Lopez
Lopez Auto Insurance & Tax is a Dallas-Fort Worth independent insurance agency operating 10 branch locations, placing personal, commercial, and specialty insurance with multiple carriers and serving Hispanic and general consumers bilingually since 2011.
- Company typePrivate
- Founded2011
- HeadquartersDallas, United States
- Headcount11–50
- GTM typeB2C
- OfferingServices
What Lopez does
Lopez Auto Insurance & Tax is an independent insurance agency headquartered in the Dallas-Fort Worth metroplex, operating approximately 10 branch locations across the region and serving more than 2,979 customers since its founding in 2011. The firm operates as a non-carrier agent, placing business with multiple underwriters including Progressive, AmWins, Empower, Lonestar, Star Canyon, Texas Insurance, and Aggressive, which allows it to quote across standard and non-standard risk appetites. Its service portfolio spans 14 offerings: personal lines (auto, motorcycle, homeowners, renters, boat, RV, mobile home), commercial lines (commercial auto, general liability), specialty products (SR-22, Mexico tourist auto, surety bonds), and adjacent services (tax preparation, notary public).
The agency runs a traditional branch-based go-to-market model supported by bilingual English/Spanish staffing, targeting DFW's sizable Hispanic consumer and small-business market. Revenue mechanics are commission-based, paid by carriers on placed policies, with no disclosed subscription, fee-for-service, or premium-finance revenue lines. Operational infrastructure consists of carrier-hosted rating and payment portals rather than proprietary technology — the agency does not own a quoting platform, underwriting model, or customer-facing mobile application. Online payment integration with carrier systems supplements in-branch cash and remittance-style collections, accommodating unbanked and underbanked customer segments. The firm competes against direct-to-consumer insurtechs, captive agents (e.g., State Farm, Allstate), and other independents, with differentiation grounded in physical accessibility, language capability, and breadth of carrier placement rather than technology.
Lopez firmographics
Firmographics- Name
- Lopez
- Legal name
- Lopez Auto Insurance & Tax
- Website
- https://lopezinsurance.com
- Company type
- Private
- Founded year
- 2011
- Operating status
- Operating
- Headcount range
- 11–50 employees
- Short description
- Lopez Auto Insurance & Tax is a Dallas-Fort Worth independent insurance agency operating 10 branch locations, placing personal, commercial, and specialty insurance with multiple carriers and serving Hispanic and general consumers bilingually since 2011.
- Ownership category
- akta.pro rank
Lopez industry classification
Industry- Product category
- Insurance Agency Services
- NAICS
- Insurance Agencies and Brokerages (524210)
- SIC
- Insurance Agents, Brokers & Service (6411)
- akta.pro primary industry
- Personal Auto Insurance (FSAJAMAA)
- akta.pro secondary industries
- Non-Standard / High-Risk Personal Auto Insurance (FSAJAAAD), SR-22 / FR-44 Personal Auto Insurance (FSAJAAAJ), Commercial Auto & Fleet Insurance (FSAJAMAB)
Keywords
Where Lopez is headquartered
LocationHeadquarters
- HQ city
- Dallas
- HQ country
- United States
- HQ region
- North America
Offices10 records
Markets served
Lopez business model
Business model- GTM type
- B2C
- Offering type
- Services
- Cost components
- Personnel, Operations, Marketing or Sales, Technology or R&D, Infrastructure
Revenue model
- Insurance Premium Commissions: Lopez Auto Insurance acts as an independent insurance agency, earning commissions from insurance carriers for policies sold. They represent multiple insurance companies including Progressive, Aggressive, AmWins, Empower, Lonestar, Star Canyon, and Texas Insurance.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Subscription | Monthly | Individual insurance policies (Auto, Motorcycle, Homeowners, Renters, Boat, RV, Mobile Home) |
Go-to-market motion1 record
Distribution channels3 records
Marketing channels4 records
Lopez product offering
Product offeringCore offering
Lopez Auto Insurance & Tax is a Texas-based independent insurance agency that sells personal and commercial insurance policies on behalf of multiple carriers through 10 branch locations in the Dallas-Fort Worth metroplex. The agency specializes in auto insurance and also provides homeowners, motorcycle, renters, boat, RV, mobile home, commercial auto, commercial general liability, Mexico tourist, SR-22, and surety bond products, supplemented by tax preparation and notary public services. Customers receive bilingual (English/Spanish) support, free quotes, and policy management through walk-in, phone, and online channels.
Product overview
Lopez Auto Insurance & Tax is a Texas-based insurance agency offering a comprehensive portfolio of insurance products and tax services. The core offering consists of personal and commercial insurance products including auto insurance, homeowners insurance, motorcycle insurance, renters insurance, boat insurance, RV/travel trailer insurance, mobile home insurance, commercial auto insurance, commercial general liability insurance, Mexico tourist insurance, surety bonds, and SR-22 insurance. The company also offers supplementary services including notary public services and tax preparation services. All products are offered through the company's 10 branch locations across the Dallas-Fort Worth metro area.
Differentiator
Problem solved
Functional benefit
Products and services
- Auto Insurance
- Commercial Auto Insurance
- Homeowners Insurance
- Mobile Home Insurance
- Motorcycle Insurance
- Renters Insurance
- Boat/Watercraft Insurance
- RV and Travel Trailer Insurance
- Commercial General Liability Insurance
- Mexico Tourist Insurance
- Surety Bonds
- SR-22 Insurance
- Notary Public Services
- Tax Preparation Services
Quantifiable outcome
- Serving customers since 2011 with continued growth in locations and customer base
Companies that use Lopez
Customer profileSegments2 records
Ideal customer profiles2 records
Lopez technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Integration7 records
Lopez partnerships and signals
Strategic signalPartnerships
Seven partnerships are on record, tiered core and minor.
- ProgressivecoreInsurance carrier partnership for auto, motorcycle, and other personal lines insurance. Lopez Auto Insurance sells Progressive policies and customers can make payments through Progressive's online portal.
- Aggressive InsurancecoreInsurance carrier partnership. Lopez Auto Insurance sells Aggressive Insurance policies and customers can make payments through Aggressive's online portal.
- AmWinscoreInsurance carrier/supplier partnership for commercial and specialty insurance products. Lopez Auto Insurance accesses AmWins products for customer coverage needs.
- EmpowerminorInsurance carrier partnership. Lopez Auto Insurance sells Empower policies and customers can make payments through Empower's online portal.
- LonestarcoreTexas-based insurance carrier partnership for auto and other personal lines. Lopez Auto Insurance sells Lonestar policies and customers can make payments through Lonestar's online portal.
- Star Canyon InsuranceminorInsurance carrier partnership. Lopez Auto Insurance sells Star Canyon policies and customers can make payments through Star Canyon's online portal.
- Texas Insurance (Tejas)coreTexas-based insurance carrier partnership. Lopez Auto Insurance sells Texas Insurance policies and customers can make payments through Tejas Seguros online portal.
Scale indicators4 records
Recent moves5 records
Expansion highlights2 records
Lopez competitors and assessment
Company assessmentOthers
- H&R Block: National tax preparation services retailer with physical storefront presence. Relevant adjacency because Lopez offers tax preparation as a cross-sell at its branches; H&R Block represents the scaled incumbent against which Lopez's tax offering competes.
Direct peers
- Fred Loya Insurance: Multi-state independent auto insurance agency historically focused on Hispanic and non-standard drivers in Texas and the Southwest. Operates a high-branch, walk-in, bilingual distribution model that closely mirrors Lopez Auto Insurance's approach.
- Freeway Insurance: Large multi-state independent insurance agency specializing in auto and non-standard auto coverage through a dense branch network. Highly comparable in store-led, multi-carrier, walk-in distribution to Lopez.
- Baja Auto Insurance: Independent auto insurance agency concentrated in Texas and other Southwestern states, focused on Hispanic customers and non-standard auto placements. Closely comparable business model and target customer to Lopez.
- Direct Auto Insurance: Non-standard auto insurance carrier and agency operator with retail locations in Texas and other Southern states. Overlaps directly with Lopez's SR-22 and non-standard auto book and its store-based distribution.
- Titan Insurance: Non-standard auto insurance specialist writing through agents in multiple states, including Texas. Comparable to Lopez in its focus on high-risk drivers and SR-22-type placements, though distributed via a broader agent footprint rather than owned branches.
Broad incumbents
- State Farm: Largest U.S. personal lines carrier with an exclusive captive agent distribution model that overlaps with Lopez in personal auto and homeowners. Competes for the same DFW households but through an owned-agent rather than independent-agency model.
- National General Insurance: National P&C carrier (now part of Allstate) with a large non-standard auto book distributed through agents. Comparable to Lopez in target customer segment (non-standard drivers), but operates as a carrier rather than an independent agency.
- Allstate: Major national personal lines carrier with a large captive agent footprint in Texas. Competes with Lopez across personal auto and homeowners, and now owns National General, a non-standard auto carrier that overlaps directly with Lopez's specialty segment.
- GEICO: Direct-to-consumer auto insurance carrier and a major competitive threat to independent agencies like Lopez in the standard personal auto segment, particularly for price-sensitive Texas shoppers.
Market position
Strengths4 records
Weaknesses4 records
Competitive moat4 records
Key risks6 records
Key highlights6 records
Customer concentration
Lopez social profiles
Digital presenceLopez financial estimates
Financial estimateRevenue estimate
Valuation estimate
Lopez leadership team
Management profileNumber of profiles
Lopez funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Lopez M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Lopez
What does Lopez do?
Lopez Auto Insurance & Tax is a Texas-based independent insurance agency that sells personal and commercial insurance policies on behalf of multiple carriers through 10 branch locations in the Dallas-Fort Worth metroplex. The agency specializes in auto insurance and also provides homeowners, motorcycle, renters, boat, RV, mobile home, commercial auto, commercial general liability, Mexico tourist, SR-22, and surety bond products, supplemented by tax preparation and notary public services. Customers receive bilingual (English/Spanish) support, free quotes, and policy management through walk-in, phone, and online channels.
Is Lopez a public or private company?
Lopez is a private company. It is classified as family owned and is currently operating.
When was Lopez founded?
Lopez was founded in 2011. It employs 11 to 50 people.
Where is Lopez based?
Lopez is headquartered in Dallas, United States, in the North America region.
How does Lopez make money?
One revenue line is on record: insurance Premium Commissions.
Who are Lopez's main competitors?
H&R Block is listed as an others. Direct peers are Fred Loya Insurance, Freeway Insurance, Baja Auto Insurance, Direct Auto Insurance and Titan Insurance. Broad incumbents are State Farm, National General Insurance, Allstate and GEICO.
Does Lopez have an API?
No public API is recorded for Lopez.
What industry is Lopez in?
Lopez's product category is Insurance Agency Services. Its primary akta.pro industry code is FSAJAMAA, Personal Auto Insurance, with a secondary code of FSAJAAAD, Non-Standard / High-Risk Personal Auto Insurance. Its NAICS code is 524210 and its SIC code is 6411.