Platinum Title

What Platinum Title does

Platinum Title LLC is a privately held, family-owned title insurance and escrow closing company founded in 2004 and headquartered in Overland Park, Kansas, with three physical offices across Overland Park and Prairie Village serving both Kansas and Missouri counties in the Kansas City metropolitan area. The firm provides title insurance policies (lender and owner), escrow and settlement services, title search and examination, and closing coordination for residential and commercial real estate transactions, complemented by ALTA 49 and ALTA 49.1 fraud and forgery protection endorsements offered as add-on post-policy coverage. Supporting tools include a proprietary online ordering portal, downloadable residential purchase and lender refinance rate cards, a TitleCapture-powered seller net and buyer closing cost calculator, and Biller Payments-based earnest money collection. The technology stack is built on standard title search and examination systems, escrow processing, and a digital ordering platform; no proprietary AI/ML components, APIs, or developer SDKs are disclosed.

The customer base spans enterprise mortgage lenders (Wells Fargo Home Mortgage, Prime Lending, LeaderOne Financial), regional banks (Landmark National Bank), mid-market lenders (Affinity Mortgage), independent real estate brokerages, and government entities (GSA), serviced through a hybrid GTM combining direct consumer engagement at offices, phone-based inside sales under a no-voicemail policy, online self-serve ordering, and referral relationships with real estate agents and lenders. Revenue is generated transactionally through regulated one-time title insurance premiums, escrow and closing fees, and per-transaction endorsement fees (ALTA 49 at $200, ALTA 49.1 at $250), with distribution concentrated in Kansas and Missouri. Reported service-level differentiators include sub-45-minute commitment turnaround and personalized local market expertise; no external funding, M&A activity, or multi-state expansion is recorded.

Name

Platinum Title

Legal name

Platinum Title LLC

Website

https://platinumtitleksmo.com

Company type

Private

Founded year

2004

Operating status

Operating

Headcount range

11–50 employees

Short description

Platinum Title LLC is a family-owned title insurance and escrow closing company founded in 2004, operating three offices in the Kansas City metro to serve residential and commercial buyers, sellers, lenders, and real estate agents across Kansas and Missouri.

Ownership category

akta.pro rank

Product category

Title Insurance & Escrow Services

NAICS

Direct Title Insurance Carriers (524127), Title Abstract and Settlement Offices (541191)

SIC

Title Insurance (6361)

akta.pro industry

PRIMARYFSAJACAL

Title Insurance

Financial & Insurance/Insurance — Motor, Property & Casualty/Property Insurance (Homeowners, Renters & Commercial Property)

SECONDARYBPAJAOAB

Title Search & Examination

Business & Public Services/Real Estate Services (Brokerage, Property Management)/Real Estate Transaction Services (Escrow, Title & Closing Coordination)

SECONDARYFSALALAK

Title, Settlement & Closing Services Technology

Financial & Insurance/Mortgage & Housing Finance/Mortgage Technology, Underwriting & Valuation Services (LOS/AUS/Appraisal)

Keywords

• Title insurance services
• Escrow closing services
• Real estate title search
• Residential title services
• Commercial title insurance

Headquarters

HQ city

Overland Park

HQ country

United States

HQ region

North America

Offices3 records

Markets served

GTM type

B2B

Offering type

Services

Cost components

Personnel, Operations, Technology or R&D, Marketing or Sales, Infrastructure

Revenue model

1. Title Insurance Premiums: One-time premium payments for lender's and owner's title insurance policies. Premiums are regulated by the insurance commission and based on the purchase price of the property. The policy remains effective until the property is sold to a new owner.
2. Escrow and Closing Services: Fees for conducting the closing process, coordinating with all parties, preparing documents, disbursing funds, and recording transfer documents. Charged as part of the overall title service package.
3. Title Search Services: Examination of public records to search for title defects, liens, encumbrances, and other title issues prior to issuing insurance.
4. Fraud & Forgery Protection Endorsements: Additional endorsement fees for ALTA 49 and ALTA 49.1 forgery protection coverage added to owner's title insurance policies.

Pricing tiers

Go-to-market motion2 records

Distribution channels5 records

Marketing channels6 records

Core offering

Platinum Title provides title insurance, escrow, and closing services for residential and commercial real estate transactions in Kansas and Missouri. Core offerings include owner's and lender's title insurance policies, escrow and settlement coordination, title search and examination, and post-policy fraud/forgery protection through ALTA 49 and 49.1 endorsements. Supporting tools include an online ordering system, earnest money processing via BillerPayments, and a TitleCapture-powered closing cost calculator.

Product overview

Platinum Title provides title insurance, escrow, and closing services primarily for residential and commercial real estate transactions in Kansas and Missouri. The core offering consists of title insurance policies (owner and lender policies) and escrow/settlement services. Supporting tools include online order submission, rate card pricing documents, earnest money payment processing via Biller Payments, and a TitleCapture-powered closing cost calculator. Fraud and forgery protection is offered as an add-on through ALTA endorsements (ALTA 49 and ALTA 49.1) for post-policy coverage on residential properties.

Differentiator

Problem solved

Functional benefit

Products and services

• Title Insurance Owner's and lender's title insurance policies protecting property owners and mortgage lenders against losses from title defects, forged documents, undisclosed heirs, liens, encumbrances, fraud, and other title risks discovered before policy issuance. Premiums are regulated by the state insurance commission and based on the property purchase price; coverage remains effective until the property is sold to a new owner.
• Escrow & Closings Escrow and settlement services that coordinate property transaction closings, manage fund disbursements, prepare and review closing documents, satisfy lender requirements, record transfer documents, and ensure secure transfer of property ownership for buyers and sellers.
• Residential Title Services End-to-end title search, title insurance, and closing services for residential home purchases, sales, and refinance transactions in Kansas and Missouri.
• Commercial Transactions Complete title insurance, escrow, and closing services for commercial real estate transactions in Kansas and Missouri, handling multi-party coordination and larger coverage requirements.
• Fraud & Forgery Protection (ALTA Endorsements) ALTA 49 (new policy) and ALTA 49.1 (existing policy) endorsements providing post-policy coverage for forgery of deeds or mortgages recorded after closing, protecting residential property owners against seller impersonation fraud. ALTA 49 priced at $200; ALTA 49.1 priced at $250.

Quantifiable outcome

• Commitment turnaround time under 45 minutes
• +1 more outcomes

Named customers8 records

Segments4 records

Ideal customer profiles4 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Integration2 records

Feature4 records

Scale indicators3 records

Recent moves6 records

Expansion highlights5 records

Broad incumbents

• Fidelity National Title: National title insurance and escrow services company under Fidelity National Financial. Competes with Platinum Title in residential and commercial title and closing, but with national underwriting capacity and lender relationships.
• WFG National Title: National title insurance and closing services provider with underwriter relationships. Comparable to Platinum Title in offering title and escrow services to lenders and real estate professionals, but at a national scale.
• Stewart Title: Major national title insurance underwriter offering title searches, escrow, and closing services. Operates through direct offices and agency networks, directly competing with local agencies like Platinum Title for lender and agent referrals.
• First American Title Insurance Company: One of the largest national title insurance underwriters and escrow/closing service providers. Directly comparable to Platinum Title's core business, but operates at national scale with proprietary technology and direct lender integrations.
• Ticor Title: National title insurance and settlement services brand under Fidelity National Financial. Directly comparable product set (title search, title insurance, escrow) competing for lender and real estate agent business in regional markets.
• Title Resources Guaranty: National title insurance underwriter with an agent network. Comparable to Platinum Title's title insurance issuance, but works primarily through a network of title agents and agencies rather than direct retail offices.
• Old Republic Title: National title insurance carrier with a network of direct operations and title agents. Provides comparable title, escrow, and closing services to lenders, agents, and consumers across multiple states.

Direct peers

• Greater Kansas City Title: Local Kansas City-area title and escrow company offering the same residential and commercial closing services as Platinum Title. Closest direct peer in the same geography competing for the same lender and agent relationships.

Market position

Strengths4 records

Weaknesses4 records

Competitive moat4 records

Key risks6 records

Key highlights6 records

Customer concentration

• Facebookfacebook.com/PlatinumTitle
• LinkedInlinkedin.com/company-beta/1997008
• Xx.com/platinumtitle

Revenue estimate

Valuation estimate

Number of profiles

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Platinum Title