Cohen Financial Group

What Cohen Financial Group does

Cohen Financial Group is a Beverly Hills-based mortgage brokerage founded in 1999 by Mark Howard Cohen and operated as a sole proprietorship (legal entity Cohen, Mark Howard; NMLS #1593077, CA DRE #01016103). The firm originates residential and commercial mortgage loans through a multi-lender wholesale broker model, serving borrowers across Los Angeles, Ventura, Orange, and Santa Barbara counties. It specializes in complex and high-value transactions that traditional bank products typically decline, with a particular focus on the Greater Los Angeles luxury real estate market.

The product suite spans conforming purchase and refinance loans, jumbo and super-jumbo facilities reaching $25 million or more, non-QM programs, bank statement loans, foreign national loans, home equity loans and HELOCs, commercial loans, and a specialized Doctor Loan Program for medical professionals. Technology is operational rather than transformative: AI-enhanced loan processing supports 15-30 day purchase closings and approximately 21-day refinance closings, complemented by secure digital document platforms. The firm runs as a boutique broker rather than a balance-sheet lender, meaning revenue scales with origination velocity and mix rather than net interest margin.

Revenue is generated through mortgage origination fees per closed loan facilitated with wholesale lending partners, with typical closing costs of 2-5% of loan amount borne by borrowers. Go-to-market combines direct brokerage outreach from a single Beverly Hills headquarters office with a strategic 2026 partnership with Douglas Elliman Realty under which Mark Cohen leads Elliman Capital mortgage operations across Beverly Hills, Brentwood, Calabasas, and Pasadena. Customer segments skew to high-net-worth individuals, self-employed and commissioned borrowers, foreign nationals, and medical professionals, with real-estate-agent referrals and digital content marketing serving as primary demand channels.

Name

Cohen Financial Group

Legal name

Cohen, Mark Howard

Website

https://cohenfinancialgroup.com

Company type

Private

Founded year

1999

Operating status

Operating

Headcount range

11–50 employees

Short description

Cohen Financial Group is a Beverly Hills-based mortgage brokerage founded in 1999 that originates residential and commercial loans through wholesale lender relationships, serving high-net-worth, self-employed, foreign national, and medical professional borrowers across Greater Los Angeles.

Ownership category

akta.pro rank

Product category

Mortgage Brokerage

NAICS

Mortgage and Nonmortgage Loan Brokers (522310), Credit Intermediation and Related Activities (522)

SIC

Loan Brokers (6163), Mortgage Bankers & Loan Correspondents (6162)

akta.pro primary industry

Mortgage Loan Sales & Aggregation (Correspondent/Conduit Aggregators) (FSALAFAD)

akta.pro secondary industry

Construction & Development (C&D) Lending — Commercial/Multifamily (FSALADAH)

Keywords

• Mortgage brokerage
• Residential mortgage lending
• Jumbo loans
• Non-QM loans
• Commercial lending

Headquarters

HQ city

Beverly Hills

HQ country

United States

HQ region

North America

Offices1 record

Markets served

GTM type

B2C

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Technology or R&D, Infrastructure

Revenue model

1. Mortgage Origination Fees: Cohen Financial Group operates as a mortgage broker earning fees from originating mortgage loans. They work with multiple wholesale lenders to secure competitive rates and manage complex loan structures. The firm arranges conforming, jumbo, non-QM, and specialty loan programs for residential and commercial properties.

Pricing tiers

Go-to-market motion1 record

Distribution channels2 records

Marketing channels6 records

Core offering

Cohen Financial Group is a Beverly Hills-based mortgage brokerage that originates residential and commercial mortgages for borrowers throughout the Greater Los Angeles area. The firm works with a network of wholesale lenders to arrange conforming, jumbo, non-QM, and specialty loan programs including bank statement, doctor, and super-jumbo loans, earning origination fees for placing loans with lending partners.

Product overview

Cohen Financial Group is a Beverly Hills-based mortgage brokerage offering a comprehensive suite of residential and commercial lending products. The core portfolio centers on purchase financing, jumbo and super-jumbo loans for luxury properties, and non-QM programs including bank statement loans for self-employed borrowers. Supporting products include refinance options, home equity loans, HELOCs, commercial loans, and a specialized doctor loan program. The firm serves Greater Los Angeles area homebuyers, homeowners, and investors, with Mark Cohen leading as CEO and founder.

Differentiator

Problem solved

Functional benefit

Products and services

• Purchase Loans Residential purchase financing for homebuyers in the Los Angeles area, including first-time buyers and complex transactions.
• Jumbo Loans Mortgage loans exceeding conforming loan limits for high-value properties in the Los Angeles luxury real estate market.
• Non-QM Loans Non-Qualified Mortgage products for borrowers who do not fit standard underwriting guidelines, including self-employed individuals and foreign nationals.
• Refinance Refinance and home equity solutions allowing homeowners to lower payments, restructure debt, or access equity.
• Home Equity Loans Home equity financing options for homeowners to access accumulated property value.
• HELOCs Home Equity Line of Credit products providing flexible access to home equity.
• Commercial Loans Commercial property financing for investment properties and business-related real estate transactions.
• Doctor Loan Program Specialized mortgage programs for medical professionals allowing purchases with as little as 5% down and no PMI, often using employment contracts as income proof.
• Bank Statement Loans Mortgage programs that verify income using 12-24 months of bank deposits rather than tax returns, designed for self-employed borrowers with strong cash flow.
• Super Jumbo Loans Loans exceeding standard jumbo limits typically starting at $3 million and reaching $25 million or more, structured through private, portfolio, and relationship-driven lenders for ultra-high-net-worth buyers.

Quantifiable outcome

• Over 31,200 loans originated totaling over $18 billion in volume
• +3 more outcomes

Named customers1 record

Segments5 records

Ideal customer profiles5 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Feature2 records

Partnerships

One partnership is on record.

• Douglas EllimancoreGTM or Marketing Partner · 12 May 2026Douglas Elliman Realty partnered with Cohen Financial Group to expand its in-house mortgage platform, Elliman Capital, into California. Mark Cohen, founder of Cohen Financial Group, leads mortgage operations across Douglas Elliman's Greater Los Angeles offices including Beverly Hills, Brentwood, Calabasas, and Pasadena. The platform offers comprehensive lending solutions including conventional and jumbo loans, construction financing, bridge loans, and support for non-traditional borrowers such as self-employed individuals and foreign nationals.

Scale indicators7 records

Recent moves5 records

Expansion highlights5 records

Direct peers

• RPM Mortgage: RPM Mortgage is a large, independent retail and wholesale mortgage lender/broker with significant jumbo and non-QM production across the Western US. It is one of the closest competitors to Cohen Financial in the luxury and complex-borrower segment, both running wholesale relationships and AI-augmented processing.
• Newfi Wholesale: Newfi is a non-QM-focused wholesale and retail lender specializing in bank-statement, self-employed, and investor loan products. Its product mix overlaps directly with Cohen's non-QM, bank statement, and jumbo offerings, competing for the same complex borrower base.
• Angel Oak Mortgage Solutions: Angel Oak Mortgage Solutions is a non-QM wholesale lender offering bank-statement, DSCR, and asset-based qualification programs. Comparable to Cohen as a go-to originator for borrowers who fall outside standard agency guidelines.
• Deephaven Mortgage: Deephaven is a non-QM wholesale lender focused on self-employed borrowers, investors, and non-conforming loan programs. Closely comparable in product design to Cohen's non-QM and bank-statement lending expertise.
• First Pacific Financial: First Pacific Financial is a California-based mortgage broker serving Southern California with emphasis on jumbo and complex borrower programs. Geographic and product overlap with Cohen makes it a direct competitor in the Greater LA market.

Broad incumbents

• Rocket Mortgage: Rocket Mortgage is the largest US mortgage originator, offering a full spectrum of agency, jumbo, and increasingly non-QM products through a direct-to-consumer digital funnel. Competes with Cohen on speed, brand, and jumbo capacity, though it lacks the boutique broker/agent relationship depth.
• United Wholesale Mortgage: UWM is the largest US wholesale mortgage lender, powering thousands of brokers including Cohen Financial itself via its broker platform. It is both a supplier and broad competitor: if UWM pushes more retail-direct capability, broker economics could compress.
• LoanDepot: loanDepot is a large national mortgage lender with retail, wholesale, and consumer-direct channels. Its purchase-focused strategy and call-center scale directly compete with brokers like Cohen for jumbo and refi volume.

Emerging players

• Better.com: Better.com is a digital-first mortgage lender using AI-driven underwriting and a streamlined consumer experience. As a digitally native disruptor, it represents the long-term threat to broker intermediation economics that Cohen's AI-enhanced processing is designed to counter.
• Compass Mortgage: Compass Mortgage is the in-house mortgage arm of Compass real estate brokerage—the direct structural analog to Cohen's Douglas Elliman (Elliman Capital) partnership. Important comparable for the embedded-agent model in luxury markets.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat4 records

Key risks6 records

Key highlights7 records

Customer concentration

• LinkedInlinkedin.com/company/cohen-financial-group
• Instagraminstagram.com/cohenfinancialgroup

Revenue estimate

Valuation estimate

Number of profiles

Profiles1 record

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Cohen Financial Group