Regal Credit Management

What Regal Credit Management does

Regal Credit Management (legal entity Regal US, Inc.) is a private, New York-headquartered credit and identity protection firm founded around 2010 and led by CEO Anthony Davenport. It serves high-net-worth individuals and high-profile personas such as athletes, entertainers, and public figures, together with the wealth managers, CPAs, accountants, and entertainment business managers who advise them. The company's core product suite consists of Credit Block™, a proactive credit-locking service that collapses the standard 27-step bureau process into a single click and is monitored by Certified FICO professionals; CyberSweep™, which monitors and removes personal information from over 400 data brokers, social media sites, and people-search engines; and Credit Building, which helps clients establish or strengthen credit profiles in approximately 60 days. Underlying delivery relies on integrations with Array for credit bureau data access and Stripe for ACH subscription billing, and the firm markets its platform as AI-backed without disclosing proprietary AI assets.

Regal monetizes primarily through recurring subscriptions for Credit Block and CyberSweep plus a one-time £3,000 UK Credit Build service, with subscription terms that auto-renew monthly or annually and require 30-day written notice for cancellation. Go-to-market is sales-led through professional advisor networks, augmented by a community-led motion via Social4M, a wholly-owned sub-brand community platform for sports and entertainment business managers that has grown to 700+ members. The firm operates from offices in New York (headquarters), Los Angeles, and London, and has stated that it has protected over one million records from data-breach exploitation; it is founder-owned with no disclosed external funding rounds or institutional investors, and reports a wholly-owned subsidiary, ID Analytics, supporting identity verification services.

Name

Regal Credit Management

Legal name

Regal US, Inc.

Website

https://regalcredit.com

Company type

Private

Founded year

2010

Operating status

Operating

Headcount range

11–50 employees

Short description

Regal Credit Management is a private credit and identity protection firm serving high-net-worth and high-profile individuals through Credit Block™, CyberSweep™, and Credit Building services, distributed via wealth managers, CPAs, and its Social4M sports and entertainment community.

Ownership category

akta.pro rank

Product category

Credit and Identity Protection Services

NAICS

Credit Bureaus (561450)

SIC

Services-Consumer Credit Reporting, Collection Agencies (7320)

akta.pro primary industry

Credit Education, Monitoring & Consumer Credit Management Tools (FSAKAKAJ)

akta.pro secondary industry

Credit Repair & Credit Score Advisory (FSAEAFAD)

Keywords

• Credit protection services
• Identity theft prevention
• Credit management solutions
• Digital footprint removal
• Credit building services

Headquarters

HQ city

New York

HQ country

United States

HQ region

North America

Offices3 records

Markets served

GTM type

B2B and B2C

Offering type

Services

Cost components

Personnel, Technology or R&D, Operations, Marketing or Sales, Infrastructure

Revenue model

1. Credit Block Subscription: Recurring subscription service for credit protection with automatic renewal at monthly or annual billing cycles. The subscription remains active indefinitely unless 30-day written notice is provided for cancellation.
2. CyberSweep Subscription: Ongoing digital footprint monitoring and data removal subscription service with quarterly reporting on data removal actions.
3. Credit Building Program: Credit profile establishment service helping clients build credit in approximately 60 days, with personalized credit file analysis and guidance on opening accounts.
4. UK Credit Build Service: One-time fee service for new arrivals to the US to build credit in 60 days, priced at £3,000.

Pricing tiers

Go-to-market motion2 records

Distribution channels3 records

Marketing channels4 records

Core offering

Regal Credit Management provides proactive credit and identity protection services for high-net-worth individuals, high-profile public figures, and the professional advisors who serve them. Its core offerings—Credit Block™, CyberSweep™, and Credit Building—are delivered through subscription-based engagements with 24/7 monitoring by Certified FICO professionals. The firm also operates Social4M, a community platform for sports and entertainment business managers, and offers tailored services such as a UK Credit Build program for foreign nationals establishing US credit.

Product overview

Regal Credit Management operates a multi-product platform centered on credit protection and identity management. The core offerings consist of Credit Block™ (proactive credit locking and identity theft prevention), CyberSweep™ (digital footprint monitoring and data broker removal), and Credit Building (credit profile establishment and strengthening). An ancillary sub-brand, Social4M, serves as a community platform for sports and entertainment professionals. The company also maintains a Legal Center and Resources section with educational content on credit management and cybersecurity topics.

Differentiator

Problem solved

Functional benefit

Brands

• Social4M: A connected community platform for sports and entertainment business managers and professionals, providing exclusive access to resources, community building, networking events, and diversity advocacy.

Products and services

• Credit Block™ Credit Block™ is a proactive credit and identity protection service that locks credit files to prevent unauthorized inquiries and reduces identity theft exposure from 27 steps to one click. The service is monitored 24/7 by Certified FICO professionals and serves high-net-worth individuals, high-profile public figures, and enterprise clients including banks and wealth management firms.
• CyberSweep™ CyberSweep™ is a digital footprint monitoring and data broker removal service that gathers information from over 400 data brokers, social media sites, and people search engines; analyzes and removes unauthorized personal data; and provides quarterly reports on data removal actions. It targets high-net-worth individuals and public figures whose personal information exposure poses privacy and safety risks.
• Credit Building Credit Building is a credit profile development program designed to help individuals establish or strengthen credit profiles within 60 days. It includes personalized credit file analysis, account guidance, and ongoing credit maintenance and education, primarily used by foreign nationals relocating to the US and individuals seeking to rebuild credit.
• UK Credit Build Service UK Credit Build is a one-time fee service offered at £3,000 to foreign nationals relocating to the United States, helping them establish US credit history within approximately 60 days to qualify for mortgages, credit cards, and other US financial products.

Quantifiable outcome

• Over 1 million records protected from data breach exploitation through proactive credit blocking
• +2 more outcomes

Named customers3 records

Segments5 records

Ideal customer profiles5 records

Technology focussed Yes

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Integration2 records

Feature4 records

Partnerships

Two partnerships are on record, tiered core.

• StripecoreTechnology or IntegrationStripe serves as the payment gateway partner enabling ACH payment processing for Regal's services. The partnership provides quick transfers with low transaction fees, reduced failed payments, and more convenient billing for clients paying for credit management services.
• ArraycoreTechnology or IntegrationArray serves as the credit data provider enabling Regal to access client credit files from national credit bureaus for verification and credit block implementation purposes under the Fair Credit Reporting Act.

Scale indicators2 records

Recent moves6 records

Expansion highlights5 records

Direct peers

• Norton LifeLock: The largest direct competitor in consumer identity and credit protection, offering credit monitoring, identity theft protection, and credit lock capabilities directly overlapping with Credit Block and CyberSweep.
• IdentityForce (TransUnion): TransUnion-owned identity theft and credit protection service providing credit monitoring, identity protection, and recovery services — a direct comparable in product scope and consumer target market.
• ID Watchdog (Equifax): Equifax-owned identity theft protection and credit monitoring service competing in the same consumer credit protection category as Credit Block.
• PrivacyGuard: Subscription identity and credit protection service offering credit monitoring, identity theft protection, and privacy tools — directly comparable product set and pricing model.
• AllClear ID: Premium identity protection and breach response provider serving both consumers and enterprises, with concierge-style service similar to Regal's high-touch positioning.

Emerging players

• Aura: Fast-growing all-in-one digital security and identity protection platform combining VPN, antivirus, credit monitoring, and identity theft protection — competing for the same privacy-conscious consumer wallet.
• Optery: Specialized personal data removal service that scrubs personal information from data broker sites — directly comparable to Regal's CyberSweep™ product.

Broad incumbents

• Experian IdentityWorks: Identity protection service from one of the three major credit bureaus, offering credit monitoring, identity restoration, and fraud resolution — directly overlapping with Regal's core credit protection offerings.
• McAfee Identity Theft Protection: Identity protection bundled within McAfee's broader cybersecurity suite, competing on integrated value for consumers seeking combined security and credit monitoring.
• CyberScout (Sontiq): Identity protection, data breach response, and cyber services for consumers and enterprises, with comparable credit monitoring and identity recovery offerings.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat5 records

Key risks5 records

Key highlights6 records

Customer concentration

• Xx.com/RegalCreditMGMT
• Facebookfacebook.com/regalcreditmgmt
• LinkedInlinkedin.com/company/regalcreditmanagement
• Instagraminstagram.com/regalcreditmgmt

Revenue estimate

Valuation estimate

Number of profiles

Profiles1 record

Subsidiaries2 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Regal Credit Management