banco Itaú: Banco Itaú is a ConectCar shareholder and white-label partner (Tag Itaú), giving ConectCar reach into Itaú's 50M+ customer base; Itaú is a broader financial incumbent where ConectCar's toll capability is one of many product verticals.
Others
- Localiza: Localiza is Brazil's largest car rental company and a ConectCar partner, onboarding rental customers onto ConectCar tags — a complementary distribution channel rather than a direct tolling competitor.
- Shell Brasil: Shell (via Shell Box) is a ConectCar partner offering 1% fuel discounts at 4,000+ stations to ConectCar Frotas subscribers — an adjacent mobility ecosystem player that monetizes fuel rather than competing in ETC directly.
- Mercado Pago: Mercado Pago is a distribution partner for ConectCar tag acquisition, providing reach into MercadoLibre's Brazilian e-commerce and digital wallet user base — an ecosystem enabler rather than a direct ETC competitor.
Direct peers
- Ticket Log: Ticket Log, part of Edenred, provides fleet management and electronic toll payment cards in Brazil — directly competing with ConectCar Frotas in the enterprise fleet tolling segment.
- Veloe: Veloe is a Brazilian ETC brand born from a Banco do Brasil and Bradesco partnership, offering toll and parking tags with banking white-label distribution — directly analogous to ConectCar's Tag Itaú / Tag Porto Bank model.
- GreenPass: GreenPass operates an electronic toll tag service in Brazil with similar nationwide acceptance and direct consumer subscription models — a directly comparable ETC competitor.
- MoveIt: MoveIt is a Brazilian electronic toll and mobility tag provider serving both individual consumers and fleets — directly overlapping ConectCar's Plano Completo and ConectCar Frotas offerings.
- Sem Parar: Sem Parar is the leading Brazilian electronic toll and parking tag provider, offering comparable nationwide coverage and direct subscription/transaction plans — a like-for-like competitor to ConectCar's consumer tag portfolio.
Market position
Strengths5 records
Weaknesses5 records
Competitive moat6 records
Key risks5 records
Key highlights7 records
Customer concentration
ConectCar social profiles
Digital presenceConectCar compliance and trust
Trust signalCompliance4 records
ConectCar financial estimates
Financial estimateRevenue estimate
Valuation estimate
ConectCar leadership team
Management profileNumber of profiles
Profiles2 records
ConectCar funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
ConectCar M&A and investment
M&A and investmentM&A1 record
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about ConectCar
What does ConectCar do?
ConectCar provides prepaid electronic toll and parking payment services for Brazilian drivers through RFID vehicle tags and a mobile application. Its portfolio includes consumer monthly plans, a free-flow toll plan, fleet management (ConectCar Frotas), an electronic toll voucher for shippers (Vale-Pedáginio / VPO), and white-label tag solutions distributed through partner brands such as Itaú and Porto Bank.
Is ConectCar a public or private company?
ConectCar is a private company. It is classified as corporate owned and is currently operating.
When was ConectCar founded?
ConectCar was founded in 2012. It employs 101 to 250 people.
Where is ConectCar based?
ConectCar is headquartered in São Paulo, Brazil, in the Latin America region.
How does ConectCar make money?
Six revenue lines are on record. Monthly Subscription Fees are the primary driver. The others are tag Activation/Adhesion Fees, recharge Transaction Fees (Plano Básico), fleet Management Platform Fees, toll and Parking Transaction Processing and inactivity Fees.
Who are ConectCar's main competitors?
Broad incumbents on record are Porto Seguro and Banco Itaú. Others are Localiza, Shell Brasil and Mercado Pago. Direct peers are Ticket Log, Veloe, GreenPass, MoveIt and Sem Parar.
Does ConectCar have an API?
Yes. ConectCar offers an API hub ("hub de API's") for enterprise fleet management integration. The API allows large fleets to integrate their fleet management tools with ConectCar's toll and parking payment services. The platform supports digital integration for dispatchers ("Embarcador") through their web portal at dclogglh.digitalcomm.com.br:8443. No public API documentation URL is explicitly provided.