CoinGate
CoinGate is a Vilnius-headquartered, MiCA-licensed cryptocurrency payment gateway founded in 2014 that lets merchants in 180+ countries accept, convert, settle, and disburse 10+ digital assets via plugins, API, and payouts.
- Company typePrivate
- Founded2014
- HeadquartersVilnius, Lithuania
- Headcount51–100
- GTM typeB2B
- OfferingSoftware
What CoinGate does
CoinGate (legal entity UAB Decentralized) is a Lithuania-headquartered cryptocurrency payment gateway founded in 2014 that enables merchants globally to accept, hold, convert, and disburse digital assets. The platform supports more than ten cryptocurrencies across multiple blockchain networks, including Bitcoin with Lightning Network, Ethereum, Solana, Polygon, Arbitrum, Base, Optimism, Tron, and Binance Smart Chain, and offers WalletConnect and Binance Pay at checkout to access over 700 wallets. Its product suite spans checkout integration, crypto billing and invoicing, payment channels for repeat payers, merchant refunds, a multi-currency account, deposit/swap/withdraw functionality, and outbound crypto payouts with FX conversion.
The company serves 500+ business platforms across 180+ countries and has processed over 7M payments since inception. Core customers include e-commerce merchants, digital service providers (VPN, hosting, SaaS), gaming platforms, travel agencies, and any business with cross-border payout needs. Distribution combines a self-serve, plugin-led model (WooCommerce, Magento 2, PrestaShop, OpenCart, WHMCS, Wix) with an API-first developer offering, plus a dedicated enterprise sales motion. CoinGate monetizes through a flat 1% payment processing fee, a 1% conversion fee on crypto-to-crypto and crypto-to-fiat swaps, and a 0.5% plus €0.50 fee on outbound crypto payouts, supplemented by an affiliate/referral program.
In December 2025, CoinGate obtained MiCA Crypto-Asset Service Provider authorization and a Payment Institution license from the Bank of Lithuania, formalizing its regulated status in the EU. The gift cards business was transferred to UAB Rewards Distributed in January 2025 as part of a focus on core payment infrastructure. Operating with 51-100 employees from Vilnius, CoinGate is privately held and bootstrapped, with no external funding rounds disclosed.
CoinGate firmographics
Firmographics- Name
- CoinGate
- Legal name
- UAB Decentralized
- Website
- https://coingate.com
- Company type
- Private
- Founded year
- 2014
- Operating status
- Operating
- Headcount range
- 51–100 employees
- Short description
- CoinGate is a Vilnius-headquartered, MiCA-licensed cryptocurrency payment gateway founded in 2014 that lets merchants in 180+ countries accept, convert, settle, and disburse 10+ digital assets via plugins, API, and payouts.
- Ownership category
- akta.pro rank
CoinGate industry classification
Industry- Product category
- Cryptocurrency Payment Gateway
- NAICS
- Financial Transactions Processing, Reserve, and Clearinghouse Activities (52232), Financial Transactions Processing, Reserve, and Clearinghouse Activities (522320)
- SIC
- Security & Commodity Brokers, Dealers, Exchanges & Services (6200), Finance Services (6199)
- akta.pro primary industry
- Crypto Payment Gateways & Checkout APIs (FSADAIAA)
- akta.pro secondary industries
- Crypto Payments & Stablecoin Settlement Platforms (BPAMAFAL), B2B Crypto Payouts, Mass Payments & Treasury Disbursements (FSADAIAF), Digital Gift Cards, Vouchers & Stored-Value (Crypto) (FSADAIAN)
Keywords
Where CoinGate is headquartered
LocationHeadquarters
- HQ city
- Vilnius
- HQ country
- Lithuania
- HQ region
- Europe
Offices1 record
Markets served
CoinGate business model
Business model- GTM type
- B2B
- Offering type
- Software
- Cost components
- Technology or R&D, Personnel, Infrastructure, Operations, Marketing or Sales, Others
Revenue model
- Payment Processing Fees: CoinGate charges a flat 1% fee on all processed crypto payments. This is the primary revenue stream from merchant payment processing.
- Currency Conversion: 1% fee on cryptocurrency conversions between crypto-to-crypto or crypto-to-fiat. Applied when merchants convert balances or when FX payout conversion occurs.
- Crypto Payouts: 0.5% fee plus €0.50 fixed fee per crypto payout transaction. Merchants can send payouts to recipients in their preferred cryptocurrency.
- Referral Program: Referrers earn 20% of CoinGate's fee income from every payment processed by referred businesses, paid monthly. Referred businesses receive 10% discount for first 3 months.
- Gift Cards Affiliate Commissions: Gift cards affiliate program offers up to 15% commission on qualifying sales. Operated by UAB Rewards distributed entity.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Transaction based/ take rate | Pay-as-you-go | Standard Processing Fee - 1% flat rate for all crypto payments |
| Transaction based/ take rate | Pay-as-you-go | Currency Conversion - 1% fee on crypto-to-crypto or crypto-to-fiat conversions |
| Transaction based/ take rate | Pay-as-you-go | Crypto Payouts - €0.50 fixed + 0.5% variable fee |
| Other | Monthly | Referral Program - 20% recurring commission on CoinGate fees |
Go-to-market motion4 records
Distribution channels7 records
Marketing channels7 records
CoinGate product offering
Product offeringCore offering
CoinGate is a MiCA-licensed cryptocurrency payment gateway that enables merchants to accept Bitcoin, USDC, and 10+ digital assets across multiple blockchain networks and settle proceeds in EUR, USD, GBP, or stablecoins. The platform provides checkout integration, billing and invoicing, crypto payouts, payment channels, multi-currency treasury accounts, and merchant refunds, delivered via API, ready-made e-commerce plugins, and a self-serve dashboard. Since 2014, the platform has processed over 7 million payments for 500+ businesses across 180+ countries.
Product overview
CoinGate is a unified all-in-one cryptocurrency payment platform offering a comprehensive suite of payment infrastructure for businesses. The core platform consists of Checkout Integration (main payment gateway), Billing (invoicing system), Crypto Payouts (global disbursement service), Payment Channels (repeated payment addresses), Multi-Currency Account (treasury management), Deposit/Swap/Withdraw (asset management), and Merchant Refunds. The platform supports 10+ cryptocurrencies across multiple blockchain networks including Bitcoin (with Lightning), Ethereum, Solana, Polygon, Arbitrum, Base, Optimism, Tron, and Binance Smart Chain. For e-commerce, CoinGate provides ready-made plugins for WooCommerce, Magento 2, WHMCS, OpenCart, PrestaShop, and Wix. Personal solutions include Buy Crypto and Sell Crypto services. The platform also includes gift cards (operated by UAB Rewards Distributed), a Referral Program for business acquisition, an Affiliate Program for gift card promotion, and a Sandbox Environment for developer testing. Operating since 2014, CoinGate has processed over 7 million payments and powers 500+ global platforms.
Differentiator
Problem solved
Functional benefit
Quantifiable outcome
- Up to 20% higher overall checkout conversion with redesigned checkout experience
- +4 more outcomes
Companies that use CoinGate
Customer profileNamed customers7 records
Segments6 records
Ideal customer profiles3 records
CoinGate technology and API
TechnologyTechnology focussed Yes
API detail
- Has API
- Yes
- API docs
- API detail
Core technology
AI maturity
App detail
Integration10 records
AI capability2 records
Feature8 records
CoinGate partnerships and signals
Strategic signalPartnerships
Three partnerships are on record, tiered core and minor.
- WalletConnect (ReOwn)coreCoinGate integrated WalletConnect protocol into its checkout flow, enabling customers to pay invoices using 700+ supported wallets across Ethereum, Solana, and Bitcoin networks. ReOwn, the company behind WalletConnect, provides the secure communication layer between user wallets and CoinGate's payment interface. This partnership enhances checkout experience with QR code scanning and in-browser connection without manual address entry.
- TravelUpminorTravelUp partnered with CoinGate to launch cryptocurrency payment support, enabling customers to pay for flights, hotels, and holiday packages using BTC, ETH, SOL, LTC, and USDC. TravelUp became one of the few leading UK travel agencies to accept cryptocurrency for travel bookings.
- UAB Rewards distributedcoreAs of January 25, CoinGate Gift Cards sales and distribution platform with all economic and moral rights were transferred from UAB Decentralized to UAB Rewards distributed. UAB Rewards distributed now operates the gift cards business while CoinGate continues to operate payment processing services.
Scale indicators6 records
Recent moves7 records
Expansion highlights6 records
CoinGate competitors and assessment
Company assessmentDirect peers
- Coinbase Commerce: Coinbase Commerce is the merchant-facing arm of Coinbase that lets businesses accept crypto payments (BTC, ETH, USDC, etc.) via API and hosted checkout. It competes head-on with CoinGate for e-commerce merchants and platforms needing multi-currency crypto acceptance with fiat off-ramps.
- CoinsPaid: CoinsPaid is a crypto payment processor and licensed EU crypto provider offering merchant tools, payouts, and on/off-ramps. It competes directly with CoinGate in the EU-regulated crypto payments segment and is similarly positioned with PSP-style licensing.
- NOWPayments: NOWPayments is a crypto payment gateway supporting 200+ cryptocurrencies with mass payouts, POS, invoicing, and e-commerce plugins. It mirrors CoinGate's product surface (checkout, payouts, swaps) and serves a comparable SMB and mid-market merchant base.
- BitPay: BitPay is a long-standing crypto payment processor founded in 2011 that enables merchants to accept Bitcoin and other cryptocurrencies with fiat settlement. It is among the most direct competitors to CoinGate, operating a similar merchant gateway model with plugins and APIs across global markets.
- BTCPay Server: BTCPay Server is the leading open-source Bitcoin payment processor with self-hosted deployment, plugins, and a global merchant community. It is a substitute option for technically inclined merchants evaluating CoinGate's hosted gateway, particularly where zero-fee models appeal.
- PayCrypt: PayCrypt is a crypto payment gateway providing merchant checkout, mass payouts, and fiat settlement across multiple chains. It operates in the same niche as CoinGate, targeting SMB and mid-market merchants needing multi-asset crypto acceptance.
Broad incumbents
- Stripe (Crypto): Stripe has introduced stablecoin payment support on top of its incumbent global payments rails. As a much larger incumbent with deep enterprise relationships, any expansion of Stripe's crypto offering is the most significant long-term competitive threat to specialized gateways like CoinGate.
- Circle: Circle, the issuer of USDC, offers merchant tools and payment infrastructure tied to its stablecoin franchise. While broader in scope than CoinGate, Circle's merchant and cross-border ambitions intersect with CoinGate's fiat-off-ramp and payout services.
Emerging players
- TripleA: TripleA is a Singapore-licensed crypto payment gateway offering fiat settlement in 30+ currencies with a focus on APAC and emerging-market merchants. It overlaps with CoinGate's cross-border merchant value proposition but emphasizes different geographies and use cases.
- Alchemy Pay: Alchemy Pay operates a hybrid crypto/fiat payment network with on/off-ramps and a global merchant acquiring footprint. It intersects with CoinGate as an emerging global crypto payments network, particularly for cross-border merchant acquiring scenarios.
Market position
Strengths5 records
Weaknesses5 records
Competitive moat5 records
Key risks6 records
Key highlights7 records
Customer concentration
CoinGate social profiles
Digital presenceCoinGate financial estimates
Financial estimateRevenue estimate
Valuation estimate
CoinGate leadership team
Management profileNumber of profiles
Profiles5 records
CoinGate subsidiaries and ownership
Company hierarchySubsidiaries1 record
CoinGate funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
CoinGate M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about CoinGate
What does CoinGate do?
CoinGate is a MiCA-licensed cryptocurrency payment gateway that enables merchants to accept Bitcoin, USDC, and 10+ digital assets across multiple blockchain networks and settle proceeds in EUR, USD, GBP, or stablecoins. The platform provides checkout integration, billing and invoicing, crypto payouts, payment channels, multi-currency treasury accounts, and merchant refunds, delivered via API, ready-made e-commerce plugins, and a self-serve dashboard. Since 2014, the platform has processed over 7 million payments for 500+ businesses across 180+ countries.
Is CoinGate a public or private company?
CoinGate is a private company. It is classified as founder individual operated bootstrapped and is currently operating.
When was CoinGate founded?
CoinGate was founded in 2014. It employs 51 to 100 people.
Where is CoinGate based?
CoinGate is headquartered in Vilnius, Lithuania, in the Europe region.
How does CoinGate make money?
Five revenue lines are on record. Payment Processing Fees are the primary driver. The others are currency Conversion, crypto Payouts, referral Program and gift Cards Affiliate Commissions.
Who are CoinGate's main competitors?
Direct peers on record are Coinbase Commerce, CoinsPaid, NOWPayments, BitPay, BTCPay Server and PayCrypt. Broad incumbents are Stripe (Crypto) and Circle. Emerging players are TripleA and Alchemy Pay.
Does CoinGate have an API?
Yes. CoinGate provides a public API for cryptocurrency payment processing, payouts, billing, and balance management at scale. Developers can integrate via REST API with API credentials generated from the dashboard. A sandbox environment is available at sandbox.coingate.com for testing before going live. Developer documentation is at developer.coingate.com/reference/cryptocurrency-payment-api.
What industry is CoinGate in?
CoinGate's product category is Cryptocurrency Payment Gateway. Its primary akta.pro industry code is FSADAIAA, Crypto Payment Gateways & Checkout APIs, with a secondary code of BPAMAFAL, Crypto Payments & Stablecoin Settlement Platforms. Its NAICS code is 52232 and its SIC code is 6200.