Catto & Catto LLP

What Catto & Catto LLP does

Catto & Catto LLP now operates as HUB International San Antonio (Saint Mary's Street), a regional insurance brokerage office headquartered at 106 S. Saint Mary's Street, Suite 800 in San Antonio, Texas. The firm was originally founded as Catto & Catto in 1933 and operated independently for nearly 90 years before being rebranded as HUB International Texas, Inc. in 2021 and integrated into HUB International Limited's North American brokerage platform, headquartered in Chicago, Illinois.

The firm provides a comprehensive insurance and risk management platform across seven core product lines: Business Insurance (including specialty lines such as aviation, construction surety, cyber, and trade credit), Employee Benefits (analytics, healthcare cost management, pharmacy benefits), Retirement Services, People & Technology Consulting, Personal Insurance, Private Client coverage for high-net-worth individuals, and Risk Services (claims, crisis, fleet, and workplace safety). A Supply Chain AI Risk Solutions offering extends the portfolio into AI-enabled supply chain risk assessment. The firm leverages HUB International's global analytical resources, collaboration tools, and communications infrastructure, while maintaining local client relationships in the San Antonio and broader Texas market.

Commercially, the firm operates a relationship-based, sales-led go-to-market combining field sales for enterprise accounts and inside sales for mid-market clients. Revenue is generated through insurance commissions and brokerage fees on placement across business insurance, employee benefits, retirement, personal lines, and risk management — a recurring, commission-driven model. The firm serves both business clients and high-net-worth individuals, with vertical specializations in construction, real estate, agribusiness, and nonprofit organizations, and over 40 additional industry verticals surfaced through the HUB platform. Pricing is quote-based and customized to each client's risk profile and coverage requirements; no standardized pricing tiers are publicly disclosed.

Name

Catto & Catto LLP

Legal name

HUB International Limited

Website

https://catto.com

Company type

Private

Founded year

1933

Operating status

Operating

Headcount range

101–250 employees

Short description

Catto & Catto LLP operates as HUB International San Antonio, a regional insurance brokerage office serving businesses and high-net-worth individuals in Texas with business insurance, employee benefits, retirement, and risk management solutions as part of HUB International's North American platform.

Ownership category

akta.pro rank

Product category

Insurance Brokerage

NAICS

Insurance Agencies and Brokerages (52421)

SIC

Insurance Agents, Brokers & Service (6411)

akta.pro primary industry

Specialty Insurance Brokerage (Marine, Aviation, Cyber, Professional Lines) (FSAEADAJ)

akta.pro secondary industry

Mid-Market Commercial Package (Package Policies) (FSAJAFAB)

Keywords

• Insurance brokerage
• Commercial insurance
• Employee benefits
• Risk management
• Personal insurance

Headquarters

HQ city

San Antonio

HQ country

United States

HQ region

North America

Offices1 record

Markets served

GTM type

B2B and B2C

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Technology or R&D, Infrastructure

Revenue model

1. Insurance Brokerage and Risk Management Services: Revenue generated through insurance commissions and brokerage fees for placing coverage across business insurance, employee benefits, retirement services, personal insurance, and risk management services. The firm acts as an intermediary between clients and insurance carriers.

Pricing tiers

Go-to-market motion1 record

Distribution channels2 records

Marketing channels4 records

Core offering

Catto & Catto LLP, operating as HUB International San Antonio, is an insurance brokerage and risk advisory firm that places commercial and personal insurance coverage, designs employee benefits programs, and provides retirement, wealth management, and risk management services. The firm acts as an intermediary between clients and insurance carriers, leveraging HUB International's network to deliver tailored, quote-based coverage solutions across industries such as construction, real estate, agribusiness, and nonprofit sectors.

Product overview

HUB International (originally founded as Catto & Catto in 1933) offers a comprehensive insurance and risk management platform with seven core product lines: Business Insurance (commercial coverage including aviation, construction, and specialty lines), Employee Benefits (benefits analytics and healthcare cost management), Retirement Services (wealth and retirement planning), People & Technology Consulting (HR and organizational services), Personal Insurance (individual coverage), Private Client (high net worth solutions), and Risk Services (claims and crisis management). The portfolio also includes Supply Chain AI Risk Solutions as a specialized AI-enabled feature. These products are designed to work together as a unified offering, enabling businesses and individuals to access risk, insurance, employee benefits, retirement, and wealth management specialists through a single advisory relationship.

Differentiator

Problem solved

Functional benefit

Products and services

• Business Insurance Custom commercial insurance solutions covering aviation, construction, real estate, general liability, commercial property, cyber, workers' compensation, surety bonds, and other business risks for companies of various sizes.
• Employee Benefits Strategic employee benefits management including absence management, benefits analytics, healthcare cost management, pharmacy benefits management, and global benefits for employers.
• Retirement Services Retirement and wealth management solutions including employee retirement plans, fiduciary risk management, HSA investment accounts, and private wealth management for individuals and businesses.
• People & Technology Consulting HR and organizational consulting including compensation consulting, employee engagement, HRIS implementation, and organizational change management for businesses.
• Personal Insurance Personal insurance protection for families, homes, vehicles, and valuables including auto, homeowners, flood, earthquake, and other personal lines coverage.
• Private Client High net worth insurance solutions for individuals and families including aviation coverage, family office risk management, and wealth advisor services.
• Risk Services Risk management services helping reduce risk to people and property through claims management, crisis management, fleet risk management, and workplace safety.

Segments6 records

Ideal customer profiles3 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Scale indicators1 record

Recent moves6 records

Expansion highlights4 records

Direct peers

• Arthur J. Gallagher & Co. Large publicly traded insurance brokerage and risk management firm operating a multi-product platform across commercial, employee benefits, and risk services — directly comparable to the Catto & Catto / HUB International Texas offering and the primary peer at scale.
• Brown & Brown, Inc. National insurance brokerage with a distributed regional-office model and broad product portfolio spanning commercial P&C, employee benefits, and personal lines — closely aligned with the subject firm's regional-brokerage structure.
• USI Insurance Services: Privately held insurance brokerage delivering property/casualty, employee benefits, and personal lines through regional offices — directly comparable business model and product mix to the subject firm.
• Lockton Companies: Largest privately held insurance broker in the U.S., offering commercial insurance, benefits, and risk services across multiple verticals — comparable product breadth and private-company ownership structure.
• Acrisure: Fast-growing insurance brokerage and fintech platform combining organic producer growth with technology investments — comparable diversified product strategy and tech-enabled risk solutions approach.

Broad incumbents

• HUB International Limited: The parent entity and global brokerage network of which the subject firm is a regional office — broader portfolio, national scale, and the platform whose resources the San Antonio office leverages.
• Marsh McLennan: Global insurance brokerage and risk advisory leader (parent of Marsh) operating across all major product lines and verticals — broader incumbent competing in the same space as HUB International Texas.
• Aon plc: Global professional services firm offering commercial risk, reinsurance, health, and wealth solutions — competes with HUB International in the commercial brokerage and benefits segments.

Regional players

• Higginbotham: Texas-headquartered independent insurance brokerage founded in Fort Worth with a multi-product platform — direct geographic peer competing in the same Texas commercial insurance market.
• Insurance Office of America (IOA): Large privately held insurance brokerage with strong Southeast and Texas presence offering commercial, personal, and benefits solutions — comparable regional-brokerage scale and product breadth.

Market position

Strengths5 records

Weaknesses4 records

Competitive moat3 records

Key risks5 records

Key highlights7 records

Customer concentration

• Xx.com/cattoandcatto
• Facebookfacebook.com/catto-catto-167391799938809

Revenue estimate

Valuation estimate

Number of profiles

Subsidiaries1 record

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Catto & Catto LLP