M.E. Wilson Company LLC

What M.E. Wilson Company LLC does

M.E. Wilson Company LLC is a fourth-generation, family-owned insurance and risk management agency headquartered in Tampa, Florida, operating continuously since its founding in 1920 by Malcolm Eugene Wilson. The firm delivers tailored insurance brokerage and risk consulting services through eight core service lines — Corporate Property & Casualty, Alternative Risk & Captives, Claims Management, Employee Benefits Consulting, Private Client (high-net-worth), Private Equity/M&A, Risk Management, and Surety — organized across nine industry verticals including Construction, Healthcare, Hospitality, Manufacturing & Distribution, Marine & Port, Not for Profit, Professional Services, Technology, and Transportation. Operations are delivered through a multi-brand agency platform comprising M.E. Wilson, Waldorff Insurance & Bonding (acquired 2019, Fort Walton Beach and Gainesville), Underwood Anderson (acquired 2021, Pensacola/Gulf Coast), and Insuramerica of Florida (acquired 2024, Jacksonville), with nine office locations spanning Florida and Alabama.

Revenue is generated primarily through insurance brokerage commissions earned on premium placements with A-rated carriers, supplemented by professional services fees from employee benefits consulting, transaction-based fees on surety bond placements, and ongoing account management retainers. The go-to-market motion is sales-led and relationship-driven, with dedicated practice leaders and partner-level producers in each service line, supported by a Director of Sales, Director of Carrier Relations, and Director of Placements functions. Distribution combines direct enterprise sales from the Tampa headquarters with regional delivery through the branded agency network and a core agency partnership with BroadStreet Partners (since 2017) providing access to a national network of markets and resources.

The technology backbone consists of industry-standard insurance agency platforms rather than proprietary systems: AMS360 and ImageRight (both Vertafore products) for policy and document management, Zywave for client resource delivery, and Google Maps Platform APIs for website location services. Customer-facing functionality is delivered through Vertafore's client portal for policy administration, billing, and document access. The Employee Benefits practice maintains an in-house analytics capability for monthly claims reporting, large claim activity monitoring, pharmacy claims analysis, renewal projections, and actuarial support. Customer segments span mid-market to enterprise commercial accounts, high-net-worth individuals, and PE/M&A transaction counterparties, with no publicly disclosed customer logos or revenue figures.

Name

M.E. Wilson Company LLC

Legal name

M.E. Wilson Company LLC

Website

https://mewilson.com

Company type

Private

Founded year

1920

Operating status

Operating

Headcount range

11–50 employees

Short description

M.E. Wilson Company LLC is a fourth-generation, family-owned insurance and risk management agency founded in 1920, headquartered in Tampa, Florida. It delivers tailored commercial and personal insurance, employee benefits, surety, and risk consulting across nine U.S. industry verticals through a multi-brand agency platform spanning Florida and Alabama.

Ownership category

akta.pro rank

Product category

Insurance Brokerage and Risk Management

NAICS

Insurance Agencies and Brokerages (524210)

SIC

Insurance Agents, Brokers & Service (6411), Fire, Marine & Casualty Insurance (6331)

akta.pro primary industry

Specialty Insurance Brokerage (Marine, Aviation, Cyber, Professional Lines) (FSAEADAJ)

akta.pro secondary industries

Marine Specialty (Hull/P&I/Cargo) (FSAJAGAJ), Professional Liability (E&O) (FSAJAGAC), Directors & Officers (D&O) Liability (FSAJADAF)

Keywords

• Commercial insurance brokerage
• Risk management services
• Employee benefits consulting
• Surety bond services
• Property casualty insurance

Headquarters

HQ city

Tampa

HQ country

United States

HQ region

North America

Offices9 records

Markets served

GTM type

B2B

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Technology or R&D, Infrastructure

Revenue model

1. Insurance Brokerage Commissions: M.E. Wilson earns commissions from insurance carriers for placing insurance policies for commercial and individual clients. Commissions are typically a percentage of premium payments collected by insurance carriers.
2. Employee Benefits Consulting Fees: Strategic consulting services for employee benefits including health insurance, retirement plans, compliance, and pharmacy benefit management. Revenue generated through consulting fees and ongoing account management services.
3. Surety Bond Services: Surety bonding solutions for construction and commercial clients, including bid bonds, performance bonds, and payment bonds. Revenue generated through bond premiums and service fees.

Pricing tiers

Go-to-market motion1 record

Distribution channels5 records

Marketing channels5 records

Core offering

M.E. Wilson is a multi-brand insurance brokerage and risk management agency that places commercial and personal insurance policies, surety bonds, and employee benefits programs with A-rated carriers on behalf of clients. The firm delivers the full insurance lifecycle including risk assessment, coverage placement, ongoing policy management, claims advocacy, and consulting across nine industry verticals (Construction, Healthcare, Hospitality, Manufacturing & Distribution, Marine & Port, Not For Profit, Professional Services, Technology, and Transportation). Services are distributed through its Tampa headquarters and two wholly-owned subsidiary brands—Waldorff Insurance & Bonding and Underwood Anderson—operating across Florida and Alabama.

Product overview

M.E. Wilson Company LLC is an insurance and risk management agency established in 1920, operating as a multi-brand insurance platform. The core offering centers on tailored insurance and risk management solutions delivered through two primary sub-brands: Waldorff Insurance & Bonding (specializing in business insurance and contract surety bonds in Fort Walton Beach and Gainesville, FL) and Underwood Anderson (providing personal and commercial insurance and surety bonds in the Gulf Coast region including Pensacola, FL). The portfolio includes eight core service lines: Corporate Property & Casualty Insurance, Alternative Risk & Captives, Claims Management, Employee Benefits Consulting, Private Client Services, Private Equity/Mergers & Acquisitions, Risk Management, and Surety. These services are organized by industry verticals including Construction, Healthcare, Hospitality, Manufacturing & Distribution, Marine & Port, Not For Profit, Professional Services, Technology, and Transportation.

Differentiator

Problem solved

Functional benefit

Brands

• Waldorff Insurance & Bonding: An M.E. Wilson Company providing full range of business insurance products including contract surety bonds. Operating since 1963 in Fort Walton Beach and Gainesville, Florida.
• Underwood Anderson

Products and services

• Corporate Property & Casualty Insurance Customized property and casualty insurance solutions protecting businesses against a wide range of risks, leveraging over a century of industry experience and access to A-rated carriers.
• Alternative Risk & Captives Self-insurance solutions including custom group captives and niche captives for specific industries, providing greater control and flexibility in managing risk for businesses seeking alternatives to traditional insurance.
• Claims Management Dedicated claims advocacy services ensuring claims are resolved with clients' best interests in mind, providing direct access to claims specialists and strong carrier relationships across both personal and commercial lines.
• Employee Benefits Consulting Comprehensive employee benefits solutions including strategic plan development, funding strategies, analytics, pharmacy benefit management, compliance, and technology platforms for employers.
• Private Client Services Exclusive insurance solutions for high-net-worth individuals and families covering valuables, high-value homes, marine, aircraft, personal umbrella, and luxury automotive assets.
• Private Equity, Mergers & Acquisitions Insurance solutions for transactions including insurance due diligence, benchmarking, contingent risk products, representations & warranties insurance (RWI), and tax liability insurance for M&A deals.
• Risk Management Customized risk management strategies focusing on safety, loss control, OSHA compliance, risk audits, and data-driven analysis to create sustainable business foundations.
• Surety Financial assurances including bid bonds, performance bonds, payment bonds, and miscellaneous bonds for contractors to pursue contracts and manage their obligations, working with nationally recognized, A-rated and Treasury-listed surety companies.
• Waldorff Insurance & Bonding Wholly-owned subsidiary providing full range of business insurance products including contract surety bonds in Fort Walton Beach and Gainesville, Florida, operating since 1963 with deep local knowledge backed by M.E. Wilson resources.
• Underwood Anderson Wholly-owned subsidiary providing personal and commercial insurance and surety bonds across the Gulf Coast region including Pensacola, Florida, operating since 1982 with over 40 years of experience.

Quantifiable outcome

• High client retention rate (implied by 'Retention Rate' metric on homepage)

Segments11 records

Ideal customer profiles6 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Integration3 records

Feature2 records

Partnerships

Six partnerships are on record, tiered minor and core.

• Insuramerica of FloridaminorChannel Partner/ Reseller/ Distributor · 1 January 2022Insuramerica of Florida joined M.E. Wilson in 2022, strengthening presence in Jacksonville and enhancing ability to serve clients and partners across Florida.
• Underwood AndersoncoreChannel Partner/ Reseller/ Distributor · 1 January 2021Underwood Anderson joined M.E. Wilson in 2021, establishing a new office in Pensacola and extending reach throughout the Florida Panhandle. Founded in 1982, Underwood Anderson offers personal and commercial insurance and surety bonds with over 40 years of Gulf Coast experience.
• Waldorff Insurance & BondingcoreChannel Partner/ Reseller/ Distributor · 1 January 2019Waldorff Insurance & Bonding joined M.E. Wilson in 2019, enhancing presence in Fort Walton Beach and Gainesville, Florida. Founded in 1963, Waldorff provides full range of business insurance products including contract surety bonds, combining deep local knowledge with M.E. Wilson's national resources.
• BroadStreet PartnerscoreStrategic or Co-development Partner · 1 January 2017M.E. Wilson became a core agency partner with BroadStreet Partners in 2017, expanding their network and resources to better serve clients. This partnership provides access to exclusive national network resources, market connections, and industry leadership while maintaining M.E. Wilson's operational autonomy.
• A-Rated Insurance CarrierscoreOthersM.E. Wilson partners with top A-rated insurance providers to ensure clients receive the best coverage options. The company collaborates closely with carrier underwriting teams to identify customized insurance solutions and negotiates favorable rates through strong carrier relationships.
• Nationally Recognized Surety CompaniescoreOthersM.E. Wilson's Surety Practice works with nationally recognized surety companies that are active leaders in the construction bond industry. All surety partners are A-rated and Treasury listed, providing contract bonding capacity to contractors.

Scale indicators4 records

Recent moves7 records

Expansion highlights5 records

Direct peers

• The Hilb Group: Mid-market insurance brokerage that has grown through acquisitions of regional agencies across the Eastern US, with commercial, personal, and benefits practices — directly comparable as a regional brokerage consolidator to M.E. Wilson.
• Higginbotham: Texas-headquartered independent insurance and risk management brokerage with multiple office locations, multi-line offerings (P&C, benefits, surety), and a roll-up growth strategy across the South — highly comparable business model to M.E. Wilson.
• Brown & Riding: Specialty wholesale insurance brokerage with deep expertise in construction, marine, professional liability, and other complex lines — a strong analogue to M.E. Wilson's specialty placement capabilities across Florida and the Southeast.
• RPS (Risk Placement Services): Specialty insurance brokerage focused on E&S lines, professional liability, marine, construction, and other specialty placements — closely matches M.E. Wilson's specialty brokerage emphasis across construction, marine, and professional lines.
• Burns & Wilcox: Specialty insurance wholesale brokerage and underwriting manager with extensive E&S placement capability across commercial and personal specialty lines — directly comparable to M.E. Wilson's specialty brokerage activities.
• Baldwin Risk Partners (BRP Group): Tampa-based insurance brokerage that built itself through a roll-up of regional agencies across the Southeast, including specialty practice areas — directly comparable to M.E. Wilson's Florida/Southeast platform, multi-brand strategy, and growth-via-acquisition approach.

Broad incumbents

• USI Insurance Services: Large US insurance brokerage built through regional roll-ups with commercial, personal, and employee benefits practices — overlaps with M.E. Wilson's service mix and competes for the same mid-market accounts in the Southeast.
• HUB International: Large North American insurance brokerage serving mid-market and enterprise clients with broad P&C, benefits, and risk management capabilities — an incumbent competitor in the Southeast commercial market where M.E. Wilson operates.
• Marsh McLennan: Global insurance brokerage and risk advisory firm whose commercial brokerage competes for larger Florida and Southeast accounts — represents the upper-scale incumbent against which M.E. Wilson positions its specialty expertise.

Others

• BroadStreet Partners: Network and capital partner to independent insurance agencies (including M.E. Wilson since 2017), providing shared resources, carrier access, and acquisition support — relevant as the partner powering much of M.E. Wilson's growth strategy.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat5 records

Key risks7 records

Key highlights7 records

Customer concentration

• LinkedInlinkedin.com/company/m-e-wilson

Compliance1 record

Revenue estimate

Valuation estimate

Number of profiles

Profiles20 records

Subsidiaries3 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about M.E. Wilson Company LLC