Nicky

What Nicky does

Nicky is a privately held fintech company founded in 2022 that offers a secure, non-custodial cryptocurrency payment solution aimed at businesses that want to accept digital-asset payments. The company positions itself around the merchant side of crypto acceptance, with "non-custodial" architecture framed as the central security differentiator, implying that funds or keys are not held by Nicky itself during the payment flow. The public-facing product description emphasizes ease of acceptance for businesses, but the company's website (nicky.me) currently displays only a loader/verification page, and no further technical, integration, SDK, or platform-architecture details are disclosed in the available data.

The company operates with a very small team of 1–10 employees and is headquartered in Washington, United States. Leadership consists of CEO and Founder Matheus L. and Co-Founder Lars Jensen, with no additional management team information disclosed. There is no public information on funding rounds, investors, pricing mechanics, revenue model (transaction fees versus subscription versus hybrid), customer segments, regulatory licensing, or operational scale. Consequently, the underlying revenue mechanics — whether the business captures a basis-point fee on each transaction, charges merchant SaaS fees, or operates on a hybrid model — cannot be verified from the supplied data.

The data set is unusually thin for an investment-grade read: no app store presence, no public API or SDK, no certifications, no partnerships, no customers, no awards, and no operating-status confirmation beyond the loader page. The company should therefore be treated as an early-stage, likely pre-traction entity where most go-to-market, commercial, and technical diligence questions remain unanswered.

Name

Nicky

Website

https://nicky.me

Company type

Private

Founded year

2022

Headcount range

1–10 employees

Short description

Nicky is a privately held, early-stage US fintech founded in 2022 that offers a non-custodial cryptocurrency payment solution enabling businesses to accept digital-asset payments securely, operating from Washington with a 1–10 person team.

Ownership category

akta.pro rank

Product category

Cryptocurrency Payment Processing

NAICS

Financial Transactions Processing, Reserve, and Clearinghouse Activities (52232)

SIC

Security & Commodity Brokers, Dealers, Exchanges & Services (6200)

akta.pro primary industry

Crypto Merchant Acquirers & PSPs (Payment Service Providers) (FSADAIAB)

akta.pro secondary industry

Crypto Payments & Stablecoin Settlement Platforms (BPAMAFAL)

Keywords

• Crypto payment processing
• Non-custodial payments
• Cryptocurrency acceptance
• Business crypto payments
• Digital payment solutions

Headquarters

HQ city

Washington

HQ country

United States

HQ region

North America

Markets served

GTM type

B2B

Offering type

Software

Cost components

Technology or R&D, Personnel, Operations, Marketing or Sales

Core offering

Nicky offers a secure, non-custodial crypto payment solution that enables businesses to accept cryptocurrency payments easily. The platform handles the technical complexity of receiving digital assets while keeping custody control with the merchant, allowing businesses to expand into crypto-native customers without managing private keys or wallet infrastructure themselves.

Differentiator

Problem solved

Functional benefit

Products and services

• Nicky Crypto Payment Solution

Ideal customer profiles1 record

Technology focussed Yes

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Recent moves3 records

Expansion highlights3 records

Emerging players

• Alchemy Pay: Hybrid fiat-crypto payment processor targeting merchants with on-ramp and acceptance services; comparable scope on the crypto-acceptance side and a closer-stage emerging competitor.

Direct peers

• BitPay: Long-standing crypto payment processor enabling merchants to accept Bitcoin and other cryptocurrencies; directly competes in the same merchant acquiring space.
• OpenNode: Bitcoin and Lightning-focused payment processor for merchants and platforms; comparable business model targeting similar merchant acceptance use cases.
• CoinGate: Crypto payment processor for merchants and businesses, offering POS and online checkout in a comparable product category.
• BTCPay Server: Open-source, self-hosted, non-custodial crypto payment processor; competes with Nicky on the same non-custodial merchant-acceptance value proposition.
• Coinbase Commerce: Coinbase's merchant crypto-acceptance product; the most direct incumbent competitor to Nicky's stated offering, serving online businesses with crypto payment integration.
• CoinPayments: Crypto payment gateway and merchant services provider supporting hundreds of coins; comparable in target market and product offering.
• NOWPayments: Non-custodial-leaning crypto payment gateway supporting a wide range of coins and tokens for merchant acceptance; directly competes with Nicky's positioning.

Broad incumbents

• Strike: Broader digital-payments platform with merchant crypto acceptance and Lightning rails; overlaps with Nicky in merchant use cases but operates a much wider consumer and B2B product set.
• Binance Pay: Crypto-native payment service from Binance enabling P2P and merchant transactions; a broader incumbent competing for the same merchant relationships.

Market position

Strengths4 records

Weaknesses5 records

Competitive moat2 records

Key risks5 records

Key highlights4 records

Customer concentration

• Xx.com/nickydotme
• Facebookfacebook.com/nickydotme
• LinkedInlinkedin.com/company/nickydotme

Revenue estimate

Valuation estimate

Number of profiles

Profiles2 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Nicky