Fintracker
Fintracker is a Winnipeg-based compliance platform that automates FINTRAC KYC/AML workflows for Canadian real estate agents, brokerages, lenders, and mortgage professionals. It provides remote ID verification, facial biometrics, automated form completion, and AML monitoring across all Canadian provinces and territories.
- Company typePrivate
- Founded2019
- HeadquartersWinnipeg, Canada
- Headcount1–10
- GTM typeB2B and B2C
- OfferingSoftware
What Fintracker does
Fintracker is a Winnipeg-headquartered, privately held software company that automates FINTRAC compliance workflows for the Canadian real estate industry. Founded in 2019 by Simon Fiore (CEO, a former REALTOR®) and Matt Amihude (CTO), the company built a digital platform that replaces paper FINTRAC and pre-deal forms with mobile and web applications enabling remote identity verification, facial biometric matching, automated data extraction from government-issued photo IDs, AML/PEP/sanctions screening, and five-year ongoing monitoring. Fintracker holds licenses for CREA forms and serves all 13 Canadian provinces and territories, with an explicit vertical focus on REALTORS®, mortgage brokers, lenders, brokerages, and insurance professionals.
The platform's technical core combines computer vision (ID scanning, barcode reading, facial biometrics), structured-data processing against global sanctions and PEP databases, and process automation that auto-populates up to 80% of required FINTRAC form fields. In May 2026, Fintracker integrated Interac Verified for reusable digital identity credentials, and in January 2025 it became majority-owned by FCT (First Canadian Title), a subsidiary of NYSE-listed First American Financial Corporation, giving the company distribution into FCT's network of approximately 450 lenders, 43,000 legal professionals, and 5,000 recovery professionals across Canada.
Fintracker operates a hybrid go-to-market combining product-led growth (mobile app stores, self-serve web registration, free trial) for individual agents with a sales-led motion for brokerages and enterprise clients, supplemented by channel partnerships with Canadian real estate boards and associations. Revenue is generated through individual subscriptions ($29.99 annually), tiered brokerage contracts with engagement fees of $2,000-$3,000 and monthly fees of $300-$750 over 24-month terms, usage-based per-transaction fees for Remote ID Verification ($2.99-$3.99) and Interac Verified ($4.99-$5.99), and $0.50/year AML monitoring fees. The company maintains SOC 2 Type 1 and PIPEDA compliance certifications and reports a headcount of 1-10 employees despite supporting tens of thousands of agents nationally.
Fintracker firmographics
Firmographics- Name
- Fintracker
- Legal name
- FINTRACKER INC.
- Website
- https://fintracker.ca
- Company type
- Private
- Founded year
- 2019
- Operating status
- Operating
- Headcount range
- 1–10 employees
- Short description
- Fintracker is a Winnipeg-based compliance platform that automates FINTRAC KYC/AML workflows for Canadian real estate agents, brokerages, lenders, and mortgage professionals. It provides remote ID verification, facial biometrics, automated form completion, and AML monitoring across all Canadian provinces and territories.
- Ownership category
- akta.pro rank
Fintracker industry classification
Industry- Product category
- Regulatory Compliance Software (FINTRAC / KYC / AML)
- NAICS
- Financial Transactions Processing, Reserve, and Clearinghouse Activities (522320)
- SIC
- Finance Services (6199)
- akta.pro primary industry
- Income & Employment Verification (VOI/VOE, payroll-linked data) (FSAGACAE)
- akta.pro secondary industries
- Underwriting Automation & Income/Employment Verification (FSAGAHAD), Tokenization, Network Vaults & Credential Management (FSAGABAF)
Keywords
Where Fintracker is headquartered
LocationHeadquarters
- HQ city
- Winnipeg
- HQ country
- Canada
- HQ region
- North America
Offices1 record
Markets served
Fintracker business model
Business model- GTM type
- B2B and B2C
- Offering type
- Software
- Cost components
- Technology or R&D, Personnel, Marketing or Sales, Operations, Infrastructure
Revenue model
- Individual Subscriptions: Annual subscription for individual real estate agents at $29.99 per year. Provides access to digital FINTRAC forms, ID verification, and AML tools. Free trial period available. May be covered by board, association, or brokerage.
- Brokerage Subscriptions: Discounted pricing for brokerages based on agent count with engagement fees ranging from $2,000-$3,000 and monthly fees of $300-$750 over 24 months. Includes access for all agents under the brokerage with centralized admin portal.
- Remote ID Verification (per transaction): $2.99 per Remote IDV when invoiced directly to brokerage or $3.50-$3.99 when purchased by agents within the app. Includes initial AML screening with biometric verification.
- Interac Verified (per transaction): $4.99 when invoiced directly to brokerage or $5.50-$5.99 when purchased by agents within the app. Includes bank verification, ID verification, and biometric verification.
- AML Screening and Ongoing Monitoring: $0.50 annually per individual ID, corporate ID, third-party or beneficial owner for five-year business relationship term. Includes initial in-person ID screening at $0.99 per client.
- Fintracker Complete Program: Comprehensive compliance program including gap assessment, risk assessment, custom manuals and policies, training modules, automated effectiveness review, and audit assist. Bundled with brokerage subscription.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Subscription | Annual | Individual Agent Subscription |
| Subscription | Multi-year contract | Brokerage Subscription (50 agents or fewer) |
| Subscription | Multi-year contract | Brokerage Subscription (51-250 agents) |
| Subscription | Multi-year contract | Brokerage Subscription (251-500 agents) |
| Subscription | Multi-year contract | Enterprise Pricing |
| Unit Pricing | Pay-as-you-go | Remote ID Verification (per transaction) |
| Unit Pricing | Pay-as-you-go | Interac Verified (per transaction) |
| Usage-based | Annual | AML Screening and Ongoing Monitoring |
Go-to-market motion1 record
Distribution channels4 records
Marketing channels5 records
Fintracker product offering
Product offeringCore offering
Fintracker is a SaaS compliance platform for Canadian real estate professionals that automates FINTRAC (Canada's anti-money laundering and KYC regime) form completion, remote identity verification with facial biometrics, AML screening, and ongoing five-year monitoring. The platform replaces paper forms and manual data entry with barcode-scanned ID auto-population (~80% of form fields), secure paperless audit-ready record storage, and integration with Interac Verified for reusable digital identity credentials, accessible via web and native iOS/Android apps.
Product overview
Fintracker is a single unified compliance platform for the Canadian real estate industry with a modular product architecture. The core Fintracker platform provides digital FINTRAC compliance workflows including Remote ID Verification with facial biometrics, Interac Verified integration for reusable digital credentials, and In-Person ID Verification. Add-on modules include AML Screening with five-year Ongoing Monitoring, Fintracker Complete (a comprehensive seven-pillar compliance program), Corporate ID Forms, Receipt of Funds forms, and a Compliance Officer/Admin Portal for centralized management. The platform is accessible via web application and native mobile apps (iOS/Android), with tiered pricing for individual agents, brokerages, and enterprise clients.
Differentiator
Problem solved
Functional benefit
Products and services
- Fintracker Core Platform Core SaaS platform for Canadian real estate professionals that automates FINTRAC form completion, replaces paper forms and manual data entry, and provides digital identity verification, AML screening, and secure audit-ready record storage via web and mobile apps.
- Remote ID Verification
Quantifiable outcome
- Auto-populates up to 80% of personal information required for FINTRAC forms
- +3 more outcomes
Companies that use Fintracker
Customer profileNamed customers6 records
Segments5 records
Ideal customer profiles4 records
Fintracker technology and API
TechnologyTechnology focussed Yes
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Integration1 record
AI capability6 records
Feature6 records
Fintracker partnerships and signals
Strategic signalPartnerships
Five partnerships are on record, tiered core and major.
- InteraccoreInterac Verified credential service is now live within Fintracker platform, making reusable digital identity verification available to Canadian real estate professionals. Users can verify their identity once and securely reuse that credential across real estate transactions, eliminating repeated document submissions.
- CREA (Canadian Real Estate Association)coreFintracker has licensed CREA forms for FINTRAC compliance. The platform includes forms licensed by The Canadian Real Estate Association, as well as other CREA-licensed forms for real estate transactions. The trademark REALTOR® is controlled by CREA and identifies real estate professionals who are members.
- TREB (Toronto Real Estate Board)majorToronto Real Estate Board offers Fintracker as a member benefit to its REALTOR® members. TREB is one of Canada's largest real estate boards.
- Winnipeg Regional Real Estate BoardmajorWinnipeg Regional Real Estate Board offers Fintracker as a member benefit to its real estate professional members.
- Ontario Real Estate Boards and AssociationsmajorMultiple Ontario real estate boards including Barrie District Association of REALTORS®, Brampton Real Estate Board, London and St. Thomas Association of REALTORS®, and others offer Fintracker as member benefit.
Scale indicators3 records
Recent moves6 records
Expansion highlights6 records
Fintracker competitors and assessment
Company assessmentRegional players
- Dotloop: Real estate transaction management platform (owned by Trulia/Zillow Group) that includes compliance documentation workflows. Comparable as a real estate compliance workflow tool but US-focused rather than Canadian.
- Lone Wolf Technologies: Canadian real estate back-office and transaction management platform serving brokerages and agents. Comparable as a Canadian real estate SaaS focused on compliance and transaction workflows, but broader in scope than pure compliance.
Emerging players
- Persona: Identity verification platform offering configurable KYC, document verification, and AML checks via API. Comparable in technology stack (biometric, document scanning, AML screening) but serves multiple verticals rather than specializing in Canadian real estate.
- Veriff: Identity verification platform with document scanning, biometric matching, and AML screening. Comparable in IDV capabilities and serves regulated industries including financial services and real estate.
- Notarize: Online notarization and identity verification platform serving real estate, legal, and financial services. Comparable identity verification and remote signing capabilities, though US-focused.
- Onfido: AI-driven identity verification platform offering document verification, biometric facial matching, and AML compliance. Comparable technology and KYC/AML focus but serving broader financial services verticals.
Broad incumbents
- Jumio: Established global identity verification provider offering ID document scanning, biometric authentication, and AML screening. Comparable core technology (facial biometrics, ID scan, AML) but operates across industries globally at enterprise scale.
- Equifax Verify: Major credit bureau offering identity verification, KYC, and AML screening services as part of its broader financial data and analytics portfolio. Overlaps on the AML screening and identity verification capabilities Fintracker provides.
Others
- Interac Verified (Interac Corp.): Canadian interbank network that Fintracker integrates with for reusable digital identity credentials. Adjacent infrastructure provider rather than direct competitor, but increasingly relevant as Interac Verified could itself become a compliance identity layer.
Direct peers
- Trulioo: Vancouver-based global identity verification platform offering KYC/AML, document verification, and business verification. Directly comparable to Fintracker's IDV and AML screening capabilities, but operating globally rather than focused on Canadian real estate compliance.
Market position
Strengths5 records
Weaknesses5 records
Competitive moat6 records
Key risks6 records
Key highlights7 records
Customer concentration
Fintracker social profiles
Digital presenceFintracker compliance and trust
Trust signalCompliance2 records
Fintracker financial estimates
Financial estimateRevenue estimate
Valuation estimate
Fintracker leadership team
Management profileNumber of profiles
Profiles2 records
Fintracker funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Fintracker M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Fintracker
What does Fintracker do?
Fintracker is a SaaS compliance platform for Canadian real estate professionals that automates FINTRAC (Canada's anti-money laundering and KYC regime) form completion, remote identity verification with facial biometrics, AML screening, and ongoing five-year monitoring. The platform replaces paper forms and manual data entry with barcode-scanned ID auto-population (~80% of form fields), secure paperless audit-ready record storage, and integration with Interac Verified for reusable digital identity credentials, accessible via web and native iOS/Android apps.
Is Fintracker a public or private company?
Fintracker is a private company. It is classified as corporate owned and is currently operating.
When was Fintracker founded?
Fintracker was founded in 2019. It employs 1 to 10 people.
Where is Fintracker based?
Fintracker is headquartered in Winnipeg, Canada, in the North America region.
How does Fintracker make money?
Six revenue lines are on record. Individual Subscriptions are the primary driver. The others are brokerage Subscriptions, remote ID Verification (per transaction), interac Verified (per transaction), AML Screening and Ongoing Monitoring and fintracker Complete Program.
Who are Fintracker's main competitors?
Regional players on record are Dotloop and Lone Wolf Technologies. Emerging players are Persona, Veriff, Notarize and Onfido. Broad incumbents are Jumio and Equifax Verify. Interac Verified (Interac Corp.) is listed as an others. Trulioo is listed as a direct peer.
Does Fintracker have an API?
No public API is recorded for Fintracker.
What industry is Fintracker in?
Fintracker's product category is Regulatory Compliance Software (FINTRAC / KYC / AML). Its primary akta.pro industry code is FSAGACAE, Income & Employment Verification (VOI/VOE, payroll-linked data), with a secondary code of FSAGAHAD, Underwriting Automation & Income/Employment Verification. Its NAICS code is 522320 and its SIC code is 6199.