InspectorPro Insurance
InspectorPro Insurance, a Fortress Intermediaries DBA, is a US specialty insurer exclusively underwriting E&O, general liability, and workers' compensation coverage for professional home inspectors across all 50 states.
- Company typePrivate
- Founded2009
- HeadquartersLehi, United States
- Headcount11–50
- GTM typeB2B
- OfferingServices
What InspectorPro Insurance does
InspectorPro Insurance, operated by Fortress Intermediaries, LLC, is a US specialty insurance provider exclusively serving professional home inspectors. Founded in 2009 and headquartered in Lehi, Utah, the company underwrites Errors and Omissions (E&O), General Liability, and Workers' Compensation policies, supplemented by Equipment (Inland Marine) coverage, endorsement bundles for ancillary services (mold, radon, pest, septic, pool, code, lead, carbon monoxide), and a 90-Day Policy for newly credentialed inspectors. Coverage is licensed across all 50 US states and the District of Columbia.
The company differentiates through domain specialization rather than technology. Its claims and pre-claims teams handle home inspector cases exclusively, drawing on 15+ years of proprietary claims data, case law, and state-level legislation to maintain a library of state-specific pre-inspection agreements and a pre-claims assistance program that resolves 85% of client complaints before they escalate into formal claims. The technology footprint is limited to an online application portal (app.inspectorproinsurance.com), an internal quoting workflow, and a content/blog platform — no public API, SDK, or AI/ML components are disclosed.
The revenue model is subscription-based annual insurance premiums, individually priced between approximately $1,200 and $2,500 per inspector based on exposure (inspection volume, revenue), coverage limits, deductibles, endorsements, claims history, and state requirements. Customers are acquired through inside sales via licensed brokers, direct online application, and referral partnerships with 13 home inspector associations including ASHI, InterNACHI, and CREIA. The customer base is a long-tail of SMB and solo home inspectors across the US.
InspectorPro Insurance firmographics
Firmographics- Name
- InspectorPro Insurance
- Legal name
- Fortress Intermediaries, LLC
- Website
- https://inspectorproinsurance.com
- Company type
- Private
- Founded year
- 2009
- Operating status
- Operating
- Headcount range
- 11–50 employees
- Short description
- InspectorPro Insurance, a Fortress Intermediaries DBA, is a US specialty insurer exclusively underwriting E&O, general liability, and workers' compensation coverage for professional home inspectors across all 50 states.
- Ownership category
- akta.pro rank
InspectorPro Insurance industry classification
Industry- Product category
- Specialty Professional Liability Insurance
- NAICS
- Agencies, Brokerages, and Other Insurance Related Activities (5242), Insurance Agencies and Brokerages (524210)
- SIC
- Insurance Agents, Brokers & Service (6411), Insurance Carriers, Nec (6399)
- akta.pro primary industry
- Professional Liability (Errors & Omissions) (FSAJADAB)
- akta.pro secondary industries
- Professional Liability (E&O) (FSAJAGAC), Workers’ Compensation for High-Hazard & Specialty Trades (FSAJAEAF), Employer’s Liability (FSAJADAE)
Keywords
Where InspectorPro Insurance is headquartered
LocationHeadquarters
- HQ city
- Lehi
- HQ country
- United States
- HQ region
- North America
Offices1 record
Markets served
InspectorPro Insurance business model
Business model- GTM type
- B2B
- Offering type
- Services
- Cost components
- Personnel, Operations, Marketing or Sales, Technology or R&D, Infrastructure
Revenue model
- Insurance Premiums: Annual subscription-based insurance premiums for errors and omissions (E&O), general liability, and workers' compensation coverage for home inspectors. Premiums are calculated based on exposure, coverage limits, deductible selections, endorsements, claims history, and state requirements.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Subscription | Annual | Entry-level E&O and General Liability coverage for new or solo home inspectors |
Go-to-market motion3 records
Distribution channels3 records
Marketing channels6 records
InspectorPro Insurance product offering
Product offeringCore offering
InspectorPro Insurance provides specialty insurance products tailored to professional home inspectors, including errors and omissions (E&O) professional liability coverage, general liability insurance, and workers' compensation coverage. The company also offers a free pre-claims assistance program, state-specific pre-inspection agreements, and ancillary endorsement bundles (mold, radon, pest, septic, pool, code, lead, carbon monoxide). Policies are issued through an online application portal and supported by licensed brokers serving all 50 U.S. states and the District of Columbia.
Product overview
InspectorPro Insurance offers a suite of insurance products designed specifically for home inspectors. The core offerings include Errors and Omissions (E&O) Insurance for professional liability protection and General Liability Insurance for bodily injury and property damage claims. Additional coverage includes Workers' Compensation Insurance for businesses with employees and Equipment Coverage (Inland Marine) for inspection tools. The company differentiates through value-added services including a free Pre-Claims Assistance Program that resolves 85% of complaints before they become claims, and State-Specific Pre-Inspection Agreements with proper legal provisions that qualify insureds for deductible discounts. Optional add-ons include endorsement bundles for ancillary services (mold, radon, pest, septic, pool, code, lead, carbon monoxide), diminishing deductible endorsements, and early reporting discounts. The company also offers a specialized 90-Day Policy for new inspectors starting their careers.
Differentiator
Problem solved
Functional benefit
Products and services
- Errors and Omissions (E&O) Insurance Professional liability insurance that protects home inspectors when clients accuse them of missing defects during inspections or leaving items out of inspection reports. Covers negligence, breach of contract, and bad advice claims. Designed for professional home inspectors operating in the United States.
- General Liability Insurance Insurance coverage protecting home inspectors against claims of bodily injury or property damage caused during inspections. Covers incidents such as water damage, client falls, and property damage during testing. Designed for home inspectors and home inspection firms.
- Workers' Compensation Insurance Insurance coverage for home inspection businesses with employees, covering medical expenses, lost wages, rehabilitation costs, and funeral expenses for work-related injuries or illnesses. Designed for home inspection firms employing inspectors or support staff.
- 90-Day Home Inspection Startup Policy Specialized insurance policy designed for new home inspectors to help jump-start their inspection career with initial coverage during the first 90 days of business. Targets inspectors entering the home inspection profession who need immediate coverage.
Quantifiable outcome
- 85% of inspection client complaints resolved before becoming claims through pre-claims assistance program
- +3 more outcomes
Companies that use InspectorPro Insurance
Customer profileNamed customers9 records
Segments1 record
Ideal customer profiles2 records
InspectorPro Insurance technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
InspectorPro Insurance partnerships and signals
Strategic signalPartnerships
14 partnerships are on record, tiered core.
- American Society of Home Inspectors (ASHI)coreStrategic partnership with ASHI for co-marketing, webinars, and referrals to ASHI members seeking insurance coverage. InspectorPro sponsors ASHI webinars and provides insurance solutions to the organization's members.
- International Association of Certified Home Inspectors (InterNACHI)corePartnership with InterNACHI for member referrals and insurance coverage for certified home inspectors. Joint marketing efforts to serve the association's inspector members.
- California Real Estate Inspectors Association (CREIA)corePartnership with CREIA for member referrals and insurance solutions tailored to California home inspectors.
- Florida Association of Building Inspectors (FABI)corePartnership with FABI providing insurance coverage solutions for Florida home inspectors.
- Georgia Association of Home Inspectors (GAHI)corePartnership with GAHI for member insurance referrals and coverage solutions.
- Kentucky Real Estate Inspectors (KREIA)corePartnership with KREIA for insurance referrals and coverage for Kentucky inspectors.
- Maryland Association of Home Inspectors (MAHI)corePartnership with MAHI providing insurance solutions for Maryland home inspectors.
- Metropolitan Association of Home Inspectors (MAHI) - New YorkcorePartnership with MAHI New York chapter for insurance coverage solutions.
- North Carolina Licensed Home Inspectors Association (NCLHIA)corePartnership with NCLHIA for member insurance referrals in North Carolina.
- Oregon Real Estate Inspectors Association (OREIA)corePartnership with OREIA for insurance coverage and sponsorship of OREIA Fall Conference.
- Texas Association of Real Estate Inspectors (TAREI)corePartnership with TAREI for insurance referrals to Texas home inspectors.
- Texas Professional Real Estate Inspectors Association (TPREIA)corePartnership with TPREIA providing insurance solutions for Texas inspectors.
- Wisconsin Association of Home Inspectors (WAHI)corePartnership with WAHI for member insurance coverage solutions in Wisconsin.
- Worldwide Inspectors Network Group (WING)corePartnership with WING for insurance coverage for members of the worldwide inspectors network.
Scale indicators4 records
Recent moves6 records
Expansion highlights4 records
InspectorPro Insurance competitors and assessment
Company assessmentBroad incumbents
- Frankenmuth Insurance: Regional commercial insurer writing small commercial packages including for inspection and contractor trades; competes through independent agency partners in the Midwest.
- Hiscox (small business professional liability): Established specialty commercial insurer with strong small-business professional liability franchise including professional services E&O; serves home inspectors through broker channels as part of broader book.
- Liberty Mutual (Commercial Insurance): Large national P&C carrier underwriting commercial general liability and workers' compensation, including policies that cover property inspection and adjacent trades; competes through scale and cross-sell from home and auto books.
- Travelers (Small Commercial / Bond & Financial Products): Top U.S. commercial insurer offering professional liability and workers' compensation across many small commercial verticals including inspection, contractor, and real estate services.
- The Hartford (Small Business Insurance): National small commercial insurer with workers' comp and professional liability products that serve property inspectors and other service professionals; competes on bundled protection.
- Cincinnati Financial / Cincinnati Insurance: Mid-size commercial P&C carrier known for agent-driven distribution into small commercial niches including inspection-related trades; competes via local independent agent relationships.
Direct peers
- OREP (Organization of Real Estate Professionals Insurance): The most direct competitor in the U.S. home inspector E&O and general liability insurance market; offers broker-placed professional liability coverage specifically targeted at home inspectors and real estate inspectors.
- Inspector's Choice Insurance: Specialty insurance provider focused on home inspector E&O and general liability with membership benefits through ASHI; competes head-to-head with InspectorPro in the same niche customer base.
Emerging players
- Insureon / Next Insurance (small commercial): Digital SMB insurance platforms offering online-purchased general liability and professional liability to small businesses including home inspectors; competing on convenience and bundled offerings.
Others
- International Code Council (ICC) / partner-MGA programs: Professional and standards organization serving building officials and inspectors; comparable as an adjacent home/building inspection ecosystem player, and a potential referral counterpart for vertical insurance expansion.
Market position
Strengths5 records
Weaknesses5 records
Competitive moat4 records
Key risks5 records
Key highlights6 records
Customer concentration
InspectorPro Insurance social profiles
Digital presenceInspectorPro Insurance financial estimates
Financial estimateRevenue estimate
Valuation estimate
InspectorPro Insurance leadership team
Management profileNumber of profiles
InspectorPro Insurance funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
InspectorPro Insurance M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about InspectorPro Insurance
What does InspectorPro Insurance do?
InspectorPro Insurance provides specialty insurance products tailored to professional home inspectors, including errors and omissions (E&O) professional liability coverage, general liability insurance, and workers' compensation coverage. The company also offers a free pre-claims assistance program, state-specific pre-inspection agreements, and ancillary endorsement bundles (mold, radon, pest, septic, pool, code, lead, carbon monoxide). Policies are issued through an online application portal and supported by licensed brokers serving all 50 U.S. states and the District of Columbia.
Is InspectorPro Insurance a public or private company?
InspectorPro Insurance is a private company. It is classified as founder individual operated bootstrapped and is currently operating.
When was InspectorPro Insurance founded?
InspectorPro Insurance was founded in 2009. It employs 11 to 50 people.
Where is InspectorPro Insurance based?
InspectorPro Insurance is headquartered in Lehi, United States, in the North America region.
How does InspectorPro Insurance make money?
One revenue line is on record: insurance Premiums.
Who are InspectorPro Insurance's main competitors?
Broad incumbents on record are Frankenmuth Insurance, Hiscox (small business professional liability), Liberty Mutual (Commercial Insurance), Travelers (Small Commercial / Bond & Financial Products), The Hartford (Small Business Insurance) and Cincinnati Financial / Cincinnati Insurance. Direct peers are OREP (Organization of Real Estate Professionals Insurance) and Inspector's Choice Insurance. Insureon / Next Insurance (small commercial) is listed as an emerging player. International Code Council (ICC) / partner-MGA programs is listed as an others.
Does InspectorPro Insurance have an API?
No public API is recorded for InspectorPro Insurance.
What industry is InspectorPro Insurance in?
InspectorPro Insurance's product category is Specialty Professional Liability Insurance. Its primary akta.pro industry code is FSAJADAB, Professional Liability (Errors & Omissions), with a secondary code of FSAJAGAC, Professional Liability (E&O). Its NAICS code is 5242 and its SIC code is 6411.