Angel Oak Home Loans LLC

What Angel Oak Home Loans LLC does

Angel Oak Home Loans LLC was a privately held mortgage lending company headquartered at 980 Hammond Drive, Suite 200, Atlanta, Georgia. Founded in 2011 and operating under NMLS license #685842, the entity provided residential mortgage origination and loan servicing to individual homebuyers and homeowners seeking purchase or refinance financing. Its go-to-market was direct-to-consumer residential lending, with revenue generated via transaction fees on originated loans and serviced loan portfolios.

The company was structured as an LLC subsidiary of Angel Oak Lending LLC (the parent holding company) and ultimately operated under Angel Oak Companies, LP, a Delaware Limited Partnership that also controls affiliates such as Angel Oak Capital Advisors, Angel Oak Prime Bridge, and Cherrywood Mortgage. The entity maintained NMLS licensing and aligned its information security and privacy practices to ISO 27001 and ISO 27701 frameworks. Headcount was reported in the 251–500 range.

As of the most recent disclosure, Angel Oak Home Loans LLC has ceased all loan origination and loan servicing activity. The corporate website redirects visitors to affiliate lender Angel Oak Mortgage Solutions LLC (my.angeloakms.com) for new loan program assistance, and customer service records are maintained at the parent holding company's Atlanta address. With both of its revenue streams (origination and servicing) discontinued and no replacement products in market, the entity is operationally inactive while the Angel Oak affiliate structure absorbs its lending functions.

Name

Angel Oak Home Loans LLC

Legal name

Angel Oak Home Loans LLC

Website

https://angeloakhomeloans.com

Company type

Private

Founded year

2011

Operating status

Closed

Headcount range

251–500 employees

Short description

Angel Oak Home Loans LLC was a privately held Atlanta-based residential mortgage lender (NMLS# 685842) that originated and serviced home loans for individual homebuyers and homeowners. Operations have ceased, with active lending redirected to affiliate Angel Oak Mortgage Solutions LLC.

Ownership category

akta.pro rank

Product category

Residential Mortgage Lending

NAICS

Mortgage and Nonmortgage Loan Brokers (52231)

SIC

Mortgage Bankers & Loan Correspondents (6162)

akta.pro primary industry

Government-Insured Mortgage Origination (FHA/VA/USDA) (FSALAAAI)

Keywords

• Residential mortgage lending
• Home loan origination
• Loan servicing
• Refinance loans
• Home purchase financing

Headquarters

HQ city

Atlanta

HQ country

United States

HQ region

North America

Offices2 records

Markets served

GTM type

B2C

Offering type

Services

Cost components

Personnel, Operations, Technology or R&D, Marketing or Sales, Infrastructure

Revenue model

1. Loan Origination: Revenue generated from originating mortgage loans to borrowers. This stream has been discontinued as the entity is no longer originating new loans.
2. Loan Servicing: Revenue from servicing existing mortgage loans. This stream has been discontinued as the entity is no longer servicing loans.

Core offering

Angel Oak Home Loans LLC is a financial services company that originated and serviced residential mortgage loans for homebuyers and homeowners, including purchase loans and refinance loans. The entity has ceased operations and is no longer originating new loans or servicing existing loans, redirecting website visitors to its affiliate lender Angel Oak Mortgage Solutions LLC.

Product overview

Angel Oak Home Loans LLC was a mortgage lending platform offering home loan origination and servicing. The company has ceased operations — it is no longer servicing loans or originating new loans. Customer inquiries are redirected to an affiliate entity, Angel Oak Mortgage Solutions LLC (my.angeloakms.com), for loan program assistance. The parent holding company is Angel Oak Lending LLC.

Differentiator

Problem solved

Functional benefit

Products and services

• Residential Mortgage Loan Origination
• Residential Mortgage Loan Servicing

Segments1 record

Ideal customer profiles1 record

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Partnerships

Three partnerships are on record, tiered core.

• Angel Oak Mortgage Solutions LLCcoreOthersAffiliate lender relationship. Angel Oak Home Loans LLC redirects website visitors seeking loan assistance to this separate affiliate entity which may be able to assist with loan programs. Angel Oak Mortgage Solutions LLC operates at my.angeloakms.com
• Angel Oak Lending LLCcoreOthersParent holding company. Angel Oak Home Loans LLC maintains customer service records at the address of its parent holding company Angel Oak Lending LLC located at 980 Hammond Drive, Suite 850B, Atlanta, GA 30328.
• Angel Oak Companies, LPcoreOthersParent entity. Angel Oak Companies, LP is a Delaware Limited Partnership that is the parent entity for Angel Oak Home Loans LLC and its affiliate entities including Angel Oak Capital Advisors, LLC, Angel Oak Prime Bridge, LLC, and Cherrywood Mortgage, LLC.

Scale indicators1 record

Recent moves4 records

Expansion highlights1 record

Broad incumbents

• loanDepot: Large national residential mortgage originator and servicer with retail, wholesale and joint-venture channels. Comparable customer segment and product mix to Angel Oak Home Loans, but operating at national scale across both origination and servicing.
• Caliber Home Loans: Large non-bank residential mortgage originator with strong presence in government-insured (FHA/VA) and non-QM products — closely comparable to Angel Oak's historical product mix around the edge of conventional and government-insured lending.
• Guild Mortgage: National retail mortgage lender operating across all 50 U.S. states with a comparable direct-to-consumer residential mortgage focus. Similar customer segment to Angel Oak Home Loans, but with broader geographic reach and product mix.
• Rocket Mortgage (Rocket Companies): The largest U.S. retail mortgage originator and a defining incumbent in residential mortgage origination. Broadly comparable on customer segment (U.S. homebuyers/refinance borrowers) and product, but vastly larger scale and a much broader product set.
• Guaranteed Rate: National retail mortgage lender with comparable direct-to-consumer purchase and refinance focus. Broadly comparable customer segment to Angel Oak's homebuyer/refinance target market, but at much larger retail scale.
• United Wholesale Mortgage (UWM Holdings): The largest U.S. wholesale mortgage lender, comparable on residential mortgage origination services, but operates through a broker channel at substantially greater scale than Angel Oak Home Loans' direct-to-consumer model.
• NewRez (formerly PHH Mortgage): Subsidiary of Rocket Companies focused on origination and servicing across retail, wholesale and correspondent channels. Comparable on residential mortgage origination services and servicing operations to Angel Oak's discontinued activities.
• PennyMac Financial Services: Public mortgage banker and servicer focused on purchase and refinance mortgages. Directly comparable on origination and servicing activities to what Angel Oak Home Loans historically offered, but at materially larger scale.

Direct peers

• Cherrywood Mortgage, LLC: Sister-entity under Angel Oak Companies, LP, operating in the residential mortgage space. Same parent ownership and adjacent product focus, making it a direct operating peer within the same corporate family.
• Angel Oak Mortgage Solutions LLC: The active affiliate lender under the same Angel Oak parent that took over the redirected customer flow from Angel Oak Home Loans LLC. Same brand family, same residential mortgage focus, same customer segment, making it the single most directly comparable operating peer.

Market position

Strengths4 records

Weaknesses5 records

Competitive moat3 records

Key risks5 records

Key highlights4 records

Customer concentration

• Xx.com/aohomeloans
• Facebookfacebook.com/angeloakhomeloans
• LinkedInlinkedin.com/company/angel-oak-funding-llc

Compliance2 records

Revenue estimate

Valuation estimate

Number of profiles

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Angel Oak Home Loans LLC