What Citizen Wallet does

Citizen Wallet is an open-source cryptocurrency wallet platform founded in 2023 and headquartered in Brussels, Belgium, operated through Citizen Wallet DAO LLC (incorporated in the Marshall Islands). The company provides infrastructure that enables local governments, event organizers, businesses, cooperatives, and DAO communities to issue and operate their own ERC20 community currencies across multiple blockchain networks—Ethereum, Polygon, Celo, Base, Gnosis, Arbitrum, and BreadChain. The platform is designed to abstract crypto complexity (gas fees, seed phrases, chain selection) so that end users interact with a payment-app experience rather than a trader-oriented wallet.

The product suite comprises Citizen Wallet Mobile (iOS/Android, 10K+ downloads), Web Burner Wallet (50K+ downloads, browser-based with URL-stored keys), NFC Wallet (5K+ downloads, contactless cards and wristbands), Discord Wallet (2K+ downloads, bot-native wallet commands), and Cashbox OS (treasury management with bank reconciliation, token operations, and payout automation). Notable deployments include Brussels Pay (500+ local businesses onboarded, €100K+ in transactions), ETHGlobal London event tokens, and community currencies for San Francisco (SFLUV), Oakland (OAK Community), and Brussels-based cooperatives.

Revenue is generated through tiered hosted subscriptions (Community Light €20/month, Standard €50/month, Pro €100/month), professional services (custom wallet setup from $5,000, smart contract development from $10,000, API integration from $2,500, security audits from $7,500, and bundled packages from $10,000–$25,000), and premium support ($500/month). A free self-hosted GitHub option serves as the primary acquisition funnel. The go-to-market combines community-led growth via Discord and GitHub, sales-led enterprise engagements for larger deployments, and self-serve product-led onboarding for smaller communities.

Name

Citizen Wallet

Legal name

Citizen Wallet DAO LLC

Website

https://citizenwallet.xyz

Company type

Private

Founded year

2023

Operating status

Operating

Headcount range

1–10 employees

Short description

Citizen Wallet is an open-source cryptocurrency wallet platform that enables communities, local governments, and event organizers to launch custom ERC20 community currencies across multiple blockchains. Founded in 2023 in Brussels, it serves 20+ communities including Brussels Pay, ETHGlobal, and several municipal currencies.

Ownership category

akta.pro rank

Product category

Digital Wallet Software

NAICS

Financial Transactions Processing, Reserve, and Clearinghouse Activities (522320)

SIC

Security & Commodity Brokers, Dealers, Exchanges & Services (6200), Finance Services (6199)

akta.pro primary industry

Digital Wallet Platforms (Consumer & Merchant) (BPAMAFAC)

akta.pro secondary industries

Smart Contract Wallets / Account Abstraction (MPC/AA, social recovery, paymasters) (FSAPACAB), Mobile Wallets (NFC Tap-to-Pay / HCE) (FSAMAEAB), Wallet Connectivity & Session Protocols (WalletConnect, deep links, QR, auth sessions) (FSAPACAF), Custodial Wallets & Hosted Accounts (exchange/fintech custody, omnibus wallets) (FSAPACAC)

Keywords

• Community payment infrastructure
• Digital wallet software
• Blockchain payment solutions
• NFC payment technology
• Treasury management software

Headquarters

HQ city

Brussels

HQ country

Belgium

HQ region

Europe

Offices1 record

Markets served

GTM type

B2B

Offering type

Software

Cost components

Personnel, Technology or R&D, Infrastructure, Marketing or Sales, Operations

Revenue model

1. Hosted Wallet Subscriptions: Three tiers of hosted wallet solutions with monthly or annual billing. Community Light (€20/mo), Community Standard (€50/mo), and Community Pro (€100/mo). Annual discounts available saving 2 months.
2. Professional Services: Custom wallet setup ($5,000+), API integration ($2,500+), smart contract development ($10,000+), community onboarding ($3,000), security audits ($7,500), and premium support ($500/month).
3. Service Packages: Pre-configured bundles including Starter ($10,000), Professional ($25,000), and Enterprise (custom pricing) packages that combine multiple services.
4. Self-hosted (Free): Free open-source self-hosted solution available on GitHub. No revenue from this tier but serves as acquisition channel.

Pricing tiers

Go-to-market motion3 records

Distribution channels7 records

Marketing channels8 records

Core offering

Citizen Wallet is an open-source cryptocurrency wallet platform that enables communities to deploy, manage, and transact with their own local or community ERC20 tokens. It offers mobile (iOS/Android), web, NFC, and Discord wallet interfaces, alongside Cashbox OS, a treasury management backend for community organizations. The platform supports seven blockchain networks and serves municipalities, event organizers, local businesses, and Web3 communities.

Product overview

Citizen Wallet is a modular platform for community currencies consisting of multiple interconnected products. The core offerings include: Citizen Wallet Mobile (iOS/Android app for end users), Cashbox OS (treasury management backend), Web Burner Wallet (temporary web wallet), NFC Wallet (physical contactless payments), and Discord Wallet (Discord bot integration). Professional services include custom wallet setup, API integration, smart contract development, community onboarding, security audits, and premium support. The platform supports multiple blockchain networks (Ethereum, Polygon, Celo, Base, Gnosis, Arbitrum) and offers hosted solutions with tiered pricing (Community Light €20/mo, Community Standard €50/mo, Community Pro €100/mo) plus a free self-hosted DIY option.

Differentiator

Problem solved

Functional benefit

Brands

• Cashbox OS: The operating system to manage the treasury for your community, including treasury management, bank reconciliation, token operations, and payout automation.
• Citizen Wallet Mobile
• Web Burner Wallet
• NFC Wallet
• Discord Wallet
• Brussels Pay

Products and services

• Cashbox OS Treasury management operating system for community organizations. Provides bank reconciliation, token operations, fund distribution, and payout automation through a secure real-time dashboard with integrations to banking, blockchain, and payment rails.
• Citizen Wallet Mobile Full-featured mobile wallet application available on iOS and Android, providing multi-currency support, NFC payments, voucher system, and POS integration for community currency transactions. 10,000+ downloads.
• Web Burner Wallet Temporary web wallet for quick testing and short-term use. No installation required, URL-based access with a new private key generated in the browser and stored in the URL hash for security. 50,000+ downloads.
• NFC Wallet Contactless wallet solution using NFC-enabled wristbands, smart cards, and tags for tap-to-pay at events and physical locations. Includes live transaction dashboard. 5,000+ downloads.
• Discord Wallet Discord bot integration providing native wallet operations (/send, /balance) within Discord communities, enabling community tokens without requiring a separate app installation. 2,000+ downloads.
• Custom Wallet Setup Professional service providing wallet configuration tailored to community needs, including custom branding, token configuration, chain selection, and feature customization. 2-4 weeks delivery. Starting at $5,000.
• API Integration Integration service providing REST API access, webhook support, custom endpoints, and documentation for integration with existing systems. 1-2 weeks delivery. Starting at $2,500.
• Smart Contract Development Custom smart contract development service for advanced community currency features including custom token logic, governance features, automated rewards, and multi-sig support. 4-8 weeks delivery. Starting at $10,000.
• Security Audit Comprehensive security review service including smart contract audit, infrastructure review, security best practices, and compliance check. 2-3 weeks delivery. Starting at $7,500.
• Premium Support Priority support subscription with dedicated account management including 24/7 priority support, dedicated account manager, custom SLA, and emergency hotline. $500/month.

Quantifiable outcome

• 500+ local businesses onboarded on Brussels Pay
• +4 more outcomes

Named customers8 records

Segments6 records

Ideal customer profiles4 records

Technology focussed Yes

API detail

Has API

Yes

API docs

API detail

Core technology

AI maturity

App detail

Integration1 record

AI capability2 records

Feature9 records

Partnerships

Three partnerships are on record, tiered core and minor.

• BreadchaincoreStrategic or Co-development PartnerBreadchain Cooperative is both a DAO member and ecosystem partner. Citizen Wallet integrates with BreadChain blockchain and features the Breadchain Community Token (BREAD) as a supported community currency.
• DAO.brusselscoreStrategic or Co-development PartnerEcosystem partner based in Brussels supporting the local Web3 and regenerative economics community. Partnered on Brussels Pay initiative.
• Regens UniteminorStrategic or Co-development PartnerCommunity partner for regenerative economy initiatives. Citizen Wallet supports Regens Unite community currency (RGN) and Regens Unite Time Bank (rHour) for time-based exchanges.

Scale indicators8 records

Recent moves6 records

Expansion highlights6 records

Broad incumbents

• Trust Wallet: Multi-chain mobile crypto wallet owned by Binance. Competes in mobile wallet space with broader asset coverage but less specialization in community currencies.
• Coinbase Wallet: Self-custody wallet from Coinbase with multi-chain support and broad ecosystem integrations. Represents the well-funded incumbent competition that Citizen Wallet would face at scale.

Emerging players

• Magic: Passwordless Web3 authentication using email-based wallet creation. Comparable in abstracting crypto complexity for end users, similar to Citizen Wallet's 'no sign-up, no seed phrase' approach.
• Dynamic: Web3 authentication and embedded wallet platform for developers. Adjacent in offering wallet infrastructure for applications, with similar developer-focused go-to-market approach.
• WalletConnect: Wallet connectivity protocol enabling dApp-to-wallet communication. Overlapping with Citizen Wallet's session/connectivity needs, though positioned as infrastructure layer rather than end-user wallet.
• Privy: Embedded wallet infrastructure for Web3 applications with simple user onboarding. Competes in the 'crypto without crypto UX' space that Citizen Wallet also targets for community currencies.

Direct peers

• Rainbow: Mobile-first Ethereum wallet with emphasis on UX and multi-chain support. Directly comparable as a consumer mobile wallet targeting non-technical users, similar to Citizen Wallet's positioning.
• MetaMask: Leading self-custody crypto wallet supporting Ethereum and multiple chains. Competes directly in the multi-chain wallet space, though MetaMask targets general users rather than community currency programs.
• Thirdweb: Web3 development platform offering smart contract deployment, token launches, and wallet tools. Overlaps with Citizen Wallet's smart contract development services and community token infrastructure.
• Safe (formerly Gnosis Safe): Smart contract wallet platform with multi-sig and account abstraction. Competes in the smart contract wallet infrastructure space, particularly for treasury management use cases similar to Cashbox OS.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat5 records

Key risks6 records

Key highlights7 records

Customer concentration

• Xx.com/citizenwallet

Revenue estimate

Valuation estimate

Number of profiles

Profiles6 records

Funding overview

Funding rounds1 record

Investors1 record

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Citizen Wallet