Oqio

What Oqio does

Oqio GmbH is a Munich-based software company, founded in 2018, that operates a cloud-based SaaS platform for managing insurance claims and damage (Schadenmanagement) across residential real estate portfolios. The platform connects three user groups — insurance distributors (Versicherungsvertriebe), property management companies (Immobilienverwalter), and tradespeople (Handwerker) — into a single digital workflow that replaces manual, paper-based damage reporting and coordination with a structured, real-time system. It is led by Managing Director Dirk Jakob and operates with a team of approximately 15 employees.

The product is built on a C#/.NET backend with a PostgreSQL database, a React 19 frontend using Redux Toolkit, Ant Design, and Styled Components, and is exposed through REST APIs and deployed via netways.de. Core features include sub-30-second damage reporting, a real-time damage cockpit with filtering and reporting, template-based integrated communication, geodata-based risk clustering on maps, digital insurance policy and contribution management, three-tier role-based access control, and email-to-portal damage intake. Pre-built integrations with Aareon Connect and casavi connect the platform to the dominant residential property ERP systems in Germany.

Oqio monetizes through a transparent two-tier pricing model: a monthly subscription of €60–€100 (depending on contract length) that includes the first three damage cases per month, plus €25 per case from the fourth case onward. The company also offers a free white-label deployment to insurance distributors at no additional cost, enabling them to operate the platform under their own brand and resell it as a channel partner. Go-to-market combines direct sales ([email protected]), a self-serve free trial, content marketing via a blog and SEO, LinkedIn presence, trade fair participation, and email newsletters. The company has no disclosed external funding, is founder-owned, and primarily serves the German market.

Name

Oqio

Legal name

oqio GmbH

Website

https://oqio.de

Company type

Private

Founded year

2018

Operating status

Operating

Headcount range

11–50 employees

Short description

Oqio is a Munich-based SaaS platform that digitizes insurance and damage management for German residential real estate portfolios, connecting insurance distributors, property managers, and tradespeople in a shared white-label workflow with ERP integrations and pay-per-use pricing.

Ownership category

akta.pro rank

Product category

Property Insurance Claims Management Software

NAICS

Insurance Agencies and Brokerages (524210), Computer Systems Design Services (541512)

SIC

Insurance Agents, Brokers & Service (6411), Services-Computer Programming, Data Processing, Etc. (7370)

akta.pro primary industry

Claims Management & Digital FNOL Platforms (FSAGAGAC)

akta.pro secondary industries

Customer Engagement, CRM & Agent/Broker Enablement Platforms (FSAGAGAD), Policy Administration, Underwriting & Rating Platforms (Core Insurance SaaS) (FSAGAGAB)

Keywords

• Insurance claims management
• Property damage software
• White-label SaaS
• Real estate insurance platform
• Damage management software

Headquarters

HQ city

Munich

HQ country

Germany

HQ region

Europe

Offices2 records

Markets served

GTM type

B2B

Offering type

Software

Cost components

Personnel, Technology or R&D, Marketing or Sales, Infrastructure, Operations

Revenue model

1. SaaS Subscription - Monthly Base Fee: Monthly subscription fee for full platform access and all features. Three pricing tiers based on contract duration: monthly (100€), annual (80€), or 24-month (60€). All prices exclude VAT. Includes the first 3 new damage cases per month at no extra charge.
2. Pay-per-Use - Damage Case Fees: Starting from the 4th new damage case per month, 25€ per case is charged. This flexible per-case pricing ensures insurance distributors only pay for newly reported damages, with a transparent and predictable cost structure.

Pricing tiers

Go-to-market motion3 records

Distribution channels3 records

Marketing channels7 records

Core offering

Oqio develops and sells a cloud-based SaaS platform for managing insurance claims and damage cases (Schadenmanagement) across residential property portfolios in Germany. The platform connects three user groups — insurance distributors, property managers, and tradespeople — in a single digital workflow that covers damage reporting, automated communication, geodata risk analysis, digital insurance policies, and integrated invoicing. It is offered with a white-label deployment option that enables insurance distributors to operate the platform under their own brand.

Product overview

Oqio is a single, unified cloud-based SaaS platform for insurance and damage management (Schadenmanagement) of residential property portfolios. The core platform is offered as a standalone product (oqio – Core Platform) with integrated modules for damage reporting, damage cockpit, integrated communication, geodata analysis, reporting, and digital insurance policies. A White Label add-on enables insurance brokers to deploy the platform under their own brand. The platform connects three user groups — insurance brokers (Versicherungsvertriebe), property managers (Immobilienverwalter), and craftsmen (Handwerker) — in a shared digital workflow.

Differentiator

Problem solved

Functional benefit

Products and services

• oqio Core Platform A cloud-based SaaS platform for managing insurance and damage claims (Schadenmanagement) across residential property portfolios in Germany, connecting insurance brokers, property managers, and tradespeople in a single digital workflow that covers damage reporting, automated communication, geodata risk analysis, digital insurance policies, and integrated invoicing.
• oqio White Label Solution A white-label deployment of the oqio platform that allows insurance distribution companies (Versicherungsvertriebe) to operate the software under their own brand name and logo, with onboarding support including guides, flyers, communication templates, management sheets, and social media postings.

Quantifiable outcome

• Up to 80% time savings in damage management processes
• +6 more outcomes

Named customers10 records

Segments3 records

Ideal customer profiles3 records

Technology focussed Yes

API detail

Has API

Yes

API docs

API detail

Core technology

AI maturity

App detail

Integration3 records

Feature9 records

Partnerships

Six partnerships are on record, tiered core and minor.

• casavicoreTechnology or IntegrationTechnical integration partnership: Damage cases from casavi are automatically transferred to the insurance distribution partner and managed on oqio. This enables property managers already using casavi to seamlessly connect to oqio's damage management platform with unprecedented transparency and efficiency.
• Aareon (Aareon Connect)coreTechnology or IntegrationAareon Connect integration enables residential property management ERP data to be imported into oqio, including property master data and contract information. This integration supports automated risk data matching with insurers.
• Thomas Verduzco-WeiselcoreStrategic or Co-development PartnerStrategic partnership to drive innovation and open new opportunities for the insurance industry with solutions that make insurance distribution in damage management smarter, more efficient, and future-proof. Thomas Verduzco-Weisel collaborates with oqio as a strategic partner.
• Thomas Verduzco-WeiselminorGTM or Marketing PartnerGTM partnership to bring oqio's damage management platform to a wider insurance distribution audience through Thomas Verduzco-Weisel's network in the insurance industry.
• netways.decoreTechnology or IntegrationInfrastructure and deployment partner. Oqio's backend infrastructure and deployment are managed via netways.de, a German managed services and cloud hosting provider.
• Allianz Versicherungs AGminorOthersAllianz Versicherungs AG is the company's professional liability insurance provider (Berufshaftpflichtversicherung), as listed in the imprint. This is a standard insurance coverage relationship, not a commercial partnership.

Scale indicators6 records

Recent moves6 records

Expansion highlights7 records

Direct peers

• Tractable: AI-powered insurance claims platform that automates property and auto damage assessment. Directly comparable to Oqio as a technology-driven claims management solution for property insurance, though at significantly larger scale and broader geographic reach.
• RightIndem: Cloud-based claims management platform for insurers and brokers, providing digital FNOL, workflow automation, and real-time collaboration across claims parties. Closely aligned with Oqio's damage-cockpit and integrated communication capabilities.
• Snapsheet: Claims management technology provider offering appraisal, FNOL, and digital workflow tools for property and auto insurers. Comparable to Oqio in digitizing manual claims processes and enabling collaboration across the insurance value chain.

Broad incumbents

• Guidewire: Global insurance core-systems platform serving P&C carriers with policy, billing, and claims modules. A broad incumbent with overlapping claims-management capabilities, though focused on carriers rather than the broker/distributor segment Oqio targets.
• Duck Creek Technologies: Insurance software provider offering core systems, claims, and digital engagement tools to property & casualty insurers. A broad incumbent competitor that could expand down-market into Oqio's broker-facing niche.
• Insurity: Insurance software and analytics platform serving P&C carriers with claims, policy, and analytics solutions. A broad incumbent in the insurance technology space with overlapping claims-management functionality.

Emerging players

• Yardi Systems: Property management software suite for residential and commercial real estate, with operational and accounting workflows that overlap with Oqio's property-manager-facing surface. A larger player in adjacent property software, though not a claims specialist.
• Wefox: Berlin-based InsurTech serving insurance distributors with digital operations and customer management tooling. Comparable in geography and insurer-distributor focus, though Wefox targets consumer-facing brokers more broadly rather than property insurance claims specifically.

Others

• Aareon: Leading European property management ERP provider and Oqio's integration partner. Adjacent ecosystem player — Aareon serves the same property managers but with broader ERP/portfolio management scope rather than claims management specialization.
• casavi: Tenant and property management communication platform for residential real estate and Oqio's integration partner. Adjacent ecosystem participant enabling customer communication workflows that Oqio's damage case management complements.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat5 records

Key risks6 records

Key highlights7 records

Customer concentration

• LinkedInlinkedin.com/company/oqio

Compliance2 records

Revenue estimate

Valuation estimate

Number of profiles

Profiles2 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Oqio